Gold Loan Chandannagar

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    Gold Loan Chandannagar

    About Gold Loan Chandannagar

    Major Gold Loan Providers in Chandannagar

    Feature HDFC Bank SBI
    Muthoot Finance
    Interest Rate 9.90% onwards 7% onwards 12% onwards
    Min Loan Amt Metro : 25000, Non : 15000 25000 15000
    Max Loan Amt 1 Cr 1 Cr 1 Cr
    Loan Tenure 3 months to 24 months 9 months to 24 months
    1 month to 24 months
    Processing Fee 0.25% to 1.50% of the Loan Amt 0.25% to 1.50% Nil
    Pre-closure Charges 2%, Nil foreclosure charges after 3 months 2%, Nil foreclosure charges after 9 months Nil
    Overdraft Facility Yes Yes Yes
    Pay Only Interest Facility Yes Yes Yes
    Gold Rate Per Gram 3066 3073 3073

    Gold Loan Chandannagar Features

    Gold Loan Chandannagar

    Are you facing any economic problem?

    Do you want to get rid of your financial burden? 

    If you have some amount of gold, there is a chance you can use it for getting a decent amount of money. Since gold loans are secured, they get verified and approved within 48 hours after the verification process.

    Why Gold Loan Chandannagar?

    Gold Loan Chandannagar has the only objective. They want to provide financial assistance to all of it, customers, at affordable interest rates. While there are no pre-requisites for Gold Loan, a good credit history along with a decent source of income helps in the process of loan approval and verification.

    Apart from this, you can get a gold loan of up to 75 percent of the market value of the gold because the market price of gold is always fluctuating.

    Gold Loan Chandannagar Interest Rates

    Bank Interest Rate
    HDFC Bank Gold Loan 9.9% to 14%
    Axis Bank Gold Loan 10.50% to 16%
    ICICI Bank Gold Loan 10.75% to 16%
    SBI Gold Loan 9.5 % to 13%
    Kotak Gold Loan 11% to 14%
    IIFL Gold Loan 9.24% to 24%
    Muthoot Gold Loan 12% to 24%
    Manappauram Gold Loan 12% to 26%
    PNB Gold Loan 10.05% to 16%
    Canara Bank Gold Loan 9.75 % to 13%
    Andhra Bank Gold Loan 10.70% to 16%

    To check Gold Loan Interest Rate for all major banks you can visit: jewel Loan Interest Rate

    Documents for Gold Loan Chandannagar

    • Passport Copy, Voter ID Card, Driving Licence, Aadhaaar Card: Anyone for Proof of Identity is compulsory.
    • Ration Card, Electricity Bill, Rental Bill, Trade Licence, Shop Licence, Sales Tac Certificate: Anyone for Proof of Address is compulsory.
    • Cheque, Banker’s Verification, Driving Licence, Passport Copy: Anyone for Proof of Signature is compulsory.
    • A number of Passport Size Photograph: 2

    Other Documents Required for Gold Loan Chandannagar

    1. Salary Certificate and Form Number 16 is mandatory for income proof requirements.
    2. The Jewel Appraiser Certificate will be coordinated/arranged by the Bank.
    3. A Promissory Note by an applicant.
    4. No Land Proof is required for an agriculture loan of more than 1 lac Indian rupees.

    Eligibility Criteria for Gold Loan Chandannagar

    • An applicant should be an Indian national.
    • The minimum eligibility is 21 years while maximum eligibility is 60 years.

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    How to Apply for Gold Loan Chandannagar

    Online Process to Apply for Gold Loan Chandannagar

    A candidate can apply for the Gold Loan at Dialabank.

    A simple form will be filled by a candidate online. Dialabank representatives will contact you after you fill the form. Also, there is a document pick up service by the Bank from your doorstep.

    For any information, call on 9878981144 anytime.

     The best platform to apply for a gold loan online is Dialabank. There are various reasons, few of them are as follows:

    1. Dialabank is India’s first financial helpline, the best financial services are provided to all the Indian customers.
    2. We guide the customers without any cost. Thus, no additional charges for the application of gold loans online.
    3. The bank has a good reputation among its customers because of the best financial services.
    4. Another is that an applier will get a high LTV that is Loan-To-Value of your gold.
    5. An applicant will get a low-Interest Rate when an applier applies for a gold loan on Dialabank.
    6. Provides the easiest way to customers by picking documents from your doorstep.
    7. The requirement of less paperwork while applying through Dialabank.
    8. Our customer relationship managers will connect with you throughout the whole process.
    Offline Process to Apply for Gold Loan Chandannagar

    A loan candidate can search on google about the nearby banks and branches to avail of Gold Loan. You have to search on google about the banks and branches of Gold Loan availability in your vicinity. Then you can select the right option according to your preference as well as knowledge. But, if you apply from Dialabank, you will be able to get your loan approval at a faster rate than any other organization.

    The time-consuming process of choosing the right loan is reduced to minutes with the help of Dialabank. You can get a loan from a bank of your choice without getting confused with the complex business terms.

    Processing Fees / Prepayment Charges on Gold Loan Chandannagar

    Bank
    Processing Fee
    Prepayment Charges
    HDFC Bank Gold Loan
    0.25% to 1.50%
    2%, Nil foreclosure charges after 3 months
    Axis Bank Gold Loan
    0.50% to 1.50%
    Nil
    ICICI Bank Gold Loan
    0.25% to 1.50%
    2%, Nil foreclosure charges after 9 months
    SBI Gold Loan
    500/- to 0.50%
    Nil
    Kotak Gold Loan
    1% to 2%
    2.25% of fore closure amount if closed 1 month ahead of the tenure.
    IIFL Gold Loan
    Nil
    Nil
    Muthoot Gold Loan
    Nil
    Nil
    Manappauram Gold Loan
    Nil
    Nil
    PNB Gold Loan
    0.70% to 1%
    Nil
    Canara Bank Gold Loan
    1%
    Nil
    Andhra Bank Gold Loan
    Nil
    Nil

    CIBIL Score Required for Gold Loan Chandannagar

    Low CIBIL score can help you avail of Gold Loan Chandannagar without any hassles.

    Gold Loan Chandannagar Agents

    Dialabank is one of the most reliable gold loan agents in Chandannagar. You can visit our website Dialabank online or give a contact 9878981144.

    By structurally comparing all the banks and NBFCs, Dialabank helps you make the right choice. The comprehensive details of all the gold loan schemes motivates the potential borrower to take a decision smartly. You just have to visit our website, fill a form. Once you fill it, our customer relationship managers will get in touch with you for whole process.

    Gold Loan Chandannagar Contact Number

    Call 9878981144 and get instant help and approval for Gold Loan in Chandannagar.

    Pre Calculated EMI Table for Gold Loan Chandannagar

    Rate
    5 Yrs
    4 Yrs
    3 Yrs
    10.50%
    2149
    2560
    3250
    11.00%
    2174
    2584
    3273
    11.50%
    2199
    2608
    3297
    12.00%
    2224
    2633
    3321
    12.50%
    2249
    2658
    3345
    13.00%
    2275
    2682
    3369
    13.50%
    2300
    2707
    3393
    14.00%
    2326
    2732
    3417
    14.50%
    2352
    2757
    3442
    15.00%
    2378
    2783
    3466

    About Chandannagar                                                          

    In the state of West Bengal, Chandannagar is a city located in Hooghly district. Covered by the Kolkata Metropolitan Development Authority, it is famouse for its food(especially sweets and desserts).Some famous places to visit in Hooghly are Chandannagar Church, Nandadulal Temple, Sacred Heart Church, Wonderland Park are many others. 

    Special Note: Always check Gold Loan Rate Per Gram before applying for loan against gold.

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