Gold Loan Cochin

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Unlock the Real Value of your Gold
Rates as low as 10.00%*
Get Money in 30 Mins
Loan Amount Up to 1 Crore
Loan Tenure Up to 48 Months
Unbiased Experts Advice

Major Gold Loan Providers in Cochin

Feature
HDFC Bank
ICICI Bank
Muthoot Finance
Interest Rate
10.25%
10.75%
12%
Min Loan Amt
Metro : 25000, Non : 15000
25000
15000
Max Loan Amt
1 Cr
1 Cr
1 Cr
Loan Tenure
3 months to 24 months
9 months to 24 months
1 month to 24 months
Processing Fee
0.25% to 1.50% of the Loan Amt
0.25% to 1.50%
Nil
Preclosure Chgs
2%, Nil foreclosure charges after 3 months
2%, Nil foreclosure charges after 9 months
Nil
Overdraft Facility
Yes
Yes
Yes
Pay Only Interest Facility
Yes
Yes
Yes
Gold Rate Per Gram
2500
2600
2700*

Gold Loan Cochin Features

Gold Loan CochinGold Loans are now pretty easy and convenient to avail as most of the major banks and NBFCs offer it at a reasonable rate of interest and minimum documentation. Gold Loans are secured loans that can be availed by keeping your Gold ornaments/Jewelry as a collateral or security deposit for short-term credit. Banks sanction Gold Loan easily considering the fact that you repay the amount in the form of interest in a specific period of time. If you fail to repay, the loan can be renewed.

Gold Loan Cochin Interest Rates

Bank
Interest Rate
HDFC Bank Gold Loan
10.25% to 14%
Axis Bank Gold Loan
10.50% to 16%
ICICI Bank Gold Loan
10.75% to 16%
SBI Gold Loan
9.5 % to 13%
Kotak Gold Loan
11% to 14%
IIFL Gold Loan
9.24% to 24%
Muthoot Gold Loan
12% to 24%
Manappauram Gold Loan
12% to 26%
PNB Gold Loan
10.05% to 16%
Canara Bank Gold Loan
9.75 % to 13%
Andhra Bank Gold Loan
10.70% to 16%

Documents for Gold Loan Cochin

  1. Signed Application form
  2. 2 recent passport size photographs(colored) of the applicant
  3. Government approved ID such as Driving license/passport/Aadhar card,etc
  4. Proof of Address: Ration card/ Tel, Electricity Bill/ Rental bill/ Passport copy/Sales Tax certificate.
  5. Land Proof: In case of Agriculture Loan of more than Rs. 1 lac.(not required for agricultural purpose)
  6. Certificate by the Jewel Appraiser (Bank will arrange)
  7. Signature Proof: Passport Copy/Driving License/Banker’s verification/cheque.
  8. A Demand Promissory Note.
  9. Proof of Income (i.e. salary slips/ Form 16) of borrower

Eligibility Criteria for Gold Loan Cochin

  1. The minimum age requirements of the individual should be 21 years and maximum up to 60 years.
  2. Indian nationality is a must for the applicant
  3. He/She should be self employed or salaried person.

gold loan at 1%

How to Apply for Gold Loan Cochin

Online Process to Apply for Gold Loan Cochin
  • You can avail Gold Loan Cochin with a single click while sitting at home.
  • Our customer relationship manager will be providing you the service of helping you choose the right type of loan for you.
  • Just fill a simple form so that our customer care department can look up for your finances can check your financial status and your eligibility for the loan that you have applied.
  • You will be led to the right banker for more details on your Loan. The bank executives will arrive at your doorsteps to collect the required documents from you.
  • Only at the time of submission of gold you have to pay a visit to the Bank, the rest will be taken care of by the Bank’s executives.

Dialabank is considered as the best platform to apply for a gold loan online. There are so many reasons behind this.

  1. Dialabank is India’s first financial helpline; it provides the best financial services to customers all over the country.
  2. Gold Loans can be availed at low rate of interest with minimum documentation requirement
  3.  Dialabank provides document pickup facility from the doorstep of the customer.
  4. There is no processing fee or additional charges for availing the service through Dialabank
  5. The bank has a good reputation among the customers because of its best services.
  6. The Relationship managers of Dialabank are trained and assist the customer
Offline Process to Apply for Gold Loan Cochin

The applicant also has an option to avail Gold Loan through offline process. This requires market research as well as some physical work of visiting the bank.

The applicants need to search for the nearby banks offering Gold Loans and visit them at their working hours. Thereafter, their relationship manager will correspond and assist you according to your requirements requiring repeated visits to the nearest branch.

Processing Fees / Prepayment Charges on Gold Loan Cochin

Bank
Processing Fee
Prepayment Charges
HDFC Bank Gold Loan
0.25% to 1.50%
2%, Nil foreclosure charges after 3 months
Axis Bank Gold Loan
0.50% to 1.50%
Nil
ICICI Bank Gold Loan
0.25% to 1.50%
2%, Nil foreclosure charges after 9 months
SBI Gold Loan
500/- to 0.50%
Nil
Kotak Gold Loan
1% to 2%
2.25% of fore closure amount if closed 1 month ahead of the tenure.
IIFL Gold Loan
Nil
Nil
Muthoot Gold Loan
Nil
Nil
Manappauram Gold Loan
Nil
Nil
PNB Gold Loan
0.70% to 1%
Nil
Canara Bank Gold Loan
1%
Nil
Andhra Bank Gold Loan
Nil
Nil

CIBIL Score Required for Gold Loan Cochin

Most of the major banks and NBFCs offer Gold Loan irrespective of the CIBIL score.

Gold Loan Cochin Agents

Dialabank is one of the leading agents for availing Gold Loan in Cochin. You can apply online at www.dialabank.com or give us a call at 9878981166

Dialabank finds the best option of Banks and NBFCs by providing you with a detailed market comparison of various banks so that you can make the right choice. Visit our website www.dialabank.com and fill a simple form with your personal and employment details. Our customer relationship managers shall assist you for further help.

Gold Loan Cochin Contact Number

Call 9878981166 and get instant help for Gold Loan in Cochin.

Pre Calculated EMI Table for Gold Loan Cochin

Rate
5 Yrs
4 Yrs
3 Yrs
10.50%
2149
2560
3250
11.00%
2174
2584
3273
11.50%
2199
2608
3297
12.00%
2224
2633
3321
12.50%
2249
2658
3345
13.00%
2275
2682
3369
13.50%
2300
2707
3393
14.00%
2326
2732
3417
14.50%
2352
2757
3442
15.00%
2378
2783
3466

About Cochin

Cochin is a coastal city in the state of Kerala and is popularly known as the Queen of the Arabian Sea due to its proximity to the Arabian Sea helping it in trading. The city offers a rich cultural heritage and has numerous beaches along with other beautiful landscapes making it an ideal tourist attraction.

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