GET GOLD LOAN
AT LOWEST INTEREST RATE

⍟  Highest Rate Per Gram
⍟  Lowest Interest Rate of 0.79% p.m.

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    Gold Loan Chaibasa

    Major Gold Loan Providers in Chaibasa

    Feature HDFC Bank SBI
    Muthoot Finance
    Interest Rate 9.90% onwards 7% onwards 12% onwards
    Min Loan Amt Metro : 25000, Non : 15000 25000 15000
    Max Loan Amt 1 Cr 1 Cr 1 Cr
    Loan Tenure 3 months to 24 months 9 months to 24 months
    1 month to 24 months
    Processing Fee 0.25% to 1.50% of the Loan Amt 0.25% to 1.50% Nil
    Pre-closure Charges 2%, Nil foreclosure charges after 3 months 2%, Nil foreclosure charges after 9 months Nil
    Overdraft Facility Yes Yes Yes
    Pay Only Interest Facility Yes Yes Yes
    Gold Rate Per Gram 3066 3073 3073

    Gold Loan Chaibasa Features

    Cash required? No solution in mind?

    Dialabank has a solution to all your problems. That’s GOLD LOAN!

    A gold loan is secured and requires very little paperwork. This loan gets approved in 2-3 hours after verification. The person must have a good source of income to make the process faster.

    Moreover, the loan will be provided up to 75% of the price of gold because prices change with time.

    Gold Loan Chaibasa Interest Rates

    Bank Interest Rate
    HDFC Bank Gold Loan 9.9% to 14%
    Axis Bank Gold Loan 10.50% to 16%
    ICICI Bank Gold Loan 10.75% to 16%
    SBI Gold Loan 9.5 % to 13%
    Kotak Gold Loan 11% to 14%
    IIFL Gold Loan 9.24% to 24%
    Muthoot Gold Loan 12% to 24%
    Manappauram Gold Loan 12% to 26%
    PNB Gold Loan 10.05% to 16%
    Canara Bank Gold Loan 9.75 % to 13%
    Andhra Bank Gold Loan 10.70% to 16%

    Know more about Gold loan interest rates.

    Documents for Gold Loan Chaibasa

    1. Signature Proof(any 1 of these): Passport Copy/Driving License/Banker’s verification/cheque.
    2. Address Proof(any 1 of them): Ration card/ Tel, Electricity Bill/ Rental bill/ Passport copy/Trade license /Shop & Est. License/Sales Tax certificate.
    3. Proof of Identity(any 1 of these):  Passport Copy/ Voters ID card/ Driving License/Aadhaar card.
    4. 2 passport size photographs.

    Additional Documents Required for Gold Loan Chaibasa

    1. A Demand Promissory Note.
    2. Income Proof: Salary Certificate and Form No.16
    3. Certification by the Jewel Appraiser (Bank will arrange).
    4. Land Proof if you are applying for an Agriculture Loan of more than Rs. 1 lac. The proof is not required for allied agriculture uses.

    Eligibility Criteria for Gold Loan Chaibasa

    1. Nationality: Indian.
    2. The minimum age: 21 years
    3. The maximum age:60 years


    gold loan

    How to Apply for Gold Loan Chaibasa

    Online Process to Apply for Gold Loan Chaibasa

    For more knowledge, call on 9878981166 anytime.

    You can apply online on Dialabank for the Gold Loan. Just fill the form. Then our representative will call you.

    Dialabank is the best way for applying for gold loans online. Some of the reasons are:

    1. Our relationship manager will provide you the information you wish to know and will understand your problem as well. They will help you to find the most suitable gold loan offer.
    2. The process is very easy and hassle-free.
    3. The documentation process is very less as well.
    4. Dialabank guides the services to the customers free of cost.
    5. If applying via Dialabank, You will get a high LTV of your gold and at very low-interest rates.
    6. In the last, the bank has a good reputation among the customers because of its amazing and quick services.
    Offline Process to Apply for Gold Loan Chaibasa

    The person can also apply for gold loans in local branches too. So, the person will himself search on google and compare the details of all the branches and finance companies and choose according to his preference. Still, there are chances of making the wrong decision. So, instead of wasting ample of time, just give your workload to Dialabank. We will do all these things easily and quickly that too free of cost.

    Processing Fees / Prepayment Charges on Gold Loan Chaibasa

    Bank
    Processing Fee
    Prepayment Charges
    HDFC Bank Gold Loan
    0.25% to 1.50%
    2%, Nil foreclosure charges after 3 months
    Axis Bank Gold Loan
    0.50% to 1.50%
    Nil
    ICICI Bank Gold Loan
    0.25% to 1.50%
    2%, Nil foreclosure charges after 9 months
    SBI Gold Loan
    500/- to 0.50%
    Nil
    Kotak Gold Loan
    1% to 2%
    2.25% of fore closure amount if closed 1 month ahead of the tenure.
    IIFL Gold Loan
    Nil
    Nil
    Muthoot Gold Loan
    Nil
    Nil
    Manappauram Gold Loan
    Nil
    Nil
    PNB Gold Loan
    0.70% to 1%
    Nil
    Canara Bank Gold Loan
    1%
    Nil
    Andhra Bank Gold Loan
    Nil
    Nil

    Know more about Gold loan per gram.

    CIBIL Score Required for Gold Loan Chaibasa

    Every institution requires a good CIBIL score(minimum: 750)  for processing a Gold Loan.

    Moreover, Details of the previous loan are to be submitted such as- type of loan and the amount taken. Any delays in payments can lead to a restriction in the next loan processing.

    So, check these things in mind before applying.

    Gold Loan Chaibasa Agents

    The most trustworthy and leading gold loan agent in Chaibasa is Dialabank. You can apply online at Dialabank or give a call at 9878981166.

    Dialabank helps you to get the best. You can fill the form now to get the most amazing benefits right now.

    Gold Loan Chaibasa Contact Number

    Call 9878981166 for instant help and approval for Gold Loan in Chaibasa right now.

    Pre Calculated EMI Table for Gold Loan Chaibasa

    Rate
    5 Yrs
    4 Yrs
    3 Yrs
    10.50%
    2149
    2560
    3250
    11.00%
    2174
    2584
    3273
    11.50%
    2199
    2608
    3297
    12.00%
    2224
    2633
    3321
    12.50%
    2249
    2658
    3345
    13.00%
    2275
    2682
    3369
    13.50%
    2300
    2707
    3393
    14.00%
    2326
    2732
    3417
    14.50%
    2352
    2757
    3442
    15.00%
    2378
    2783
    3466

    About Chaibasagold loan Chaibasa

    Chaibasa is a town and a municipality in West Singhbhum district in the state of Jharkhand, India. Chaibasa is the district headquarters of West Singhbhum district.