Gold Loan Bidadi

GET GOLD LOAN
AT LOWEST INTEREST RATE

⍟  Highest Rate Per Gram
⍟  Lowest Interest Rate of 0.79% p.m.

    I have read the Privacy Policy & Agree to Terms & Conditions and authorize Dialabank & its partner institutions to Call or SMS me with reference to my application.

    Gold Loan Bidadi

    Major Gold Loan Providers in Bidadi

    Feature HDFC Bank SBI
    Muthoot Finance
    Interest Rate 9.90% onwards 7% onwards 12% onwards
    Min Loan Amt Metro : 25000, Non : 15000 25000 15000
    Max Loan Amt 1 Cr 1 Cr 1 Cr
    Loan Tenure 3 months to 24 months 9 months to 24 months
    1 month to 24 months
    Processing Fee 0.25% to 1.50% of the Loan Amt 0.25% to 1.50% Nil
    Pre-closure Charges 2%, Nil foreclosure charges after 3 months 2%, Nil foreclosure charges after 9 months Nil
    Overdraft Facility Yes Yes Yes
    Pay Only Interest Facility Yes Yes Yes
    Gold Rate Per Gram 3066 3073 3073

    Gold Loan Bidadi Features

    gold loan bidadiGold Loans are now pretty easy and convenient to avail as most of the major banks and NBFCs offer it at a reasonable rate of interest and minimum documentation. Gold Loans are secured loans that can be availed by keeping your Gold ornaments/Jewelry as a collateral or security deposit for short-term credit. Banks sanction Gold Loan easily considering the fact that you repay the amount in the form of interest in a specific period of time. If you fail to repay, the loan can be renewed.

    Gold Loan Bidadi Interest Rates

    Bank Interest Rate
    HDFC Bank Gold Loan 9.9% to 14%
    Axis Bank Gold Loan 10.50% to 16%
    ICICI Bank Gold Loan 10.75% to 16%
    SBI Gold Loan 9.5 % to 13%
    Kotak Gold Loan 11% to 14%
    IIFL Gold Loan 9.24% to 24%
    Muthoot Gold Loan 12% to 24%
    Manappauram Gold Loan 12% to 26%
    PNB Gold Loan 10.05% to 16%
    Canara Bank Gold Loan 9.75 % to 13%
    Andhra Bank Gold Loan 10.70% to 16%

    Documents for Gold Loan Bidadi

    1. Signed Application form
    2. 2 recent passport size photographs(colored) of the applicant
    3. Government approved ID such as Driving license/passport/Aadhar card,etc
    4. Proof of Address: Ration card/ Tel, Electricity Bill/ Rental bill/ Passport copy/Sales Tax certificate.
    5. Land Proof: In case of Agriculture Loan of more than Rs. 1 lac.(not required for agricultural purpose)
    6. Certificate by the Jewel Appraiser (Bank will arrange)
    7. Signature Proof: Passport Copy/Driving License/Banker’s verification/cheque.
    8. A Demand Promissory Note.
    9. Proof of Income (i.e. salary slips/ Form 16) of the borrower

    Eligibility Criteria for Gold Loan Bidadi

    1. The minimum age requirements of the individual should be 21 years and maximum up to 60 years.
    2. Indian nationality is a must for the applicant
    3. He/She should be a self employed or salaried person.


    gold loan

    How to Apply for Gold Loan Bidadi

    Online Process to Apply for Gold Loan Bidadi
    • You can avail Gold Loan Bidadi with a single click while sitting at home.
    • Our customer relationship manager will be providing you the service of helping you choose the right type of loan for you.
    • Just fill a simple form so that our customer care department can look up for your finances can check your financial status and your eligibility for the loan that you have applied.
    • You will be led to the right banker for more details on your Loan. The bank executives will arrive at your doorsteps to collect the required documents from you.
    • Only at the time of submission of gold you have to pay a visit to the Bank, the rest will be taken care of by the Bank’s executives.

    Dialabank is considered as the best platform to apply for the best gold loan online. There are so many reasons behind this.

    1. Dialabank is India’s first financial helpline; it provides the best financial services to customers all over the country.
    2. Gold Loans can be availed at a low Gold loan interest rate online with minimum documentation requirement
    3.  Dialabank provides a document pickup facility from the doorstep of the customer.
    4. There is no processing fee or additional charges for availing the Gold loan rate per gram through Dialabank
    5. The bank has a good reputation among the customers because of its best services.
    6. The Relationship managers of Dialabank are trained and assist the customer
    Offline Process to Apply for Gold Loan Bidadi

    The applicant also has an option to avail Gold Loan through the offline process. This requires market research as well as some physical work of visiting the bank.

    The applicants need to search for the nearby banks offering Gold Loans and visit them at their working hours. Thereafter, their relationship manager will correspond and assist you according to your requirements requiring repeated visits to the nearest branch.

    Processing Fees / Prepayment Charges on Gold Loan Bidadi

    Bank
    Processing Fee
    Prepayment Charges
    HDFC Bank Gold Loan
    0.25% to 1.50%
    2%, Nil foreclosure charges after 3 months
    Axis Bank Gold Loan
    0.50% to 1.50%
    Nil
    ICICI Bank Gold Loan
    0.25% to 1.50%
    2%, Nil foreclosure charges after 9 months
    SBI Gold Loan
    500/- to 0.50%
    Nil
    Kotak Gold Loan
    1% to 2%
    2.25% of fore closure amount if closed 1 month ahead of the tenure.
    IIFL Gold Loan
    Nil
    Nil
    Muthoot Gold Loan
    Nil
    Nil
    Manappauram Gold Loan
    Nil
    Nil
    PNB Gold Loan
    0.70% to 1%
    Nil
    Canara Bank Gold Loan
    1%
    Nil
    Andhra Bank Gold Loan
    Nil
    Nil

    CIBIL Score Required for Gold Loan Bidadi

    Most of the major banks and NBFCs offer Gold Loan irrespective of the CIBIL score.

    Gold Loan Bidadi Agents

    Dialabank is one of the leading agents for availing Gold Loan in Bidadi. You can apply online at www.dialabank.com or give us a call at 9878981166

    Dialabank finds the best option of Banks and NBFCs by providing you with a detailed market comparison of various banks so that you can make the right choice. Visit our website www.dialabank.com and fill a simple form with your personal and employment details. Our customer relationship managers shall assist you for further help.

    Gold Loan Bidadi Contact Number

    Call 9878981166 and get instant help for Gold Loan in Bidadi.

    Pre Calculated EMI Table for Gold Loan Bidadi

    Rate
    5 Yrs
    4 Yrs
    3 Yrs
    10.50%
    2149
    2560
    3250
    11.00%
    2174
    2584
    3273
    11.50%
    2199
    2608
    3297
    12.00%
    2224
    2633
    3321
    12.50%
    2249
    2658
    3345
    13.00%
    2275
    2682
    3369
    13.50%
    2300
    2707
    3393
    14.00%
    2326
    2732
    3417
    14.50%
    2352
    2757
    3442
    15.00%
    2378
    2783
    3466

    About Bidadi

    Bidadi is a town situated on the Bengaluru – Mysuru expressway and is part of the Ramanagara district in the state of Karnataka. It is famous for a food dish called the “Thatte Idli” which is a larger flatter variant of the traditional south Indian Idli. The town is located 32 km from Bengaluru towards Mysuru and is connected by both rail and bus to Bengaluru City.

    Other Places to Avail Gold Loan