Gold Loan Daman

GET GOLD LOAN
AT LOWEST INTEREST RATE

⍟  Highest Rate Per Gram
⍟  Lowest Interest Rate of 0.79% p.m.

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    Gold Loan Daman

    Best Banks for Gold Loan in Daman

    Feature
    HDFC Bank
    ICICI Bank
    Muthoot Finance
    Interest Rate
    9.90%
    10.50%
    12%
    Min Loan Amt
    Metro : 25000, Non : 15000
    25000
    15000
    Max Loan Amt
    1 Cr
    1 Cr
    1 Cr
    Loan Tenure
    3 months to 24 months
    9 months to 24 months
    1 month to 24 months
    Processing Fee
    0.25% to 1.50% of the Loan Amt
    0.25% to 1.50%
    Nil
    Preclosure Chgs
    2%, Nil foreclosure charges after 3 months
    2%, Nil foreclosure charges after 9 months
    Nil
    Overdraft Facility
    Yes
    Yes
    Yes
    Pay Only Interest Facility
    Yes
    Yes
    Yes
    Gold Rate Per Gram
    2500
    2600
    2700*

    Gold Loan Daman Features

    Gold Loan Daman

    1. You can get a loan up to Rs.1 Crore or more & up to 70% of value for any purpose.
    2. You will get a 100% Safety & Security of your Gold Jewellery.
    3. Get your Loan processed in 30 minutes.
    4. Enjoy Anytime Liquidity.
    5. Lower best gold loan Interest Rate
    6. Simple documentation and fast processing.
    7. The overdraft limit varies on the market rate of gold.
    8. The interest rate is the payable amount of the overdraft that you utilize.

    Know More About- Top Reasons why Gold Loan is the best borrowing option

    Are you getting confused by so many different loaning options? Don’t have a good banking history and needs a loan? Looking for a way to provide enough funds for your daughter’s higher education without spending your savings?

    Gold is always referred to as a metal that signifies one’s status. It adds charm to your beauty as well as helps in the financial crisis.  best gold loan is the fastest and the easiest way one can get a credit from the bank as it requires minimal documentation.

    Gold Loan Rate Per Gram Today in Daman

    Updated - Gold Loan Per Gram Rate w.e.f Oct 21 2021

    Gold Weight Gold Purity
    24 Carat
    Gold Purity
    22 Carat
    Gold Purity
    20 Carat
    Gold Purity
    18 Carat
    1 gram 4621 4290 3900 3510
    10 gram 46210 42900 39000 35100
    20 gram 93600 85800 78000 70200
    30 gram 140400 128700 117000 105300
    40 gram 187200 171600 156000 140400
    50 gram 234000 214500 195000 175500
    100 gram 468000 429000 390000 351000
    200 gram 936000 858000 780000 702000
    300 gram 1404000 1287000 1170000 1053000
    400 gram 1872000 1716000 1560000 1404000
    500 gram 2340000 2145000 1950000 1755000

    Gold Loan in Daman Interest Rates and Charges

    Feature
    Gold Loan
    Interest Rate
    Processing Fee
    Tenure
    HDFC Gold Loan 9.90% 0.25 % - 1.50% 3 - 24 Month
    ICICI Gold Loan 10.50% 0.25 % - 1.50%  9 - 24 Months
    Axis Gold Loan 10.50% 0.50% - 1.50% 6 - 24 Months
    Yes Bank Gold Loan 10.50% 0.50% - 1.50% 6 - 36 Months
    SBI Gold Loan 9.50% 500/- to 0.50% 6 - 36 Months
    Kotak Gold Loan 11.00% 1% to 2% 9 - 24 Months
    IIFL Gold Loan 12.00% Nil 3 - 11 Months
    Muthoot Finance Gold Loan 12.00% Nil 1 - 24 Months
    Manappuram Gold Loan 12.50% Nil 6 - 12 Months
    PNB Gold Loan 11.00% 0.70% to 1% 6 - 12 Months
    Canara Bank Gold Loan 10.75% 1 % 6 - 12 Months
    IndusInd Bank Gold Loan 11.50% 1% - 1.5% 9 - 24 Months

    We said these loans have the lowest interest rate for a reason. The annual interest rate for the gold loan is 10.70% which indeed becomes less than 1% monthly. In addition to this, you can close your loan before the tenure period and take possession of your gold ornament back before time by using the foreclosure feature. The foreclosure penalty ranges from 0-3% of the total loan amount. Moreover, if you use this feature, you are eligible to skip the remaining Emi’s and their respective interest rates.

    Know More – Gold Loan  rate Per Gram

    Gold Loan in Daman Eligibility Criteria

    1. First of all the minimum age of an applier: 18 years
    2. After that the maximum age of an applier at loan maturity: 70 years
    3. Gold jewelry must be owned by the applicant or any of the family members.

    Gold Loan in Daman Documents Required

    1. Proof of Identity: Aadhar Card/Passport Copy/ Voters ID card/ Driving License.
    2. Address Proof can be any one of the following: Ration card/ Tel, Electricity Bill/ Rental bill/ Passport copy/Trade license /Shop & Est. License/Sales Tax certificate.
    3. Signature Proof: Passport Copy/Driving License/Banker’s verification/cheque.
    4. 2 passport size colored photographs.

    How to Apply for Gold Loan Daman

    Online Process to Apply for Gold Loan Daman

    You can apply for the Gold Loan at Dialabank. The process is easy and straightforward. Just fill a simple form online.

    After that, you will get a call from our representative. Furthermore, you will avail of a document to pick up the facility from your doorstep. For more information about the gold loan Daman, you can call on 9878981166.

    Dialabank is considered as the best platform when you are applying for a gold loan online. There are reasons behind this.

    1. First of all, Dialabank is India’s first financial helpline; it provides the best financial services to applicants all over the country.
    2. Besides that, the bank has a good reputation among the applicants because of its fast and best services.
    3. Another reason, if you apply for a gold loan on Dialabank, then you will get a low Gold Loan Interest Rate.
    4. Also, Dialabank provides a document pickup service from the doorstep of the customer.
    5. One more important thing is that the Dialabank guides the customers free of cost. There are no secondary charges of applying for a gold loan online on the website of Dialabank.
    6. Also, if you are applying for a gold loan with Dialabank, very little paperwork is required.
    7. You can avail of a high LTV of your gold.
    8. In the end, the Relationship managers are trained enough to guide you in the whole processing of Gold Loan.
    Offline Process to Apply for Gold Loan Daman

    The applicant also has a choice to get a Gold Loan from the nearby branches. To do so, type Gold Loan near me on google. It will present all the nearby departments from where you can avail of the loan.

    You can avail loans from Gold Loan Branches. To find the nearest branch, search Gold Loan near me.

    Processing Fees / Prepayment Charges on Gold Loan Daman

    Bank
    Processing Fee
    Prepayment Charges
    HDFC Bank Gold Loan
    0.25% to 1.50%
    2%, Nil foreclosure charges after 3 months
    Axis Bank Gold Loan
    0.50% to 1.50%
    Nil
    ICICI Bank Gold Loan
    0.25% to 1.50%
    2%, Nil foreclosure charges after 9 months
    SBI Gold Loan
    500/- to 0.50%
    Nil
    Kotak Gold Loan
    1% to 2%
    2.25% of fore closure amount if closed 1 month ahead of the tenure.
    IIFL Gold Loan
    Nil
    Nil
    Muthoot Gold Loan
    Nil
    Nil
    Manappauram Gold Loan
    Nil
    Nil
    PNB Gold Loan
    0.70% to 1%
    Nil
    Canara Bank Gold Loan
    1%
    Nil
    Andhra Bank Gold Loan
    Nil
    Nil

    CIBIL Score Required for Gold Loan Daman

    Every lending foundation has its own norm for the minimum CIBIL score required for processing a Gold Loan application in Daman.  Most institution’s requirement is having a 750 CIBIL score for the processing of your loan application.

    The foundations examine the detailed behavior of the previous loans taken. It involves details on the type of loan taken and the loan amount borrowed. Any late payments for previous loans can create an obstacle to your availing a fresh loan.

    Gold Loan Daman Agent and Contact Number

    Dialabank is the leading and trustworthy agent for availing Gold Loan in Daman. You can apply online at www.dialabank.com or dial 9878981166.

    Dialabank assists you to find the best option of Banks and NBFCs by offering you with a detailed market comparison of various banks so that you can make the correct decision. Visit www.dialabank.com and fill a form using your personal and employment details. Our relationship managers will get in contact with you who will guide you about the gold loan processing.

    Gold Loan Daman Contact Number

    Call 9878981166 and get instant help and approval for Gold Loan in Daman.

    Pre Calculated EMI Table for Gold Loan Daman

    Rate
    5 Yrs
    4 Yrs
    3 Yrs
    10.50%
    2149
    2560
    3250
    11.00%
    2174
    2584
    3273
    11.50%
    2199
    2608
    3297
    12.00%
    2224
    2633
    3321
    12.50%
    2249
    2658
    3345
    13.00%
    2275
    2682
    3369
    13.50%
    2300
    2707
    3393
    14.00%
    2326
    2732
    3417
    14.50%
    2352
    2757
    3442
    15.00%
    2378
    2783
    3466

    About Daman

    Daman district is one of the two districts of the UT of Daman and Diu on the western coast, India. It lies at the Daman Ganga River. The closest railway station is Vapi. To apply for a gold loan in Daman call on 9878981166 or visit www.dialabank.com.

    Know More – Gold Loan Near Me

    Other Gold Loan Cities in Gujarat

    Gold Loan Dabhel Gold Loan Visavadar
    Gold Loan Viramgam Gold Loan Vijayanagar
    Gold Loan Vijapur Gold Loan Vasad
    Gold Loan Vadinar Gold Loan Unjha

    FAQs About Gold Loan Daman

    1. How does  Gold Loan work?
      The loan on gold is very simple to understand. The Banks /NBFC provides you with money against your gold ornament. The amount is dependent on the gold weight.
    2.  Gold Loan is secured?
      Yes, it is essential to check that the loan on gold comes in the category of secured loans. Because in a gold loan the applicant put their gold ornaments into the bank’s locker as collateral.
    3. What happens when you don’t repay a Gold Loan amount?
      If the consumer is unable to return the gold loan on time, then the bank is liable to sell his gold ornaments.
    4. To avail of a gold loan do I require a co-applicant?
      No, to avail the Gold loan you don’t require any co-applicant.
    5. Is a Gold loan better than a Personal loan?
      Yes, a Gold loan is better than personal Loan since Gold Loan banks/NBFC takes Gold ornament as well as a gold coin as collateral and in case of Personal loan, it is unsecured and carries higher interest than a gold loan.
    6. Who is the best online platform to avail of the gold loan?
      Dialabank is the best platform for getting a gold loan. Dialabank provides you an uncomplicated process as well as the lowest interest rate in the market as compared to others.
    7. Is there any fee payable for getting the Gold Loan?
      Yes, you have to pay the loan processing fee (non-refundable) as well as the Valuation fee.

    Gold Loan Daman Interest Rate of Different Banks – Updated on 2019

    Bank  Gold Loan Rate 
    HDFC Bank 10.75%
    Yes Bank  10.85%
    Axis Bank 10.90%
    SBI Gold Loan 11.50%
    ICICI Bank 11.75%
    IIFL Gold Loan 11.75%
    Allahabad Bank Gold Loan 11.75%
    Muthoot Gold Loan 12.00%
    Federal Bank Gold Loan 12.00%
    Manappuram Gold Loan  12.25%
    IDBI Bank 12.25%
    PNB Gold Loan 12.25%