Gold Loan Baramulla

Major Gold Loan Providers in Baramulla

Gold Loan Baramulla Features

India has significantly witnessed growing popularity and demand for gold loan quite a few years back. Today’s market capture is shared by a large number of financial institutions. Herein, finding a reliable and secure source becomes difficult.

As compared to banking companies, loan processing is much faster with NBFCs. Being a secured loan, people can avail Gold Loan per gram are much lower rate of interest. Although the maximum limit remains to be 75 per cent of the market value of the ornament, loan availed against gold helps you avoid the costly credit card payments since the interest rate is lower. Make sure you have a rigid and good source of income and has a good credit history.

Gold Loan Baramulla Interest Rates

Documents for Gold Loan Baramulla

• Identity Proof: Passport Copy/ Voter ID card/ Driving License/ Aadhaar card.
• Address Proof: Ration card/ Telephone or Electricity Bill/ Rental Agreement/ Passport copy/Trade or Shop License/Sales Tax certificate.
• Signature Proof: Passport Copy/Driving License/Banker’s verification or cheque.
• 2 passport sized photographs.

Additional Documents Required for Gold Loan Baramulla

• Land Proof (For Agriculture Loan exceeding Rs. 1 lac; not required for allied agriculture purpose).
• A Demand Promissory Note.
• Certificate by Jewel Appraiser (Bank will arrange).
• Income Proof (Salary Certificate and Form No.16)

Eligibility Criteria for Gold Loan Baramulla

• Nationality: Indian
• Age Limit: 21-60 years

How to Apply for Gold Loan Baramulla

Online Process to Apply for Gold Loan Baramulla

• One can apply for HDFC Bank Gold Loan via Dialabank.
• Fill a simple form online.
• Our representative will contact you.
• Document pick up facility available from your doorstep.
• For more information, visit our website.

Dialabank is considered as the best platform to apply online for a gold loan as:

• We are India’s first financial helpline having 11 years of experience in this field.
• We provide the best financial services to our customers over 18 cities all over India.
• We have no additional charges on the loan application.
• One can get a high LTV of the gold with complete safety and security.
• We have a good reputation among our customers because of our transparent and instant services.
• Apply for a gold loan on Dialabank and get a low Gold loan interest rate.
• We provide a document pickup facility from the doorstep of the customer.
• While applying for a loan with us, very few documents are required to ease the process.
• Relationship managers are trained thoroughly to serve you in the entire process.

Offline Process to Apply for Gold Loan Baramulla

• Search Gold Loan near me on google.
• A list of all the branches of banks and finance companies providing loans near you appear.
• Select them according to your preference and knowledge.
• Visit suitable department and apply for the loan.
• You will be asked to visit many times before than loan gets finally approved.

Some banks and finance company where this process is much faster include HDFC Gold Loan and Muthoot Gold Loan. One can avail loans from HDFC Gold Loan Branches. To find a branch that is nearby, search Muthoot Gold Loan near me and Google will enlist all the Muthoot Gold Loan Branches near you.

Dialabank can do that for you reliably and easily!

Processing Fees / Prepayment Charges on Gold Loan Baramulla

CIBIL Score Required for Gold Loan Baramulla