Gold Loan Bengaluru


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    Gold Loan Bengaluru

    Best Banks for Gold Loan in Bengaluru

    Feature HDFC Bank SBI
    Muthoot Finance
    Interest Rate 9.90% onwards 7% onwards 12% onwards
    Min Loan Amt Metro : 25000, Non : 15000 25000 15000
    Max Loan Amt 1 Cr 1 Cr 1 Cr
    Loan Tenure 3 months to 24 months 9 months to 24 months
    1 month to 24 months
    Processing Fee 0.25% to 1.50% of the Loan Amt 0.25% to 1.50% Nil
    Pre-closure Charges 2%, Nil foreclosure charges after 3 months 2%, Nil foreclosure charges after 9 months Nil
    Overdraft Facility Yes Yes Yes
    Pay Only Interest Facility Yes Yes Yes
    Gold Rate Per Gram 3066 3073 3073

    Gold Loan Bengaluru Features

    low on cash reserves and confused on what to do?

    GOLD LOAN, go for it!Gold Loan Bengaluru

    This loan is straightforward to join as it demands very minute paperwork. It is a secured loan and it can be confirmed in 2-3 hours after verifying.

    Gold Loan Bengaluru provides financial help to the applicant at quite reasonable interest rates. In order to get a gold loan, the person needs to have a good source of profit, which will make the affirmation method quicker.

    Moreover, you can get a loan of up to 75% of the market rate of gold. This is because of modifications that happen in the market value of gold.

    Gold Loan Rate Per Gram Today in Bengaluru

    Updated - Gold Loan Per Gram Rate w.e.f Aug 17 2022

    Gold Weight Gold Purity
    24 Carat
    Gold Purity
    22 Carat
    Gold Purity
    20 Carat
    Gold Purity
    18 Carat
    1 gram 4621 4290 3900 3510
    10 gram 46210 42900 39000 35100
    20 gram 93600 85800 78000 70200
    30 gram 140400 128700 117000 105300
    40 gram 187200 171600 156000 140400
    50 gram 234000 214500 195000 175500
    100 gram 468000 429000 390000 351000
    200 gram 936000 858000 780000 702000
    300 gram 1404000 1287000 1170000 1053000
    400 gram 1872000 1716000 1560000 1404000
    500 gram 2340000 2145000 1950000 1755000

    Gold Loan Bengaluru Interest Rates

    Gold Loan
    Interest Rate
    Processing Fee
    HDFC Gold Loan 9.90% 0.25 % - 1.50% 3 - 24 Month
    ICICI Gold Loan 10.50% 0.25 % - 1.50%  9 - 24 Months
    Axis Gold Loan 10.50% 0.50% - 1.50% 6 - 24 Months
    Yes Bank Gold Loan 10.50% 0.50% - 1.50% 6 - 36 Months
    SBI Gold Loan 9.50% 500/- to 0.50% 6 - 36 Months
    Kotak Gold Loan 11.00% 1% to 2% 9 - 24 Months
    IIFL Gold Loan 12.00% Nil 3 - 11 Months
    Muthoot Finance Gold Loan 12.00% Nil 1 - 24 Months
    Manappuram Gold Loan 12.50% Nil 6 - 12 Months
    PNB Gold Loan 11.00% 0.70% to 1% 6 - 12 Months
    Canara Bank Gold Loan 10.75% 1 % 6 - 12 Months
    IndusInd Bank Gold Loan 11.50% 1% - 1.5% 9 - 24 Months

    Gold Loan in Bengaluru Documents Required

    The following documents are needed from the applicant:

    1. Proof of Identity can be any of the following: Passport Copy/ Voters ID card/ Driving License/Aadhaar card.
    2. Address Proof can be any of the following: Ration card/ Tel, Electricity Bill/ Rental bill/ Passport copy/Trade license /Shop & Est. License/Sales Tax certificate.
    3. Signature Proof can be any of the following: Passport Copy/Driving License/Banker’s verification/cheque.
    4. 2 passport size photographs.

    Additional Documents Required for Gold Loan Bengaluru

      1. Land Proof: In case of Agriculture Loan of more than Rs. 1 lac. The proof is not required for allied agriculture purposes.
      2. A Demand Promissory Note.
      3. Certificate by the Jewel Appraiser (Bank will arrange).
      4. Income Proof: Salary Certificate and Form No.16

    Gold Loan in Bengaluru Eligibility Criteria 

    The smallest age of the individual: 21 years and the greatest age: 60 years.

    Applicant must be a citizen of India

    GOLD LOAN @ 0.49%*



    How to Apply for Gold Loan Bengaluru

    Online Process to Apply for Gold Loan Bengaluru

    You can apply for the Gold Loan at Dialabank quickly.

    You have to fill the online application.

    Then our spokesperson will speak with you and provide the basic specifications.

    To get more info, call on 9878981166 anytime.

    Dialabank is the most reliable program for applying for gold loans online. There are a number of benefits as mentioned below:

    1. Dialabank is India’s leading monetary helpline which produces the best financial assistance to clients all over the nation.
    2. Dialabank helps the clients free of cost. We don’t charge any other fees from the customer for applying for a gold loan.
    3. One notable thing is that you will get a great LTV of your gold.
    4. Adding to it, the bank has an immeasurable status amongst the patrons because of its great and fast friendly services.
    5. If you are applying for a gold loan on Dialabank, then you can get a low-Interest rate.
    6. While applying via Dialabank, very less paperwork will be asked for.
    7. In the end, the Relationship managers are trained properly to guide and serve you in the entire process of Gold Loan.

    Offline Process to Apply for Gold Loan Bengaluru

    The candidate can also apply for the loan in regional departments. For that, the character requires to visit google and examine for GOLD LOANS NEAR ME. Then you need to compare and review all the features and then choose the conventional option. Simply Dialabank can do this entire method faster and in a very safer manner. So instead of wasting a lot of time on searching, instead put your workload on Dialabank that too free of cost. We are available as your best guide.

    Processing Fees / Prepayment Charges on Gold Loan Bengaluru

    Processing Fee
    Prepayment Charges
    HDFC Bank Gold Loan
    0.25% to 1.50%
    2%, Nil foreclosure charges after 3 months
    Axis Bank Gold Loan
    0.50% to 1.50%
    ICICI Bank Gold Loan
    0.25% to 1.50%
    2%, Nil foreclosure charges after 9 months
    SBI Gold Loan
    500/- to 0.50%
    Kotak Gold Loan
    1% to 2%
    2.25% of fore closure amount if closed 1 month ahead of the tenure.
    IIFL Gold Loan
    Muthoot Gold Loan
    Manappauram Gold Loan
    PNB Gold Loan
    0.70% to 1%
    Canara Bank Gold Loan
    Andhra Bank Gold Loan

    CIBIL Score Required for Gold Loan Bengaluru

    No CIBIL score is required for Gold Loan, A gold article is a must.

    A good CIBIL score is a must before applying for a loan other than a gold loan. It is basically a foundation for your loan, for this reason, every lending institution has its own guided criteria for the minimum required CIBIL score for processing a Loan application in Aizawl. Generally, most of the institutions require a minimum CIBIL score of 750 to process your loan application without any failure.

    It is not just your CIBIL score, many institutions also look at the detailed behavior on the previous loans taken by you, including details on the type of loan and the loan amount, payment schedules and if all deadlines are met while repayment. Making sure your CIBIL score is good before applying for a loan is a good practice.

    Gold Loan in Bengaluru Agents and Contact Number

    One of the leading and most trusted gold loan agents in Bengaluru is Dialabank. You can apply online at Dialabank or give us a call.

    Dialabank works as a bridge to find the best option between several Banks and NBFCs by providing you with a detailed and structured market comparison of different banks. This eliminates the unnecessary worries about the complex information and process you have to go through. So, you can make the right choice. Visit our website Dialabank to fill a simple form for more details and our customer relationship managers will soon get in touch with you.

    Contact Number – +919878981166

    Pre Calculated EMI Table for Gold Loan Bengaluru

    5 Yrs
    4 Yrs
    3 Yrs

    About Bengaluru

    Bangalore, officially known as Bengaluru, is the capital of Karnataka. The population of the city is about 10 million and the metropolitan population is approximately 8.52 million.