Gold Loan Bikaner

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Unlock the Real Value of your Gold

Rates as low as 1% p.m.
Get Money in 30 Mins
Loan Amount Up to 1 Crore
Loan Tenure Up to 48 Months
Unbiased Experts Advice

About Gold Loan Bikaner

If a person is not salaried but still needs financial support for fulfilling certain demands, then Gold Loan is the best alternative. The approval for Gold Loan does not require any income details and hence the person can avail the loan for various sorts of requirements. The only thing demanded by this loan is the gold possessed by the person.

Why one should choose Gold Loan Bikaner?

  • Low Interest Rates.
  • No prepayment charges.
  • No need of cosigner for Gold Loan Bikaner
  • Fast Loan Approvals.
  • Gold Loan Bikaner is Easily available.

Gold Loan Bikaner Interest Rate :

In general loan on gold, the credit is available at a low interest rate. Moreover, the reason behind that the gold loan comes in the category of secured loans. So the Gold interest rates are less than that of personal loan or any other kind of loans. Though the gold loan rate keeps on changing time to time as well as person to person.
1. The gold loan is available at 1% PM interest rate.
3. Moreover, offer low processing fee that is  0.85%.
4. Further, pre-closer charges range from  0 – 2 %.

Gold Loan Bikaner Documentation

  1. Land Proof: In case of Agriculture Loan of more than Rs. 1 lac. The proof is not required for allied agriculture purposes.
  2. A Demand Promissory Note.
  3. Certificate by the Jewel Appraiser (Bank will arrange).
  4. Income Proof: Salary Certificate and Form No.16.

Features of Gold Loan Bikaner :

Gold loan Bikaner

  1. You can avail Loan up to Rs.1 Crore or more & up to 70% of value for any purpose
  2. You get 100% Safety & Security of your Gold Jewelry
  3. Get your Loan processed in less than 30 minutes
  4. Enjoy Anytime Liquidity in Gold Loan Bikaner.
  5. No EMI, Service only Interest and enjoy the Loan facility
  6. Lower Interest Rates on Gold Loan Bikaner
  7. Simple documentation and fast processing is involved in Gold Loan Bikaner.
  8. Overdraft limit varies depending on the market rate of gold.
  9. The interest rate is payable the only amount of the overdraft that you use.

Know More – Top Reasons why Gold Loan is the best borrowing option


About Bikaner:

Bikaner is located in the northwest of Rajasthan. This city was founded by Rao Bika. It has developed into the fifth largest city in Rajasthan from its small origins. Gold Loan in the following nearby cities of Bikaner are :

Gold Loan NathdwaraGold Loan UdaipurGold Loan Barmer
Gold Loan AjmerGold Loan BaranGold Loan Chomu
Gold Loan AlwarGold Loan JhunjhunuGold Loan Bharatpur
Gold Loan JaipurGold Loan NagaurGold Loan Churu
Gold Loan JodhpurGold Loan SikarGold Loan Hanumangarh
Gold Loan KotaGold Loan Sri GanganagarGold Loan Nimbahera

FAQs About Gold Loan

  1. How does  Gold Loan work?
    Loan on gold is very simple to understand. The Banks /NBFC provides you with funds against your gold ornament. The amount depends upon the gold weight.
  2.  Gold Loan is secured?
    Yes, it is essential to note that the loan on gold comes in the category of secured loans. Because in a gold loan the applicant put their gold ornaments into the bank’s locker as security or as collateral.
  3. What happens when you don’t repay a Gold Loan?
    If the borrower is unable to return the gold loan on time, then the bank is liable to sell his gold ornaments.
  4. To get a gold loan do I need a co-applicant?
    No, to avail Gold loan you don’t need any co-applicant
  5. Is Gold loan better than a Personal loan?
    Yes, a Gold loan is better than personal Loan because in Gold Loan banks/NBFC’s takes Gold ornament as well as a gold coin as collateral and in case of Personal loan it is un-secured and hence carries higher interest than a gold loan.
  6. What is the best online platform to avail gold loan?
    Dialabank is the best platform to get a loan. Dialabank provides you hassle-free process as well as the lowest interest rate in the market as compared to others.
  7. Is there any fee payable for the Gold Loan?
    Yes, you have to pay the loan processing fee (non-refundable) as well as Valuation fee.

Gold Loan Interest Rate of Different Banks – Updated 2020

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