Gold Loan Dabhoi

Gold Rate: ₹ 5,121 Per Gram

⍟ Interest Rate 7.0% p.a. ⍟

I have read the Privacy Policy & Agree to Terms & Conditions and authorize Dialabank & its partner institutions to Call or SMS me with reference to my application.
Unlock the Real Value of your Gold
Lowest Rate of Interest
Get Money in 30 Mins
Loan Amount Up to 1 Crore
Loan Tenure Up to 48 Months
Unbiased Experts Advice

Major Gold Loan Providers in Dabhoi

Feature
HDFC Bank
ICICI Bank
Muthoot Finance
Interest Rate
9.90%
10.50%
12%
Min Loan Amt
Metro : 25000, Non : 15000
25000
15000
Max Loan Amt
1 Cr
1 Cr
1 Cr
Loan Tenure
3 months to 24 months
9 months to 24 months
1 month to 24 months
Processing Fee
0.25% to 1.50% of the Loan Amt
0.25% to 1.50%
Nil
Preclosure Chgs
2%, Nil foreclosure charges after 3 months
2%, Nil foreclosure charges after 9 months
Nil
Overdraft Facility
Yes
Yes
Yes
Pay Only Interest Facility
Yes
Yes
Yes
Gold Rate Per Gram
2500
2600
2700*

Gold Loan Dabhoi Features

Cash shortage? Don’t know what to do?

We have just the right solution available for you. Gold loan. This loan requires minimal paperwork as it is unsecured and you can get your loan sanctioned within 48 hours after all the verification procedures are complete.

Gold Loan Dabhoi gives financial assistance to the customers at the lowest and economical interest rates. To get a gold loan, the person applying needs to have a firm and fine source of income with a great credit history, which will speed up the verification procedures for the loan approval.

Moreover, you can avail a loan at up to 75 percent of the market value of gold, this is because of the variation of the market price of the gold.

Gold Loan Dabhoi Interest Rates

Bank
Interest Rate
HDFC Bank Gold Loan
10.25% to 14%
Axis Bank Gold Loan
10.50% to 16%
ICICI Bank Gold Loan
10.75% to 16%
SBI Gold Loan
9.5 % to 13%
Kotak Gold Loan
11% to 14%
IIFL Gold Loan
9.24% to 24%
Muthoot Gold Loan
12% to 24%
Manappauram Gold Loan
12% to 26%
PNB Gold Loan
10.05% to 16%
Canara Bank Gold Loan
9.75 % to 13%
Andhra Bank Gold Loan
10.70% to 16%

Documents for Gold Loan Dabhoi

The documents required for processing your Gold Loan in Dabhoi are identity proof- passport copy/voters ID card/Driving license/Aadhar card; address proof- ration card/tel,electricity bill/rental bill/passport copy/trade license/shop&est. license/sales tax certificate; signature proof- passport copy/ driving license/banker’s verification/cheque along with 2 passport sized photographs.

Additional Documents Required for Gold Loan Dabhoi

The additional documents required for applying for a gold loan in Dabhoi is : land proof- in case of agriculture loan of more than Rs. 1 lac. The proof is not needed for allied agriculture purposes; a demand promissory note; certificate by the jewel appraiser ( which the bank will arrange for ) and the income proof- salary certificate and form no.16.

Eligibility Criteria for Gold Loan Dabhoi

The minimum age that the individual should be while applying is 21 years and they can be up to 60 years and they must also have an Indian Nationality.

gold loan at 7%

How to Apply for Gold Loan Dabhoi

Online Process to Apply for Gold Loan Dabhoi

You can also apply for the HDFC bank gold loan at Dialabank, all you have to do is fill a simple form.

After which, our representative would contact you. Moreover, you will also get a document to pick facility at your doorstep to collect your documents.

For further information, you can contact us on 9878981166 at any time.

Dialabank is considered to be one of the best platforms that is available online to apply for a gold loan, The many reasons for this are:

  1. Dialabank is known as Indian’s first financial hotline which provides the best financial aid to their customers all over the country.
  2. Dialabank also gives free guidance to all its customers. There is no additional fee required for applying for a gold loan online on our website.
  3. You will also get a high LTV of your gold.
  4. We also have a great reputation amongst our customers because of our fast services.
  5. You can get a low HDFC gold loan interest rate if you apply for a gold loan on Dialabank.
  6. We also provide you with a document pickup facility from your doorstep to make the process easier for you.
  7.  Very minimal paperwork is required when applying for a gold loan through Dialabank.
  8. In the end, our relationship manager who we have trained thoroughly to guide and assist you at each step of all the procedures will reach you.
Offline Process to Apply for Gold Loan Dabhoi

The person applying also has the choice to get a Gold loan from nearby branches. To do this, you just have to search Gold loan near me on google. It will show you a list of all the branches of banks and financial institutions which offer loans near you. You need to choose them according to your preference and experience, which Dialabank can do for you in a quicker and brisker manner.

You would then have to visit the respected departments and apply for the loan and you would have to visit many times before that loan finally gets its approval.

Some banks and financial institutions where this process is done much faster is HDFC Gold Loan branches and Muthoot Gold Loan branches.

You can also get loans from HDFC gold loan branches. If you to find another branch that is nearby, search for Muthoot Gold loan near me. Google will give you a list of all the Muthoot gold loan branches which are near you.

Processing Fees / Prepayment Charges on Gold Loan Dabhoi

Bank
Processing Fee
Prepayment Charges
HDFC Bank Gold Loan
0.25% to 1.50%
2%, Nil foreclosure charges after 3 months
Axis Bank Gold Loan
0.50% to 1.50%
Nil
ICICI Bank Gold Loan
0.25% to 1.50%
2%, Nil foreclosure charges after 9 months
SBI Gold Loan
500/- to 0.50%
Nil
Kotak Gold Loan
1% to 2%
2.25% of fore closure amount if closed 1 month ahead of the tenure.
IIFL Gold Loan
Nil
Nil
Muthoot Gold Loan
Nil
Nil
Manappauram Gold Loan
Nil
Nil
PNB Gold Loan
0.70% to 1%
Nil
Canara Bank Gold Loan
1%
Nil
Andhra Bank Gold Loan
Nil
Nil

CIBIL Score Required for Gold Loan Dabhoi

CIBIL score is a 3 digit numeric summary that shows your credit transactions. Each lending institution has a certain criteria for the minimum CIBIL score which they need to process a Gold Loan application in Dabhoi. Some institutions require a minimum score of atleast 750 or more to proceed with the approval of your loan application.

It’s not just your CIBIL score, the institutions take a very close look at your detailed behavior on the previous loans that you have taken. This includes the details on the type of loan you have taken, where you have taken the loan, the amount borrowed and how good you are with repaying your EMI. Any delay in your payments for the previous loans can become a hurdle that would make it difficult for you to get a new loan. Make sure you have a CIBIL score is decent before applying for a loan.

Gold Loan Dabhoi Agents

The most trusted gold loan agent in Dabhoi is Dialabank. You can also apply online on our website or contact us on 9878981166.

Dialabank assists you in choosing the best option between several banks and NBFCs by giving you a completely detailed and well-structured market comparison of various other banks so that there is no need to worry about the difficult information and procedures that you would have to go through and thus you can make the right choice. Visit our website www.dialabank.com and fill an easy form which would ask you for a few details, after which our customer relationship managers will reach out to you.

Gold Loan Dabhoi Contact Number

Contact us at 9878981166 and get the instant assistance and approval for Gold loan in Dabhoi now.

Pre Calculated EMI Table for Gold Loan Dabhoi

Rate
5 Yrs
4 Yrs
3 Yrs
10.50%
2149
2560
3250
11.00%
2174
2584
3273
11.50%
2199
2608
3297
12.00%
2224
2633
3321
12.50%
2249
2658
3345
13.00%
2275
2682
3369
13.50%
2300
2707
3393
14.00%
2326
2732
3417
14.50%
2352
2757
3442
15.00%
2378
2783
3466

About Dabhoi

Dabhoi is a municipality town in the district of Vadodara, Gujarat. It was initially known as Darbhavati, Darbikagrama,Darbhavatiputra and Dhabohi. It has a population of about 51,240. The languages spoken are gujarati and hindi. This place is the major gateway for Narmada Dam, which is considered to be the lifeline of Gujarat state.


Menu