Best Banks for Gold Loan in Barnala
Gold Loan Barnala Features
The Gold Loans are now pretty easy and less time consuming to the avail as most of the major banks and NBFCs provide the service at a reasonable rate of interest and minimum documentation. The Gold Loans are secured loans that can be availed by keeping your Gold ornaments/Jewelry as a collateral or security deposit for the short-term credit. Banks sanction Gold Loan easily considering the fact that you repay the amount in the form of interest in a specific period of time. If you fail to repay, the loan can be renewed.
Gold Loan in Barnala Interest Rates and Charges
Gold Loan in Barnala Documents Required
- Government-approved ID such as Driving license/passport/Aadhar card, etc
- Proof of Income (i.e. salary slips/ Form 16)
- Land Proof: In case of Agriculture Loan of more than Rs. 1 lac.(not required for agricultural purpose)
- Signed Application form
- 2 recent passport size photographs of the applicant
- Signature Proof: Passport Copy/Driving License/Banker’s verification/cheque.
- Proof of Address: Ration card/ Tel, Electricity Bill/ Rental bill/ Passport copy/Sales Tax certificate.
- Certificate by the Jewel Appraiser (Bank will arrange)
- A Demand Promissory Note.
Gold Loan in Barnala Eligibility Criteria
- The applicant must be at least 21 years old.
- The applicant must have Indian nationality.
- The applicant should not be more than 60 years of age.
How to Apply for Gold Loan Barnala
Online Process to Apply for Gold Loan Barnala
- You can apply for the Gold Loan at Dialabank.
- It is less time consuming and convenient
- Fill an online form with personal details
- Our relationship manager would then contact you for further assistance
- You can also avail of the document pick up facility from your doorstep.
- For more detail, you can call on 9592046860.
Dialabank is considered as the best platform to apply for a gold loan online. There are so many reasons behind this.
- Dialabank is India’s first financial helpline; This provides the best financial services to customers all over the country.
- The bank has a good reputation among the customers because of its best services.
- Gold Loans can be availed at a low rate of the interest with minimum documentation requirement
- Dialabank provides a document pickup facility from the doorstep of the customer.
- There is no processing fee or additional charges for availing to the service through Dialabank
- The Relationship managers of Dialabank are trained and assist the customer without any hesitance
Offline Process to Apply for Gold Loan Barnala
The applicant also has an option to avail Gold Loan through the offline process. It requires market research as well as some manual efficiency.
The applicants need to search for the nearby banks offering Gold Loans and visit them at their working hours. Thereafter, their relationship manager would correspond and assist you according to your requirements requiring repeated visits to the nearest branch.
Processing Fees / Prepayment Charges on Gold Loan Barnala
CIBIL Score Required for Gold Loan Barnala
Most of the major banks and NBFCs offer the Gold Loan irrespective of the CIBIL score. The applicant should have all the necessary documents and should fulfill the eligibility criteria.
Gold Loan Barnala Agents
Dialabank helps you to find the best option of the Banks and NBFCs by providing you with a detailed market comparison of different banks so that you can make the right choice. Visit our website www.dialabank.com and fill a simple form with your personal and employment details. Our customer relationship managers would soon get in touch with you.
Gold Loan Barnala Contact Number
Call 9878981166 and get instant help and approval for the Gold Loan in Barnala.
Pre Calculated EMI Table for Gold Loan Barnala
Barnala is a city in the state of Punjab of India. The Barnala city serves as the headquarters of the Barnala district which was formed in 2006. Prior to the formation of the Barnala district, this city was located in Sangrur district. This is situated near Bhatinda.