⍟  Lowest Interest Rate of 0.79% p.m.
⍟  Highest Rate Per Gram ₹ 5,121
⍟  No Melting of Your Gold
⍟  Get Loan in 1 Visit Only
⍟  100% Safety of Your Gold (kept in Bank Locker)

APPLY FOR

Gold Loan Chaibasa

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Major Gold Loan Providers in Chaibasa

Feature
HDFC Bank
ICICI Bank
Muthoot Finance
Interest Rate
9.90%
10.50%
12%
Min Loan Amt
Metro : 25000, Non : 15000
25000
15000
Max Loan Amt
1 Cr
1 Cr
1 Cr
Loan Tenure
3 months to 24 months
9 months to 24 months
1 month to 24 months
Processing Fee
0.25% to 1.50% of the Loan Amt
0.25% to 1.50%
Nil
Preclosure Chgs
2%, Nil foreclosure charges after 3 months
2%, Nil foreclosure charges after 9 months
Nil
Overdraft Facility
Yes
Yes
Yes
Pay Only Interest Facility
Yes
Yes
Yes
Gold Rate Per Gram
2500
2600
2700*

Gold Loan Chaibasa Features

Cash required? No solution in mind?

Dialabank has a solution to all your problems. That’s GOLD LOAN!

A gold loan is secured and requires very little paperwork. This loan gets approved in 2-3 hours after verification. The person must have a good source of income to make the process faster.

Moreover, the loan will be provided up to 75% of the price of gold because prices change with time.

Gold Loan Chaibasa Interest Rates

Bank
Interest Rate
HDFC Bank Gold Loan
10.25% to 14%
Axis Bank Gold Loan
10.50% to 16%
ICICI Bank Gold Loan
10.75% to 16%
SBI Gold Loan
9.5 % to 13%
Kotak Gold Loan
11% to 14%
IIFL Gold Loan
9.24% to 24%
Muthoot Gold Loan
12% to 24%
Manappauram Gold Loan
12% to 26%
PNB Gold Loan
10.05% to 16%
Canara Bank Gold Loan
9.75 % to 13%
Andhra Bank Gold Loan
10.70% to 16%

Documents for Gold Loan Chaibasa

  1. Signature Proof(any 1 of these): Passport Copy/Driving License/Banker’s verification/cheque.
  2. Address Proof(any 1 of them): Ration card/ Tel, Electricity Bill/ Rental bill/ Passport copy/Trade license /Shop & Est. License/Sales Tax certificate.
  3. Proof of Identity(any 1 of these):  Passport Copy/ Voters ID card/ Driving License/Aadhaar card.
  4. 2 passport size photographs.

Additional Documents Required for Gold Loan Chaibasa

  1. A Demand Promissory Note.
  2. Income Proof: Salary Certificate and Form No.16
  3. Certification by the Jewel Appraiser (Bank will arrange).
  4. Land Proof if you are applying for an Agriculture Loan of more than Rs. 1 lac. The proof is not required for allied agriculture uses.

Eligibility Criteria for Gold Loan Chaibasa

  1. Nationality: Indian.
  2. The minimum age: 21 years
  3. The maximum age:60 years


gold loan at 7%

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How to Apply for Gold Loan Chaibasa

Online Process to Apply for Gold Loan Chaibasa

For more knowledge, call on 9878981166 anytime.

You can apply online on Dialabank for the Gold Loan. Just fill the form. Then our representative will call you.

Dialabank is the best way for applying for gold loans online. Some of the reasons are:

  1. Our relationship manager will provide you the information you wish to know and will understand your problem as well. They will help you to find the most suitable gold loan offer.
  2. The process is very easy and hassle-free.
  3. The documentation process is very less as well.
  4. Dialabank guides the services to the customers free of cost.
  5. If applying via Dialabank, You will get a high LTV of your gold and at very low-interest rates.
  6. In the last, the bank has a good reputation among the customers because of its amazing and quick services.
Offline Process to Apply for Gold Loan Chaibasa

The person can also apply for gold loans in local branches too. So, the person will himself search on google and compare the details of all the branches and finance companies and choose according to his preference. Still, there are chances of making the wrong decision. So, instead of wasting ample of time, just give your workload to Dialabank. We will do all these things easily and quickly that too free of cost.

Processing Fees / Prepayment Charges on Gold Loan Chaibasa

Bank
Processing Fee
Prepayment Charges
HDFC Bank Gold Loan
0.25% to 1.50%
2%, Nil foreclosure charges after 3 months
Axis Bank Gold Loan
0.50% to 1.50%
Nil
ICICI Bank Gold Loan
0.25% to 1.50%
2%, Nil foreclosure charges after 9 months
SBI Gold Loan
500/- to 0.50%
Nil
Kotak Gold Loan
1% to 2%
2.25% of fore closure amount if closed 1 month ahead of the tenure.
IIFL Gold Loan
Nil
Nil
Muthoot Gold Loan
Nil
Nil
Manappauram Gold Loan
Nil
Nil
PNB Gold Loan
0.70% to 1%
Nil
Canara Bank Gold Loan
1%
Nil
Andhra Bank Gold Loan
Nil
Nil

CIBIL Score Required for Gold Loan Chaibasa

Every institution requires a good CIBIL score(minimum: 750)  for processing a Gold Loan.

Moreover, Details of the previous loan are to be submitted such as- type of loan and the amount taken. Any delays in payments can lead to a restriction in the next loan processing.

So, check these things in mind before applying.

Gold Loan Chaibasa Agents

The most trustworthy and leading gold loan agent in Chaibasa is Dialabank. You can apply online at Dialabank or give a call at 9878981166.

Dialabank helps you to get the best. You can fill the form now to get the most amazing benefits right now.

Gold Loan Chaibasa Contact Number

Call 9878981166 for instant help and approval for Gold Loan in Chaibasa right now.

Pre Calculated EMI Table for Gold Loan Chaibasa

Rate
5 Yrs
4 Yrs
3 Yrs
10.50%
2149
2560
3250
11.00%
2174
2584
3273
11.50%
2199
2608
3297
12.00%
2224
2633
3321
12.50%
2249
2658
3345
13.00%
2275
2682
3369
13.50%
2300
2707
3393
14.00%
2326
2732
3417
14.50%
2352
2757
3442
15.00%
2378
2783
3466

About Chaibasagold loan Chaibasa

Chaibasa is a town and a municipality in West Singhbhum district in the state of Jharkhand, India. Chaibasa is the district headquarters of West Singhbhum district.


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