Gold Loan Chinchwad

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    Gold Loan Chinchwad

    Best Banks for Gold Loans in Chinchwad

    Feature HDFC Bank SBI
    Muthoot Finance
    Interest Rate 9.90% onwards 7% onwards 12% onwards
    Min Loan Amt Metro : 25000, Non : 15000 25000 15000
    Max Loan Amt 1 Cr 1 Cr 1 Cr
    Loan Tenure 3 months to 24 months 9 months to 24 months
    1 month to 24 months
    Processing Fee 0.25% to 1.50% of the Loan Amt 0.25% to 1.50% Nil
    Pre-closure Charges 2%, Nil foreclosure charges after 3 months 2%, Nil foreclosure charges after 9 months Nil
    Overdraft Facility Yes Yes Yes
    Pay Only Interest Facility Yes Yes Yes
    Gold Rate Per Gram 3066 3073 3073

    Gold Loan Chinchwad Features

    gold loan chinchwadGold is generally kept away in bank lockers or safely at home, but you can get instant cash with the help of a gold loan which can help in mobilizing your personal assets because of lower interest rates of gold loans as compared to other ‘unsecured’ loans, it is becoming more and more preferred loans among people. Gold Loan is an easy and straightforward way to get instant finance. A gold loan is a loan secured against gold pieces of jewelry or ornaments. Gold loan is a loan that is given against particular physical security of gold.

    1. You get 100% Safety & Security of your Gold Jewellery
    2. Get your Loan processed in less than 30 minutes
    3. It takes just a few minutes to sanction Gold Loan Chinchwad.
    4. The money is offered to the customer after a quick evaluation of gold.
    5. It is free from the hassle of lengthy paperwork.
    6. Easy repayment schemes on Gold Loan Chinchwad
    7. Minimal Documentation for Gold Loan Chinchwad
    8. You can avail Loan up to Rs.1 Crore or more & up to 70% of value for any purpose
    9. Low-interest rates on Gold Loan Chinchwad.
    10. Enjoy Anytime Liquidity.

    Gold Loan Rate Per Gram Today in Chinchwad

    Updated - Gold Loan Per Gram Rate w.e.f May 21 2022

    Gold Weight Gold Purity
    24 Carat
    Gold Purity
    22 Carat
    Gold Purity
    20 Carat
    Gold Purity
    18 Carat
    1 gram 4621 4290 3900 3510
    10 gram 46210 42900 39000 35100
    20 gram 93600 85800 78000 70200
    30 gram 140400 128700 117000 105300
    40 gram 187200 171600 156000 140400
    50 gram 234000 214500 195000 175500
    100 gram 468000 429000 390000 351000
    200 gram 936000 858000 780000 702000
    300 gram 1404000 1287000 1170000 1053000
    400 gram 1872000 1716000 1560000 1404000
    500 gram 2340000 2145000 1950000 1755000

    Gold Loan Chinchwad Interest Rates 

    Feature
    Gold Loan
    Interest Rate
    Processing Fee
    Tenure
    HDFC Gold Loan 9.90% 0.25 % - 1.50% 3 - 24 Month
    ICICI Gold Loan 10.50% 0.25 % - 1.50%  9 - 24 Months
    Axis Gold Loan 10.50% 0.50% - 1.50% 6 - 24 Months
    Yes Bank Gold Loan 10.50% 0.50% - 1.50% 6 - 36 Months
    SBI Gold Loan 9.50% 500/- to 0.50% 6 - 36 Months
    Kotak Gold Loan 11.00% 1% to 2% 9 - 24 Months
    IIFL Gold Loan 12.00% Nil 3 - 11 Months
    Muthoot Finance Gold Loan 12.00% Nil 1 - 24 Months
    Manappuram Gold Loan 12.50% Nil 6 - 12 Months
    PNB Gold Loan 11.00% 0.70% to 1% 6 - 12 Months
    Canara Bank Gold Loan 10.75% 1 % 6 - 12 Months
    IndusInd Bank Gold Loan 11.50% 1% - 1.5% 9 - 24 Months

    Gold Loan in Chinchwad Documents Required

    1. Proof of Identity: Driving License/Passport Copy/ Voters ID card
    2. Address Proof: Tel, Electricity Bill/ Rental bill/ Passport copy /License-Sales Tax certificate/Ration card/ /Trade license /Shop & Est.
    3. Signature Proof
    4. Passport Copy
    5. Banker’s verification/cheque.
    6. Driving License
    7. 2 passport size photographs.

    Additional Documents Required for Gold Loan Chinchwad

    1. Land Proof: In case of Agriculture Loan of more than Rs. 1 lac. The proof is not required for allied agriculture purposes.
    2. A Demand Promissory Note.
    3. Certificate by the Jewel Appraiser (Bank will arrange).
    4. Income Proof: Salary Certificate and Form No.16

     Gold Loan in Chinchwad Eligbility Criteria

    1. The minimum age requirements of the individual should be 21 years and a maximum up to 60 years.
    2. Should be an Indian National

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    How to Apply for Gold Loan Chinchwad

    Offline Process to Apply for Gold Loan Chinchwad

    The applicant also has an option to avail of a Gold Loan from various banks at nearby branches. Then, you will have to visit again and again until the loan approval.

    Thus, it can be a very tiring and time-consuming process. You can avail loans from Gold Loan Branches. As well as to find a branch that is nearby, search Muthoot Gold Loan near me. Google will enlist all the Muthoot Gold Loan Branches near you.

    Online Process to Apply for Gold Loan Chinchwad

    To apply for a Gold Loan Chinchwad, Applicants don’t need to visit the bank’s branch as applicants can apply for it online at DialaBank.com. The process is very easy & handy. This involves only a few steps:

    • Click here and fill the form.
    • Relationship Manager Will Call applicant in Next 2 Working Hours.
    • Compare personal loan offers from several banks and NBFCs on the DialaBank website.
    • Check the eligibility and View the best offers available.
    • Select the desired bank or keep in contact with the Relationship Manager of DialaBank for more assistance.
    • After selecting the bank, fill out a form to process the loan application.
    • Upload all the documents or schedule document pickup from home or office.
    • After your documents are verified, the bank’s executive will give the applicant a verification call.
    • The amount will get disbursed to the applicant’s account within 3-5 working days if the loan gets approved.

    Processing Fees / Prepayment Charges on Gold Loan Chinchwad

    Bank
    Processing Fee
    Prepayment Charges
    HDFC Bank Gold Loan
    0.25% to 1.50%
    2%, Nil foreclosure charges after 3 months
    Axis Bank Gold Loan
    0.50% to 1.50%
    Nil
    ICICI Bank Gold Loan
    0.25% to 1.50%
    2%, Nil foreclosure charges after 9 months
    SBI Gold Loan
    500/- to 0.50%
    Nil
    Kotak Gold Loan
    1% to 2%
    2.25% of fore closure amount if closed 1 month ahead of the tenure.
    IIFL Gold Loan
    Nil
    Nil
    Muthoot Gold Loan
    Nil
    Nil
    Manappauram Gold Loan
    Nil
    Nil
    PNB Gold Loan
    0.70% to 1%
    Nil
    Canara Bank Gold Loan
    1%
    Nil
    Andhra Bank Gold Loan
    Nil
    Nil

    CIBIL Score Required for Gold Loan Chinchwad

    You can improve your CIBIL Score by repaying the Gold Loan Amount on time. No CIBIL score is considered for granting gold loans to the customer.

    Gold Loan Chinchwad Agents and Contact Number

    Dialabank has its presence across India. It is the leading agent for availing Gold Loan in Chinchwad. You can apply online at dialabank.com  or even give a call at 9878981166.

    Dialabank is your best agent that will help you to find the best option from various banks and NBFCs by providing you with a detailed market comparison.

    Pre Calculated EMI Table for Gold Loan Chinchwad

    Rate
    5 Yrs
    4 Yrs
    3 Yrs
    10.50%
    2149
    2560
    3250
    11.00%
    2174
    2584
    3273
    11.50%
    2199
    2608
    3297
    12.00%
    2224
    2633
    3321
    12.50%
    2249
    2658
    3345
    13.00%
    2275
    2682
    3369
    13.50%
    2300
    2707
    3393
    14.00%
    2326
    2732
    3417
    14.50%
    2352
    2757
    3442
    15.00%
    2378
    2783
    3466

    About Chinchwad

    Chinchwad is a locality in Pune, Maharashtra. It is renowned for its Posh areas, Peth Areas & a visionary urban planned infrastructure. It is home to growing corporate and business families. It is one of the fastest-growing cities in Maharashtra.