Gold Loan Botad


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Gold Loan Botad

Major Gold Loan Providers in Botad

Feature HDFC Bank SBI
Muthoot Finance
Interest Rate 9.90% onwards 7% onwards 12% onwards
Min Loan Amt Metro : 25000, Non : 15000 25000 15000
Max Loan Amt 1 Cr 1 Cr 1 Cr
Loan Tenure 3 months to 24 months 9 months to 24 months
1 month to 24 months
Processing Fee 0.25% to 1.50% of the Loan Amt 0.25% to 1.50% Nil
Pre-closure Charges 2%, Nil foreclosure charges after 3 months 2%, Nil foreclosure charges after 9 months Nil
Overdraft Facility Yes Yes Yes
Pay Only Interest Facility Yes Yes Yes
Gold Rate Per Gram 3066 3073 3073

Gold Loan Botad Features

Gold Loan Botad

Even if you are running short of money, do not worry as Gold Loan is available for your need. The loan is secured so it does not need much paperwork and you get your loan approval within 48hours after the completion of all the verification process.

Gold Loan Botad comes to help its customers with financial aids at the best possible interest rate. The applicant must have a fixed and good income source with a good credit history, this also helps in making the verification and approval process faster.

Keeping in mind the fluctuation in the market price of the gold, you can obtain a loan amount of up to 75 percent of the market value of gold.

Gold Loan Botad Interest Rates

Bank Interest Rate
HDFC Bank Gold Loan 9.9% to 14%
Axis Bank Gold Loan 10.50% to 16%
Private Bank Gold Loan 10.75% to 16%
SBI Gold Loan 9.5 % to 13%
Kotak Gold Loan 11% to 14%
IIFL Gold Loan 9.24% to 24%
Muthoot Gold Loan 12% to 24%
Manappauram Gold Loan 12% to 26%
PNB Gold Loan 10.05% to 16%
Canara Bank Gold Loan 9.75 % to 13%
Andhra Bank Gold Loan 10.70% to 16%

Documents for Gold Loan Botad

  1. Proof of Identity can be Passport Copy/ Voters ID card/ Driving License/Aadhaar card.
  2. Address Proof can be : Ration card/ Tel, Electricity Bill/ Rental bill/ Passport copy/Trade license /Shop & Est. License/Sales Tax certificate.
  3. Signature Proof can be Passport Copy/Driving License/Banker’s verification/cheque.
  4. 2 passport size photos.

Additional Documents Required for Gold Loan Botad

  1. Land Proof: In Agriculture Loan of over Rs. 1 lac. which is not required for allied agriculture purposes.
  2. A Demand Promissory Note.
  3. Certification by the Jewel Appraiser (Bank will arrange).
  4. Proof of Income: Salary Certificate and Form No.16

Eligibility Criteria for Gold Loan Botad

  1. The minimum age required is 21 years and a maximum of up to 60 years.
  2. Must be an individual with Indian Nationality.

GOLD LOAN @ 0.75%*



How to Apply for Gold Loan Botad

Online Process to Apply for Gold Loan Botad

You can even apply for the HDFC Bank Gold Loan at Dialabank.

You just have to fill a simple form online.

After that, you will get a call back from our representative. Furthermore, you will get a document to pick up facility from your doorstep.

For more details, you can ring us on 9878981144 anytime.

Dialabank is the best platform for applying for a gold loan online and there are many reasons behind it:

  1. Dialabank is India’s first financial helpline; it offers the finest financial services and welcomes all customers across the country.
  2. Dialabank guides the customers without any additional charges when you choose to apply for a gold loan online on the Dialabank website.
  3. You will also get a high LTV of your gold.
  4. The bank stands in a respectable position amongst the customers with its best and fast services.
  5. You will also enjoy a low HDFC Gold Loan Interest Rate if you choose to apply for a gold loan through Dialabank.
  6. Dialabank also provides a document pickup facility from the customer’s doorstep to make the process more convenient.
  7. When you apply for a gold loan per gram at the Dialabank website, very little paperwork is needed.
  8. Moreover, our Relationship managers are skilled and trained to guide you properly in the process of Gold Loan.

Offline Process to Apply for Gold Loan Botad

The nearby branches are also an option for the applicant to avail of Gold Loan from. For that, you just need to search Gold Loan near me on google. A list of all the bank branches and finance companies that provide loans near you will appear. You are then supposed to select them according to your choice and knowledge, but with Dialabank the process gets much easier and faster for you.

After that, you will have to visit those departments to apply for the gold loan and before the loan gets approved you will be required to visit many times more.

HDFC Gold Loan branches and Muthoot Gold Loan branches are amongst some of the banks and finance companies where the whole process is much faster.

You can also avail of gold loans from HDFC Gold Loan Branches. To find a branch that is near, simply search Muthoot Gold Loan near me. Google will present a list of all the Muthoot Gold Loan Branches near you.

Processing Fees / Prepayment Charges on Gold Loan Botad

Processing Fee
Prepayment Charges
HDFC Bank Gold Loan
0.25% to 1.50%
2%, Nil foreclosure charges after 3 months
Axis Bank Gold Loan
0.50% to 1.50%
Private Bank Gold Loan
0.25% to 1.50%
2%, Nil foreclosure charges after 9 months
SBI Gold Loan
500/- to 0.50%
Kotak Gold Loan
1% to 2%
2.25% of fore closure amount if closed 1 month ahead of the tenure.
IIFL Gold Loan
Muthoot Gold Loan
Manappauram Gold Loan
PNB Gold Loan
0.70% to 1%
Canara Bank Gold Loan
Andhra Bank Gold Loan

CIBIL Score Required for Gold Loan Botad

Before you apply for a gold loan a good CIBIL score is a must, due to the fact that every lending institution in Botad has made a criterion for the minimum CIBIL score that is required to process a Gold Loan application. A minimum CIBIL score of 750 is needed by most of the institutions to process your loan application.

The institutions not only look at your CIBIL score but even a detailed behavior on the previous loan taken is considered. This consists of details on the borrowed amount and the type of loan taken. Any late payments in the previous loans act as a hurdle between you and your loan approval. In order to avoid such situations make sure that you have a good CIBIL score before you apply for a loan.

Gold Loan Botad Agents

One of the most trusted and respectable gold loan agents in Botad is Dialabank. You can apply online at our website or give a call at 9878981144

Dialabank assists you in finding the best choice amongst various Banks and NBFCs by offering you a comprehensive and well-structured market comparison of several banks which will in turn help in making the right choice without worrying about complex processes. Visit our website and fill a simple online form asking for a few details and then our customer relationship manager will contact you soon.

Gold Loan Botad Contact Number

Call on 9878981144 and get instant help as well as Gold Loan approval in Botad right now.

Pre Calculated EMI Table for Gold Loan Botad

5 Yrs
4 Yrs
3 Yrs

About Botad

Botad is a city in Gujrat which situated about 93km from Bhavnagar and about 133km from Ahmedabad. The city with its pleasant sites forms a perfect holiday spot. some popular spots include Clock Tower, Gate of Town, Haran Kui, and Salangpur Temple.

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