Gold Loan Barnala

GET GOLD LOAN
AT LOWEST INTEREST RATE

⍟  Highest Rate Per Gram
⍟  Lowest Interest Rate of 0.79% p.m.

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    Gold Loan Barnala

    Best Banks for Gold Loan in Barnala

    Feature HDFC Bank SBI
    Muthoot Finance
    Interest Rate 9.90% onwards 7% onwards 12% onwards
    Min Loan Amt Metro : 25000, Non : 15000 25000 15000
    Max Loan Amt 1 Cr 1 Cr 1 Cr
    Loan Tenure 3 months to 24 months 9 months to 24 months
    1 month to 24 months
    Processing Fee 0.25% to 1.50% of the Loan Amt 0.25% to 1.50% Nil
    Pre-closure Charges 2%, Nil foreclosure charges after 3 months 2%, Nil foreclosure charges after 9 months Nil
    Overdraft Facility Yes Yes Yes
    Pay Only Interest Facility Yes Yes Yes
    Gold Rate Per Gram 3066 3073 3073

    Gold Loan Barnala Features

    The Gold Loans are now pretty easy and less time consuming to the avail as most of the major banks and NBFCs provide the service at a reasonable Gold loan interest rate and minimum documentation. The Gold Loans are secured loans that can be availed by keeping your Gold ornaments/Jewelry as a collateral or security deposit for the short-term credit. Banks sanction Gold Loan easily considering the fact that you repay the amount in the form of interest in a specific period of time. If you fail to repay, the loan can be renewed.

    Gold Loan in Barnala Interest Rates and Charges

    Bank Interest Rate
    HDFC Bank Gold Loan 9.9% to 14%
    Axis Bank Gold Loan 10.50% to 16%
    ICICI Bank Gold Loan 10.75% to 16%
    SBI Gold Loan 9.5 % to 13%
    Kotak Gold Loan 11% to 14%
    IIFL Gold Loan 9.24% to 24%
    Muthoot Gold Loan 12% to 24%
    Manappauram Gold Loan 12% to 26%
    PNB Gold Loan 10.05% to 16%
    Canara Bank Gold Loan 9.75 % to 13%
    Andhra Bank Gold Loan 10.70% to 16%

    Gold Loan in Barnala Documents Required

    1. Government-approved ID such as Driving license/passport/Aadhar card, etc
    2. Proof of Income (i.e. salary slips/ Form 16)
    3. Land Proof: In case of Agriculture Loan of more than Rs. 1 lac.(not required for agricultural purpose)
    4. Signed Application form
    5. 2 recent passport size photographs of the applicant
    6. Signature Proof: Passport Copy/Driving License/Banker’s verification/cheque.
    7. Proof of Address: Ration card/ Tel, Electricity Bill/ Rental bill/ Passport copy/Sales Tax certificate.
    8. Certificate by the Jewel Appraiser (Bank will arrange)
    9. A Demand Promissory Note.

    Gold Loan in Barnala Eligibility Criteria 

    1. The applicant must be at least 21 years old.
    2. The applicant must have Indian nationality.
    3. The applicant should not be more than 60 years of age.


    gold loan

    How to Apply for Gold Loan Barnala

    Online Process to Apply for Gold Loan Barnala
    • You can apply for the Gold Loan per gram at Dialabank.
    • It is less time consuming and convenient
    • Fill an online form with personal details
    • Our relationship manager would then contact you for further assistance
    • You can also avail of the document pick up facility from your doorstep.
    • For more detail, you can call on 9592046860.

    Dialabank is considered as the best platform to apply for a gold loan online. There are so many reasons behind this.

    1. Dialabank is India’s first financial helpline; This provides the best financial services to customers all over the country.
    2. The bank has a good reputation among the customers because of its best services.
    3. Gold Loans can be availed at a low rate of the interest with minimum documentation requirement
    4. Dialabank provides a document pickup facility from the doorstep of the customer.
    5. There is no processing fee or additional charges for availing to the service through Dialabank
    6. The Relationship managers of Dialabank are trained and assist the customer without any hesitance
    Offline Process to Apply for Gold Loan Barnala

    The applicant also has an option to avail Gold Loan through the offline process. It requires market research as well as some manual efficiency.

    The applicants need to search for the nearby banks offering Gold Loans and visit them at their working hours. Thereafter, their relationship manager would correspond and assist you according to your requirements requiring repeated visits to the nearest branch.

    Processing Fees / Prepayment Charges on Gold Loan Barnala

    Bank
    Processing Fee
    Prepayment Charges
    HDFC Bank Gold Loan
    0.25% to 1.50%
    2%, Nil foreclosure charges after 3 months
    Axis Bank Gold Loan
    0.50% to 1.50%
    Nil
    ICICI Bank Gold Loan
    0.25% to 1.50%
    2%, Nil foreclosure charges after 9 months
    SBI Gold Loan
    500/- to 0.50%
    Nil
    Kotak Gold Loan
    1% to 2%
    2.25% of fore closure amount if closed 1 month ahead of the tenure.
    IIFL Gold Loan
    Nil
    Nil
    Muthoot Gold Loan
    Nil
    Nil
    Manappauram Gold Loan
    Nil
    Nil
    PNB Gold Loan
    0.70% to 1%
    Nil
    Canara Bank Gold Loan
    1%
    Nil
    Andhra Bank Gold Loan
    Nil
    Nil

    CIBIL Score Required for Gold Loan Barnala

    Most of the major banks and NBFCs offer the Gold Loan irrespective of the CIBIL score. The applicant should have all the necessary documents and should fulfill the eligibility criteria.

    Gold Loan Barnala Agents

    Dialabank is one of the leading agents for availing the Gold Loan in Barnala. You can easily apply online at www.dialabank.com or give a call at 9878981166

    Dialabank helps you to find the best option of the Banks and NBFCs by providing you with a detailed market comparison of different banks so that you can make the right choice. Visit our website www.dialabank.com and fill a simple form with your personal and employment details. Our customer relationship managers would soon get in touch with you.

    Gold Loan Barnala Contact Number

    Call 9878981166 and get instant help and approval for the Gold Loan in Barnala.

    Pre Calculated EMI Table for Gold Loan Barnala

    Rate
    5 Yrs
    4 Yrs
    3 Yrs
    10.50%
    2149
    2560
    3250
    11.00%
    2174
    2584
    3273
    11.50%
    2199
    2608
    3297
    12.00%
    2224
    2633
    3321
    12.50%
    2249
    2658
    3345
    13.00%
    2275
    2682
    3369
    13.50%
    2300
    2707
    3393
    14.00%
    2326
    2732
    3417
    14.50%
    2352
    2757
    3442
    15.00%
    2378
    2783
    3466

    About Barnala

    Barnala is a city in the state of Punjab of India. The Barnala city serves as the headquarters of the Barnala district which was formed in 2006. Prior to the formation of the Barnala district, this city was located in Sangrur district. This is situated near Bhatinda.

    गोल्ड लोन बरनाला के बारे हिंदी में जानिए: गोल्ड लोन बरनाला