Gold Loan Chandannagar

Gold Rate: ₹ 5,121 Per Gram

⍟ Interest Rate 7.0% p.a. ⍟

I have read the Privacy Policy & Agree to Terms & Conditions and authorize Dialabank & its partner institutions to Call or SMS me with reference to my application.
Unlock the Real Value of your Gold
Lowest Rate of Interest
Get Money in 30 Mins
Loan Amount Up to 1 Crore
Loan Tenure Up to 48 Months
Unbiased Experts Advice

About Gold Loan Chandannagar

Major Gold Loan Providers in Chandannagar

Feature
HDFC Bank
ICICI Bank
Muthoot Finance
Interest Rate
9.90%
10.50%
12%
Min Loan Amt
Metro : 25000, Non : 15000
25000
15000
Max Loan Amt
1 Cr
1 Cr
1 Cr
Loan Tenure
3 months to 24 months
9 months to 24 months
1 month to 24 months
Processing Fee
0.25% to 1.50% of the Loan Amt
0.25% to 1.50%
Nil
Preclosure Chgs
2%, Nil foreclosure charges after 3 months
2%, Nil foreclosure charges after 9 months
Nil
Overdraft Facility
Yes
Yes
Yes
Pay Only Interest Facility
Yes
Yes
Yes
Gold Rate Per Gram
2500
2600
2700*

Gold Loan Chandannagar Features

Gold Loan Chandannagar

Are you facing any economic problem?

Do you want to get rid of your financial burden? 

If you have some amount of gold, there is a chance you can use it for getting a decent amount of money. Since gold loans are secured, they get verified and approved within 48 hours after the verification process.

Why Gold Loan Chandannagar?

Gold Loan Chandannagar has the only objective. They want to provide financial assistance to all of it, customers, at affordable interest rates. While there are no pre-requisites for Gold Loan, a good credit history along with a decent source of income helps in the process of loan approval and verification.

Apart from this, you can get a loan of up to 75 percent of the market value of the gold because the market price of gold is always fluctuating.

Gold Loan Chandannagar Interest Rates

Bank
Interest Rate
HDFC Bank Gold Loan
10.25% to 14%
Axis Bank Gold Loan
10.50% to 16%
ICICI Bank Gold Loan
10.75% to 16%
SBI Gold Loan
9.5 % to 13%
Kotak Gold Loan
11% to 14%
IIFL Gold Loan
9.24% to 24%
Muthoot Gold Loan
12% to 24%
Manappauram Gold Loan
12% to 26%
PNB Gold Loan
10.05% to 16%
Canara Bank Gold Loan
9.75 % to 13%
Andhra Bank Gold Loan
10.70% to 16%

Documents for Gold Loan Chandannagar

  • Passport Copy, Voter ID Card, Driving Licence, Aadhaaar Card: Anyone for Proof of Identity is compulsory.
  • Ration Card, Electricity Bill, Rental Bill, Trade Licence, Shop Licence, Sales Tac Certificate: Anyone for Proof of Address is compulsory.
  • Cheque, Banker’s Verification, Driving Licence, Passport Copy: Anyone for Proof of Signature is compulsory.
  • A number of Passport Size Photograph: 2

Other Documents Required for Gold Loan Chandannagar

  1. Salary Certificate and Form Number 16 is mandatory for income proof requirements.
  2. The Jewel Appraiser Certificate will be coordinated/arranged by the Bank.
  3. A Promissory Note by an applicant.
  4. No Land Proof is required for an agriculture loan of more than 1 lac Indian rupees.

Eligibility Criteria for Gold Loan Chandannagar

  • An applicant should be an Indian national.
  • The minimum eligibility is 21 years while maximum eligibility is 60 years.

gold loan at 7%

How to Apply for Gold Loan Chandannagar

Online Process to Apply for Gold Loan Chandannagar

A candidate can apply for the Gold Loan at Dialabank.

A simple form will be filled by a candidate online. Dialabank representatives will contact you after you fill the form. Also, there is a document pick up service by the Bank from your doorstep.

For any information, call on 9878981144 anytime.

 The best platform to apply for a gold loan online is Dialabank. There are various reasons, few of them are as follows:

  1. Dialabank is India’s first financial helpline, the best financial services are provided to all the Indian customers.
  2. We guide the customers without any cost. Thus, no additional charges for the application of gold loans online.
  3. The bank has a good reputation among its customers because of the best financial services.
  4. Another is that an applier will get a high LTV that is Loan-To-Value of your gold.
  5. An applicant will get a low-Interest Rate when an applier applies for a gold loan on Dialabank.
  6. Provides the easiest way to customers by picking documents from your doorstep.
  7. The requirement of less paperwork while applying through Dialabank.
  8. Our customer relationship managers will connect with you throughout the whole process.
Offline Process to Apply for Gold Loan Chandannagar

A loan candidate can search on google about the nearby banks and branches to avail of Gold Loan. You have to search on google about the banks and branches of Gold Loan availability in your vicinity. Then you can select the right option according to your preference as well as knowledge. But, if you apply from Dialabank, you will be able to get your loan approval at a faster rate than any other organization.

The time-consuming process of choosing the right loan is reduced to minutes with the help of Dialabank. You can get a loan from a bank of your choice without getting confused with the complex business terms.

Processing Fees / Prepayment Charges on Gold Loan Chandannagar

Bank
Processing Fee
Prepayment Charges
HDFC Bank Gold Loan
0.25% to 1.50%
2%, Nil foreclosure charges after 3 months
Axis Bank Gold Loan
0.50% to 1.50%
Nil
ICICI Bank Gold Loan
0.25% to 1.50%
2%, Nil foreclosure charges after 9 months
SBI Gold Loan
500/- to 0.50%
Nil
Kotak Gold Loan
1% to 2%
2.25% of fore closure amount if closed 1 month ahead of the tenure.
IIFL Gold Loan
Nil
Nil
Muthoot Gold Loan
Nil
Nil
Manappauram Gold Loan
Nil
Nil
PNB Gold Loan
0.70% to 1%
Nil
Canara Bank Gold Loan
1%
Nil
Andhra Bank Gold Loan
Nil
Nil

CIBIL Score Required for Gold Loan Chandannagar

Low CIBIL score can help you avail of Gold Loan Chandannagar without any hassles.

Gold Loan Chandannagar Agents

Dialabank is one of the most reliable gold loan agents in Chandannagar. You can visit our website Dialabank online or give a contact 9878981144.

By structurally comparing all the banks and NBFCs, Dialabank helps you make the right choice. The comprehensive details of all the gold loan schemes motivates the potential borrower to take a decision smartly. You just have to visit our website, fill a form. Once you fill it, our customer relationship managers will get in touch with you for whole process.

Gold Loan Chandannagar Contact Number

Call 9878981144 and get instant help and approval for Gold Loan in Chandannagar.

Pre Calculated EMI Table for Gold Loan Chandannagar

Rate
5 Yrs
4 Yrs
3 Yrs
10.50%
2149
2560
3250
11.00%
2174
2584
3273
11.50%
2199
2608
3297
12.00%
2224
2633
3321
12.50%
2249
2658
3345
13.00%
2275
2682
3369
13.50%
2300
2707
3393
14.00%
2326
2732
3417
14.50%
2352
2757
3442
15.00%
2378
2783
3466

About Chandannagar                                                          

In the state of West Bengal, Chandannagar is a city located in Hooghly district. Covered by the Kolkata Metropolitan Development Authority, it is famouse for its food(especially sweets and desserts).Some famous places to visit in Hooghly are Chandannagar Church, Nandadulal Temple, Sacred Heart Church, Wonderland Park are many others. 

Gold Loan in Other Cities

Gold Loan Contai Gold Loan Raiganj
Gold Loan Dhupguri Gold Loan Ranaghat
Gold Loan Alipurduar Gold Loan Katwa
Gold Loan Balurghat Gold Loan Suri

 
Menu