Gold Loan Chinchwad

Gold Rate: ₹ 5,121 Per Gram

⍟ Interest Rate 7.0% p.a. ⍟

I have read the Privacy Policy & Agree to Terms & Conditions and authorize Dialabank & its partner institutions to Call or SMS me with reference to my application.
Unlock the Real Value of your Gold
Lowest Rate of Interest
Get Money in 30 Mins
Loan Amount Up to 1 Crore
Loan Tenure Up to 48 Months
Unbiased Experts Advice

Best Banks for Gold Loans in Chinchwad

Feature
HDFC Bank
ICICI Bank
Muthoot Finance
Interest Rate
9.90%
10.50%
12%
Min Loan Amt
Metro : 25000, Non : 15000
25000
15000
Max Loan Amt
1 Cr
1 Cr
1 Cr
Loan Tenure
3 months to 24 months
9 months to 24 months
1 month to 24 months
Processing Fee
0.25% to 1.50% of the Loan Amt
0.25% to 1.50%
Nil
Preclosure Chgs
2%, Nil foreclosure charges after 3 months
2%, Nil foreclosure charges after 9 months
Nil
Overdraft Facility
Yes
Yes
Yes
Pay Only Interest Facility
Yes
Yes
Yes
Gold Rate Per Gram
2500
2600
2700*

Gold Loan Chinchwad Features

gold loan chinchwadGold is generally kept away in bank lockers or safely at home, but you can get instant cash with the help of a gold loan which can help in mobilizing your personal assets because of lower interest rates of gold loans as compared to other ‘unsecured’ loans, it is becoming more and more preferred loans among people. Gold Loan is an easy and straightforward way to get instant finance. A gold loan is a loan secured against gold pieces of jewelry or ornaments. Gold loan is a loan that is given against particular physical security of gold.

  1. You get 100% Safety & Security of your Gold Jewellery
  2. Get your Loan processed in less than 30 minutes
  3. It takes just a few minutes to sanction Gold Loan Chinchwad.
  4. The money is offered to the customer after a quick evaluation of gold.
  5. It is free from the hassle of lengthy paperwork.
  6. Easy repayment schemes on Gold Loan Chinchwad
  7. Minimal Documentation for Gold Loan Chinchwad
  8. You can avail Loan up to Rs.1 Crore or more & up to 70% of value for any purpose
  9. Low-interest rates on Gold Loan Chinchwad.
  10. Enjoy Anytime Liquidity.

Gold Loan Rate Per Gram Today in Chinchwad

Updated - Gold Loan Per Gram Rate
Gold Weight Gold Purity
24 Carat
Gold Purity
22 Carat
Gold Purity
20 Carat
Gold Purity
18 Carat
1 gram 4680 4290 3900 3510
10 gram 46800 42900 39000 35100
20 gram 93600 85800 78000 70200
30 gram 140400 128700 117000 105300
40 gram 187200 171600 156000 140400
50 gram 234000 214500 195000 175500
100 gram 468000 429000 390000 351000
200 gram 936000 858000 780000 702000
300 gram 1404000 1287000 1170000 1053000
400 gram 1872000 1716000 1560000 1404000
500 gram 2340000 2145000 1950000 1755000

Gold Loan Chinchwad Interest Rates 

Feature
Gold Loan
Interest Rate
Processing Fee
Tenure
HDFC Gold Loan 9.90% 0.25 % - 1.50% 3 - 24 Month
ICICI Gold Loan 10.50% 0.25 % - 1.50%  9 - 24 Months
Axis Gold Loan 10.50% 0.50% - 1.50% 6 - 24 Months
Yes Bank Gold Loan 10.50% 0.50% - 1.50% 6 - 36 Months
SBI Gold Loan 9.50% 500/- to 0.50% 6 - 36 Months
Kotak Gold Loan 11.00% 1% to 2% 9 - 24 Months
IIFL Gold Loan 12.00% Nil 3 - 11 Months
Muthoot Finance Gold Loan 12.00% Nil 1 - 24 Months
Manappuram Gold Loan 12.50% Nil 6 - 12 Months
PNB Gold Loan 11.00% 0.70% to 1% 6 - 12 Months
Canara Bank Gold Loan 10.75% 1 % 6 - 12 Months
IndusInd Bank Gold Loan 11.50% 1% - 1.5% 9 - 24 Months

Gold Loan in Chinchwad Documents Required

  1. Proof of Identity: Driving License/Passport Copy/ Voters ID card
  2. Address Proof: Tel, Electricity Bill/ Rental bill/ Passport copy /License-Sales Tax certificate/Ration card/ /Trade license /Shop & Est.
  3. Signature Proof
  4. Passport Copy
  5. Banker’s verification/cheque.
  6. Driving License
  7. 2 passport size photographs.

Additional Documents Required for Gold Loan Chinchwad

  1. Land Proof: In case of Agriculture Loan of more than Rs. 1 lac. The proof is not required for allied agriculture purposes.
  2. A Demand Promissory Note.
  3. Certificate by the Jewel Appraiser (Bank will arrange).
  4. Income Proof: Salary Certificate and Form No.16

 Gold Loan in Chinchwad Eligbility Criteria

  1. The minimum age requirements of the individual should be 21 years and a maximum up to 60 years.
  2. Should be an Indian National

gold loan at 7%

How to Apply for Gold Loan Chinchwad

Offline Process to Apply for Gold Loan Chinchwad

The applicant also has an option to avail of a Gold Loan from various banks at nearby branches. Then, you will have to visit again and again until the loan approval.

Thus, it can be a very tiring and time-consuming process. You can avail loans from Gold Loan Branches. As well as to find a branch that is nearby, search Muthoot Gold Loan near me. Google will enlist all the Muthoot Gold Loan Branches near you.

Online Process to Apply for Gold Loan Chinchwad

To apply for a Gold Loan Chinchwad, Applicants don’t need to visit the bank’s branch as applicants can apply for it online at DialaBank.com. The process is very easy & handy. This involves only a few steps:

  • Click here and fill the form.
  • Relationship Manager Will Call applicant in Next 2 Working Hours.
  • Compare personal loan offers from several banks and NBFCs on the DialaBank website.
  • Check the eligibility and View the best offers available.
  • Select the desired bank or keep in contact with the Relationship Manager of DialaBank for more assistance.
  • After selecting the bank, fill out a form to process the loan application.
  • Upload all the documents or schedule document pickup from home or office.
  • After your documents are verified, the bank’s executive will give the applicant a verification call.
  • The amount will get disbursed to the applicant’s account within 3-5 working days if the loan gets approved.

Processing Fees / Prepayment Charges on Gold Loan Chinchwad

Bank
Processing Fee
Prepayment Charges
HDFC Bank Gold Loan
0.25% to 1.50%
2%, Nil foreclosure charges after 3 months
Axis Bank Gold Loan
0.50% to 1.50%
Nil
ICICI Bank Gold Loan
0.25% to 1.50%
2%, Nil foreclosure charges after 9 months
SBI Gold Loan
500/- to 0.50%
Nil
Kotak Gold Loan
1% to 2%
2.25% of fore closure amount if closed 1 month ahead of the tenure.
IIFL Gold Loan
Nil
Nil
Muthoot Gold Loan
Nil
Nil
Manappauram Gold Loan
Nil
Nil
PNB Gold Loan
0.70% to 1%
Nil
Canara Bank Gold Loan
1%
Nil
Andhra Bank Gold Loan
Nil
Nil

CIBIL Score Required for Gold Loan Chinchwad

You can improve your CIBIL Score by repaying the Gold Loan Amount on time. No CIBIL score is considered for granting gold loans to the customer.

Gold Loan Chinchwad Agents and Contact Number

Dialabank has its presence across India. It is the leading agent for availing Gold Loan in Chinchwad. You can apply online at dialabank.com  or even give a call at 9878981166.

Dialabank is your best agent that will help you to find the best option from various banks and NBFCs by providing you with a detailed market comparison.

Pre Calculated EMI Table for Gold Loan Chinchwad

Rate
5 Yrs
4 Yrs
3 Yrs
10.50%
2149
2560
3250
11.00%
2174
2584
3273
11.50%
2199
2608
3297
12.00%
2224
2633
3321
12.50%
2249
2658
3345
13.00%
2275
2682
3369
13.50%
2300
2707
3393
14.00%
2326
2732
3417
14.50%
2352
2757
3442
15.00%
2378
2783
3466

About Chinchwad

Chinchwad is a locality in Pune, Maharashtra. It is renowned for its Posh areas, Peth Areas & a visionary urban planned infrastructure. It is home to growing corporate and business families. It is one of the fastest-growing cities in Maharashtra.


Menu