Gold Loan Chirmiri

Gold Rate: ₹ 5,121 Per Gram

⍟ Interest Rate 7.0% p.a. ⍟

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Loan Amount Up to 1 Crore
Loan Tenure Up to 48 Months
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Major Gold Loan Providers in Chirmiri

Feature
HDFC Bank
ICICI Bank
Muthoot Finance
Interest Rate
9.90%
10.50%
12%
Min Loan Amt
Metro : 25000, Non : 15000
25000
15000
Max Loan Amt
1 Cr
1 Cr
1 Cr
Loan Tenure
3 months to 24 months
9 months to 24 months
1 month to 24 months
Processing Fee
0.25% to 1.50% of the Loan Amt
0.25% to 1.50%
Nil
Preclosure Chgs
2%, Nil foreclosure charges after 3 months
2%, Nil foreclosure charges after 9 months
Nil
Overdraft Facility
Yes
Yes
Yes
Pay Only Interest Facility
Yes
Yes
Yes
Gold Rate Per Gram
2500
2600
2700*

What is Gold Loan Chirmiri?Gold Loan Chirmiri

A Gold Loan is an amazing aide when you need cash without an over the top issue of giving help from mates or family. Regardless of whether it’s for clinical costs or a wedding, the movement business or study abroad costs, home remake, or transient money, you can get a Gold Loan rapidly and with no issue. A Gold Loan is significant considering the way that you can reimburse it over some time span in pocket-obliging pieces and you can get snappy disbursal with fundamentally no administrative work.

Here are the key features of Gold Loan Chirmiri:

Inconvenience free loan organization: You can apply for a Gold Loan online on the site or by strategies for NetBanking, at an ATM or by visiting your closest branch. The application framework is exuberant and the documentation is insignificant

Instant disbursal: You can get a pre-acknowledged Gold Loan in a brief timeframe!

Flexible utility of the advantages under any conditions: One of the best central purposes of Gold Loans is that you can utilize your focal points in any way at all you like – be it a wedding, an occasion, a contraption, business theory, home redesign, and so forth however a Home Loan or a Car Loan must be utilized for the clarification that you acquire it.

No persuasion for assurance against the credit: Gold Loans are secured and flexible loan advances – this proposes you don’t need to agreement to guarantee, for example, your home or offers to get the development improvement.

EMI Facility: In this decision, a fixed aggregate is resolved that the competitor needs to pay every month. This value joins a bit of the main whole and the credit cost. This reimbursement plan is getting notable among people.

Bullet Repayment: In this administration, the candidate simply needs to pay the financing cost during the residency of the advance. In this way the chief sum must be paid toward the finish of the credit residency. Be that as it may, this choice is given to the clients profiting momentary credits. The loan fee is paid on a month to month premise through EMI’s.

Know More –  Gold Loan Benefits

Gold Loan Chirmiri Interest Rates

Gold Loan is a budgetary service that gives its customer’s cash at the best prate of interest. As opposed to various organizations like Personal Loan and Home Loan, Gold Loan Interest Rate is less and reasonable. On ordinary it starts at 10.75% per annum and can go up to 24% per annum. Different Banks and NBFC’s gives an unmistakable financing cost to the customers.

Know More – Gold Loan Interest Rate

Bank
Interest Rate
HDFC Bank Gold Loan
10.25% to 14%
Axis Bank Gold Loan
10.50% to 16%
ICICI Bank Gold Loan
10.75% to 16%
SBI Gold Loan
9.5 % to 13%
Kotak Gold Loan
11% to 14%
IIFL Gold Loan
9.24% to 24%
Muthoot Gold Loan
12% to 24%
Manappauram Gold Loan
12% to 26%
PNB Gold Loan
10.05% to 16%
Canara Bank Gold Loan
9.75 % to 13%
Andhra Bank Gold Loan
10.70% to 16%

Documents for Gold Loan Chirmiri

An appropriately filled and stamped Gold Loan application form must be submitted with records mentioned below:

  1. Photographs : 2 Passport Size, clear, most recent, colored
  2. ID Proof : Aadhar Card, Passport, PAN Card, and so on. (Just 1 is required)
  3. Home Proof : Aadhar Card, Driving License, Ration Card, and so on. On account of Rented House then the lease understanding or water/power bills throughout the previous three months can be thought of. (Just 1 is required)
  4. Agriculture Land Proof : Required just if the Loan is taken for Agricultural Purpose

**Any different records as mentioned by the bank should be submitted.**

Qualification Criteria for Gold Loan Chirmiri

  • Age : 18-70 years old
  • Nationality : Indian
  • Employment Status : Unsalaried, Salaried, Unemployed, Self-Employed
  • Gold Quality, Quantity : atleast 18 Carats, least 10 grams
  • Mandatory : Gold jewelry and ornaments (18-22 carats)
  • CIBIL score : Above 500

Extra Requirements:

The Quantity of Gold: The largeness of gold is one of the chief factors that pick the proportion of credit apportioned to the customer. The weight is assessed ensuing to removing the largeness of the stones(if any) in the diamonds. Higher the measure of gold more is the aggregate that can be given to the customer

gold loan at 7%

How to Apply for Gold Loan Chirmiri

Apply Online for Gold Loan Chirmiri
  1. Visit Dialabank. You will see many loan options on the menu.
  2. Fill the Gold Loan form  and make sure you provide your phone number.
  3. Keep it together for a call from us. We will guide you through the entire technique.
  4. For additional help, approach 9878981166

Processing Fees / Prepayment Charges on Gold Loan Chirmiri

Bank
Processing Fee
Prepayment Charges
HDFC Bank Gold Loan
0.25% to 1.50%
2%, Nil foreclosure charges after 3 months
Axis Bank Gold Loan
0.50% to 1.50%
Nil
ICICI Bank Gold Loan
0.25% to 1.50%
2%, Nil foreclosure charges after 9 months
SBI Gold Loan
500/- to 0.50%
Nil
Kotak Gold Loan
1% to 2%
2.25% of fore closure amount if closed 1 month ahead of the tenure.
IIFL Gold Loan
Nil
Nil
Muthoot Gold Loan
Nil
Nil
Manappauram Gold Loan
Nil
Nil
PNB Gold Loan
0.70% to 1%
Nil
Canara Bank Gold Loan
1%
Nil
Andhra Bank Gold Loan
Nil
Nil

Is a good CIBIL Score Required for Gold Loan Chirmiri?

A CIBIL Score is a candidate’s improvement credit examination. It is a 3-digit numeric diagram of a buyer’s cash related record and an impression of the up-and-comer’s development history.

The most frequired CIBIL Score Requirement lies between 750 to 900.

Gold Loan Chirmiri Agents

Avail Gold Loan with the most trusted  Gold Loan suppliers at Dialabank. You can apply online at Dialabank or give a call at 9878981166.

Dialabank urges you to find the most ideal alternative between various banks and NBFCs by outfitting you with a far reaching and standardized showcase appraisal of various banks so you don’t have to consider the astounding nuances and technique you need to unknot, as such you can pick the right bank for the pertinent sort of Loan credit.

Visit our website page at Dialabank and fill an online application form, referencing critical information and our customer instructors will enable you to proceed with further.

Gold Loan Chirmiri Contact Number

Call 9878981166 for instant assistance for Gold Loan Chirmiri and profit your Gold Loan without any problem!

Pre Calculated EMI Table for Gold Loan Chirmiri

Rate
5 Yrs
4 Yrs
3 Yrs
10.50%
2149
2560
3250
11.00%
2174
2584
3273
11.50%
2199
2608
3297
12.00%
2224
2633
3321
12.50%
2249
2658
3345
13.00%
2275
2682
3369
13.50%
2300
2707
3393
14.00%
2326
2732
3417
14.50%
2352
2757
3442
15.00%
2378
2783
3466

About Chirmiri

Chirmiri is a hill station and a Municipal Corporation in the Koriya district of the state of Chhattisgarh, India.

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