Gold Loan Datia

Major Gold Loan Providers in Datia

Gold Loan Datia Features

If you are facing a financial crisis? And don’t know what to do next?

A gold loan is something that you might consider right now. To solve all your issues, you can take a Gold loan without investing a lot of time in paperwork or documentation. It is a fast process and might get verified and approved within 48 hours.

Gold Loan Datia ensures to provide financial aid to its customers at affordable interest rates. Though there are pre-requisites in other loans like CIBIL score, steady source of income, and good credit history to get your loan approved. Gold Loan can be approved if you have any gold ornament. Also, if you are applying for Gold Loan online, you can get it approved within minutes.

However, you can get a loan of up to 75 per cent of the market value of gold because of the ever-fluctuating market price of Gold.

Gold Loan Datia Interest Rates

Documents for Gold Loan Datia

1. Proof of Identity: any valid Id card such as Voters ID card/ /Aadhaar card/Driving License/Passport Copy/ Any govt. recognized ID.
2. Address Proof: any valid address proof Ration card/ Electricity Bill/ Rental bill/ Telephone Bill/Passport copy/Trade license /Shop & Est. License/Sales Tax certificate/ Any other utility bill.
3. Signature Proof: Passport Copy/Banker’s verification/Driving License/cheque or any other signature proof.
4. 2 passport size photographs.

Additional Documents Required for Gold Loan Datia

1. Land Proof: Required if Agriculture related loan is of more than 1 lac. It might not be needed for allied agriculture purposes or activities.
2. A Demand Promissory Note of need arises.
3. Certificate by the Jewel Appraiser if demanded (To be arranged by Bank).
4. Income Proof: Salary Certificate and Form No.16 as per norms and rules

Eligibility Criteria for Gold Loan Datia

1. The applicant should not exceed the age of 60 years and should be older than 21 years.
2. The applicant should be recognized as an Indian national.

How to Apply for Gold Loan Datia

Online Process to Apply for Gold Loan Datia

You can apply to any of the regular banks through the website of Dialabank. You will need to fill a simple form with some details.

Thereafter, our customer representative will connect with you to assist you further. To fast-track, this process, the document pickup facility from the doorstep of customers makes it easier for verification and approval.

Besides, one can call on  9878981144 to fetch further information.

Dialabank is considered as the most competent platform to apply for a gold loan online because of the following reasons:

1. Dialabank is India’s first financial helpline and Pan-India platform for customers to apply for Gold Loan online.
2. Dialabank doesn’t charge any additional fees from its customers for applying for gold loans online.
3. The borrower will get a high LTV of their gold.
4. The bank shares a good reputation with its customers because of its efficient services.
5. You will get a low best Gold loan interest rate from other banks if you apply via Dialabank
6. The document pick-up facility from the bank will ease the process of verification and approval.
7. Easy documentation and minimum paperwork while applying for a gold loan rate per gram through Dialabank.
8. Our relationship managers are always available to assist you in the entire process of gold loan approval.

Apply for Gold Loan Datia(Offline Process)

To avail gold loan offline, one can search on Google and find the nearby banks and NBFCs that could provide gold loans. After seeing a list of banks available, one can select one of them and visit them physically to get their approval. But, Dialabank provides you a list of banks and NBFCs in which you can compare and choose the right one without any physical labor.

Since borrowers need to visit banks again and again until the loan gets approved, it is an exhausting process. Alternatively, you can apply for the Gold Loan through Dialabank and get the best value within 24 hours of applying.

Processing Fees / Prepayment Charges on Gold Loan Datia

CIBIL Score Required for Gold Loan Datia

CIBIL score is not a pre-requisite for Gold Loan Datia.