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    Gold Loan Bhavnagar

    Major Gold Loan Providers in Bhavnagar

    Feature
    HDFC Bank
    ICICI Bank
    Muthoot Finance
    Interest Rate
    9.50% onwards
    10.50%
    12%
    Min Loan Amt
    Metro : 25000, Non : 15000
    25000
    15000
    Max Loan Amt
    1 Cr
    1 Cr
    1 Cr
    Loan Tenure
    3 months to 24 months
    9 months to 24 months
    1 month to 24 months
    Processing Fee
    0.25% to 1.50% of the Loan Amt
    0.25% to 1.50%
    Nil
    Preclosure Chgs
    2%, Nil foreclosure charges after 3 months
    2%, Nil foreclosure charges after 9 months
    Nil
    Overdraft Facility
    Yes
    Yes
    Yes
    Pay Only Interest Facility
    Yes
    Yes
    Yes
    Gold Rate Per Gram
    3,066
    3,073
    3,073

    Gold Loan Bhavnagar Features

    Gold Loan BhavnagarGold Loans are now pretty easy and convenient to avail of as most of the major banks and NBFCs provide the service at a low Gold loan interest rate and minimum documentation. Taking a gold loan is always a better option than selling your gold jewelry in many ways.  Gold Loans are secured loans that can be availed by keeping your Gold ornaments/Jewelry as collateral or security deposit. Banks provide Gold Loan easily considering the fact that you repay the amount in the form of interest in a specific period of time.

    Gold Loan Bhavnagar Interest Rates

    Bank
    Interest Rate
    HDFC Bank Gold Loan
    10.25% to 14%
    Axis Bank Gold Loan
    10.50% to 16%
    ICICI Bank Gold Loan
    10.75% to 16%
    SBI Gold Loan
    9.5 % to 13%
    Kotak Gold Loan
    11% to 14%
    IIFL Gold Loan
    9.24% to 24%
    Muthoot Gold Loan
    12% to 24%
    Manappauram Gold Loan
    12% to 26%
    PNB Gold Loan
    10.05% to 16%
    Canara Bank Gold Loan
    9.75 % to 13%
    Andhra Bank Gold Loan
    10.70% to 16%

    Documents for Gold Loan Bhavnagar

    1. 2 passport size photographs (coloured)
    2. Proof of Identity such as Driving License/Passport/Aadhar Card/Voter’s ID,etc
    3. Proof of Signature: Passport Copy/Driving License/Banker’s verification/cheque.
    4. Residential proof: Ration card/ Telephone Bill/ Rental bill/ Passport copy/Sales Tax certificate.
    5. Filled in application
    6. Certificate by the Jewel Appraiser (Bank will arrange)
    7. Proof of Income (i.e. salary slips/ Form 16) of borrower
    8. Land Proof: In case of Agriculture Loan of more than Rs. 1 lac (not required for agricultural purpose)
    9. A Demand Promissory Note

    Eligibility Criteria for Gold Loan Bhavnagar

    1. Applicant should be minimum of 21 years of age and maximum of 60 years of age
    2. Applicant should be an Indian National


    gold loan at 7%

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    How to Apply for Gold Loan Bhavnagar

    Online Process to Apply for Gold Loan Bhavnagar
    • You can apply for the Gold Loan per gram at Dialabank easily without wasting any time
    • You have to fill a form online.
    • Thereafter, our relationship manager will then contact you for further assistance
    • You can also avail document pick up facility from your doorstep.
    • For more information, you can call on 9592046860.

    Dialabank is considered as the best platform to apply for a gold loan online. There are so many reasons behind this.

    1. First of all, Dialabank is India’s first financial helpline; it provides the best financial services to customers all over the country.
    2. Gold Loans can be availed at reasonable rate of interest with minimum documentation requirement
    3. Dialabank provides document pickup facility from the doorstep of the customer.
    4. The Relationship managers of Dialabank are trained and assist the customer without any hesitance
    5. Our company has good reputation among the customers due to its convenient service
    6. There is no processing fee or additional charges
    Offline Process to Apply for Gold Loan Bhavnagar

    If you want to want to avail gold loan through the offline process, it requires market research as well as some manual efficiency.

    The applicants need to search for the nearby banks offering Gold Loans and visit them at their working hours. Thereafter, their relationship manager will correspond and assist you according to your requirements.

    Processing Fees / Prepayment Charges on Gold Loan Bhavnagar

    Bank
    Processing Fee
    Prepayment Charges
    HDFC Bank Gold Loan
    0.25% to 1.50%
    2%, Nil foreclosure charges after 3 months
    Axis Bank Gold Loan
    0.50% to 1.50%
    Nil
    ICICI Bank Gold Loan
    0.25% to 1.50%
    2%, Nil foreclosure charges after 9 months
    SBI Gold Loan
    500/- to 0.50%
    Nil
    Kotak Gold Loan
    1% to 2%
    2.25% of fore closure amount if closed 1 month ahead of the tenure.
    IIFL Gold Loan
    Nil
    Nil
    Muthoot Gold Loan
    Nil
    Nil
    Manappauram Gold Loan
    Nil
    Nil
    PNB Gold Loan
    0.70% to 1%
    Nil
    Canara Bank Gold Loan
    1%
    Nil
    Andhra Bank Gold Loan
    Nil
    Nil

    CIBIL Score Required for Gold Loan Bhavnagar

    Most of the major banks and NBFCs do not require CIBIL score of the applicant. The applicant should have all the necessary documents and should be eligible to apply for the loan according to the criteria.

    Gold Loan Bhavnagar Agents

    Dialabank is the leading agent for availing Gold Loan in Bhavnagar. You can apply online at www.dialabank.com or give a call at 9878981166

    Dialabank helps you to find the best option of Banks and NBFCs by providing you with the detailed market comparison of different banks so that you can make the right choice. Visit our website www.dialabank.com and fill a simple form with your personal and employment details. Our customer relationship managers will soon get in touch with you.

    Gold Loan Bhavnagar Contact Number

    Call 9878981166 and get instant help and approval for Gold Loan in Bhavnagar.

    Pre Calculated EMI Table for Gold Loan Bhavnagar

    Rate
    5 Yrs
    4 Yrs
    3 Yrs
    10.50%
    2149
    2560
    3250
    11.00%
    2174
    2584
    3273
    11.50%
    2199
    2608
    3297
    12.00%
    2224
    2633
    3321
    12.50%
    2249
    2658
    3345
    13.00%
    2275
    2682
    3369
    13.50%
    2300
    2707
    3393
    14.00%
    2326
    2732
    3417
    14.50%
    2352
    2757
    3442
    15.00%
    2378
    2783
    3466

    About Bhavnagar

    Situated in the Saurashtra peninsular region, Bhavnagar is known as the cultural center of Gujarat. It is the city of trade with many large and small scale industries setup. The city is rich in Wildlife tourism and a must for archaeology enthusiasts.

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