GET GOLD LOAN
AT LOWEST INTEREST RATE

⍟  Highest Rate Per Gram
⍟  Lowest Interest Rate of 0.79% p.m.

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    Gold Loan Bhiwandi

    Major Gold Loan Providers in Bhiwandi

    Feature HDFC Bank SBI
    Muthoot Finance
    Interest Rate 9.90% onwards 7% onwards 12% onwards
    Min Loan Amt Metro : 25000, Non : 15000 25000 15000
    Max Loan Amt 1 Cr 1 Cr 1 Cr
    Loan Tenure 3 months to 24 months 9 months to 24 months
    1 month to 24 months
    Processing Fee 0.25% to 1.50% of the Loan Amt 0.25% to 1.50% Nil
    Pre-closure Charges 2%, Nil foreclosure charges after 3 months 2%, Nil foreclosure charges after 9 months Nil
    Overdraft Facility Yes Yes Yes
    Pay Only Interest Facility Yes Yes Yes
    Gold Rate Per Gram 3066 3073 3073

    Gold Loan Bhiwandi Features

    Gold Loan BhiwandiDo you want to avail of a low-interest loan just for personal use? What is better than a Gold loan? A gold loan is one of the main assets that can become a savior during financial problems. It is secured, short-term, safe and is available to others at low-interest rates. Gold Loan Bhiwandi is an extremely secured form of a loan with a repayment period of up to 1 year. These interest rates vary from bank to bank. Therefore, it is extremely important to check the availability of the low-interest rates across all the banks. Dialabank makes this job easier for you by providing you with great offers.

    Moreover, there is no end-use limit on the use of the Gold Loan amount. You can use this loan amount anywhere and however, you want to do.


    gold loan

    Key Features:

    Get Loan in 30 Minutes
    Highest Gold Rate in India
    100% Safety of Your Gold
    Minimum Documentation
    Without EMI Gold Loan
    Gold Loan in 1 Visit
    No Melting of Gold
    24 x 7 Online Payment Facility
    No Hidden Charges

    You Can Call and Speak with a Gold Loan Relationship Manager on 9878981144.

    Gold Loan Bhiwandi Interest Rates Aug 05 2021

    Bank Interest Rate
    HDFC Bank Gold Loan 9.9% to 14%
    Axis Bank Gold Loan 10.50% to 16%
    ICICI Bank Gold Loan 10.75% to 16%
    SBI Gold Loan 9.5 % to 13%
    Kotak Gold Loan 11% to 14%
    IIFL Gold Loan 9.24% to 24%
    Muthoot Gold Loan 12% to 24%
    Manappauram Gold Loan 12% to 26%
    PNB Gold Loan 10.05% to 16%
    Canara Bank Gold Loan 9.75 % to 13%
    Andhra Bank Gold Loan 10.70% to 16%


    gold loan

    Gold Loan Per Gram For All Major Bank in Bhiwandi Aug 05 2021

    Bank / NBFC Rate Per Gram Interest Rate Gold Loan Tenure Min - Max Loan Amount
    HDFC Gold Loan ₹ 3,506 to ₹ 4,621 9.90% 3 to 24 months ₹ 10 thousand to 5 crore
    ICICI Gold Loan ₹ 3,506 to ₹ 4,621 10.00% 6 to 12 months ₹ 10 thousand to 5 crore
    Muthoot Finance Gold Loan ₹ 3,506 to ₹ 4,621 12.00% 7 days to 36 months ₹ 3 thousand to 1 crore
    Manappuram Gold Loan ₹ 3,506 to ₹ 4,621 12.25% 12 months ₹ 3 thousand to 1 crore
    Canara Bank Gold Loan ₹ 3,506 to ₹ 4,621 10.25% 36 months ₹ 20 thousand to 50 lakh
    Axis Bank Gold Loan ₹ 3,506 to ₹ 4,621 10.00% 3 to 36 months ₹ 10 thousand to 5 crore
    SBI Gold Loan ₹ 3,506 to ₹ 4,621 9.75% 12 to 36 months ₹ 20 thousand to 50 lakh
    Indian Bank Gold Loan ₹ 3,506 to ₹ 4,621 7.50% 3 to 36 months ₹ 20 thousand to 50 lakh
    Bank of Baroda Gold Loan ₹ 3,506 to ₹ 4,621 10.25% 12 months ₹ 20 thousand to 50 lakh
    Yes Bank Gold Loan ₹ 3,506 to ₹ 4,621 10.25% 12 months ₹ 10 thousand to 5 crore
    IIFL Gold Loan ₹ 3,506 to ₹ 4,621 12.00% 11 months ₹ 3 thousand to 50 lakh

    Gold Loan Eligibility Criteria in Bhiwandi

    Minimum and Maximum Age
    21 Yrs – 60 Yrs
    Note: However, many banks require a minimum age of 23 years
    Loan Amount
    Up to ₹ 2 Cr. Some banks restrict maximum eligibility to ₹ 20 Lakh
    Interest rates are lower for a higher loan amount
    Employment Type
    Salaried and self-employed both are eligible
    Businessmen are increasingly taking gold loans to meet their working capital requirements.
    In fact, housewives, senior citizens who are not eligible for other loans because they have no income proofs can easily avail of gold loans.
    Quality of Gold
    Gold ornaments should range in between 18 to 24 Carats
    An average gold price of 22-carat gold for the preceding 30 days is adjusted down for purity. So, the price of 20 Carat jewellery can be estimated by multiplying the price of 22 Carat jewellery by a factor of 20/22
    CIBIL Score
    Banks do not check CIBIL score for granting a gold loan
    However, your repayment track record for a gold loan is counted towards your CIBIL score and hence, can be instrumental in building your CIBIL score
    Gold ornaments that can be used for availing loan
    Gold bars and coins
    Gold with 18-24 carat purity
    Employment track record and income proofs
    Banks do not check your job stability or business stability to sanction you a gold loan. Gold loans are granted without income proofs. You only need to submit your basic KYC documents such as address proof, identity proof, and an Aadhaar card to avail of this loan.


    gold loan

    Documents for Gold Loan Bhiwandi

    At the time of application the following documents are required:

    • Proof of the citizenship of India
    • Duly filled application form
    • 2 passport-sized photographs
    • Applicant’s KYC documents to establish Identity and Address
    • Salary/ Income Proof
    • Witness Letter in case of illiterate borrowers
    • In the case of Agriculture Loan of more than Rs. 1 lac, land proof
    • Certificate by the Jewel Appraiser (Bank will arrange)

    At the time of disbursement the following documents are required:

    • Demand Promissory Note & Demand Promissory Note Take Delivery Letter
    • Gold Ornaments Take Delivery Letter
    • Arrangement Letter

    Eligibility Criteria for Gold Loan Bhiwandi

    1. Age – Minimum 21 years maximum (at loan maturity) 60 years.
    2. Gold jewelry should be owned by the applicant or any of the family members.
    3. A person should be a citizen of India.
    4. He/she should have 10 gram of gold.


    gold loan

    How to Apply for Gold Loan Bhiwandi

    Online Process to Apply for Gold Loan Bhiwandi

    The process of availing a gold loan is simple with Dialabank. You can contact 9878981144 any-time for any assistance or help. Our experts will guide you through the journey. To apply online, the steps that are required to be followed are:

    • Visit our site www.dialabank.com.
    • Enter your details and fill the form.
    • Our relationship manager will call and assist you through the entire process.

    It is best to apply for a gold loan with Dialabank because:

    1. Dialabank is India’s first financial helpline.
    2. It is spread all over the country.
    3. The bank provides the best services to its customers.
    4. The lowest Gold loan interest rate is offered by Dialabank.
    5. Document pickup facility is available only with Dialabank.
    6. No additional charges of applying for a gold loan online are charged by Dialabank.
    7. Minimum documentation.
    8. Receive high LTV of your gold.
    9. Get expert advice on gold loans.

    Offline Process to Apply for Gold Loan Bhiwandi

    The borrower also has the choice to avail of a gold loan from nearby branches. To do this, you just have to search Gold Loan near me on google. It will show you a list of all the neighboring institutions nearby where you can avail that loan. You will then have to visit there for Gold Loan.

    Therefore, it can be a very tiring and time-consuming process and would also reduce your chances of availing the best offers. Moreover, you would not get a pick-up facility for your documents that is available only with Dialabank.

    Processing Fees / Prepayment Charges on Gold Loan Bhiwandi

    Bank
    Processing Fee
    Prepayment Charges
    HDFC Bank Gold Loan
    0.25% to 1.50%
    2%, Nil foreclosure charges after 3 months
    Axis Bank Gold Loan
    0.50% to 1.50%
    Nil
    ICICI Bank Gold Loan
    0.25% to 1.50%
    2%, Nil foreclosure charges after 9 months
    SBI Gold Loan
    500/- to 0.50%
    Nil
    Kotak Gold Loan
    1% to 2%
    2.25% of fore closure amount if closed 1 month ahead of the tenure.
    IIFL Gold Loan
    Nil
    Nil
    Muthoot Gold Loan
    Nil
    Nil
    Manappauram Gold Loan
    Nil
    Nil
    PNB Gold Loan
    0.70% to 1%
    Nil
    Canara Bank Gold Loan
    1%
    Nil
    Andhra Bank Gold Loan
    Nil
    Nil


    gold loan

    EMI Gold Loan Scheme with Bullet Repayment Scheme Comparison

    Monthly Payment EMI Scheme (₹)
    Bullet Repayment (₹)
    Month 1 27007 3625
    Month 2 27007 3625
    Month 3 27007 3625
    Month 4 27007 3625
    Month 5 27007 3625
    Month 6 27007 3625
    Month 7 27007 3625
    Month 8 27007 3625
    Month 9 27007 3625
    Month 10 27007 3625
    Month 11 27007 3625
    Month 12 27007 3625
    Bullet Payment (At the end of 12 months)
      ₹ 3 Lakh
    Total Payment ₹ 3.24 Lakh ₹ 3.44 Lakh

    CIBIL Score Required for Gold Loan Bhiwandi

    There is no need for the CIBIL score for Gold Loan Bhiwandi.


    gold loan

    Compare Gold Loan Rate Per Gram and Lowest EMI of All banks in Bhiwandi

    Bank Interest Rate Lowest EMI Per Lakh
    Eligible Loan Amount For Max Tenure
    SBI Gold Loan 7.50% Rs. 3,111
    Rs. 20 Lakh for 36 months
    Muthoot Gold Loan 11.99% Rs. 3,321
    Rs. 50 Lakh for 36 months
    Manappuram Gold Loan 12.00% Rs. 8,885
    Rs. 1 Cr for 12 months
    HDFC Bank Gold Loan 9.90% Rs. 4,591
    Rs. 50 Lakh for 24 months
    Yes Bank Gold Loan 9.99% Rs. 3,226
    Rs. 50 Lakh for 36 months
    ICICI Bank Gold Loan 10.00% Rs. 8,792
    Rs. 15 Lakh for 12 months
    Federal Bank Gold Loan 8.50% Rs. 8,722
    Rs. 75 Lakh for 12 months
    Canara Bank Gold Loan 7.65% Rs. 8,683
    Rs. 10 Lakh for 12 months
    Andhra Bank Gold Loan 10.70% Rs. 8,824
    Rs. 2 Cr for 12 months
    Axis Bank Gold Loan 13.00% Rs. 4,754
    Rs. 20 Lakh for 24 months
    IndusInd Bank Gold Loan 10.00% Rs. 8,792
    Rs. 10 Lakh for 12 months
    PNB Gold Loan 8.75% Rs. 8,734
    Rs. 10 Lakh for 12 months
    Fincare Small Finance Bank Gold Loan 12.99% Rs. 11,721
    Rs. 40 Lakh for 9 Months

    Gold Loan Bhiwandi Agents

    Dialabank is one of the most leading agents for availing Gold loan per gram Bhiwandi. You can apply online at www.dialabank.com or give a call at 9878981144.

    Dialabank will assist you in finding the best option of Banks and NBFCs by offering you with a detailed market comparison of various other banks so that you can make the right decision. Visit our website www.dialabank.com and fill in a simple form with your personal and employment details. Our customer relationship managers will contact you soon.


    gold loan

    Gold Loan Bhiwandi Contact Number

    Call 9878981144 to get instant assistance and approval for Gold Loan Bhiwandi.

    Pre Calculated EMI Table for Gold Loan Bhiwandi

    Rate
    5 Yrs
    4 Yrs
    3 Yrs
    10.50%
    2149
    2560
    3250
    11.00%
    2174
    2584
    3273
    11.50%
    2199
    2608
    3297
    12.00%
    2224
    2633
    3321
    12.50%
    2249
    2658
    3345
    13.00%
    2275
    2682
    3369
    13.50%
    2300
    2707
    3393
    14.00%
    2326
    2732
    3417
    14.50%
    2352
    2757
    3442
    15.00%
    2378
    2783
    3466


    gold loan

    About Bhiwandi

    Bhiwandi is a city in Thane district of Maharashtra state in Konkan division, located 20 km to the north-east of Bhiwandi and 15 km to the north-east of Thane city.

    गोल्ड लोन भिवंडी के बारे में हिंदी में जानिए गोल्ड लोन भिवंडी


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    FAQs About Gold Loan

    ✅ Can a minor apply for Gold Loan?

    No, only a major i.e. someone above 18 years of age can apply for a Gold Loan in India.

    ✅ Is CIBIL score required to avail a Gold Loan?

    No, a CIBIL score is not required to avail a Gold Loan. Hence, someone with a bad credit score can also apply for a Gold Loan since it is secured loan.

    ✅ How can I repay my Gold Loan?

    You have the option to pay via cash, cheque, Demand Draft and even online transactions.