Gold Loan Bangarapet

AT 0.49%* INTEREST RATE
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    Gold Loan Bangarapet

    Major Gold Loan Lenders in Bangarapet

    Feature HDFC Bank SBI
    Muthoot Finance
    Interest Rate 9.90% onwards 7% onwards 12% onwards
    Min Loan Amt Metro : 25000, Non : 15000 25000 15000
    Max Loan Amt 1 Cr 1 Cr 1 Cr
    Loan Tenure 3 months to 24 months 9 months to 24 months
    1 month to 24 months
    Processing Fee 0.25% to 1.50% of the Loan Amt 0.25% to 1.50% Nil
    Pre-closure Charges 2%, Nil foreclosure charges after 3 months 2%, Nil foreclosure charges after 9 months Nil
    Overdraft Facility Yes Yes Yes
    Pay Only Interest Facility Yes Yes Yes
    Gold Rate Per Gram 3066 3073 3073

    Gold Loan Bangarapet Features

    Out of cash? No solution in mind?

    Gold Loan Bangarapet provides financial aid to the clients at low and reasonable interest rates. To get a Gold loan, the candidate needs to have a rigid and good source of income, as it makes the verification and credit endorsement process faster.

    In addition to it, the inconstancy in the market price of gold enables you to secure up to 75% of the gold value as the sanctioned loan amount.

    Gold Loan Bangarapet Interest Rates

    Bank Interest Rate
    HDFC Bank Gold Loan 9.9% to 14%
    Axis Bank Gold Loan 10.50% to 16%
    ICICI Bank Gold Loan 10.75% to 16%
    SBI Gold Loan 9.5 % to 13%
    Kotak Gold Loan 11% to 14%
    IIFL Gold Loan 9.24% to 24%
    Muthoot Gold Loan 12% to 24%
    Manappauram Gold Loan 12% to 26%
    PNB Gold Loan 10.05% to 16%
    Canara Bank Gold Loan 9.75 % to 13%
    Andhra Bank Gold Loan 10.70% to 16%

    Documents for Gold Loan Bangarapet

    1. Signature Proof: Driving License/ Passport Copy/ Banker’s verification/ cheque.
    2. Verification of Identity: Driving License/ Passport Copy/ Voters ID/ Aadhaar.
    3. Address Proof: Ration card/  Rental bill/ Passport copy/ Tel, Electricity Bill/ Shop & Est. License/ Trade license/ Sales Tax certificate.
    4. Two passport size photos.

    Additional Documents Required for Gold Loan Bangarapet

    1. A Command Promissory Note.
    2. Land proof: If the candidate requires to avail of a gold loan of more than Rs. 1 lakh for farming ideas.
    3. The Jewel Appraiser certificate (Bank will provide).
    4. Income Documentation: Salary Slip of the preceding three months and Form No.16 before the bank.

    Eligibility Criteria for Gold Loan Bangarapet

    The applicant must be a permanent Indian citizen between the age of 21 to 60 years.

    GOLD LOAN @ 0.49%*

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    How to Apply for Gold Loan Bangarapet

    Apply Online for Gold Loan Bangarapet

    Dialabank helps you to apply for gold loans online by merely filling the application form.

    Then, you’ll get a call from our contact Manager to help you with further services.

    For more features, call at 9878981166.

    Dialabank is the best online stage for availing gold loans. Some of the features have mentioned below:

    1. India’s first business helpline, Dialabank; provides quality business goods and help to clients.
    2. At Dialabank, we guide the customers free of cost. There are zero supplementary costs for availing gold loans.
    3. We help you to get a high LTV on your gold.
    4. Dialabank is a putative name among its customers for swift and comfortable services.
    5. Availing gold loan at Dialabank, you can get a lower Interest Rate.
    6. Availing gold loan via Dialabank needs very minimal paperwork.
    7. Our Association Managers have given training accurately to help you in availing of the gold loan.
    Apply Offline for Gold Loan Bangarapet

    Applicants can also avail of the gold loan in offline mode by reaching the nearest bank office near them. The search results on Google will list several banks and their nearby offices. Visit the banks with the required records. Then, you will have to visit the banks various times for the approval process, and it will lead to hectic for a person.

    But, Dialabank can do this whole process efficiently and quickly.

    Processing Fees / Prepayment Charges on Gold Loan Bangarapet

    Bank
    Processing Fee
    Prepayment Charges
    HDFC Bank Gold Loan
    0.25% to 1.50%
    2%, Nil foreclosure charges after 3 months
    Axis Bank Gold Loan
    0.50% to 1.50%
    Nil
    ICICI Bank Gold Loan
    0.25% to 1.50%
    2%, Nil foreclosure charges after 9 months
    SBI Gold Loan
    500/- to 0.50%
    Nil
    Kotak Gold Loan
    1% to 2%
    2.25% of fore closure amount if closed 1 month ahead of the tenure.
    IIFL Gold Loan
    Nil
    Nil
    Muthoot Gold Loan
    Nil
    Nil
    Manappauram Gold Loan
    Nil
    Nil
    PNB Gold Loan
    0.70% to 1%
    Nil
    Canara Bank Gold Loan
    1%
    Nil
    Andhra Bank Gold Loan
    Nil
    Nil

    CIBIL Score Required for Gold Loan Bangarapet

    A CIBIL score has a meaningful influence on your loan approval as all lending institutions in Badarpur have their basis for the minimum CIBIL score required to process a Gold Loan request further. Most institutions need a merest CIBIL score of 750 for processing your gold loan application.

    The institutions even look at specific behavior on past loans, so the CIBIL score is not the only concern. It consists of the borrowed amount and the type of loan taken. Thus, any late payments in the previous loan taken are a hurdle between you and the loan’s approval. Such situations should be avoided with a good CIBIL score.

    Gold Loan Bangarapet Agents

    Dialabank is the best financial consultant in Bangarapet for availing gold loans. Visit Dialabank to apply online or contact us at 9878981166

    Dialabank gives you a complete market arrangement to make correlations among more than a dozen banks and NBFCs to help you grasp the best contracts when it comes to availing gold loans in Bangarapet. Our system enables you to choose the loan, uniquely personalized, to meet your financial requirements.

    Gold Loan Bangarapet Contact Number

    Call 9878981166for instant consultation for Gold Loan in Bangarapet and get it approved as soon as possible.

    Pre Calculated EMI Table for Gold Loan Bangarapet

    Rate
    5 Yrs
    4 Yrs
    3 Yrs
    10.50%
    2149
    2560
    3250
    11.00%
    2174
    2584
    3273
    11.50%
    2199
    2608
    3297
    12.00%
    2224
    2633
    3321
    12.50%
    2249
    2658
    3345
    13.00%
    2275
    2682
    3369
    13.50%
    2300
    2707
    3393
    14.00%
    2326
    2732
    3417
    14.50%
    2352
    2757
    3442
    15.00%
    2378
    2783
    3466

    About BangarapetGold Loan Bangarapet

    Bangarapet town is in the Kolar district of Karnataka state, India. Bangarapet was formerly known as Marmutlu, but during the British rule, a British officer named it Bowringpet because this town connects to the Kolar goldfields. A large population of this town depends on Bangalore to earn money. The rice trade of this town is famous in Karnataka.