Major Gold Loan Providers in Bidadi
Min Loan Amt
Metro : 25000, Non : 15000
Max Loan Amt
3 months to 24 months
9 months to 24 months
0.25% to 1.50% of the Loan Amt
0.25% to 1.50%
2%, Nil foreclosure charges after 3 months
2%, Nil foreclosure charges after 9 months
Pay Only Interest Facility
Gold Rate Per Gram
Gold Loan Bidadi Features
Gold Loans are now pretty easy and convenient to avail as most of the major banks and NBFCs offer it at a reasonable rate of interest and minimum documentation. Gold Loans are secured loans that can be availed by keeping your Gold ornaments/Jewelry as a collateral or security deposit for short-term credit. Banks sanction Gold Loan easily considering the fact that you repay the amount in the form of interest in a specific period of time. If you fail to repay, the loan can be renewed.
Gold Loan Bidadi Interest Rates
HDFC Bank Gold Loan
9.9% to 14%
Axis Bank Gold Loan
10.50% to 16%
ICICI Bank Gold Loan
10.75% to 16%
SBI Gold Loan
9.5 % to 13%
Kotak Gold Loan
11% to 14%
IIFL Gold Loan
9.24% to 24%
Muthoot Gold Loan
12% to 24%
Manappauram Gold Loan
12% to 26%
PNB Gold Loan
10.05% to 16%
Canara Bank Gold Loan
9.75 % to 13%
Andhra Bank Gold Loan
10.70% to 16%
Documents for Gold Loan Bidadi
- Signed Application form
- 2 recent passport size photographs(colored) of the applicant
- Government approved ID such as Driving license/passport/Aadhar card,etc
- Proof of Address: Ration card/ Tel, Electricity Bill/ Rental bill/ Passport copy/Sales Tax certificate.
- Land Proof: In case of Agriculture Loan of more than Rs. 1 lac.(not required for agricultural purpose)
- Certificate by the Jewel Appraiser (Bank will arrange)
- Signature Proof: Passport Copy/Driving License/Banker’s verification/cheque.
- A Demand Promissory Note.
- Proof of Income (i.e. salary slips/ Form 16) of the borrower
Eligibility Criteria for Gold Loan Bidadi
- The minimum age requirements of the individual should be 21 years and maximum up to 60 years.
- Indian nationality is a must for the applicant
- He/She should be a self employed or salaried person.
How to Apply for Gold Loan Bidadi
Online Process to Apply for Gold Loan Bidadi
- You can avail Gold Loan Bidadi with a single click while sitting at home.
- Our customer relationship manager will be providing you the service of helping you choose the right type of loan for you.
- Just fill a simple form so that our customer care department can look up for your finances can check your financial status and your eligibility for the loan that you have applied.
- You will be led to the right banker for more details on your Loan. The bank executives will arrive at your doorsteps to collect the required documents from you.
- Only at the time of submission of gold you have to pay a visit to the Bank, the rest will be taken care of by the Bank’s executives.
Dialabank is considered as the best platform to apply for the best gold loan online. There are so many reasons behind this.
- Dialabank is India’s first financial helpline; it provides the best financial services to customers all over the country.
- Gold Loans can be availed at a low Gold loan interest rate online with minimum documentation requirement
- Dialabank provides a document pickup facility from the doorstep of the customer.
- There is no processing fee or additional charges for availing the Gold loan rate per gram through Dialabank
- The bank has a good reputation among the customers because of its best services.
- The Relationship managers of Dialabank are trained and assist the customer
Offline Process to Apply for Gold Loan Bidadi
The applicant also has an option to avail Gold Loan through the offline process. This requires market research as well as some physical work of visiting the bank.
The applicants need to search for the nearby banks offering Gold Loans and visit them at their working hours. Thereafter, their relationship manager will correspond and assist you according to your requirements requiring repeated visits to the nearest branch.
Processing Fees / Prepayment Charges on Gold Loan Bidadi
CIBIL Score Required for Gold Loan Bidadi
Most of the major banks and NBFCs offer Gold Loan irrespective of the CIBIL score.
Gold Loan Bidadi Agents
Dialabank is one of the leading agents for availing Gold Loan in Bidadi. You can apply online at www.dialabank.com or give us a call at 9878981166
Dialabank finds the best option of Banks and NBFCs by providing you with a detailed market comparison of various banks so that you can make the right choice. Visit our website www.dialabank.com and fill a simple form with your personal and employment details. Our customer relationship managers shall assist you for further help.
Gold Loan Bidadi Contact Number
Call 9878981166 and get instant help for Gold Loan in Bidadi.
Pre Calculated EMI Table for Gold Loan Bidadi
Bidadi is a town situated on the Bengaluru – Mysuru expressway and is part of the Ramanagara district in the state of Karnataka. It is famous for a food dish called the “Thatte Idli” which is a larger flatter variant of the traditional south Indian Idli. The town is located 32 km from Bengaluru towards Mysuru and is connected by both rail and bus to Bengaluru City.
Other Places to Avail Gold Loan
Table of Contents
- 1 Major Gold Loan Providers in Bidadi
- 2 Gold Loan Bidadi Features
- 3 Gold Loan Bidadi Interest Rates
- 4 Documents for Gold Loan Bidadi
- 5 Eligibility Criteria for Gold Loan Bidadi
- 6 How to Apply for Gold Loan Bidadi
- 7 Processing Fees / Prepayment Charges on Gold Loan Bidadi
- 8 CIBIL Score Required for Gold Loan Bidadi
- 9 Gold Loan Bidadi Agents
- 10 Pre Calculated EMI Table for Gold Loan Bidadi
- 11 About Bidadi