Gold Loan Barmer

AT 0.49%* INTEREST RATE
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    Gold Loan Barmer

    Major Gold Loan Providers in Barmer

    Feature HDFC Bank SBI
    Muthoot Finance
    Interest Rate 9.90% onwards 7% onwards 12% onwards
    Min Loan Amt Metro : 25000, Non : 15000 25000 15000
    Max Loan Amt 1 Cr 1 Cr 1 Cr
    Loan Tenure 3 months to 24 months 9 months to 24 months
    1 month to 24 months
    Processing Fee 0.25% to 1.50% of the Loan Amt 0.25% to 1.50% Nil
    Pre-closure Charges 2%, Nil foreclosure charges after 3 months 2%, Nil foreclosure charges after 9 months Nil
    Overdraft Facility Yes Yes Yes
    Pay Only Interest Facility Yes Yes Yes
    Gold Rate Per Gram 3066 3073 3073

    Gold Loan Barmer Features

    Gold Loan Barmer

    Are you running out of your cash?

    Do you need a gold loan?

    Well, if you have an adequate amount of gold you can keep as collateral, you can take a Gold Loan from any of the renowned banks. Since it is a secured loan, the applicant requires negligible paperwork or documentation to get it approved.

    Why Gold Loan Barmer?

    Gold Loan Barmer provides financial assistance to its borrowers by providing gold loans at affordable rates of interest. Although having gold is the only requirement for Gold Loan, one should have a reliable and good source of income along with decent credit history for faster verification and approval process.

    Besides, the market price of gold is always changing. Thus, you can get a loan of up to 75 percent of the market value of gold.

    Gold Loan Barmer Interest Rates

    Bank Interest Rate
    HDFC Bank Gold Loan 9.9% to 14%
    Axis Bank Gold Loan 10.50% to 16%
    ICICI Bank Gold Loan 10.75% to 16%
    SBI Gold Loan 9.5 % to 13%
    Kotak Gold Loan 11% to 14%
    IIFL Gold Loan 9.24% to 24%
    Muthoot Gold Loan 12% to 24%
    Manappauram Gold Loan 12% to 26%
    PNB Gold Loan 10.05% to 16%
    Canara Bank Gold Loan 9.75 % to 13%
    Andhra Bank Gold Loan 10.70% to 16%

    Documents for Gold Loan Barmer

    The following documents are needed from the applicant:

    1. Proof of Identity can be any of the following: Passport Copy/ Voters ID card/ Aadhar Card or other documents.
    2. Address Proof can be any of the following: Ration card/ Electricity Bill/ Rental bill/ Passport copy/Telephone Bill, or other documents.
    3. Signature Proof can be any of the following: Passport Copy/Driving License/Cheque or other documents.
    4. 2 passport size photographs.

    Additional Documents Required for Gold Loan Barmer

    1. Land Proof: No proof is asked if an agriculture loan of more than 1 lac Indian rupees is taken.
    2. A Demand Promissory Note.
    3. Certificate by the Jewel Appraiser (Bank will coordinate).
    4. Income Proof: Salary Certificate as well as Form No.16

    Eligibility Criteria for Gold Loan Barmer

    1. The applicant should be in between (minimum) 21 years to 60 years (maximum).
    2. The applicant must be an Indian national.

    GOLD LOAN @ 0.49%*

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    How to Apply for Gold Loan Barmer

    Online Process to Apply for Gold Loan Barmer

    You can easily apply for the Gold Loan in available banks such as Muthoot, ICICI, HDFC, and others through Dialabank online by filling up a simple user-friendly form.

    In a short time, you will get a call from our representative. Furthermore, Dialabank helps you with a pick-up facility of your documents from your doorstep.

    For further information, you can call on +919878981166 anytime.

    Consider Dialabank as the most suitable platform to apply for a gold loan online. There are numerous reasons behind this, some of them are:

    1. Dialabank is the first financial helpline in India providing the best known financial services to its customers all over the country.
    2. Dialabank guides the customers cost-free, as it charges no additional cost of applying for a gold loan online on the website of Dialabank.
    3. You can get a high Loan-to-Value (LTV) of your gold with Dialabank.
    4. Dialabank is connected with leading Banks such as HDFC, ICICI, Axis, Muthoot, Yes Bank, and many others.
    5. Besides that, the bank has a high reputation among its customers because of its best and fast services.
    6. Applying for a gold loan on Dialabank will get a low Gold Loan Interest Rate.
    7. Dialabank provides a facility of document pickup from the applicant’s doorstep to ease the process.
    8. Processing your gold loan through Dialabank requires minimum paperwork.
    9. Finally, the Relationship managers are highly trained to guide and serve you in the entire process of Gold Loan.
    Offline Process to Apply for Gold Loan Barmer

    The applicant can also choose to avail of Gold Loan from the nearby physical offices. This can be done by searching ‘Gold Loan near me’ on google. It will enlist all the closest offices of banks and finance companies providing loans near you. Please select them accordingly. However, Dialabank can do that for you in a much quicker and organized manner.

    But if you choose to go with a physical branch that is near you, the applicant might have to visit certain departments again and again, before their loan gets finally approved as it is a complex process. Eventually, Dialabank can do this even faster by managing all complex processes.

    Processing Fees / Prepayment Charges on Gold Loan Barmer

    Bank
    Processing Fee
    Prepayment Charges
    HDFC Bank Gold Loan
    0.25% to 1.50%
    2%, Nil foreclosure charges after 3 months
    Axis Bank Gold Loan
    0.50% to 1.50%
    Nil
    ICICI Bank Gold Loan
    0.25% to 1.50%
    2%, Nil foreclosure charges after 9 months
    SBI Gold Loan
    500/- to 0.50%
    Nil
    Kotak Gold Loan
    1% to 2%
    2.25% of fore closure amount if closed 1 month ahead of the tenure.
    IIFL Gold Loan
    Nil
    Nil
    Muthoot Gold Loan
    Nil
    Nil
    Manappauram Gold Loan
    Nil
    Nil
    PNB Gold Loan
    0.70% to 1%
    Nil
    Canara Bank Gold Loan
    1%
    Nil
    Andhra Bank Gold Loan
    Nil
    Nil

    CIBIL Score Required for Gold Loan Barmer

    No CIBIL score is required for Gold Loan, A gold article is a requirement. You can get a gold loan at a low CIBIL score as well.

    Gold Loan Barmer Agents

    As one of the reliable gold loan agents in Barmer, Dialabank provides the top financial services. You can apply online on Dialabank or make a call at 9878981166.

    Dialabank acts as a mediator that helps you compare different Banks and NBFCs by providing you with a detailed and structured market comparison. By removing the unnecessary worries about the complex information, Dialabank helps you make the right choice. Visit our website to fill a simple form for more details and our customer relationship managers will soon connect with you for the whole process.

    Gold Loan Barmer Contact Number

    To get instant help and approval for Gold Loan in Barmer, Call +919878981166.

    Pre Calculated EMI Table for Gold Loan Barmer

    Rate
    5 Yrs
    4 Yrs
    3 Yrs
    10.50%
    2149
    2560
    3250
    11.00%
    2174
    2584
    3273
    11.50%
    2199
    2608
    3297
    12.00%
    2224
    2633
    3321
    12.50%
    2249
    2658
    3345
    13.00%
    2275
    2682
    3369
    13.50%
    2300
    2707
    3393
    14.00%
    2326
    2732
    3417
    14.50%
    2352
    2757
    3442
    15.00%
    2378
    2783
    3466

    About Barmer

    Famous for historic monuments and its temples, Barmer is the district headquarters of Barmer district in Rajasthan. It is also the headquarters of the Barmer Taluka. All the temples and historic monuments are a subject of international tourism for Barmer. Though, it is considered a C-level city because of its living standards.

    Gold Loan in Other Cities in Rajasthan

    Gold Loan Behror Gold Loan Phalodi
    Gold Loan Bhiwadi Gold Loan Nathdwara
    Gold Loan Bundi Gold Loan Adarsh Nagar
    Gold Loan Anupgarh Gold Loan Chhabra

    Special Note: Always check Gold Loan Rate Per Gram before applying for loan against gold.