Gold Loan Barbil

AT 0.49%* INTEREST RATE
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    Gold Loan Barbil

    Major Gold Loan Providers in Barbil

    Feature HDFC Bank SBI
    Muthoot Finance
    Interest Rate 9.90% onwards 7% onwards 12% onwards
    Min Loan Amt Metro : 25000, Non : 15000 25000 15000
    Max Loan Amt 1 Cr 1 Cr 1 Cr
    Loan Tenure 3 months to 24 months 9 months to 24 months
    1 month to 24 months
    Processing Fee 0.25% to 1.50% of the Loan Amt 0.25% to 1.50% Nil
    Pre-closure Charges 2%, Nil foreclosure charges after 3 months 2%, Nil foreclosure charges after 9 months Nil
    Overdraft Facility Yes Yes Yes
    Pay Only Interest Facility Yes Yes Yes
    Gold Rate Per Gram 3066 3073 3073

    Gold Loan Barbil Features

    Gold Loan Barbil

    Are you afraid of your financial prospects?

    If you are running short out of cash, or in dire need of extra money, a Gold loan is something that you can consider for yourself. While gold loans are available for you, you need not worry about anything. With minimum paperwork required, you can apply for the Gold loan from any of the banks.

    Why Gold Loan Barbil?

    Gold Loan Barbil provides financial assistance to all its clients by giving affordable interest rates. Unlike other loans, gold loans don’t require any strict documentation for verification. If the applicant has any gold ornament, he or she can be approved for Gold Loan.

    Also, the applicant can get a loan of up to 75 percent of the market value of gold, this happens due to the ever-changing market price of the gold.

    Gold Loan Barbil Interest Rates

    Bank Interest Rate
    HDFC Bank Gold Loan 9.9% to 14%
    Axis Bank Gold Loan 10.50% to 16%
    ICICI Bank Gold Loan 10.75% to 16%
    SBI Gold Loan 9.5 % to 13%
    Kotak Gold Loan 11% to 14%
    IIFL Gold Loan 9.24% to 24%
    Muthoot Gold Loan 12% to 24%
    Manappauram Gold Loan 12% to 26%
    PNB Gold Loan 10.05% to 16%
    Canara Bank Gold Loan 9.75 % to 13%
    Andhra Bank Gold Loan 10.70% to 16%

    To check Gold Loan Interest Rate for all major banks you can visit: Gold Loan Interest Rate

    Documents for Gold Loan Barbil

    1. Identification proof – Passport Copy, Voter ID card, Aadhaar Card, Driving License, or any other recognized ID.
    2. Residence proof – Ration Card, Telephone Bill, Electricity Bill, Sales Tax Certificate, and other utility bills.
    3. Signature proof – Passport, Driving License, Cheque, Banker’s verification, etc.
    4. 2 passport size photographs will be mandatory.

    Additional Documents Required for Gold Loan Barbil

    1. Proof of Land: It is required if Agriculture Loan is of more than Rs. 1 lac. Not required for allied agriculture purposes.
    2. A Demand Promissory Note.
    3. Certificate by the Certified Jewel Appraiser (Bank will manage).
    4. Income Proof: Salary Certificate along with Form 16 is required.

    Eligibility Criteria for Gold Loan Barbil

    1. The minimum age of the applicant should be 21 years while the maximum of up to 60 years.
    2. Must recognize themselves as Indian nationals.

    GOLD LOAN @ 0.49%*

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    How to Apply for Gold Loan Barbil

    Online Process to Apply for Gold Loan Barbil

    For Online Gold loan applications via Dialabank, you can choose any of the gold loans from several banks.

    You have to fill a simple user-friendly online form.

    Once you’re through it, you will get a call back from our representative. Then, we will provide a document pick-up facility from the doorstep.

    To know more about it, you can call on 9878981166.

    Dialabank is recognized to be the leading platform for gold loan online application. Here’s why:

    1. Dialabank helps Indians by providing the best financial services to Pan-India. Thus, it is India’s first financial helpline.
    2. To guide all the customers without charging any money, Dialabank provides free online services.
    3. The bank shares a good reputation among the customers because of its best services.
    4. You will get high Loan-to-Value(LTV) of your gold if you apply via Dialabank.
    5. You can expect a lower rate of interest if applying via Dialabank.
    6. To cut short the process, Dialabank provides the document pick-up facility from the client’s doorstep.
    7. For a loan application via Dialabank, minimum paperwork is needed.
    8. In the end, our relationship managers are trained smartly to help customers through the gold loan process.
    Offline Process to Apply for Gold Loan Barbil

    The offline process to apply for Gold Loan Barbil is simple. The loan candidate has an option to avail of Gold Loan from the nearby branches. When they search the nearest gold loan providers near them, Google enlists all the branches of banks and NBFCs that have expertise in the same. But, Dialabank can help you ease this process by providing sufficient information within a few clicks.

    Besides, You must visit all those departments and apply for the loan visit multiple times before your gold loan gets fully approved.

    Some NBFCs and banks might be faster than others.

    To make this process easier, Dialabank provides faster services with an easy interface.

    Processing Fees / Prepayment Charges on Gold Loan Barbil

    Bank
    Processing Fee
    Prepayment Charges
    HDFC Bank Gold Loan
    0.25% to 1.50%
    2%, Nil foreclosure charges after 3 months
    Axis Bank Gold Loan
    0.50% to 1.50%
    Nil
    ICICI Bank Gold Loan
    0.25% to 1.50%
    2%, Nil foreclosure charges after 9 months
    SBI Gold Loan
    500/- to 0.50%
    Nil
    Kotak Gold Loan
    1% to 2%
    2.25% of fore closure amount if closed 1 month ahead of the tenure.
    IIFL Gold Loan
    Nil
    Nil
    Muthoot Gold Loan
    Nil
    Nil
    Manappauram Gold Loan
    Nil
    Nil
    PNB Gold Loan
    0.70% to 1%
    Nil
    Canara Bank Gold Loan
    1%
    Nil
    Andhra Bank Gold Loan
    Nil
    Nil

    CIBIL Score Required for Gold Loan Barbil

    CIBIL score is not required for Gold Loan Barbil. If you have gold, you can apply for a gold loan.

    Gold Loan Barbil Agents

    As dominant and reliable Gold Loan Barbil Agents, Dialabank is one of the best options available. You can visit online atDialabank or make a call at 9878981166.

    Dialabank helps you in seeking the best option for gold loans by comprehensively comparing different banks and NBFCs. We at Dialabank tries to provide you sufficient information without confusing you with further details. So, you can make the right choice without being getting confused. You should visit our website, fill a simple form with your information and our, customer relationship managers will get in touch with you to assist in the whole process.

    Gold Loan Barbil Contact Number

    Call 9878981166 and get instant help and approval for Gold Loan in Barbil right now.

    Pre Calculated EMI Table for Gold Loan Barbil

    Rate
    5 Yrs
    4 Yrs
    3 Yrs
    10.50%
    2149
    2560
    3250
    11.00%
    2174
    2584
    3273
    11.50%
    2199
    2608
    3297
    12.00%
    2224
    2633
    3321
    12.50%
    2249
    2658
    3345
    13.00%
    2275
    2682
    3369
    13.50%
    2300
    2707
    3393
    14.00%
    2326
    2732
    3417
    14.50%
    2352
    2757
    3442
    15.00%
    2378
    2783
    3466

    About Barbil

    In the Kendujhar district of Odisha, Barbil is a city and municipality that has the largest deposit of iron ore and manganese ore in the world. This city is considered to be a major source of revenue for both, Central as well as state governments. This small semi-urban town of Odisha is a beautiful place to visit. Besides, it sits on the bank of the Karo river.

    Special Note: Always check Gold Loan Rate Per Gram before applying for loan against gold.