Gold Loan Chikballapura

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    Gold Loan Chikballapura

    Major Gold Loan Providers in Chikballapura

    Feature HDFC Bank SBI
    Muthoot Finance
    Interest Rate 9.90% onwards 7% onwards 12% onwards
    Min Loan Amt Metro : 25000, Non : 15000 25000 15000
    Max Loan Amt 1 Cr 1 Cr 1 Cr
    Loan Tenure 3 months to 24 months 9 months to 24 months
    1 month to 24 months
    Processing Fee 0.25% to 1.50% of the Loan Amt 0.25% to 1.50% Nil
    Pre-closure Charges 2%, Nil foreclosure charges after 3 months 2%, Nil foreclosure charges after 9 months Nil
    Overdraft Facility Yes Yes Yes
    Pay Only Interest Facility Yes Yes Yes
    Gold Rate Per Gram 3066 3073 3073

    Gold Loan Chikballapura Features

    Shortage of cash and don’t know what to do? Gold loan is now available for you. This loan requires minimal paperwork since it is unsecured and you can get your loan sanctioned in upto 48 hours after all the verifying procedures are done.

    Gold Loan Chikballapura offers financial assistance to the customers at the best economical interest rates. To get a gold loan, the person applying should have a fixed and firm source of income with a great credit history, which will make the loan approval procedures faster.

    Moreover, you can avail a loan of up to 75 percent of the market value of gold, this is because of the constant variation in the market price of the gold.

    Chikballapura Interest Rates

    Check latest interest rates of gold loan at dialabank.

    Bank Interest Rate
    HDFC Bank Gold Loan 9.9% to 14%
    Axis Bank Gold Loan 10.50% to 16%
    ICICI Bank Gold Loan 10.75% to 16%
    SBI Gold Loan 9.5 % to 13%
    Kotak Gold Loan 11% to 14%
    IIFL Gold Loan 9.24% to 24%
    Muthoot Gold Loan 12% to 24%
    Manappauram Gold Loan 12% to 26%
    PNB Gold Loan 10.05% to 16%
    Canara Bank Gold Loan 9.75 % to 13%
    Andhra Bank Gold Loan 10.70% to 16%

    Documents for Gold Loan Chikballapura

    The documents required are identity proof- passport copy/voters ID card/driving license/ Aadhar card; address proof- ration card/tel,electricity bill/ rental bill/passport copy/trade license/shop&est. license/sales tax certificate; signature proof- passport copy/driving license/banker’s verification/cheque along with 2 passport  sized photographs.

    Additional Documents Required for Gold Loan Chikballapura

    The additional documents that are required are land proof-in case of agriculture loan of more than Rs. 1 lac, the proof is not required for allied agriculture purposes, a demand promissory note, certificate by the jewel appraiser (which the bank will arange) and income proof- salary certificate and form no.16.

    Eligibility Criteria for Gold Loan Chikballapura

    The minimum age to apply for the gold loan in Chikballapura is 21 years and the maximum age is 60 years. The applicant must also be having Indian Nationality.

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    How to Apply for Gold Loan Chikballapura

    Online Process to Apply for Gold Loan Chikballapura

    To apply for the HDFC bank gold loan at Dialabank you just have to fill in a simple form online.

    After which you will be contacted by one of our representatives and you will also get a document to pick up facility at your doorstep.

    For further information, you contact us on 9878981166 at anytime.

    Dialabank is considered to be the best platforms available online to apply for a gold loan. The many reasons behind this are:

    1. Dialabank is one of India’s first financial customer service that provides the best financial aid to their customers all over the country.
    2. We guide the customers for free. There are no additional fees charged for applying for the gold loan on the website of Dialabank.
    3. You will get a high value of LTV for your gold.
    4. The bank also has an amazing reputation amongst their customers because of their commendable services
    5. They also provide you with a document pick up facility from your doorstep to make the process easier.
    6. While applying for a gold loan through Dialabank, minimal documentation is required.
    7. If you apply for a gold loan you will get a low HDFC gold loan interest rate here in Dialabank.
    8. In the end, the relationship managers who are trained thoroughly to guide and assist you in the entire process of Gold loan.
    Offline Process to Apply for Gold Loan Chikballapura

    The person applying also has to choice to get Gold loan from nearby branches. To do this, you just have to search Gold Loan near me on google. It will show you a list of all the branches of banks and financial institutions that are giving loans near and around you. You just need to choose them according to your preference and experience, but we assure you that Dialabank can do it all for you in a quicker and brisk manner.

    After this you will have to visit those departments and apply for the loan and visit them several times before your loan finally gets an approval.

    There are some banks and financial institutions which do these processes much faster such as HDFC gold loan branches and Muthoot Gold Loan branches.

    You can easily get loans from HDFC Gold Loan branches. If you want to find out another branch that is near you, search for Muthoot Gold loan near me and google will give you a list of all the Muthoot Gold loan Branches near and around you.

    Processing Fees / Prepayment Charges on Gold Loan Chikballapura

    Bank
    Processing Fee
    Prepayment Charges
    HDFC Bank Gold Loan
    0.25% to 1.50%
    2%, Nil foreclosure charges after 3 months
    Axis Bank Gold Loan
    0.50% to 1.50%
    Nil
    ICICI Bank Gold Loan
    0.25% to 1.50%
    2%, Nil foreclosure charges after 9 months
    SBI Gold Loan
    500/- to 0.50%
    Nil
    Kotak Gold Loan
    1% to 2%
    2.25% of fore closure amount if closed 1 month ahead of the tenure.
    IIFL Gold Loan
    Nil
    Nil
    Muthoot Gold Loan
    Nil
    Nil
    Manappauram Gold Loan
    Nil
    Nil
    PNB Gold Loan
    0.70% to 1%
    Nil
    Canara Bank Gold Loan
    1%
    Nil
    Andhra Bank Gold Loan
    Nil
    Nil

    CIBIL Score Required for Gold Loan Chikballapura

    CIBIL score is a 3-digit numeric summary that shows a summary of your credit summary. Each lending institution has a separate criteria for the minimum CIBIL score required for processing a Gold loan application in Chikballapura. This score helps in determining whether you would be eligible to apply for the gold loan or not. Most of them require a minimum score of about 750 or above to proceed with your loan application.

    It’s not just your CIBIL score, some places also take a look at your detailed behavior of the previous loan which you had taken. This includes the type of loan that you have taken before, the amount of loan as well as how regular you were in repaying the interest of the loan. Any kind of delay in your payments for the previous loans can become a hurdle to you while trying to apply for a new loan. Make sure your CIBIL score is decent before applying for a new loan.

    Gold Loan Chikballapura Agents

    One of the most sought out for and trustworthy agents for gold loan in Chikballapura is Dialabank. You can apply for the gold loan online at www.dialabank.com or contact us on 9878981166.

    Dialabank helps you in finding the best option between various banks and NBFCs by giving you a detailed and very well structured market comparison of all the other banks so you wouldn’t have to worry about all the difficult information and the procedures you would have to go through and thus make the right decision.

    Visit our website and just fill out a simple form which would ask you for some details after which our customer relationship managers will reach out to you shortly.

    Contact 9878981166 and get immediate guidance and assistance to avail Gold Loan in Chikaballapura right now.

    Check gold loan per gram rate at dialabank.

    Pre Calculated EMI Table for Gold Loan Chikballapura

    Rate
    5 Yrs
    4 Yrs
    3 Yrs
    10.50%
    2149
    2560
    3250
    11.00%
    2174
    2584
    3273
    11.50%
    2199
    2608
    3297
    12.00%
    2224
    2633
    3321
    12.50%
    2249
    2658
    3345
    13.00%
    2275
    2682
    3369
    13.50%
    2300
    2707
    3393
    14.00%
    2326
    2732
    3417
    14.50%
    2352
    2757
    3442
    15.00%
    2378
    2783
    3466

    About Chikballapura

    Chikballapura is a district in the state of Karnataka. It has a population of 1,255,104 and the language spoken here in kannada.Gold loan chikballapura This place alot of ancient histories associated with the naming of this place.