Gold Loan Bangarapet

Gold Rate: ₹ 5,121 Per Gram

⍟ Interest Rate 7.0% p.a. ⍟

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Unlock the Real Value of your Gold
Lowest Rate of Interest
Get Money in 30 Mins
Loan Amount Up to 1 Crore
Loan Tenure Up to 48 Months
Unbiased Experts Advice

Major Gold Loan Lenders in Bangarapet

Feature
HDFC Bank
ICICI Bank
Muthoot Finance
Interest Rate
9.90%
10.50%
12%
Min Loan Amt
Metro : 25000, Non : 15000
25000
15000
Max Loan Amt
1 Cr
1 Cr
1 Cr
Loan Tenure
3 months to 24 months
9 months to 24 months
1 month to 24 months
Processing Fee
0.25% to 1.50% of the Loan Amt
0.25% to 1.50%
Nil
Preclosure Chgs
2%, Nil foreclosure charges after 3 months
2%, Nil foreclosure charges after 9 months
Nil
Overdraft Facility
Yes
Yes
Yes
Pay Only Interest Facility
Yes
Yes
Yes
Gold Rate Per Gram
2500
2600
2700*

Gold Loan Bangarapet Features

Out of cash? No solution in mind?

Gold Loan Bangarapet provides financial aid to the clients at low and reasonable interest rates. To get a Gold loan, the candidate needs to have a rigid and good source of income, as it makes the verification and credit endorsement process faster.

In addition to it, the inconstancy in the market price of gold enables you to secure up to 75% of the gold value as the sanctioned loan amount.

Gold Loan Bangarapet Interest Rates

Bank
Interest Rate
HDFC Bank Gold Loan
10.25% to 14%
Axis Bank Gold Loan
10.50% to 16%
ICICI Bank Gold Loan
10.75% to 16%
SBI Gold Loan
9.5 % to 13%
Kotak Gold Loan
11% to 14%
IIFL Gold Loan
9.24% to 24%
Muthoot Gold Loan
12% to 24%
Manappauram Gold Loan
12% to 26%
PNB Gold Loan
10.05% to 16%
Canara Bank Gold Loan
9.75 % to 13%
Andhra Bank Gold Loan
10.70% to 16%

Documents for Gold Loan Bangarapet

  1. Signature Proof: Driving License/ Passport Copy/ Banker’s verification/ cheque.
  2. Verification of Identity: Driving License/ Passport Copy/ Voters ID/ Aadhaar.
  3. Address Proof: Ration card/  Rental bill/ Passport copy/ Tel, Electricity Bill/ Shop & Est. License/ Trade license/ Sales Tax certificate.
  4. Two passport size photos.

Additional Documents Required for Gold Loan Bangarapet

  1. A Command Promissory Note.
  2. Land proof: If the candidate requires to avail of a gold loan of more than Rs. 1 lakh for farming ideas.
  3. The Jewel Appraiser certificate (Bank will provide).
  4. Income Documentation: Salary Slip of the preceding three months and Form No.16 before the bank.

Eligibility Criteria for Gold Loan Bangarapet

The applicant must be a permanent Indian citizen between the age of 21 to 60 years.

gold loan at 7%

How to Apply for Gold Loan Bangarapet

Apply Online for Gold Loan Bangarapet

Dialabank helps you to apply for gold loans online by merely filling the application form.

Then, you’ll get a call from our contact Manager to help you with further services.

For more features, call at 9878981166.

Dialabank is the best online stage for availing gold loans. Some of the features have mentioned below:

  1. India’s first business helpline, Dialabank; provides quality business goods and help to clients.
  2. At Dialabank, we guide the customers free of cost. There are zero supplementary costs for availing gold loans.
  3. We help you to get a high LTV on your gold.
  4. Dialabank is a putative name among its customers for swift and comfortable services.
  5. Availing gold loan at Dialabank, you can get a lower Interest Rate.
  6. Availing gold loan via Dialabank needs very minimal paperwork.
  7. Our Association Managers have given training accurately to help you in availing of the gold loan.
Apply Offline for Gold Loan Bangarapet

Applicants can also avail of the gold loan in offline mode by reaching the nearest bank office near them. The search results on Google will list several banks and their nearby offices. Visit the banks with the required records. Then, you will have to visit the banks various times for the approval process, and it will lead to hectic for a person.

But, Dialabank can do this whole process efficiently and quickly.

Processing Fees / Prepayment Charges on Gold Loan Bangarapet

Bank
Processing Fee
Prepayment Charges
HDFC Bank Gold Loan
0.25% to 1.50%
2%, Nil foreclosure charges after 3 months
Axis Bank Gold Loan
0.50% to 1.50%
Nil
ICICI Bank Gold Loan
0.25% to 1.50%
2%, Nil foreclosure charges after 9 months
SBI Gold Loan
500/- to 0.50%
Nil
Kotak Gold Loan
1% to 2%
2.25% of fore closure amount if closed 1 month ahead of the tenure.
IIFL Gold Loan
Nil
Nil
Muthoot Gold Loan
Nil
Nil
Manappauram Gold Loan
Nil
Nil
PNB Gold Loan
0.70% to 1%
Nil
Canara Bank Gold Loan
1%
Nil
Andhra Bank Gold Loan
Nil
Nil

CIBIL Score Required for Gold Loan Bangarapet

A CIBIL score has a meaningful influence on your loan approval as all lending institutions in Badarpur have their basis for the minimum CIBIL score required to process a Gold Loan request further. Most institutions need a merest CIBIL score of 750 for processing your gold loan application.

The institutions even look at specific behavior on past loans, so the CIBIL score is not the only concern. It consists of the borrowed amount and the type of loan taken. Thus, any late payments in the previous loan taken are a hurdle between you and the loan’s approval. Such situations should be avoided with a good CIBIL score.

Gold Loan Bangarapet Agents

Dialabank is the best financial consultant in Bangarapet for availing gold loans. Visit Dialabank to apply online or contact us at 9878981166

Dialabank gives you a complete market arrangement to make correlations among more than a dozen banks and NBFCs to help you grasp the best contracts when it comes to availing gold loans in Bangarapet. Our system enables you to choose the loan, uniquely personalized, to meet your financial requirements.

Gold Loan Bangarapet Contact Number

Call 9878981166for instant consultation for Gold Loan in Bangarapet and get it approved as soon as possible.

Pre Calculated EMI Table for Gold Loan Bangarapet

Rate
5 Yrs
4 Yrs
3 Yrs
10.50%
2149
2560
3250
11.00%
2174
2584
3273
11.50%
2199
2608
3297
12.00%
2224
2633
3321
12.50%
2249
2658
3345
13.00%
2275
2682
3369
13.50%
2300
2707
3393
14.00%
2326
2732
3417
14.50%
2352
2757
3442
15.00%
2378
2783
3466

About BangarapetGold Loan Bangarapet

Bangarapet town is in the Kolar district of Karnataka state, India. Bangarapet was formerly known as Marmutlu, but during the British rule, a British officer named it Bowringpet because this town connects to the Kolar goldfields. A large population of this town depends on Bangalore to earn money. The rice trade of this town is famous in Karnataka.


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