Gold Loan Chapra

AT 0.75%* INTEREST RATE
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Gold Loan Chapra

Best Banks for Gold Loan in Chapra

Feature
HDFC Bank
Private Bank
Muthoot Finance
Interest Rate
9.90%
10.50%
12%
Min Loan Amt
Metro : 25000, Non : 15000
25000
15000
Max Loan Amt
1 Cr
1 Cr
1 Cr
Loan Tenure
3 months to 24 months
9 months to 24 months
1 month to 24 months
Processing Fee
0.25% to 1.50% of the Loan Amt
0.25% to 1.50%
Nil
Preclosure Chgs
2%, Nil foreclosure charges after 3 months
2%, Nil foreclosure charges after 9 months
Nil
Overdraft Facility
Yes
Yes
Yes
Pay Only Interest Facility
Yes
Yes
Yes
Gold Rate Per Gram
2500
2600
2700*

Gold Loan Chapra FeaturesGold Loan Chapra

Seeking for some extra cash?

Dialabank has brought the best offers of Gold Loan for you!

A gold loan is secured gets money provided within 2-3 hours with less paperwork requirement.

Monetary aid is provided at very low-interest rates. A good income source is a prerequisite.

The varied prices, the loan is provided up to 75% market value of gold.

Gold Loan Rate Per Gram Today in Chapra

Updated - Gold Loan Per Gram Rate w.e.f Mar 29 2024

Gold Weight Gold Purity
24 Carat
Gold Purity
22 Carat
Gold Purity
20 Carat
Gold Purity
18 Carat
1 gram 4621 4290 3900 3510
10 gram 46210 42900 39000 35100
20 gram 93600 85800 78000 70200
30 gram 140400 128700 117000 105300
40 gram 187200 171600 156000 140400
50 gram 234000 214500 195000 175500
100 gram 468000 429000 390000 351000
200 gram 936000 858000 780000 702000
300 gram 1404000 1287000 1170000 1053000
400 gram 1872000 1716000 1560000 1404000
500 gram 2340000 2145000 1950000 1755000

Gold Loan in Chapra Interest Rates and Charges

Feature
Gold Loan
Interest Rate
Processing Fee
Tenure
HDFC Gold Loan 9.90% 0.25 % - 1.50% 3 - 24 Month
Private Gold Loan 10.50% 0.25 % - 1.50%  9 - 24 Months
Axis Gold Loan 10.50% 0.50% - 1.50% 6 - 24 Months
Yes Bank Gold Loan 10.50% 0.50% - 1.50% 6 - 36 Months
SBI Gold Loan 9.50% 500/- to 0.50% 6 - 36 Months
Kotak Gold Loan 11.00% 1% to 2% 9 - 24 Months
IIFL Gold Loan 12.00% Nil 3 - 11 Months
Muthoot Finance Gold Loan 12.00% Nil 1 - 24 Months
Manappuram Gold Loan 12.50% Nil 6 - 12 Months
PNB Gold Loan 11.00% 0.70% to 1% 6 - 12 Months
Canara Bank Gold Loan 10.75% 1 % 6 - 12 Months
IndusInd Bank Gold Loan 11.50% 1% - 1.5% 9 - 24 Months

Gold Loan in Chapra Documents Required

Apply for a gold loan with the below-mentioned documents:

  • A Signature proof as any one of them: Driving License/Passport Copy/Banker’s verification/cheque.
  • Proof of Identity as any one of them: Voter’s ID card/Passport Copy/ Driving License/Aadhaar card.
  • Thirdly, 2 Passport-sized photographs.
  • Address proof as any one of them: Telephone or Electricity Bill/ Ration card/ Rental bill/ Passport copy/Sales Tax certificate/Trade license/Shop & Est License.

Additional Documents Required for Gold Loan in Chapra

As mentioned below:

  • Proof of Income via a Salary Certificate and Form No.16.
  • A Certificate received by jewel appraiser which bank arranges.
  • Land Proof for Agricultural Loan exceeding Rs. 1 lac; not necessary for allied agriculture purposes.
  • Demand Promissory Note.

Gold Loan in Chapra Eligibility Criteria

Age limit is between 21-60 years and with compulsory Indian Nationality of the applicant.

How to Apply for Gold Loan in Chapra

Online Process to Apply for Gold Loan Chapra

We recommend Private, Axis, HDFC and others to apply for a loan or reach Dialabank online by filling up simple user-friendly form details.

In a short time, you will receive a call from our highly trained representatives in Chapra. Also, Dialabank provides you with pick-up facility of your documents from your door.

Further information can be obtained at +919878981166.

Dialabank is well-rated among its customer base as:

  • Dialabank is the first financial helpline in India providing the best known financial services to its customers in the country.
  • Dialabank charges no additional cost of applying for a gold loan online on the website given below.
  • You can get a high Loan-to-Value (LTV) of your gold with us.
  • Dialabank is connected to HDFC, Private, Axis, Muthoot, Yes bank and a lot more of them.
  • Applying for a gold loan on Dialabank will get low Gold Loan Interest Rates.
  • Besides that, the bank has a high reputation among its customers because of its best and fast procedures.
  • Dialabank provides a facility of document pickup from the applicant’s doorstep to ease everything for you.
  • Processing your gold loan through Dialabank requires minimum paperwork/documents.
  • Finally, Relationship managers are highly trained to guide and serve you in the entire process of Gold Loan approval.
Offline Process to Apply for Gold Loan Chapra

Alternately, the applicant can refer to the offline method of application by searching ‘Gold Loan near me’ or ‘Gold Loan Chapra’ on google. The closest bank branches and finance companies providing loans near your location, then select them according to your preference and knowledge. However, Dialabank can do that for you easily.

But if you choose to go with a physical branch which is near you, you might have to visit the responsible departments to apply for the loan, again and again, before than loan gets finally approved as it is a complex process. However, some banks and finance companies can approve the loan process faster. Our recommendations are HDFC Gold Loan branches and Muthoot Gold Loan branches. Dialabank can do this even faster by handling all complex processes.

Processing Fees / Prepayment Charges on Gold Loan Chapra

Bank
Processing Fee
Prepayment Charges
HDFC Bank Gold Loan
0.25% to 1.50%
2%, Nil foreclosure charges after 3 months
Axis Bank Gold Loan
0.50% to 1.50%
Nil
Private Bank Gold Loan
0.25% to 1.50%
2%, Nil foreclosure charges after 9 months
SBI Gold Loan
500/- to 0.50%
Nil
Kotak Gold Loan
1% to 2%
2.25% of fore closure amount if closed 1 month ahead of the tenure.
IIFL Gold Loan
Nil
Nil
Muthoot Gold Loan
Nil
Nil
Manappauram Gold Loan
Nil
Nil
PNB Gold Loan
0.70% to 1%
Nil
Canara Bank Gold Loan
1%
Nil
Andhra Bank Gold Loan
Nil
Nil

CIBIL Score Required for Gold Loan Chapra

No CIBIL score is required for Gold Loan, it is just a gold article you need to have.

A good CIBIL score is a must before applying for a loan other than a gold loan, which a foundation for your application. Every lending institution has its own criteria for the minimum required CIBIL score for processing a Loan application in Chapra. Generally, most of the institutions require a minimum CIBIL score of 750 to process your loan application.

Many firms also look at the detailed behaviour on the previous loans taken by you, including details on the type of loan and the loan amount, payment schedules and if all deadlines are met while repayment. CIBIL score should be good before applying for a loan is always a good deed.

Gold Loan Chapra Agents and Contact Number

Either apply online on the website Dialabank or reach us at 9878981166. Dialabank is a reliable Gold Loan Agent all across Chapra. 

We present before you comparison details between several banks to avail the best alternate for you and you need not worry about the complex process. Our employees are happy to serve you with the entire process.

Contact 9878981166 for instant help and get quick approval of your Gold Loan Chapra.

Pre Calculated EMI Table for Gold Loan Chapra

Rate
5 Yrs
4 Yrs
3 Yrs
10.50%
2149
2560
3250
11.00%
2174
2584
3273
11.50%
2199
2608
3297
12.00%
2224
2633
3321
12.50%
2249
2658
3345
13.00%
2275
2682
3369
13.50%
2300
2707
3393
14.00%
2326
2732
3417
14.50%
2352
2757
3442
15.00%
2378
2783
3466

About Chapra

Chapra is a city and headquarters of the Saran district in the Indian state of Bihar. It is situated near the junction of the Ghaghara River and the Ganges River.

Other Cities for Gold Loan in Bihar