Gold Loan Banka

Why Choose Gold Loan Banka?

1. Less processing time.
2. No hidden charges.
3. Fast Loan disbursal.
4. No credit checks.
5. No co-signer needed.
6. Prepayment facility.

Gold Loan Banka Interest Rate

• The gold loan is available at a 1% PM interest rate.
• Gold Loan Interest rate – 10.70 %.
• Moreover, offer a low processing fee that is  0.85%.
• Further, pre-closer charges range from  0 – 2 %.

Features of Gold Loan Banka

1. You can avail Loan up to Rs.1 Crore or more & up to 70% of value for any purpose
2. You get 100% Safety & Security of your Gold Jewelry
3. Get your Loan processed in less than 30 minutes
4. Enjoy Anytime Liquidity.
5. No EMI, Service only Interest and enjoy the Loan facility
6. Lower Interest Rates
7. Simple documentation and fast processing.
8. The overdraft limit varies depending on the market rate of gold.
9. The interest rate is payable the only amount of the overdraft that you use.

Know More – Top Reasons why Gold Loan is the best borrowing option

Documentation for Gold Loan Banka

1. Land Proof: In case of Agriculture Loan of more than Rs. 1 lac. The proof is not required for allied agriculture purposes.
2. A Demand Promissory Note.
3. Certificate by the Jewel Appraiser (Bank will arrange).
4. Income Proof: Salary Certificate and Form No.16.

Is a good CIBIL Score Required for Gold Loan Nalbari?

Those without a good credit or CIBIL score or income proof are often not eligible for personal or business loans, however, they can avail gold loan as it is a secured loan secured by the gold collateral pledged with the bank. Hence, even a person with low CIBIL score is eligible to avail a gold loan.

You’ll be classified as a loan defaulter if you do not oblige by the loan contract of the bank. Even a single day delay gets reported to all credit bureaus and will substantially affect your CIBIL score. It can also lead to penalty charges and repeated failures of timely payments empower the bank to legally acquire your gold articles.

How to Apply for Gold Loan Banka?

• Visit our site www.dialabank.com.
• Enter your details and fill the form.
• Our relationship manager will call and assist you through the entire process.

Avail your Gold Loan with Dialabank and get personalized assistance

Special Note: Always check Gold Loan Rate Per Gram before applying for loan against gold.

Interest Rate of Different Banks for Gold Loan Banka