Major Gold Loan Providers in Dasuya
Feature
HDFC Bank
SBI
Interest Rate
9.90% onwards
7% onwards
12% onwards
Min Loan Amt
Metro : 25000, Non : 15000
25000
15000
Max Loan Amt
1 Cr
1 Cr
1 Cr
Loan Tenure
3 months to 24 months
9 months to 24 months
Processing Fee
0.25% to 1.50% of the Loan Amt
0.25% to 1.50%
Nil
Pre-closure Charges
2%, Nil foreclosure charges after 3 months
2%, Nil foreclosure charges after 9 months
Nil
Overdraft Facility
Yes
Yes
Yes
Pay Only Interest Facility
Yes
Yes
Yes
Gold Rate Per Gram
3066
3073
3073
Gold Loan Dasuya Features
Are you running out of your financial reserves?
Don’t have any certainty about your prospects?
As the gold loan is available for you, there is nothing you should worry about. A secured gold loan can be taken without much strict paperwork. Besides, it might get approve within 48 hours after all the verification process.
Gold Loan Dasuya ensures to provide the best financial services to its customers at feasible interest rates. Gold loan approval is not a difficult task whereas an applicant needs to have a good income and along with good credit history for other loans. All these things act as a catalyst in the verification and approval process.
Moreover, you can take a loan of up to 75 percent of the market value of gold, this happens because of the inconsistent market pricing of the gold.
Gold Loan Dasuya Interest Rates
Bank
Interest Rate
HDFC Bank Gold Loan
9.9% to 14%
Axis Bank Gold Loan
10.50% to 16%
Private Bank Gold Loan
10.75% to 16%
SBI Gold Loan
9.5 % to 13%
Kotak Gold Loan
11% to 14%
IIFL Gold Loan
9.24% to 24%
Muthoot Gold Loan
12% to 24%
Manappauram Gold Loan
12% to 26%
PNB Gold Loan
10.05% to 16%
Canara Bank Gold Loan
9.75 % to 13%
Andhra Bank Gold Loan
10.70% to 16%
Documents for Gold Loan Dasuya
- Proof of Identity can be any of the following: Passport Copy/ Voters ID card/ Driving License or any other govt. recognized ID.
- Residence Proof can be any of the following: Ration card/ Tel, Electricity Bill/ Rental bill/ Passport copy/Trade license /Shop & Establishment License/Sales Tax certificate.
- Signature Proof can be any of the following: Passport Copy/Driving License/ Cheque or Banker’s verification.
- 2 passport size photographs are necessary
Additional Documents Required for Gold Loan Dasuya
- Land Proof: It is required if there is an agriculture Loan of more than Rs. 1 lac. Though, it is not required for allied agriculture purposes.
- A Demand Promissory Note to be submitted.
- Certificate by the Jewel Appraiser (Bank will coordinate).
- Income Proof: Salary Certificate and Form No.16
Eligibility Criteria for Gold Loan Dasuya
- The maximum age of the person should be 60 years while the minimum should be 21 years.
- The applicant should be recognized as an Indian national.
GOLD LOAN @ 0.75%*
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How to Apply for Gold Loan Dasuya
Online Process to Apply for Gold Loan Dasuya
You can get a gold loan per gram from any of the top banks while applying through Dialabank.
By registering on our website, you will be further contacted by our representative who will assist you in the document pick-up facility.
You can know more by just contacting 9878981166.
Dialabank is proven to be the best platform for online gold loan applications. There are several reasons behind this, some of them are:
- Dialabank is India’s first financial helpline that serves all Indians with the best financial services.
- Dialabank guides customers for a fee. Thus, customers don’t need to pay additional charges while applying via Dialabank.
- You will get a better Loan-to-Value of your gold.
- Dialabank has created a mark of a good reputation by providing best-in-class services.
- For other banks, you can get a lower gold loan interest rate, if applying through Dialabank.
- To do work more efficiently, the document pick-up facility is provided at the doorstep of the customer.
- One doesn’t need to do a lot of paperwork for a gold loan while applying through Dialabank.
- Moreover, our relationship managers are trained to handle all your queries and help you throughout the journey.
Offline Process to Apply for Gold Loan Dasuya
For offline gold loan applications in Dasuya, you need to search for a gold loan near you. Once you’re through that, you’ll see that which banks satisfy your knowledge and preference. Meanwhile, Dialabank can do this all for you without spending a lot of your hours.
For gold loan approval, you might need to visit certain departments for infinite number of times. Although it depends a lot on bank’s services, it is a tiresome process. In the end, Dialabank is something that serves you by saving your time as well as energy.
Processing Fees / Prepayment Charges on Gold Loan Dasuya
CIBIL Score Required for Gold Loan Dasuya
Though the CIBIL score is required for a personal loan, you can get a gold loan at a low CIBIL score if you have any gold ornament.
Gold Loan Dasuya Agents
As a trusted name in gold loan agents in Dasuya, Dialabank promises to provide the best services. You can apply online at Dialabank or contact 9878981166.
By comparing gold loan plans of different banks and NBFCs, Dialabank provides you the best choice without confusing the complex and unnecessary terms. To make a wise decision, you can visit our website, fill an online form, and wait for our customer relationship managers to connect with you for further help.
Gold Loan Dasuya Contact Number
Call 9878981166 for instant assistance and gold loan approval in Dasuya.
Pre Calculated EMI Table for Gold Loan Dasuya
About Dasuya
In the Hoshiarpur district of Punjab, Dasuya is a town and municipal council and one of the major subdivisions with 398 villages under its jurisdiction. The town is mentioned in the ancient epic of Mahabharata as being the seat of King Virata. Dasuya is still referred to as Virat ki Nagri. From a Cultural and architectural point of view, there are many beautiful religious and historical places to visit in Dasuya.
हिंदी में जानने के लिए यहाँ क्लिक करें: गोल्ड लोन दसूहा
Special Note: Always check Gold Loan Rate Per Gram before applying for loan against gold.