⍟  Lowest Interest Rate of 0.79% p.m.
⍟  Highest Rate Per Gram ₹ 4,680
⍟  No Melting of Your Gold
⍟  Get Loan in 1 Visit Only
⍟  100% Safety of Your Gold (kept in Bank Locker)

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Gold Loan Bangalore Indiranagar CMH Road

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Best Banks for Gold Loan in Bangalore Indiranagar

Feature
HDFC Bank
ICICI Bank
Muthoot Finance
Interest Rate
9.90%
10.50%
12%
Min Loan Amt
Metro : 25000, Non : 15000
25000
15000
Max Loan Amt
1 Cr
1 Cr
1 Cr
Loan Tenure
3 months to 24 months
9 months to 24 months
1 month to 24 months
Processing Fee
0.25% to 1.50% of the Loan Amt
0.25% to 1.50%
Nil
Preclosure Chgs
2%, Nil foreclosure charges after 3 months
2%, Nil foreclosure charges after 9 months
Nil
Overdraft Facility
Yes
Yes
Yes
Pay Only Interest Facility
Yes
Yes
Yes
Gold Rate Per Gram
2500
2600
2700*

Gold Loan Bangalore

Very often, we find ourselves stuck in some financial crisis which we don’t know how to deal with, so we find ourselves seeking help through different kind of solutions available in the market. As Gold Loan is provided by many financial companies with easy terms and conditions, this loan is one that helps that an individual avail remedies for his problem.

Read More – About Gold Loan

Gold Loan Rates Per Gram Today in Bangalore Indiranagar

Updated - Gold Loan Per Gram Rate w.e.f

Gold Weight Gold Purity
24 Carat
Gold Purity
22 Carat
Gold Purity
20 Carat
Gold Purity
18 Carat
1 gram 4680 4290 3900 3510
10 gram 46800 42900 39000 35100
20 gram 93600 85800 78000 70200
30 gram 140400 128700 117000 105300
40 gram 187200 171600 156000 140400
50 gram 234000 214500 195000 175500
100 gram 468000 429000 390000 351000
200 gram 936000 858000 780000 702000
300 gram 1404000 1287000 1170000 1053000
400 gram 1872000 1716000 1560000 1404000
500 gram 2340000 2145000 1950000 1755000

Gold Loan Bangalore Indiranagar Interest Rates and Charges

The interest rate on the gold loan is the lowest of all and this is because loan it is a secured loan, this is one good thing about the gold loan. Although rates of gold keep on changing from time to time and vary individually as well.

  1. 10.70 % is the  Interest on gold loan .
  2.  The processing fee  here is very low- 0.85%
  3.  Pre-closer charges range from 0 – 2 % is also a benefit.
  4.  Besides this, the tenure ranges from minimum of six months to maximum five years of time.
  5.  Lastly, the amount of loan can range from Thousand to a Crore.

Know More – Gold Loan Interest Rate and Gold Loan Per Gram Rates

Highlights of Gold Loan Bangalore Indiranagar

Just by accepting the gold jewellery of the customer as a pledge, the loan is sanctioned by the bank. A personal loan is approved only on the basis of the income source and repayment capacity of an applicant. Gold loans are often used for short term household requirements like personal loans or credit card borrowings.

  1. Primarily Interest rates are meager.
  2. Very less paperwork is required for Gold Loan Bangalore.
  3. Easy terms and conditions
  4. One can take a maximum amount of money, according to the value of the Gold in market. 
  5. Gold Loan Bangalore  process is very transparent
  6. Instant processing no delays
  7. No processing fees for Gold Loan Bangalore
  8. Gold Loan Bangalore  money amount is free to be used for any personal  purpose of the applicant.

 Gold Loan Bangalore Indiranagar Eligibility Criteria

  1. The customer should be equal to or more than 18 years old. No gold loan can be issued to an applicant lesser than this age group.
  2. The customer should be of Indian Nationality; NRI’s are not eligible to take gold loan.
  3. The Gold an individual is taking should be of an appropriate form made as ornaments if possible.
  4. The quality range of Gold should be from 18 karats to 22 karats.

Gold Loan Bangalore Indiranagar Benefits and Features

  1. Personalized Service: Our relationship manager will provide you with the best of knowledge you wish to know and will try to solve your problem as well. They will guide you to find the most suitable Gold Loan Bangalore offer for your purpose.
  2. Comparison Rate: It is our duty to provide you with all the details regarding all the cost involved in taking the gold loan and will guide you to find the best offer.
  3. Research: We do a detailed analysis to help you to choose the product from the leading players in the market.
  4. Zero Service Fees: 0% of commission from our customer is charged by the company. At zero extra cost, we help you to find the right Gold Loan deal.
  5. Transparent Research: we as a company treat each of our applicants equally, there is no biasness in our services and in the criteria of taking a loan.

 Gold Loan Bangalore Documents Required

  1.  Identity proof: One should especially require one among the following for verification: ration card,  Voter ID, Valid passport, Aadhar card.
  2. Residence Proof: Sales Tax certificate/ Electricity Bill/ Rental bill /Telephone Bill/ Trade license /Shop & Est. License/
  3. Documents required for the farmers: Land Proof and Income proof.
  4. Signature Proof: Banker’s verification/Passport Copy/cheque.
  5. Other: Two passports sized colored photographs.

How to Apply online for Gold Loan Bangalore – Indira Nagar Cmh Road?

Applying for the Gold Loan is effortless. Use the technology and apply for a Gold loan without going anywhere outside.

  1. You have to visit the Online Gold Loan and need to fill up the application form is first step.
  2. The Customer representative will contact you and confirm some of the details is the second step. They will let you know the eligibility and your appointment will be fixed with the banker.
  3. You need to visit the bank once at the time of submission of Gold. Final step, you will enter the bank with the Gold and exit with the loan amount sanctioned to you!

About Bangalore – Indira Nagar Cmh Road

Indiranagar is a place in East- Banglore, India. It is a new area in Banglore. It is very beneficial for an individual to take loan over the gold than any other property as gold loan has the lowest interest rate to pay by the borrower, all you have to do is to call on 9592046860 or www.dialabank.com.

know more: Gold Loan Near Me

 

FAQs About Gold Loan

  1. How does Gold Loan in work?
    Loan on gold is very simple to understand.  Funds against your gold ornaments, are provided to you by The Banks /NBFCs. The amount  of loan always depends upon the gold weight.
  2. Gold Loan is secured?
    Yes, it is very important to note that the loan on gold is under the category of secured loans. Because as security or as collateral, in a gold loan the applicant put their gold ornaments into the bank’s locker.
  3. What are the circumstances when you don’t repay a Gold Loan?
    The bank is liable to sell his gold ornaments, if the borrower is unable to return the gold loan on time.
  4. Is there any need of a co-applicant?
    No, to avail Gold loan there is no need of any co-applicant.
  5. Is Gold loan better than a Personal loan?
    Yes, a Gold loan is better than personal Loan because in Gold Loan banks/NBFC’s takes Gold ornament as well as a gold coin as collateral and in case of Personal loan it is un-secured and hence carries higher interest than a gold loan.
  6. What is the best online platform to avail gold loan?
    Dialabank is the best platform to get a loan. Dialabank provides you hassle-free process as well as the lowest interest rate in the market as compared to others.
  7. Is there any fee payable for the Gold Loan?
    Yes, you have to pay the loan processing fee (non-refundable) as well as Valuation fee.

 

Know More About Gold Loan

  1. 3 Best Methods Repaying Gold Loan
  2. 4 Different Ways of Repaying Your Gold Loan
  3. What happens when you don’t pay a Gold Loan?
  4. Gold Loan From Top banks And NBFCs in India

Gold Loan Interest Rate of Different Banks – Updated 2020

Bank  Gold Loan Rate 
HDFC Bank 10.75%
Yes Bank  10.85%
Axis Bank 10.90%
SBI Gold Loan 11.50%
ICICI Bank 11.75%
IIFL Gold Loan 11.75%
Muthoot Gold Loan 12.00%
Federal Bank Gold Loan 12.00%
Manappuram Gold Loan  12.25%
IDBI Bank 12.25%
PNB Gold Loan 12.25%

 

 

 

 

 

 

 

 

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