Best banks for Gold Loans in Bhimavaram
Feature |
HDFC Bank |
Private Bank |
Muthoot Finance |
Interest Rate |
9.90% |
10.50% |
12% |
Min Loan Amt |
Metro : 25000, Non : 15000 |
25000 |
15000 |
Max Loan Amt |
1 Cr |
1 Cr |
1 Cr |
Loan Tenure |
3 months to 24 months |
9 months to 24 months |
1 month to 24 months |
Processing Fee |
0.25% to 1.50% of the Loan Amt |
0.25% to 1.50% |
Nil |
Preclosure Chgs |
2%, Nil foreclosure charges after 3 months |
2%, Nil foreclosure charges after 9 months |
Nil |
Overdraft Facility |
Yes |
Yes |
Yes |
Pay Only Interest Facility |
Yes |
Yes |
Yes |
Gold Rate Per Gram |
2500 |
2600 |
2700* |
Gold Loan Bhimavaram Features
Are you planning to spend money on something important?
Do you feel a need to take a loan?
While considering loans, Gold loans are one of the smartest choices a person can make. They have secured loans and require minimum paperwork or documentation.
What are some Gold Loan Bhimavaram features?
Gold Loan Bhimavaram strives to help its clients by providing affordable interest rates. To get a gold loan, the claimant must have a gold article, jewelry, or ornament. Other than that, solid credit history with an adequate source of income helps in faster verification and approval.
Additionally, you may take a loan of up to 75 percent of the market value of the gold due to high fluctuation in the market price of the gold.
Gold Loan Rate Per Gram Today in Bhimavaram
Updated - Gold Loan Per Gram Rate w.e.f Apr 25 2024
Gold Weight
Gold Purity
24 CaratGold Purity
22 CaratGold Purity
20 CaratGold Purity
18 Carat
1 gram
4621
4290
3900
3510
10 gram
46210
42900
39000
35100
20 gram
93600
85800
78000
70200
30 gram
140400
128700
117000
105300
40 gram
187200
171600
156000
140400
50 gram
234000
214500
195000
175500
100 gram
468000
429000
390000
351000
200 gram
936000
858000
780000
702000
300 gram
1404000
1287000
1170000
1053000
400 gram
1872000
1716000
1560000
1404000
500 gram
2340000
2145000
1950000
1755000
Know more about Gold loan per gram.
Gold Loan in Bhimavaram Interest Rates and Charges
HDFC Gold Loan
9.90%
0.25 % - 1.50%
3 - 24 Month
Private Gold Loan
10.50%
0.25 % - 1.50%
9 - 24 Months
Axis Gold Loan
10.50%
0.50% - 1.50%
6 - 24 Months
Yes Bank Gold Loan
10.50%
0.50% - 1.50%
6 - 36 Months
SBI Gold Loan
9.50%
500/- to 0.50%
6 - 36 Months
Kotak Gold Loan
11.00%
1% to 2%
9 - 24 Months
IIFL Gold Loan
12.00%
Nil
3 - 11 Months
Muthoot Finance Gold Loan
12.00%
Nil
1 - 24 Months
Manappuram Gold Loan
12.50%
Nil
6 - 12 Months
PNB Gold Loan
11.00%
0.70% to 1%
6 - 12 Months
Canara Bank Gold Loan
10.75%
1 %
6 - 12 Months
IndusInd Bank Gold Loan
11.50%
1% - 1.5%
9 - 24 Months
Know more about Gold loan interest rates.
Gold Loan in Bhimavaram Documents required
- Land Proof: While taking an Agriculture Loan of more than Rs. 1 lac. No proof is demanded for allied agriculture purposes.
- A Demand Promissory Note.
- The bank obliges to arrange the Certificate by the Jewel Appraiser.
- Income Proof: Salary Certificate and Form No.16
- Proof of Identity: Passport Copy/ Driving License/Aadhaar/ Electoral Photo ID Card/ Any other govt. recognized ID.
- Residence Proof: Rental Bill/ Electricity Bill/Ration Card/ Passport copy/Shop & Establishment License/Sales Tax certificate/ Trade License or other utility bills.
- Signature Proof: Banker’s verification/Passport Copy//Cheque/ Driving License/ Other accepted records.
- 2 passport size photographs.
Gold Loan in Bhimavaram Eligiblity Criteria
- The claimant should be at least 21 years and at most 60 years of age.
- Should be an Indian National
Gold Loan Bhimavaram Agent and Contact number
Dialabank is one of the promising gold loan agents in Bhimavaram. You should visit Dialabank or contact 9878981166.
By providing sufficient information about the banks in an easier way, Dialabank exhibits a structured market comparison so that the users can look and make the best choice for themselves. These are the steps you need to follow :
- Visit Dialabank
- Fill and submit a simple form.
- Wait for our relationship manager to call you back for help.
About Bhimavaram
In the West Godavari district of Andhra Pradesh India, Bhimavaram is a city and the administrative headquarters of Bhimavaram Mandal in Narasapuram revenue division. It is also a part of the Eluru Urban Development Authority.
