Gold Loan Bundi

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    Gold Loan Bundi

    Gold Loan Bundi

    What if we tell you, you can quickly get rid of all your financial problems in no time? Whether you are looking for funds to pay your son’s college fee or you are looking for funding to get yourself a new machine to increase your business productivity, Gold Loan Bundi can help you with it. In addition to this, gold loan or loan against the gold is one of the most availed loaning schemes because of its low-interest rate and easy repayment options. As you pledge collateral against the loan amount, the interest rates are quite low. You can avail Gold Loan Bundi online and save the hassle of going to a branch.

    Read More – About Gold Loan

    Gold Loan is the best option available for the loan seekers at very best interest rates. Several financing authorities are available in market dealing with these Loan. The borrower should go for the best loan deal with the best offer available.

    Gold Loan Bundi Interest Rates

    10.70% is the minimum rate of interest you can expect on these loans. Thus, you need to pay less than 1% monthly interest rate. Also, you will be getting 75% of your gold’s in market value as a principal amount of loan. While talking about the interest rate, it is good we mention you that gold loan comes with foreclosure ability meaning you can close this loan before the tenure period ends and get your gold back from the bank. The foreclosure penalty ranges from 0-3% of the total loan amount.

    Bank Interest Rate
    HDFC Bank Gold Loan 9.9% to 14%
    Axis Bank Gold Loan 10.50% to 16%
    ICICI Bank Gold Loan 10.75% to 16%
    SBI Gold Loan 9.5 % to 13%
    Kotak Gold Loan 11% to 14%
    IIFL Gold Loan 9.24% to 24%
    Muthoot Gold Loan 12% to 24%
    Manappauram Gold Loan 12% to 26%
    PNB Gold Loan 10.05% to 16%
    Canara Bank Gold Loan 9.75 % to 13%
    Andhra Bank Gold Loan 10.70% to 16%

    Know More – Gold Loan Per Gram

    Eligibility for Gold Loan Bundi

    1. Loan Amount: Minimum 18k and Maximum depends upon the weight of the gold
    2. Age: Minimum: 18 years and Maximum (at loan maturity): 70 years
    3. Citizenship: Indian
    4. Gold requirements: Minimum 10 gram of gold
    5. Employment status: salaried/ self-employed

    Know More – Gold Loan: Factors to Remember

    Required Documents for Gold Loan Bundi

    1. Identity Proof: Passport Copy/ Voters ID card/ Driving License
    2. Proof of Address: Ration card/ Tel, Electricity. Bill/ Rental Agr. / Passport copy/ Trade license /Shop & Est. License/Sales Tax certificate
    3. Signature Verification Proof: Passport Copy/Driving License/Banker’s verification/cheque
    4. 2 passport size photographs.
    Other Required Documents
    1. For farmers, the banks and NBFCs offer low rates of interests on the gold deposits.
    2. For this, the applicants have to provide the agricultural documents and also the income proof.

    Features of Gold Loan Bundi

    1. You can avail Gold Loan Bundi up to Rs.1 Crore & up to 90% of value for any purpose
    2. You get 100% Safety & Security of your Gold Jewellery / Bars
    3. Get your Gold Loan Bundi processed in 30 minutes
    4. Enjoy Anytime Liquidity
    5. No EMI, Service only Interest and enjoy the Loan facility
    6. Lower Interest Rates
    7. Simple documentation and fast processing.
    8. Overdraft limit varies depending on the market rate of gold.
    9. The interest rate is payable the only amount of the overdraft that you use.

    Know More –  Gold Loan Features and Benefits

    Advantages of Taking a Gold Loan Bundi

    gold loan bundi

    1. No income and salary criteria- Gold loan do not require any qualifications for income or salary of the person. So even if you are unemployed and unsalaried you can still avail of a Gold Loan Bundi. This is because you are pledging a valuable asset, gold in return for the money.
    2. Available also in case of bad credit history or low-income level.
    3. Relatively Lower interest rates- The other advantage of taking a gold loan is that they are available on low-interest rates, say 12-16% annually in comparison to the personal loan interest rates of 15-26% per annum.
    4. You need to repay only the interest- You have the option to pay only the interest during the tenure of the entire gold loan and at the end of tenure, you can pay the entire borrowed amount in a single shot.
    5. Total Convenience- The most convenient of all the loans is a Gold Loan Bundi because in this all you have to do is pledge your gold with a bank or a private finance institute and the work is done. You can get a loan up to 90% of its market value immediately.
    6. Less processing time- No tedious and lengthy documentation is required in case of gold loans, hence it can be resorted to in times of urgent needs. Banks take a few hours in the processing of the gold loan whereas some NBFC’s state that they only take a few minutes for the same task.

    Find the most suitable offer for Gold Loan Bundi

    1. Personalized Service: Our trained Relationship Managers will understand your requirements and your profile and help you find the most suitable Gold Loan offer.
    2. Rate Comparison: We help you understand the details of all costs involved in taking a Gold Loan and help you find the Cheapest Offer.
    3. Research: Benefit from our detailed research on all the products from the leading Gold Loan players in the market and make the right choice.
    4. Zero Charges: Dialabank offers personalized service to its customers at zero fees. Use our services and get best Gold Loan deal at no extra cost.
    5. Unbiased and Transparent Search: Our objective is to simplify your Gold Loan search and we provide information in an unbiased and transparent manner.

    How to Apply Gold Loan Bundi Online?

    1. Firstly, visit our website that is Dialabank.
    2. Secondly, the applicant has to fill a form Online that involve necessary information.
    3. After this, you will get a call back from our Relationship Manager to clear all doubts as well as to assist you in the entire process of the Gold Loan.
    4. Next, the applicant can check his /her eligibility for further clarification of the approval of a gold loan.
    5. Moreover, Submit all the documents need as proofs in the bank.
    6. Gold loan is approved in some minutes and disbursed within a day.
    7. Lastly,  call us directly for any quires at 9592046860, to clear any doubts.

    Know More – Best Gold Loan Services

    Pre Calculated EMI Table for Gold Loan

    Rate
    5 Yrs
    4 Yrs
    3 Yrs
    10.50%
    2149
    2560
    3250
    11.00%
    2174
    2584
    3273
    11.50%
    2199
    2608
    3297
    12.00%
    2224
    2633
    3321
    12.50%
    2249
    2658
    3345
    13.00%
    2275
    2682
    3369
    13.50%
    2300
    2707
    3393
    14.00%
    2326
    2732
    3417
    14.50%
    2352
    2757
    3442
    15.00%
    2378
    2783
    3466

    Processing Fees / Prepayment Charges on Gold Loan

    Bank
    Processing Fee
    Prepayment Charges
    HDFC Bank Gold Loan
    0.25% to 1.50%
    2%, Nil foreclosure charges after 3 months
    Axis Bank Gold Loan
    0.50% to 1.50%
    Nil
    ICICI Bank Gold Loan
    0.25% to 1.50%
    2%, Nil foreclosure charges after 9 months
    SBI Gold Loan
    500/- to 0.50%
    Nil
    Kotak Gold Loan
    1% to 2%
    2.25% of fore closure amount if closed 1 month ahead of the tenure.
    IIFL Gold Loan
    Nil
    Nil
    Muthoot Gold Loan
    Nil
    Nil
    Manappauram Gold Loan
    Nil
    Nil
    PNB Gold Loan
    0.70% to 1%
    Nil
    Canara Bank Gold Loan
    1%
    Nil
    Andhra Bank Gold Loan
    Nil
    Nil

    About Bundi

    The city of Bundi in the Hadoti region of Rajasthan state in northwest India. Bundi is of particular architectural note for its ornate forts, palaces and stepwell reservoirs known as baoris. It is the administrative headquarters of the Bundi District. It had a population of 88,312.

    Gold Loan in Other Cities in Rajasthan

    Gold Loan Lalsot Gold Loan Sirohi
    Gold Loan Nohar Gold Loan Suratgarh
    Gold Loan Pilani Gold Loan Sriganganagar
    Gold Loan Tonk Gold Loan Gangtok
    Special Note: Always check Gold Loan Rate Per Gram before applying for loan against gold.