Gold Loan Cochin

GET GOLD LOAN
AT LOWEST INTEREST RATE

⍟  Highest Rate Per Gram
⍟  Lowest Interest Rate of 0.79% p.m.

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    Gold Loan Cochin

    Best Banks for Gold Loan in Cochin

    Feature
    HDFC Bank
    ICICI Bank
    Muthoot Finance
    Interest Rate
    9.90%
    10.50%
    12%
    Min Loan Amt
    Metro : 25000, Non : 15000
    25000
    15000
    Max Loan Amt
    1 Cr
    1 Cr
    1 Cr
    Loan Tenure
    3 months to 24 months
    9 months to 24 months
    1 month to 24 months
    Processing Fee
    0.25% to 1.50% of the Loan Amt
    0.25% to 1.50%
    Nil
    Preclosure Chgs
    2%, Nil foreclosure charges after 3 months
    2%, Nil foreclosure charges after 9 months
    Nil
    Overdraft Facility
    Yes
    Yes
    Yes
    Pay Only Interest Facility
    Yes
    Yes
    Yes
    Gold Rate Per Gram
    2500
    2600
    2700*

    Gold Loan Cochin Features

    Gold Loan CochinGold Loans are now pretty easy and convenient to avail as most of the major banks and NBFCs offer it at a reasonable best Gold loan interest rate and minimum documentation. Gold Loans are secured loans that can be availed by keeping your Gold ornaments/Jewelry as a collateral or security deposit for short-term credit. Banks sanction Gold Loan easily considering the fact that you repay the amount in the form of interest in a specific period of time. If you fail to repay, the loan can be renewed.

    Gold Loan Rate Per Gram Today in Cochin

    Updated - Gold Loan Per Gram Rate w.e.f Oct 19 2021

    Gold Weight Gold Purity
    24 Carat
    Gold Purity
    22 Carat
    Gold Purity
    20 Carat
    Gold Purity
    18 Carat
    1 gram 4621 4290 3900 3510
    10 gram 46210 42900 39000 35100
    20 gram 93600 85800 78000 70200
    30 gram 140400 128700 117000 105300
    40 gram 187200 171600 156000 140400
    50 gram 234000 214500 195000 175500
    100 gram 468000 429000 390000 351000
    200 gram 936000 858000 780000 702000
    300 gram 1404000 1287000 1170000 1053000
    400 gram 1872000 1716000 1560000 1404000
    500 gram 2340000 2145000 1950000 1755000

    Gold Loan Cochin Interest Rates and charges

    Feature
    HDFC Bank
    ICICI Bank
    Muthoot Finance
    Interest Rate
    9.90%
    10.50%
    12%
    Min Loan Amt
    Metro : 25000, Non : 15000
    25000
    15000
    Max Loan Amt
    1 Cr
    1 Cr
    1 Cr
    Loan Tenure
    3 months to 24 months
    9 months to 24 months
    1 month to 24 months
    Processing Fee
    0.25% to 1.50% of the Loan Amt
    0.25% to 1.50%
    Nil
    Preclosure Chgs
    2%, Nil foreclosure charges after 3 months
    2%, Nil foreclosure charges after 9 months
    Nil
    Overdraft Facility
    Yes
    Yes
    Yes
    Pay Only Interest Facility
    Yes
    Yes
    Yes
    Gold Rate Per Gram
    2500
    2600
    2700*

    Documents for Gold Loan Cochin

    1. Signed Application form
    2. 2 recent passport size photographs(colored) of the applicant
    3. Government approved ID such as Driving license/passport/Aadhar card,etc
    4. Proof of Address: Ration card/ Tel, Electricity Bill/ Rental bill/ Passport copy/Sales Tax certificate.

    Additional Documents:

    1. Land Proof: In case of Agriculture Loan of more than Rs. 1 lac.(not required for agricultural purpose)
    2. Certificate by the Jewel Appraiser (Bank will arrange)
    3. Signature Proof: Passport Copy/Driving License/Banker’s verification/cheque.
    4. A Demand Promissory Note.
    5. Proof of Income (i.e. salary slips/ Form 16) of borrower

    Eligibility Criteria for Gold Loan Cochin

    1. The minimum age requirements of the individual should be 21 years and maximum up to 60 years.
    2. Indian nationality is a must for the applicant
    3. He/She should be self employed or salaried person.


    gold loan

    Pre Calculated EMI Table for Gold Loan Cochin

    Rate
    5 Yrs
    4 Yrs
    3 Yrs
    10.50%
    2149
    2560
    3250
    11.00%
    2174
    2584
    3273
    11.50%
    2199
    2608
    3297
    12.00%
    2224
    2633
    3321
    12.50%
    2249
    2658
    3345
    13.00%
    2275
    2682
    3369
    13.50%
    2300
    2707
    3393
    14.00%
    2326
    2732
    3417
    14.50%
    2352
    2757
    3442
    15.00%
    2378
    2783
    3466

    How to Apply for Gold Loan Cochin

    Online Process to Apply for Gold Loan Cochin
    • You can avail  Jewel loan rate per gram Cochin with a single click while sitting at home.
    • Our customer relationship manager will be providing you the service of helping you choose the right type of loan for you.
    • Just fill a simple form so that our customer care department can look up for your finances can check your financial status and your eligibility for the loan that you have applied.
    • You will be led to the right banker for more details on your Loan. The bank executives will arrive at your doorsteps to collect the required documents from you.
    • Only at the time of submission of gold you have to pay a visit to the Bank, the rest will be taken care of by the Bank’s executives.

    Dialabank is considered as the best platform to apply for a gold loan online. There are so many reasons behind this.

    1. Dialabank is India’s first financial helpline; it provides the best financial services to customers all over the country.
    2. Gold Loans can be availed at low rate of interest with minimum documentation requirement
    3.  Dialabank provides document pickup facility from the doorstep of the customer.
    4. There is no processing fee or additional charges for availing the service through Dialabank
    5. The bank has a good reputation among the customers because of its best services.
    6. The Relationship managers of Dialabank are trained and assist the customer
    Offline Process to Apply for Gold Loan Cochin

    The applicant also has an option to avail Apply Gold Loan through offline process. This requires market research as well as some physical work of visiting the bank.

    The applicants need to search for the nearby banks offering Gold Loans and visit them at their working hours. Thereafter, their relationship manager will correspond and assist you according to your requirements requiring repeated visits to the nearest branch.

    Processing Fees / Prepayment Charges on Gold Loan Cochin

    Bank
    Processing Fee
    Prepayment Charges
    HDFC Bank Gold Loan
    0.25% to 1.50%
    2%, Nil foreclosure charges after 3 months
    Axis Bank Gold Loan
    0.50% to 1.50%
    Nil
    ICICI Bank Gold Loan
    0.25% to 1.50%
    2%, Nil foreclosure charges after 9 months
    SBI Gold Loan
    500/- to 0.50%
    Nil
    Kotak Gold Loan
    1% to 2%
    2.25% of fore closure amount if closed 1 month ahead of the tenure.
    IIFL Gold Loan
    Nil
    Nil
    Muthoot Gold Loan
    Nil
    Nil
    Manappauram Gold Loan
    Nil
    Nil
    PNB Gold Loan
    0.70% to 1%
    Nil
    Canara Bank Gold Loan
    1%
    Nil
    Andhra Bank Gold Loan
    Nil
    Nil

    CIBIL Score Required for Gold Loan Cochin

    Most of the major banks and NBFCs offer Gold Loan irrespective of the CIBIL score.

    Gold Loan Cochin Agents

    Dialabank is one of the leading agents for availing Gold Loan in Cochin. You can apply online at www.dialabank.com or give us a call at 9878981144

    Dialabank finds the best option of Banks and NBFCs by providing you with a detailed market comparison of various banks so that you can make the right choice. Visit our website www.dialabank.com and fill a simple form with your personal and employment details. Our customer relationship managers shall assist you for further help.

    About Cochin

    Cochin is a coastal city in the state of Kerala and is popularly known as the Queen of the Arabian Sea due to its proximity to the Arabian Sea helping it in trading. The city offers a rich cultural heritage and has numerous beaches along with other beautiful landscapes making it an ideal tourist attraction.