Gold Loan Dahanu

AT 0.75%* INTEREST RATE
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Gold Loan Dahanu

Major Gold Loan Providers in Dahanu

Feature HDFC Bank SBI
Muthoot Finance
Interest Rate 9.90% onwards 7% onwards 12% onwards
Min Loan Amt Metro : 25000, Non : 15000 25000 15000
Max Loan Amt 1 Cr 1 Cr 1 Cr
Loan Tenure 3 months to 24 months 9 months to 24 months
1 month to 24 months
Processing Fee 0.25% to 1.50% of the Loan Amt 0.25% to 1.50% Nil
Pre-closure Charges 2%, Nil foreclosure charges after 3 months 2%, Nil foreclosure charges after 9 months Nil
Overdraft Facility Yes Yes Yes
Pay Only Interest Facility Yes Yes Yes
Gold Rate Per Gram 3066 3073 3073

Gold Loan Dahanu Features

Gold Loan Dahanu

Are you facing a financial crisis?

Is your financial journey going through a rough patch?

Getting your loan approved seems like a daunting task but it is not. In terms of market value, Gold is one of the safest investment for everybody. With the least documentation or paperwork, you can get a secured gold loan approved within 48 hours of all the verification process.

Gold Loan Dahanu keeps a check on its customers by providing financial aid at the best affordable interest rates. To get a gold loan, you need to have a gold ornament that you can keep as collateral in the bank. Whereas for other loans, one needs to have a steady source of income along with good credit history for the faster verification process.

Also, you can get a loan of up to 75 percent of the gold’s market value, the reason behind 75 percent is gold’s market price fluctuation.

Gold Loan Dahanu Interest Rates

Bank Interest Rate
HDFC Bank Gold Loan 9.9% to 14%
Axis Bank Gold Loan 10.50% to 16%
Private Bank Gold Loan 10.75% to 16%
SBI Gold Loan 9.5 % to 13%
Kotak Gold Loan 11% to 14%
IIFL Gold Loan 9.24% to 24%
Muthoot Gold Loan 12% to 24%
Manappauram Gold Loan 12% to 26%
PNB Gold Loan 10.05% to 16%
Canara Bank Gold Loan 9.75 % to 13%
Andhra Bank Gold Loan 10.70% to 16%

Documents for Gold Loan Dahanu

  1. Passport Copy, Voters ID card, Driving License, or Aadhaar card can be used as proof of identity.
  2. Ration card, Telephone Bill, Electricity Bill, Rental bill, Passport copy, and a few other recognized utility bills can be used as proof of residence.
  3. Banker’s verification, Cheque, Driving License or Passport copy can be used as Signature proof.
  4. 2 passport size photographs are necessary.

Additional Documents Required for Gold Loan Dahanu

  1. Land Proof: For agriculture Loan that exceeds Rs. 1 lac, a proof is needed. For allied agriculture purposes, no proof is required.
  2. A Demand Promissory Note.
  3. Bank will coordinate to provide a Certificate by the Jewel Appraiser.
  4. Income Proof: Salary Certificate and Form No.16

Eligibility Criteria for Gold Loan Dahanu

  1. The age of the individual should be in between 21 years and 60 years.
  2. Must recognize himself/herself as Indian national

GOLD LOAN @ 0.75%*

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How to Apply for Gold Loan Dahanu

Online Process to Apply for Gold Loan Dahanu

You can apply to the bank of your choice through Dialabank’s website.

First, you need to register yourselves online.

Then, you will be assisted by our representative to avail of the document pick-up facility for further verification.

Apart from this, you can call on 9878981166 right now.

As the most suited online platform for an online gold loan application, there are many reasons why Dialabank is preferred over others:

  1. As a pan-India service provider, Dialabank is the country’s first financial helpline to provide financial services across the nation.
  2. Customers don’t need to pay for an additional charge of applying for a gold loan online on Dialabank.
  3. We provide high LTV on your gold for financial prosperity.
  4. The bank has a good name in the market because of its efficient services.
  5. A lower Gold loan interest rate can be expected while applying through Dialabank.
  6. A document pick-up facility is available for a faster verification process.
  7. Gold loan at Dialabank is almost a paperless transaction at Dialabank.
  8. Our customer relationship managers are trained smart enough to handle all your queries.
Offline Process to Apply for Gold Loan Dahanu

You can avail of Gold Loan from the nearby branches by searching on Google. Later on, Google will enlist you several banks and finance companies you can consider. Once you select a bank, you need to connect with them for further process. In this case, Dialabank helps you by providing a single point of contact along with a structured comparison of different banks.

Loan approval needs a lot of time. You might need to call and visit different departments regularly until the loan gets approved. But, Dialabank provides you the best services by giving you the best offers and faster services.

Processing Fees / Prepayment Charges on Gold Loan Dahanu

Bank
Processing Fee
Prepayment Charges
HDFC Bank Gold Loan
0.25% to 1.50%
2%, Nil foreclosure charges after 3 months
Axis Bank Gold Loan
0.50% to 1.50%
Nil
Private Bank Gold Loan
0.25% to 1.50%
2%, Nil foreclosure charges after 9 months
SBI Gold Loan
500/- to 0.50%
Nil
Kotak Gold Loan
1% to 2%
2.25% of fore closure amount if closed 1 month ahead of the tenure.
IIFL Gold Loan
Nil
Nil
Muthoot Gold Loan
Nil
Nil
Manappauram Gold Loan
Nil
Nil
PNB Gold Loan
0.70% to 1%
Nil
Canara Bank Gold Loan
1%
Nil
Andhra Bank Gold Loan
Nil
Nil

CIBIL Score Required for Gold Loan Dahanu

Any CIBIL score would work for Gold loan per gram in Dahanu.

Gold Loan Dahanu Agents

Dialabank is one of the esteemed gold loan agents in Dahanu. You can apply on the web by clicking at Dialabank or dial 9878981166.

To help you make the right choice, Dialabank provides you with a market comparison of different banks and NBFCs. To help you succeed without confusion, the data is well-executed to lead you to the right decision. You can visit our website, fill that simple user form online. And then, our customer relationship managers will help you get through.

Gold Loan Dahanu Contact Number

To get your gold loan, you can dial 9878981166 for instant help and approval.

Pre Calculated EMI Table for Gold Loan Dahanu

Rate
5 Yrs
4 Yrs
3 Yrs
10.50%
2149
2560
3250
11.00%
2174
2584
3273
11.50%
2199
2608
3297
12.00%
2224
2633
3321
12.50%
2249
2658
3345
13.00%
2275
2682
3369
13.50%
2300
2707
3393
14.00%
2326
2732
3417
14.50%
2352
2757
3442
15.00%
2378
2783
3466

About Dahanu

In the Palghar district of Maharashtra, Dahanau is a municipal council and coastal town in the Konkan division. It is 110 km away from the main Mumbai city. It is famous for Adani’s power thermal station. It is famous for its chikoos, capsicum, coconuts, and tadi drink. It is also known for its natural beauty and is becoming a huge tourist place near Mumbai.