Gold Loan Bhaderwah


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    Gold Loan Bhaderwah

    Major Gold Loan Providers in Bhaderwah 

    Feature HDFC Bank SBI
    Muthoot Finance
    Interest Rate 9.90% onwards 7% onwards 12% onwards
    Min Loan Amt Metro : 25000, Non : 15000 25000 15000
    Max Loan Amt 1 Cr 1 Cr 1 Cr
    Loan Tenure 3 months to 24 months 9 months to 24 months
    1 month to 24 months
    Processing Fee 0.25% to 1.50% of the Loan Amt 0.25% to 1.50% Nil
    Pre-closure Charges 2%, Nil foreclosure charges after 3 months 2%, Nil foreclosure charges after 9 months Nil
    Overdraft Facility Yes Yes Yes
    Pay Only Interest Facility Yes Yes Yes
    Gold Rate Per Gram 3066 3073 3073

    Gold Loan Bhaderwah Features

    Cash problems? Don’t know what to do?

    Don’t worry Gold loan is available for you. This loan requires minimal paperwork as it is unsecured and you can get your loan sanctioned within 48 hours after all the verification procedures.

    Gold loan Bhaderwah offers financial help to the customers at the lowest possible and economical interest rates. To get a gold loan, the person applying needs to have  a fine and firm source of income and has a decent credit history, which will speed up the verification and the loan approval.

    Moreover, you can get a loan of up to 75 percent of the market value of gold, this is because of the constant changes in the market price of the gold.

    Gold Loan Bhaderwah Interest Rates

    Check latest interest rates of gold loan at dialabank.

    Bank Interest Rate
    HDFC Bank Gold Loan 9.9% to 14%
    Axis Bank Gold Loan 10.50% to 16%
    ICICI Bank Gold Loan 10.75% to 16%
    SBI Gold Loan 9.5 % to 13%
    Kotak Gold Loan 11% to 14%
    IIFL Gold Loan 9.24% to 24%
    Muthoot Gold Loan 12% to 24%
    Manappauram Gold Loan 12% to 26%
    PNB Gold Loan 10.05% to 16%
    Canara Bank Gold Loan 9.75 % to 13%
    Andhra Bank Gold Loan 10.70% to 16%

    Documents for Gold Loan Bhaderwah

    The documents required for processing gold loan application in Bhaderwah are: identity proof- passport copy/voters ID card/ Driving license/ Aadhar card, address proof- ration card/ tel, electricity bill/ rental bill/ passport copy/ trade license/ shop& est. license/ sales tax certificate, signature proof- passport copy/ driving license/banker’s verification/cheque and 2 passport sized photographs.

    Additional Documents Required for Gold Loan Bhaderwah

    The additional documents required are: landproof- in case of agriculture loan of more than Rs.1 lac. The proof is not required for allied agriculture purposes, a demand promissory note, certificate by the jewel appraiser ( which the bank will arrange for) and income proof- salary certificate and form no.16.

    Eligibility Criteria for Gold Loan Bhaderwah

    The minimum age of the individual applying should be atleast 21 years and can extend up to 60 years. The individual must also be having Indian Nationality.

    GOLD LOAN @ 0.49%*



    How to Apply for Gold Loan Bhaderwah 

    Online Process to Apply for Gold Loan Bhaderwah 

    You can also apply for the HDFC Bank gold loan at Dialabank for which you would just have to fill a simple form online.

    After which you will get a call from our representative. Moreover, you will also get a document to pick up facility at your doorstep.

    For further information, you can contact us on 9878981166 at anytime.

    Dialabank is supposed to be one of the best platforms available online to apply for a gold loan. The many reasons behind this are:

    1. Dialabank happens to be India’s first financial hotline, which provides the best financial aid to the customers all over the country.
    2. They also provide free guidance to its customers. There are no extra fees for applying for a gold loan online on the website.
    3. You will get a high LTV of your gold.
    4. Apart from that, the bank also has an extraordinary reputation amongst the customers for their fast and immediate services.
    5. You can also a get a low HDFC Gold Loan interest rate if you apply for a gold loan on Dialabank.
    6. They also offer a document pick up facility from the customer’s doorstep to make the process easier.
    7. Minimal paperwork is required when applying for a gold loan through Dialabank.
    8. In the end, the relationship managers who are thoroughly trained to guide and offer you service in he entire gold loan process.
    Offline Process to Apply for Gold Loan Bhaderwah 

    The person applying also has the choice to get Gold loan from nearby branches. They can also do this by searching for Gold Loan near me on google. It will show you a list of all the branches of banks and financial institutions that are providing loans near you. You just need to choose them according to your preference and expertise, Dialabank does this for you in a faster and much better manner.

    You would then have to visit the respective departments and apply for the loan and you would also have to visit many times before you finally get your loan approved.

    There are some banks and financial institutions that would this process much faster and those are HDFC gold loan and Muthoot Gold loan branches.

    You can easily avail loans from HDFC gold loan branches. If you want other options near you, search for Muthoot Gold loan near me. Google will list out all the Muthoot Gold loan branches near and around you.

    Processing Fees / Prepayment Charges on Gold Loan Bhaderwah 

    Processing Fee
    Prepayment Charges
    HDFC Bank Gold Loan
    0.25% to 1.50%
    2%, Nil foreclosure charges after 3 months
    Axis Bank Gold Loan
    0.50% to 1.50%
    ICICI Bank Gold Loan
    0.25% to 1.50%
    2%, Nil foreclosure charges after 9 months
    SBI Gold Loan
    500/- to 0.50%
    Kotak Gold Loan
    1% to 2%
    2.25% of fore closure amount if closed 1 month ahead of the tenure.
    IIFL Gold Loan
    Muthoot Gold Loan
    Manappauram Gold Loan
    PNB Gold Loan
    0.70% to 1%
    Canara Bank Gold Loan
    Andhra Bank Gold Loan

    CIBIL Score Required for Gold Loan Bhaderwah

    CIBIL score is a 3-digit numeric summary of your credit transaction history. Each lending institution has its own criteria for the minimum CIBIL score needed to process a Gold Loan application Bhaderwah. Most of the institutions require at least 750 or above to process your loan application.

    It’s not just CIBIL score that is looked into. Some institutions take a deeper look at your behavior on the loans previously taken. This includes the type of loan that you’ve taken, the loan tenure, the amount borrowed and how well you pay off your dues. Any delay in these payments may become hurdles for you to avail a new loan. Make sure your CIBIL score is decent.

    Gold Loan Bhaderwah Agents

    Dialabank is one of the top most and the most trusted gold loan agents in Bhaderwah. You can now apply online on our website or call us at 9878981166.

    Dialabank helps you choose between several banks and NBFCs by offering you an elaborate and well structured market comparison of various other banks so that you would’t have to worry about the difficult information and the procedures that you would have to go through and thus you can make the right choice. Visit our website and fill an easy form which would be asking for some details after which our customer relationship managers will reach out to you soon.

    Check gold loan per gram rate at dialabank.

    Gold Loan Bhaderwah Contact Number

    Contact 9878981166 and get instant assistance and approval for Gold Loan in Bhaderwah right now.

    Pre Calculated EMI Table for Gold Loan Bhaderwah

    5 Yrs
    4 Yrs
    3 Yrs

    About Bhaderwah

    Bhaderwah is a town in the district Doda of the Indian Union territory of Jammu and Kashmir. The Bhaderwah valley is located inGold loan bhaderwah the foothills of the Himalayan mountains, from Batote. The population of this place is 11,084. The languages spoken are urdu, bhaderwahi and kashmiri.