Gold Loan Bandra

AT 0.49%* INTEREST RATE
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    Gold Loan Bandra

    About Gold Loan Bandra

    Major Gold Loan Providers in Bandra

    Feature HDFC Bank SBI
    Muthoot Finance
    Interest Rate 9.90% onwards 7% onwards 12% onwards
    Min Loan Amt Metro : 25000, Non : 15000 25000 15000
    Max Loan Amt 1 Cr 1 Cr 1 Cr
    Loan Tenure 3 months to 24 months 9 months to 24 months
    1 month to 24 months
    Processing Fee 0.25% to 1.50% of the Loan Amt 0.25% to 1.50% Nil
    Pre-closure Charges 2%, Nil foreclosure charges after 3 months 2%, Nil foreclosure charges after 9 months Nil
    Overdraft Facility Yes Yes Yes
    Pay Only Interest Facility Yes Yes Yes
    Gold Rate Per Gram 3066 3073 3073

    Gold Loan Bandra FeaturesGold Loan Bandra

    Want to start a new Business but running out of cash?

    No idea what to do?

    No need to take tension, as Dialabank is providing you a financial aid through Gold Loan on the affordable interest rate and with less paperwork.

    And also your will get approved within 48 after the verification.

    All you need is a rigid and good source of Income and healthy credit history.

    Dialabank helps you to find the best Gold Loan Interest Rate and tenure options as per your needs. 

    Furthermore, you can get a loan up to 75 per cent of the market value of gold, this is due to fluctuation in the market price of the gold.

    Gold Loan Per Gram valuation is also an important element of a gold loan as it the basis of the calculation of the loan amount.

    Gold Loan Bandra Interest Rates

    Bank Interest Rate
    HDFC Bank Gold Loan 9.9% to 14%
    Axis Bank Gold Loan 10.50% to 16%
    ICICI Bank Gold Loan 10.75% to 16%
    SBI Gold Loan 9.5 % to 13%
    Kotak Gold Loan 11% to 14%
    IIFL Gold Loan 9.24% to 24%
    Muthoot Gold Loan 12% to 24%
    Manappauram Gold Loan 12% to 26%
    PNB Gold Loan 10.05% to 16%
    Canara Bank Gold Loan 9.75 % to 13%
    Andhra Bank Gold Loan 10.70% to 16%

    Documents for Gold Loan Bandra

    Proof of Identity in which you can show passport copy or Aadhaar card or voter ID.

    Next, you need to show Address Proof which can be Tel or Electricity Bill, a rental bill or ration card or Sales Tax certificate

    Also, Signature proof and 2 passport-sized photographs are required

    Additional Documents

    1. Income Proof: Salary Certificate and Form No.16,
    2. Land Proof: In case of Agriculture Loan of more than Rs. 1 lac. The proof is not required for allied agriculture purposes,
    3. A Demand Promissory Note,

    and 4. Certificate by the Jewel Appraiser (Bank will arrange).

    Eligibility Criteria for Gold Loan Bandra

    1. The minimum age of the individual should be 21 years and maximum up to 60 years.
    2. Must be having Indian Nationality.

    GOLD LOAN @ 0.49%*

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    How to Apply for Gold Loan Bandra

    Online Process to Apply for Gold Loan Bandra
    1. First, visit the site of Dialabank
    2. Fill the simple form on the website
    3. Our team will call you back 
    4. Documents will be picked from your doorstep

    You can apply for the HDFC Bank Gold Loan at Dialabank.

    You can call on 9878981166 anytime

    Dialabank is considered as the best platform to apply for a gold loan online, because:

    • Good reputation among  the customers 
    • Fast and best service 
    • Country’s first financial helpline
    • Low-Interest rate is available on Gold Loan
    • Less paperwork required 
    • Trained relationship managers are always there to guide you

    You can call on 9878981166 anytime

    Offline Process to Apply for Gold Loan Bandra

    Muthoot Gold Loan- offline available

    HDFC Gold Loan- offline available

    They are providing fast service also, but why to rush to the branch and also you have to visit those departments and apply for the loan and have to visit many times before than loan gets finally approved.

    Whereas, Dialabank can do that for you in a quicker and better manner.

    You can call on 9878981166 anytime

    Processing Fees / Prepayment Charges on Gold Loan Bandra

    Bank
    Processing Fee
    Prepayment Charges
    HDFC Bank Gold Loan
    0.25% to 1.50%
    2%, Nil foreclosure charges after 3 months
    Axis Bank Gold Loan
    0.50% to 1.50%
    Nil
    ICICI Bank Gold Loan
    0.25% to 1.50%
    2%, Nil foreclosure charges after 9 months
    SBI Gold Loan
    500/- to 0.50%
    Nil
    Kotak Gold Loan
    1% to 2%
    2.25% of fore closure amount if closed 1 month ahead of the tenure.
    IIFL Gold Loan
    Nil
    Nil
    Muthoot Gold Loan
    Nil
    Nil
    Manappauram Gold Loan
    Nil
    Nil
    PNB Gold Loan
    0.70% to 1%
    Nil
    Canara Bank Gold Loan
    1%
    Nil
    Andhra Bank Gold Loan
    Nil
    Nil

    CIBIL Score Required for Gold Loan Bandra

    Good CIBIL score is required in both the online and offline process for the approval.

    750 score is the min. you need for approval

    Also, banks will look at the behaviour on the previous loans taken. 

    Delayed payments can create a problem while approval.

    So maintain your score by checking it from time to time.

    Customers can take a free CIBIL score check beforehand, for a better understanding of the loan processing system and get better terms on the loan.

    You can call on 9878981166 anytime

    Gold Loan Bandra Agents

    One of the leading and most trusted Gold loan agents in Delhi is Dialabank.

    You can apply online at the Dialabank website or give a call at 9878981166

    Dialabank helps you to find the best option between several Banks and NBFCs 

    Also, a detailed and structured market comparison will be provided to you. Which will help you to make a correct and beneficial decision

    Gold Loan Bandra Contact Number

    Call at 9878981166 and get instant help and approval for Gold Loan in Bandra.

    Pre Calculated EMI Table for Gold Loan Bandra

    Rate
    5 Yrs
    4 Yrs
    3 Yrs
    10.50%
    2149
    2560
    3250
    11.00%
    2174
    2584
    3273
    11.50%
    2199
    2608
    3297
    12.00%
    2224
    2633
    3321
    12.50%
    2249
    2658
    3345
    13.00%
    2275
    2682
    3369
    13.50%
    2300
    2707
    3393
    14.00%
    2326
    2732
    3417
    14.50%
    2352
    2757
    3442
    15.00%
    2378
    2783
    3466

    About Bandra

    Bandra is a coastal suburb situated on Salsette Island in state Maharashtra, India. Bandra suburb is located to the immediate north of the Mithi River, which separates Bandra from Mumbai City. It is known as a third-largest commercial hub in the state of Maharashtra, after Mumbai and Pune.