Gold Loan Calangute

AT 0.75%* INTEREST RATE
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Gold Loan Calangute

Major Gold Loan Providers in Calangute

Feature HDFC Bank SBI
Muthoot Finance
Interest Rate 9.90% onwards 7% onwards 12% onwards
Min Loan Amt Metro : 25000, Non : 15000 25000 15000
Max Loan Amt 1 Cr 1 Cr 1 Cr
Loan Tenure 3 months to 24 months 9 months to 24 months
1 month to 24 months
Processing Fee 0.25% to 1.50% of the Loan Amt 0.25% to 1.50% Nil
Pre-closure Charges 2%, Nil foreclosure charges after 3 months 2%, Nil foreclosure charges after 9 months Nil
Overdraft Facility Yes Yes Yes
Pay Only Interest Facility Yes Yes Yes
Gold Rate Per Gram 3066 3073 3073

Gold Loan Calangute Features

Are you running out of cash and looking for an instant loan? Well, gold loan is best suited for you! It requires fewer documents and is approved within 48 hours after the verification process.

Gold Loan Calangute provides financial assistance to its customers at the easily affordable interest rates. All you need to have is a reliable source of income along with good credit history to make the verification and approval process faster. One can avail a loan up to 75 per cent of the market value of gold due to regular fluctuations in the market price of gold.

Dialabank offers a low-interest rate with high feasibility and reliability! Our overgrowing customer base made us one of the leading and most trusted gold loan agents all over the country.

Gold Loan Calangute Interest Rates

Bank Interest Rate
HDFC Bank Gold Loan 9.9% to 14%
Axis Bank Gold Loan 10.50% to 16%
Private Bank Gold Loan 10.75% to 16%
SBI Gold Loan 9.5 % to 13%
Kotak Gold Loan 11% to 14%
IIFL Gold Loan 9.24% to 24%
Muthoot Gold Loan 12% to 24%
Manappauram Gold Loan 12% to 26%
PNB Gold Loan 10.05% to 16%
Canara Bank Gold Loan 9.75 % to 13%
Andhra Bank Gold Loan 10.70% to 16%

To check Gold Loan Interest Rate for all major banks you can visit: Gold Loan Interest Rate

Documents for Gold Loan Calangute

  • Identity Proof including Passport Copy/ Voters ID card/ Driving License/ Aadhaar card.
  • Signature Proof including Passport Copy/ Driving License/ Banker’s verification or Cheque.
  • Address Proof including Passport copy/ Ration card/ Telephone or Electricity Bill/ Rental Agreement/ Trade license / Shop License/ Sales Tax certificate.
  • 2 Passport-sized photographs.

Additional Documents Required for Gold Loan Calangute

  • Income Proof in form of Salary Certificate  Form No.16
  • Land Proof required in case of Agriculture Loan exceeding Rs. 1 lac and not required for allied agriculture purposes.
  • A Demand Promissory Note.
  • Certificate of jewel appraiser which bank arranges.

Eligibility Criteria for Gold Loan Calangute

  • Age limit: 21-60 years
  • Nationality: Indian

GOLD LOAN @ 0.75%*

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How to Apply for Gold Loan Calangute

Online Process to Apply for Gold Loan Calangute
  • You can apply for the HDFC Bank Gold Loan via Dialabank.
  • Fill a simple online form.
  • Get a call from our representative.
  • Document to pick up facility from your doorstep.

Dialabank is considered as the best platform to apply for a gold loan online as:

  •  A high LTV of your gold is guaranteed with proper safety and security.
  • There are no additional charges to apply for a gold loan online on our website.
  • Apply for a gold loan with us and get a low HDFC Gold Loan Interest Rate.
  • Being India’s first financial helpline, we provide the best financial services to our customers.
  • Negligible paperwork is required on applying with us to ease the process.
  • Our reliable and fast services make us one of the leading market players.
  • Relationship Managers are thoroughly trained to serve you in the entire process.
  • A document pickup facility from the doorstep of the customer.
Offline Process to Apply for Gold Loan Calangute

There is an alternate for the applicant to avail of Gold Loan from the nearby branches. For that purpose,

  • Search Gold Loan near me on google.
  • Get a list of all the lending companies loans near you.
  • Select them according to your preference and knowledge.
  • Visit the department several times to avail the loan.

HDFC Gold Loan branches and Muthoot Gold Loan branches are some finance companies with the quick processing of the loan. We at Dialabank are happy to serve you more easily!

Processing Fees / Prepayment Charges on Gold Loan Calangute

Bank
Processing Fee
Prepayment Charges
HDFC Bank Gold Loan
0.25% to 1.50%
2%, Nil foreclosure charges after 3 months
Axis Bank Gold Loan
0.50% to 1.50%
Nil
Private Bank Gold Loan
0.25% to 1.50%
2%, Nil foreclosure charges after 9 months
SBI Gold Loan
500/- to 0.50%
Nil
Kotak Gold Loan
1% to 2%
2.25% of fore closure amount if closed 1 month ahead of the tenure.
IIFL Gold Loan
Nil
Nil
Muthoot Gold Loan
Nil
Nil
Manappauram Gold Loan
Nil
Nil
PNB Gold Loan
0.70% to 1%
Nil
Canara Bank Gold Loan
1%
Nil
Andhra Bank Gold Loan
Nil
Nil

CIBIL Score Required for Gold Loan Calangute

Every financial institution has its criteria for the minimum CIBIL score required for processing a Gold Loan application. Most of them require a minimum score of 750 for processing the application. Remember, a reliable CIBIL score is a must before applying for a gold loan!

A consideration of previously availed loans occurs before approving the loan. Thus, ensure a good CIBIL score before applying for any loan. The type of loan taken and the amount borrowed hereby becomes necessary. Previously delayed loan payment might restrict in availing a fresh loan.

Gold Loan Calangute Agents

After deeply analysing your needs, our experts help you find the best alternative for you by providing a detailed and structured market comparison of different banks. You just need to visit our website, fill a form and get in touch with our Customer Relationship Manager. Forget about the worries of a complex documentation process and make the right choice with us!

Pre Calculated EMI Table for Gold Loan Calangute

Rate
5 Yrs
4 Yrs
3 Yrs
10.50%
2149
2560
3250
11.00%
2174
2584
3273
11.50%
2199
2608
3297
12.00%
2224
2633
3321
12.50%
2249
2658
3345
13.00%
2275
2682
3369
13.50%
2300
2707
3393
14.00%
2326
2732
3417
14.50%
2352
2757
3442
15.00%
2378
2783
3466

About Calangute

Located in the City of Beaches, Calangute is the largest in Northern Goa. The beauty of its beaches enhances with paragliders and swimmers from all over the world. This place is a famous football spot for most of the football lover and witnesses thousands of tourist travellers every year.

Gold Loan Calangute Contact Number

Call 9878981166 or visit our website Dialabank to get an instant approval for Gold Loan.

हिंदी में जानने के लिए यहाँ क्लिक करें:गोल्ड लोन

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