Gold Loan Champa


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    Gold Loan Champa

    Major Gold Loan Providers in Champa

    Feature HDFC Bank SBI
    Muthoot Finance
    Interest Rate 9.90% onwards 7% onwards 12% onwards
    Min Loan Amt Metro : 25000, Non : 15000 25000 15000
    Max Loan Amt 1 Cr 1 Cr 1 Cr
    Loan Tenure 3 months to 24 months 9 months to 24 months
    1 month to 24 months
    Processing Fee 0.25% to 1.50% of the Loan Amt 0.25% to 1.50% Nil
    Pre-closure Charges 2%, Nil foreclosure charges after 3 months 2%, Nil foreclosure charges after 9 months Nil
    Overdraft Facility Yes Yes Yes
    Pay Only Interest Facility Yes Yes Yes
    Gold Rate Per Gram 3066 3073 3073

    Gold Loan Champa Features

    Gold Loan Champa

    Are you running out of finances? Do you feel a need to take a loan?

    If worried about your financial prospects, and you have gold. You can use that gold as collateral for the loan and get a sufficient amount of money for doing your daily tasks. Gold loan is financial assistance provided by the majority of banks where they could lend you money if you keep your gold as collateral.

    Why Gold Loan Champa?

    Gold Loan Champa ensures to provide financial assistance to its customers at affordable interest rates. Since gold loans are secured, they require a minimum amount of paperwork to get approved. You can get your gold loan approved within minutes.

    Though there are no eligibility criteria for gold loans, one should have a good credit history along with a regular and strong source of income as a precautionary measure.

    As the market is always varying and the price of gold is not stagnant. You can take a loan of up to 75 percent of the market value of gold.

    Gold Loan Champa Interest Rates

    Bank Interest Rate
    HDFC Bank Gold Loan 9.9% to 14%
    Axis Bank Gold Loan 10.50% to 16%
    ICICI Bank Gold Loan 10.75% to 16%
    SBI Gold Loan 9.5 % to 13%
    Kotak Gold Loan 11% to 14%
    IIFL Gold Loan 9.24% to 24%
    Muthoot Gold Loan 12% to 24%
    Manappauram Gold Loan 12% to 26%
    PNB Gold Loan 10.05% to 16%
    Canara Bank Gold Loan 9.75 % to 13%
    Andhra Bank Gold Loan 10.70% to 16%

    To check Gold Loan Interest Rate for all major banks you can visit: Gold Loan Interest Rate

    Documents for Gold Loan Champa

    1. Proof of Identity can be any of the following: Passport/ Voters ID card/ Driving License/Aadhaar or any recognized record.
    2. Address Proof can be any of the following: Ration card/ Electricity Bill/ Rental bill/ Passport copy/Trade license /Shop & Est. License/Sales Tax certificate/Telephone Bill/ Any recognized utility bill or record.
    3. Signature Proof can be any of the following: Passport Copy/Driving License/Cheque/ Banker’s verification or any other officially recognized record.
    4. 2 passport size images are mandatory.

    Additional Documents Required for Gold Loan Champa

    1. Land Proof: No proof is required for an agriculture loan of more than Rs. 1 lac.
    2. A Demand Promissory Note.
    3. Certificate by the Jewel Appraiser (Bank will coordinate or arrange)
    4. Income Proof: Salary Certificate and Form No.16 can also be required.

    Eligibility Criteria for Gold Loan Champa

    1. The age of the applicant should be – 21 years(minimum) and 60 years(maximum).
    2. The loan applicant should be recognized as an Indian citizen.

    GOLD LOAN @ 0.49%*



    How to Apply for Gold Loan Champa

    Online Process to Apply for Gold Loan Champa

    You can apply for the Gold loan from any of the banks using the website of Dialabank.

    You just need to fill that simple form online.

    Then, you will be called back by our representative to assist you in the entire process of Gold Loan approval.

    For additional information, you can call on 9878981166.

    Dialabank is recognized as a leading platform for online gold loans. Thus, there are multiple reasons behind this:

    1. Dialabank made a mark on its customers by providing the best financial services to customers all over India.
    2. Customers don’t owe anything to Dialabank. The online loan application is free through Dialabank.
    3. Customers get the best LTV of their gold here.
    4. A good reputation among customers is built because of its best and affordable interest rates on gold loans.
    5. The low-interest rates for customers are Dialabank’s priority.
    6. You don’t have to work a  lot. Minimum paperwork required for Dialabank.
    7. Document Pick-up facility from Customer’s doorstep eases the verification and approval process.
    8. Relationship managers are friendly and ready to help throughout the whole process.
    Offline Process to Apply for Gold Loan Champa

    The offline process to apply for Gold Loan Champa is easy. First, you can search for Gold Loan near you, then Google will show a list of finance companies and banks that deals with the same. After shortlisting some of them, you need to contact them separately. But, at Dialabank we make sure that you compare different banks and do this in a much efficient manner.

    Until your gold loan gets approved, you need to visit certain departments repetitively. Thus, it requires a lot of time.

    Whereas Dialabank could help you in this process by verification and approval from the step-through their document pick-up facility.

    Processing Fees / Prepayment Charges on Gold Loan Champa

    Processing Fee
    Prepayment Charges
    HDFC Bank Gold Loan
    0.25% to 1.50%
    2%, Nil foreclosure charges after 3 months
    Axis Bank Gold Loan
    0.50% to 1.50%
    ICICI Bank Gold Loan
    0.25% to 1.50%
    2%, Nil foreclosure charges after 9 months
    SBI Gold Loan
    500/- to 0.50%
    Kotak Gold Loan
    1% to 2%
    2.25% of fore closure amount if closed 1 month ahead of the tenure.
    IIFL Gold Loan
    Muthoot Gold Loan
    Manappauram Gold Loan
    PNB Gold Loan
    0.70% to 1%
    Canara Bank Gold Loan
    Andhra Bank Gold Loan

    CIBIL Score Required for Gold Loan Champa

    While applying for a gold loan, nothing is more important than having gold.

    Thus, no CIBIL score is required for Gold Loan Champa.

    Gold Loan Champa Agents

    As leading Gold Loan Champa Agents, Dialabank provides you with the best services. You can apply on the at Dialabank or give a call at 9878981166.

    Dialabank helps you find the right bank or NBFC by comprehensively comparing their gold loan schemes. Dialabank efficiently provides detailed information without confusing you with the complexities of a gold loan, you just need to visit the website and sequentially fill the online form. Once you are done, our customer relationship managers will revert to help you with the whole gold loan approval process.

    Gold Loan Champa Contact Number

    Just call on 9878981166 and get instant help for the gold loan approval in Champa.

    Pre Calculated EMI Table for Gold Loan Champa

    5 Yrs
    4 Yrs
    3 Yrs

    About Champa

    Champa is a city and municipality in the Janjgir-Champa district of Chhattisgarh. At an elevation of 830 feet, this city is located on the banks of the Hasdeo river which is a tributary of Mahanadi. The city is also famous for exporting Kosa silk to other parts of India as well as abroad. There are a few places to visit in Champa, such as Samleshwari Devi temple Kuldeviand Kaleswar Nath Mahadev temple.

    Special Note: Always check Gold Loan Rate Per Gram before applying for loan against gold.

    हिंदी में जानने के लिए यहाँ क्लिक करें: गोल्ड लोन चांपा