Gold Loan Chaksu

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    Gold Loan Chaksu

    Major Gold Loan Providers in Chaksu

    Feature HDFC Bank SBI
    Muthoot Finance
    Interest Rate 9.90% onwards 7% onwards 12% onwards
    Min Loan Amt Metro : 25000, Non : 15000 25000 15000
    Max Loan Amt 1 Cr 1 Cr 1 Cr
    Loan Tenure 3 months to 24 months 9 months to 24 months
    1 month to 24 months
    Processing Fee 0.25% to 1.50% of the Loan Amt 0.25% to 1.50% Nil
    Pre-closure Charges 2%, Nil foreclosure charges after 3 months 2%, Nil foreclosure charges after 9 months Nil
    Overdraft Facility Yes Yes Yes
    Pay Only Interest Facility Yes Yes Yes
    Gold Rate Per Gram 3066 3073 3073

    Gold Loan Chaksu Features

    A person can avail of Gold Loan to fulfill all his desires or to overcome his/her financial crisis. You will be asked to pledge your gold. On meeting the eligibility criteria and after, the institution will provide a loan.

    Here minimal documentation is required with a low rate of interest charged as compared to any other type of loan. 

    One of the leading and most trusted gold loan agents all over India is Dialabank. We help you find the best option between several Banks and NBFCs by providing a detailed and structured market comparison of different banks.

    Visit our website to fill a simple form asking for some details. Our Customer Relationship Manager will get in touch with you. So, no need to worry about the complex process you have to go through, and hence you can make the right choice!

    Gold Loan Chaksu Interest Rates

    The below table shows the Gold loan interest rates provided by various banks

    Bank Interest Rate
    HDFC Bank Gold Loan 9.9% to 14%
    Axis Bank Gold Loan 10.50% to 16%
    ICICI Bank Gold Loan 10.75% to 16%
    SBI Gold Loan 9.5 % to 13%
    Kotak Gold Loan 11% to 14%
    IIFL Gold Loan 9.24% to 24%
    Muthoot Gold Loan 12% to 24%
    Manappauram Gold Loan 12% to 26%
    PNB Gold Loan 10.05% to 16%
    Canara Bank Gold Loan 9.75 % to 13%
    Andhra Bank Gold Loan 10.70% to 16%

    Documents for Gold Loan Chaksu

    • Identity Proof: Passport Copy/ Voter ID card/ Driving License/ Aadhaar card.
    • Address Proof: Ration card/ Telephone or Electricity Bill/ Rental Agreement/ Passport copy/Trade license /Shop License/Sales Tax certificate.
    • Signature Proof: Passport Copy/Driving License/Banker’s verification or Cheque.
    • 2 passport sized photographs.

    Additional Documents Required for Gold Loan Chaksu

    • Land Proof (For Agriculture Loan exceeding Rs. 1 lac; not required for allied agriculture purpose).
    • A Demand Promissory Note.
    • Certification by the Jewel Appraiser (Bank will arrange).
    • Income Proof (Salary Certificate and Form No.16)

    Eligibility Criteria for Gold Loan Chaksu

    • Nationality: Indian
    • Age Limit: 21-60 years
    • Gold: Minimum 10 grams

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    How to Apply for Gold Loan Chaksu

    Online Process to Apply for Gold Loan Chaksu
    • One can apply for the Gold Loan via Dialabank.
    • Fill a simple form online.
    • Our representative will contact you.
    • Document pick up service available from your doorstep.
    • For more information, visit our website.

    Dialabank is considered as the best platform to apply online for a gold loan as:

    • We are India’s first financial helpline having 11 years of experience in this field.
    • We provide the best financial services to our customers all over India.
    • We have no additional charges on the loan application.
    • You can get a high LTV of gold with complete safety and security.
    • We have a good reputation among our customers because of our transparent and instant services.
    • Apply for a gold loan on Dialabank and avail of a low-interest rate.
    • We provide a document pickup facility from the doorstep of the applicant.
    • While applying for a loan with us, very few documents are required to ease the process.
    • Relationship managers are trained thoroughly to serve you in the entire process.
    Offline Process to Apply for Gold Loan Chaksu
    • Search Gold Loan near me on google.
    • A list of all the branches of banks and finance companies providing loans near you appear.
    • Choose them according to your preference and knowledge.
    • Visit a suitable department and apply for a loan.
    • You will be asked to visit many times before a loan gets finally approved.

    Dialabank can do that for you easily!

    Processing Fees / Prepayment Charges on Gold Loan Chaksu

    Bank
    Processing Fee
    Prepayment Charges
    HDFC Bank Gold Loan
    0.25% to 1.50%
    2%, Nil foreclosure charges after 3 months
    Axis Bank Gold Loan
    0.50% to 1.50%
    Nil
    ICICI Bank Gold Loan
    0.25% to 1.50%
    2%, Nil foreclosure charges after 9 months
    SBI Gold Loan
    500/- to 0.50%
    Nil
    Kotak Gold Loan
    1% to 2%
    2.25% of fore closure amount if closed 1 month ahead of the tenure.
    IIFL Gold Loan
    Nil
    Nil
    Muthoot Gold Loan
    Nil
    Nil
    Manappauram Gold Loan
    Nil
    Nil
    PNB Gold Loan
    0.70% to 1%
    Nil
    Canara Bank Gold Loan
    1%
    Nil
    Andhra Bank Gold Loan
    Nil
    Nil

    CIBIL Score Required for Gold Loan Chaksu

    A good CIBIL score is a requirement for availing of the gold loan per gram. Each lending institution has its norm for the minimum CIBIL score of 700-750 which is required for processing the gold loan application.

    Apart from the CIBIL score, the detailed behavior on the previously taken loan is also necessary. Details on the loan type taken and the amount borrowed are kept in mind before granting a loan. Delayed payments for previous loans can act as a hurdle for availing a fresh loan. So make sure your CIBIL score is good before you apply for a gold loan!

    Gold Loan Chaksu Agents

    As mentioned earlier, one of the leading and most trustworthy gold loan agents is Dialabank. We help you find the best option between several Banks and NBFCs by providing a detailed and structured market comparison of different banks. Visit our website to fill a simple form asking for some details. Our Customer Relationship Manager will get in touch with you. So, no need to worry about the complex process you have to go through, and hence you can make the right choice!

    Gold Loan Chaksu Contact Number

    Apply online on our website Dialabank or contact 9878981166 for instant help and approval for Gold Loan.

    Pre Calculated EMI Table for Gold Loan Chaksu

    Rate
    5 Yrs
    4 Yrs
    3 Yrs
    10.50%
    2149
    2560
    3250
    11.00%
    2174
    2584
    3273
    11.50%
    2199
    2608
    3297
    12.00%
    2224
    2633
    3321
    12.50%
    2249
    2658
    3345
    13.00%
    2275
    2682
    3369
    13.50%
    2300
    2707
    3393
    14.00%
    2326
    2732
    3417
    14.50%
    2352
    2757
    3442
    15.00%
    2378
    2783
    3466

    About Chaksu

    gold loan chaksu

    Located in the Jaipur district of Rajasthan, Chaksu is a legislative assembly seat of Rajasthan Vidhan Sabha. From  Sheetla Mata Temple on Tonk Road, Bada Padampura Jain temple at Bada to ManoharaMohan Ji’s kachori, this place is a famous tourist spot.
    Chaksu is well connected to via Road from Kota-Tonk, Jaipur,  Dausa-Lalsot. The Jaipur – Mumbai rail route is also passing from Chaksu Railway Station with the nearest Airport in Jaipur, which is 25 km distant from Chaksu.

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