Gold Loan Bangaloresafal

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Unlock the Real Value of your Gold

Rates as low as 1% p.m.
Get Money in 30 Mins
Loan Amount Up to 1 Crore
Loan Tenure Up to 48 Months
Unbiased Experts Advice

All About Gold Loan Bangaloresafal

Gold Loan BangaloresafalWe have a separate festival to celebrate in which gold plays a vital role i.e., Dhanteras. This shows that how as a community, we value the gold. In our culture, we believe that gold is a reserve for those days when one is stuck in the most adverse situation of life. So if you are in one of these situations then get a gold loan through Dialabank, and we assure you that we won’t let you face it all alone.

Eligibility for Gold Loan Bangaloresafal?

  1. You need to have at least 10 gms of gold jewellery or ornaments
  2. Your age must be 18 years.
  3. The quality should not be 24 karats.
  4. The quality must be between 18 karats to 22 karats.
  5. The application must be from a citizen of India.

Know More – What is CIBIL Score?

Gold Loan Bangaloresafal Interest Rates

  1. Gold Loan has an interest rate as low as 10.70%
  2. Secondly, It has low processing fees i.e. 0.85%
  3. Then, pre-closer charges can be from 0-2%
  4. Besides this tenure would be minimum 6 months and maximum 5 years
  5. Lastly amount would be in Thousands and crores.

Know More – Gold Loan Interest Rate

Documents Required for Gold Loan Bangaloresafal:

  1. Identity proof: Passport Copy/ Voters ID card/ Driving License.
  2. 2 passport size pictures.
  3. A signature proof such as Passport copy.
  4. Income Proof: Salary Certificate and Form No.16.

Why should one choose Gold Loan Bangaloresafal ?

  1. The loan amount can be as high as 10 lacs.
  2. Different EMI options – hassle free payments of EMIs.
  3. The amount can be cashed in no time.
  4. The customer can be assured that his/her gold is 100% safe with the bank.

Features and Benefits of Gold Loan Bangaloresafal :

  1. You can avail gold to the value of 70% of the gold you have.
  2. You get 100% Safety and security of your gold kept with bank.
  3. Your loan Gets processed in less than 30 minutes.
  4. Lower Interest rates
  5. Simple documentation and fast processing.
  6. Interest is paid only on the amount of the overdraft that you use.

Know More – Gold Loan Per Gram

About Barad

Barad  is a place in Maharashtra, India. It has recently experienced rise in population and real estate so in developing city like that finance is required for expension and other puroses. It is very easy to take loan in your city, all you have to do is to visit www.dialabank.com or call on 9592046860.

Gold Loan Interest Rate of Different Banks – Updated on 2019

Bank 

Gold Loan Rate 

HDFC Bank

10.75%

Yes Bank 

10.85%

Axis Bank

10.90%

SBI Gold Loan

11.50%

ICICI Bank

11.75%

IIFL Gold Loan

11.75%

Allahabad Bank Gold Loan

11.75%

Muthoot Gold Loan

12.00%

Federal Bank Gold Loan

12.00%

Manappuram Gold Loan 

12.25%

IDBI Bank

12.25%

PNB Gold Loan

12.25%

 

 

 

 

 

 

 

 

 

 

 

* For any assistance regarding Gold Loan, call us on 95920-46860, our trained Relationship Managers will solve all your queries.

FAQs About Gold Loan 

How does  Gold Loan work? 

Loan on gold is very simple to understand. The Banks /NBFC provides you with funds against your gold ornament. The amount depends upon the gold weight.

 Gold Loan is secured?

Yes, it is essential to note that the loan on gold comes in the category of secured loans. Because in a gold loan the applicant put their gold ornaments into the bank’s locker as security or as collateral.

What happens when you don’t repay a Gold Loan?  

If the borrower is unable to return the gold loan on time, then the bank is liable to sell his gold ornaments.

To get a gold loan do I need a co-applicant?  

No, to avail Gold loan you don’t need any co-applicant 

Is Gold loan better than a Personal loan?

Yes, a Gold loan is better than personal Loan because in Gold Loan banks/NBFC’s takes Gold ornament as well as a gold coin as collateral and in case of Personal loan it is un-secured and hence carries higher interest than a gold loan.

What is the best online platform to avail gold loan?

Dialabank is the best platform to get a loan. Dialabank provides you hassle-free process as well as the lowest interest rate in the market as compared to others.

Is there any fee payable for the Gold Loan?

Yes, you have to pay the loan processing fee (non-refundable) as well as Valuation fee.

Know More About Gold Loan

  1. 3 Best Methods Repaying Gold Loan
  2. 4 Different Ways of Repaying Your Gold Loan
  3. What happens when you don’t pay a Gold Loan?
  4. Gold Loan From Top banks And NBFCs in India
  5. Gold Loan Near Me

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