Gold Loan Daltonganj
Read More – About Gold Loan
Gold Loan Daltonganj Interest Rates
10.70% is the minimum annual rate of interest you can expect on this loan. Also, these loans come up with minimal foreclosure charges ranging from 0-3% of the total loan amount. By using this feature, you can skip the pending Emi’s and their respective interest rate amount. The tenure period starts at six months and can be extended up to 5 years.
Know More – Gold Loan Interest Rate
Documentation required for taking Gold Loan
- Identity Proof: Voters ID card/ Driving License /Passport Copy
- 2 passport size photographs.
- Address Proof: Passport copy/Trade license /Shop & Est. License/Sales Tax certificate/
- Ration card/ Tel, Electricity Bill/ Rental bill
- Signature Proof: Banker’s verification/Cheque /Passport Copy/Driving License.
Eligibility for availing Gold Loan Daltonganj
- Applicant’s Age must be above 18 years and below 65 years
- Applicant must be an Indian citizen
- Minimum gold must be 10 gm to avail gold loan
- Gold must be between 18 carats to 22 carat
- Gold Loan Daltonganj can be availed only on a jewelry
Benefits of taking Gold Loan Daltonganj
- Gold Loan Daltonganj is Available also in case of bad credit history or low-income level.
- Relatively Lower interest rates- The other advantage of taking a gold loan is that they are available on low-interest rates, is 10.70% annually in comparison to the personal loans interest rates of 15-26% per annum.
- You need to repay only the interest- You have the option to pay just the rate of interest monthly during the tenure period of the entire gold loan, and at the end of tenure, you can spend the whole borrowed amount in a single shot.
- Total Convenience- The most convenient of all the loans is a gold loan because in this all you have to do is pledge your gold with a bank or a private finance institute, and the work is done. You can get a loan up to 90% of its market value immediately.
- Less processing time- No tedious and lengthy documentation is required in the case of Gold Loan Daltonganj. Hence it can be resorted to in times of urgent needs. Banks take a few hours in the processing of the gold loan whereas some NBFC’s state that they only take a few minutes for the same task.
Know More – Gold Loan: Factors to Remember
Why Gold Loan is the best loaning option?
- The borrower gets a flexible repayment structure with a gold loan.
- This type of Loan requires less documentation. So it makes the process simple and easy.
- The processing time takes for approving the loan is lesser than other types of loans. So it is the best option when you need immediate financial help.
- The interest rate charged by the lenders is much lower when compared to any other type of loans.
- The applicant of the loan is not required to disclose his income or salary. Non-working individuals can also take up a gold loan.
Why one should choose the Gold Loan in Daltonganj?
- No EMI, Service only interest.
- Gold Loan Daltonganj requires Minimal Documentation.
- The Loan gets sanctioned in just few minutes.
- The money is offered to the customer after a quick evaluation of gold.
- Gold Loan Daltonganj is free from the hassle of long paperwork.
- Low-interest rates on Gold Loan Daltonganj.
Know More – Gold Loan Features and Benefits
Gold Loan Interest Rates
HDFC Bank Gold Loan
9.9% to 14%
Axis Bank Gold Loan
10.50% to 16%
ICICI Bank Gold Loan
10.75% to 16%
SBI Gold Loan
9.5 % to 13%
Kotak Gold Loan
11% to 14%
IIFL Gold Loan
9.24% to 24%
Muthoot Gold Loan
12% to 24%
Manappauram Gold Loan
12% to 26%
PNB Gold Loan
10.05% to 16%
Canara Bank Gold Loan
9.75 % to 13%
Andhra Bank Gold Loan
10.70% to 16%
Pre Calculated EMI Table for Gold Loan
Processing Fees / Prepayment Charges on Gold Loan
Daltonganj is a place in Jharkhand, India. It is a very easy and effortless process to take a gold loan when you will apply through Dialabank. In gold loan, there is no need to mortgage any property as it is a secured loan. so, it is very beneficial for an individual to take the gold loan, all you have to do is to visit www.dialabank.com or call on 9592046860.
Table of Contents
- 1 Gold Loan Daltonganj
- 2 Gold Loan Daltonganj Interest Rates
- 3 Documentation required for taking Gold Loan
- 4 Eligibility for availing Gold Loan Daltonganj
- 5 Benefits of taking Gold Loan Daltonganj
- 6 Why Gold Loan is the best loaning option?
- 7 Why one should choose the Gold Loan in Daltonganj?
- 8 Gold Loan Interest Rates
- 9 Pre Calculated EMI Table for Gold Loan
- 10 Processing Fees / Prepayment Charges on Gold Loan
- 11 About Daltonganj: