Gold Loan Bhandup

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    Gold Loan Bhandup

    Best Banks for Gold Loan in Bhandup

    Feature
    HDFC Bank
    ICICI Bank
    Muthoot Finance
    Interest Rate
    9.90%
    10.50%
    12%
    Min Loan Amt
    Metro : 25000, Non : 15000
    25000
    15000
    Max Loan Amt
    1 Cr
    1 Cr
    1 Cr
    Loan Tenure
    3 months to 24 months
    9 months to 24 months
    1 month to 24 months
    Processing Fee
    0.25% to 1.50% of the Loan Amt
    0.25% to 1.50%
    Nil
    Preclosure Chgs
    2%, Nil foreclosure charges after 3 months
    2%, Nil foreclosure charges after 9 months
    Nil
    Overdraft Facility
    Yes
    Yes
    Yes
    Pay Only Interest Facility
    Yes
    Yes
    Yes
    Gold Rate Per Gram
    2500
    2600
    2700*

    Gold Loan Bhandup Features

    Gold Loan Bhandup

    If you are running out of your cash reserves and disturbed about your financial prospects, investments in gold might come handy in this situation. Gold is always a suitable investment to consider. The market price of Gold is generally high but fluctuates once in a while, thus any investment in gold is helpful in financial distress.

    Since the Gold Loan is available for you, you can consider taking one from any well-reputed bank. With almost paperless documentation, you can get a secured gold loan approved within 48 hours after all the verification process.

    Gold Loan Bhandup promises to provide financial aid to the customers at the most reliable and affordable Gold loan interest rate. Getting a gold loan is not a herculean task. If a person has a good credit history along with a decent source of income, the process gets easier and faster for everyone.

    Moreover, you may get a loan of up to 75 percent of the market value of gold, this happens due to the fluctuations in the market price of the gold.

    Gold Loan Rate Per Gram Today in Bhandup

    Updated - Gold Loan Per Gram Rate w.e.f Aug 10 2022

    Gold Weight Gold Purity
    24 Carat
    Gold Purity
    22 Carat
    Gold Purity
    20 Carat
    Gold Purity
    18 Carat
    1 gram 4621 4290 3900 3510
    10 gram 46210 42900 39000 35100
    20 gram 93600 85800 78000 70200
    30 gram 140400 128700 117000 105300
    40 gram 187200 171600 156000 140400
    50 gram 234000 214500 195000 175500
    100 gram 468000 429000 390000 351000
    200 gram 936000 858000 780000 702000
    300 gram 1404000 1287000 1170000 1053000
    400 gram 1872000 1716000 1560000 1404000
    500 gram 2340000 2145000 1950000 1755000

    Gold Loan Bhandup Interest Rates 

    Feature
    Gold Loan
    Interest Rate
    Processing Fee
    Tenure
    HDFC Gold Loan 9.90% 0.25 % - 1.50% 3 - 24 Month
    ICICI Gold Loan 10.50% 0.25 % - 1.50%  9 - 24 Months
    Axis Gold Loan 10.50% 0.50% - 1.50% 6 - 24 Months
    Yes Bank Gold Loan 10.50% 0.50% - 1.50% 6 - 36 Months
    SBI Gold Loan 9.50% 500/- to 0.50% 6 - 36 Months
    Kotak Gold Loan 11.00% 1% to 2% 9 - 24 Months
    IIFL Gold Loan 12.00% Nil 3 - 11 Months
    Muthoot Finance Gold Loan 12.00% Nil 1 - 24 Months
    Manappuram Gold Loan 12.50% Nil 6 - 12 Months
    PNB Gold Loan 11.00% 0.70% to 1% 6 - 12 Months
    Canara Bank Gold Loan 10.75% 1 % 6 - 12 Months
    IndusInd Bank Gold Loan 11.50% 1% - 1.5% 9 - 24 Months

     Gold Loan in Bhandup Documents Required 

    1. Identity Proof: For identity proof, any of the documents would work like -Passport Copy, Voters ID card, Driving License, Aadhaar card, or any other Govt. recognized ID.
    2. Address Proof: For residence proof, a candidate might need to show documents like – Ration card, Telephone Bill, Electricity Bill, Rental bill, Passport copy, Trade license, Shop & Est. License, or Sales Tax certificate.
    3. Signature Proof: For the proof of signature, anything like -Passport Copy, Driving License, Banker’s verification cheque would be helpful.
    4. 2 passport size photographs are also required.

    Additional Documents Required for Gold Loan Bhandup

    1. Land Proof: For agriculture loan of more than Rs 1 lac, it is needed. Otherwise, no proof is asked for allied agriculture purposes.
    2. A Demand Promissory Note, if demanded by the bank.
    3. Certificate by the Jewel Appraiser (Bank will provide).
    4. Income Proof: Salary Certificate and Form No.16

    Eligibility Criteria for Gold Loan Bhandup

    1. The age of the applying candidate should be in between 21 years and 60 years
    2. Must be an Indian national, you may need to provide proof (in rare cases)

    GOLD LOAN @ 0.49%*

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    How to Apply for Gold Loan Bhandup

    Online Process to Apply for Gold Loan Bhandup

    Through the website of Dialabank, you can apply for Gold Loans from several top-notch banks like HDFC, ICICI, Muthoot, and others. While registering online, you’ll have to give some of your personal and employment details. Later on, a representative from Dialabank will call you back.

    Besides, you will also be provided with the document pickup facility to fast-track the verification process for loan approval.

    You can know a bit more if you call on 9878981166

    Dialabank is acknowledged as an eminent platform to apply for the Gold Loan online, there might be multiple reasons, some of them are:

    1. Dialabank is the Nation’s first financial helpline which provides the best financial services to customers all over India.
    2. Dialabank provides free services. You can apply for a gold loan via the website of Dialabank without paying anything.
    3. To make you feel financially fulfilled, you will get a high LTV of your gold.
    4. The Bank holds a reputed image in the eyes of customers because of its smart and fast services.
    5. While applying online through Dialabank, you might get a low-interest rate on Gold loans from other banks as well.
    6. To ease the journey of verification, we provide you with the document pick-up facility from your doorstep.
    7. The least amount of documentation is required while applying for Gold loan per gram through Dialabank.
    8. Your single point of contact is our relationship managers who will help you in everything related to loans.
    Offline Process to Apply for Gold Loan Bhandup

    The process of the offline gold loan in Bhandup is not any different than any other place. You need to search Gold Loan near you in Google, it will provide a list of organizations that can help you. Once you see any Bank and NBFC with a beneficial gold loan scheme, you’ll need to connect with them. But, we at Dialabank could provide you all information at home and connect with any organization at the comfort of your home.

    You might need to visit some office departments, again and again, to get your loan verified and approved faster. Although it depends a lot on the bank, it drains a lot of your energy and time. Thus, Dialabank could help you by providing a document pickup facility at your home and get it verified without you having to move out of your home.

    Processing Fees / Prepayment Charges on Gold Loan Bhandup

    Bank
    Processing Fee
    Prepayment Charges
    HDFC Bank Gold Loan
    0.25% to 1.50%
    2%, Nil foreclosure charges after 3 months
    Axis Bank Gold Loan
    0.50% to 1.50%
    Nil
    ICICI Bank Gold Loan
    0.25% to 1.50%
    2%, Nil foreclosure charges after 9 months
    SBI Gold Loan
    500/- to 0.50%
    Nil
    Kotak Gold Loan
    1% to 2%
    2.25% of fore closure amount if closed 1 month ahead of the tenure.
    IIFL Gold Loan
    Nil
    Nil
    Muthoot Gold Loan
    Nil
    Nil
    Manappauram Gold Loan
    Nil
    Nil
    PNB Gold Loan
    0.70% to 1%
    Nil
    Canara Bank Gold Loan
    1%
    Nil
    Andhra Bank Gold Loan
    Nil
    Nil

    CIBIL Score Required for Gold Loan Bhandup

    A good CIBIL score might be a prerequisite for other loans but you can get a gold loan at any CIBIL score.

    Gold Loan Bhandup Agents and Contact Number

    Dialabank is one of the prominent gold loan agents in Bhandup. You can experience yourself by applying on the web at Dialabank or by calling at 9878981166.

    By comparing the top banks and finance companies that provide gold loans, Dialabank helps its customers by giving the required information without confusing with the complex terms. This eventually helps customers in making the smart choice. Besides, you can visit our website, register there with some details, and our customer relationship manager will connect with you sooner.

    Pre Calculated EMI Table for Gold Loan Bhandup

    Rate
    5 Yrs
    4 Yrs
    3 Yrs
    10.50%
    2149
    2560
    3250
    11.00%
    2174
    2584
    3273
    11.50%
    2199
    2608
    3297
    12.00%
    2224
    2633
    3321
    12.50%
    2249
    2658
    3345
    13.00%
    2275
    2682
    3369
    13.50%
    2300
    2707
    3393
    14.00%
    2326
    2732
    3417
    14.50%
    2352
    2757
    3442
    15.00%
    2378
    2783
    3466

    About Bhandup

    Bhandup is a suburb of Mumbai in the state of Maharashtra. History claims that Bhandup was one of the first railway stations in India. The world Bhandup is derived from the word ‘Bhandupeshwar’ which is regarded as one of the names of Lord Shiva. One can also visit the temple dedicated to Lord Shiva located in the West Bhandup, Mumbai.