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AT LOWEST INTEREST RATE

⍟  Highest Rate Per Gram
⍟  Lowest Interest Rate of 0.79% p.m.

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    Gold Loan Bhayandar East

    Major Gold Loan Providers in Bhayandar East

    Feature HDFC Bank SBI
    Muthoot Finance
    Interest Rate 9.90% onwards 7% onwards 12% onwards
    Min Loan Amt Metro : 25000, Non : 15000 25000 15000
    Max Loan Amt 1 Cr 1 Cr 1 Cr
    Loan Tenure 3 months to 24 months 9 months to 24 months
    1 month to 24 months
    Processing Fee 0.25% to 1.50% of the Loan Amt 0.25% to 1.50% Nil
    Pre-closure Charges 2%, Nil foreclosure charges after 3 months 2%, Nil foreclosure charges after 9 months Nil
    Overdraft Facility Yes Yes Yes
    Pay Only Interest Facility Yes Yes Yes
    Gold Rate Per Gram 3066 3073 3073

    Gold Loan Bhayandar East Features

    Gold Loan Bhayandar East

    Gold can be a valuable asset that can get you out of a cash crunch during the financial crisis. Gold loans are offered against your gold ornaments which you can use to make up your expenses. Gold loans are sanctioned quickly too with most of the banks transferring money in the accounts within a few hours. Customers get assured security for their gold and they also get maximum value for their gold depending upon the gold’s market price.

    The documentation process for gold loans is also easily manageable with most of the banks demanding very basic proofs for the application process.

    Gold Loan Bhayandar East Interest Rates

    Bank Interest Rate
    HDFC Bank Gold Loan 9.9% to 14%
    Axis Bank Gold Loan 10.50% to 16%
    ICICI Bank Gold Loan 10.75% to 16%
    SBI Gold Loan 9.5 % to 13%
    Kotak Gold Loan 11% to 14%
    IIFL Gold Loan 9.24% to 24%
    Muthoot Gold Loan 12% to 24%
    Manappauram Gold Loan 12% to 26%
    PNB Gold Loan 10.05% to 16%
    Canara Bank Gold Loan 9.75 % to 13%
    Andhra Bank Gold Loan 10.70% to 16%

    Documents for Gold Loan Bhayandar East

    • Signature Proof: Passport Copy/Driving License/cheques.
    • 2 colored passport size photos.
    • Ration Card /Electricity Bill/Passport/Sales Tax testament will be considered as Address proof.
    • Passport/Voters ID/Aadhaar card/Driving License as Identity proofs.

    Additional Documents Required for Gold Loan Bhayandar East

    1. Land evidence needs to be submitted in case of Agriculture Loan worth more than Rs. 1 lac. No proof is required for allied agriculture purposes.
    2. A Demand Promissory Note.
    3. A Jewel Appraiser Certificate(Bank will look into it).
    4. Salary Certificate and Form No.16 as Income proofs.

    Eligibility Criteria for Gold Loan Bhayandar East

    •  The minimum age required is 21 years and the maximum allowed is 60 years.
    • The applicant must have Indian Nationality.


    gold loan

    How to Apply for Gold Loan Bhayandar East

    Online Process to Apply for Gold Loan Bhayandar East

    To apply for a Gold Loan, Applicants can visit the DialaBank website. The process is quite easy & feasible. Few steps involved are:

    • Click here to fill the details and submit the form.
    • Our Relationship Manager Will Call contact you in the Next 2 Working Hours.
    • Users can compare gold loans offered by different banks and NBFCs on the DialaBank website.
    • Check the eligibility criteria and view the best offers available accordingly.
    • Upload all the documents or you can schedule document pickup from your home or office.
    • After the verification of documents is done, the bank’s executive will call the applicant for verification.
    • The loan amount will be transferred to the applicant’s account in 3 to 5 working days if the loan gets approved.
    Offline Process to Apply for Gold Loan Bhayandar East

    Customers can also avail offline loan process for Gold Loan at the nearby branches. To do so, simply google search Gold Loan near your location. A list will show up all the neighboring banks/institutions where you can apply for the loan. Then, you will have to visit the place until you get the loan approved.

    Although, this can be a very lengthy and tiring process. So it is better recommended that you should apply for a gold loan online which will save you time and energy.

    Processing Fees / Prepayment Charges on Gold Loan Bhayandar East

    Bank
    Processing Fee
    Prepayment Charges
    HDFC Bank Gold Loan
    0.25% to 1.50%
    2%, Nil foreclosure charges after 3 months
    Axis Bank Gold Loan
    0.50% to 1.50%
    Nil
    ICICI Bank Gold Loan
    0.25% to 1.50%
    2%, Nil foreclosure charges after 9 months
    SBI Gold Loan
    500/- to 0.50%
    Nil
    Kotak Gold Loan
    1% to 2%
    2.25% of fore closure amount if closed 1 month ahead of the tenure.
    IIFL Gold Loan
    Nil
    Nil
    Muthoot Gold Loan
    Nil
    Nil
    Manappauram Gold Loan
    Nil
    Nil
    PNB Gold Loan
    0.70% to 1%
    Nil
    Canara Bank Gold Loan
    1%
    Nil
    Andhra Bank Gold Loan
    Nil
    Nil

    CIBIL Score Required for Gold Loan Bhayandar East

    A decent CIBIL score is undoubtedly a must before applying for gold loan, the reason is that every loaning foundation has its own way to sanction loans and for that, a good CIBIL score is required to approver the gold Loan application. Some may consider low CIBIL score too , while most of them demand a base score of 750 to process your loan application.

    In addition to your CIBIL score, the organizations take a good look at the past loans taken. Any failure to the installments of past loans can prove to be a negative view in your application. So make sure your CIBIL score is acceptable before applying for a fresh loan.

    Gold Loan Bhayandar East Agents

    Dialabank is the most preferred gold loan agent in Bhayandar. Applicants can apply online at Dialabank or call at 9878981166 for assistance.

    Dialabank also helps you locate the best alternative among Banks and NBFCs by providing you an organized market comparison of various banks so you don’t have to look anywhere else to get your issues solved.

    Gold Loan Bhayandar East Contact Number

    Call 9878981166 and get instant assistance on Gold Loans in Bhayandar now.

    Pre Calculated EMI Table for Gold Loan Bhayandar East

    Rate
    5 Yrs
    4 Yrs
    3 Yrs
    10.50%
    2149
    2560
    3250
    11.00%
    2174
    2584
    3273
    11.50%
    2199
    2608
    3297
    12.00%
    2224
    2633
    3321
    12.50%
    2249
    2658
    3345
    13.00%
    2275
    2682
    3369
    13.50%
    2300
    2707
    3393
    14.00%
    2326
    2732
    3417
    14.50%
    2352
    2757
    3442
    15.00%
    2378
    2783
    3466

    About Bhayandar East

    Bhayandar is a suburb station of the western Mumbai railway network. It is well connected to stations like Borivali and Mira Road. The suburb is governed by the MBMC (Mira-Bhayandar Municipal Corporation). Bhayandar east is well famous for street food and attracts lot of customers in its area for evening walks.