Gold Loan Deogarh

AT 0.75%* INTEREST RATE
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Gold Loan Deogarh

Gold Loan Deogarh

Do not let suffer your dreams when you do not find a suitable loan option for ygold loan deogharou because with your precious gold you can turn your dreams into reality. This yellow metal can help you from all bad financial occurrences. Get the best opportunity of Gold Loan Deogarh at low-interest rates in just 5 Mins.

What is Gold Loan?

Gold Loan is the best financial tool that helps an individual to cater to the required amount of money without any hassle. A person who is not eligible for any other loan can apply for Gold Finance. Taking Loan against Gold is the best option to overcome all of the financial issues. Muthoot Gold Loan is the only loan in the market which could be available within 5 to 10 minutes with ease. And also provides Loans against Gold at the low-interest rate.

Why one should choose Gold Loan Deogarh?

  1. 100% Safety and security of your gold
  2. Minimal Documentation process
  3. Easy repayment schemes you can back fund easily
  4. Hassle-free process to get a gold loan
  5. Flexible repayment options
  6. Easy repayment schemes
  7. The Loan gets sanctioned in just a few minutes.
  8. Less interest rate on the female customer

Gold Loan Deogarh Features 

  1. Lower Interest Rates
  2. Enjoy Anytime Liquidity.
  3. Simple documentation and fast processing
  4. The overdraft limit varies depending on the market rate of gold.
  5. The interest rate is payable the only amount of the overdraft that you use.
  6. You can avail Loan up to Rs.1 Crore or more & up to 70% of the value for any purpose
  7. Get your Loan prosses in less than 30 minutes

Eligibility Criteria Gold Loan Deogarh

Loan Amount Minimum 18k
Maximum depends upon the weight of the gold
Age Minimum: 18 years
Maximum (at loan maturity): 70 years
Citizenship Indian
Gold requirements Minimum 10 gram of gold
Employment status Salaried
Self-employed

Documents Required for Gold Loan Deogarh

Borrower Identity Two passport size colored photographs
Proof of Identity Passport Copy/ Voters ID card/ Driving License/Adhar card/ PAN card.
Residence Proof Ration card/ Tel, Electricity Bill/ Rental bill/ Passport copy/Trade license /Shop & Est. License/Sales Tax certificate.
Signature Proof Passport Copy/Driving License/Banker’s verification/cheque

Additional Documents Required for Gold Loan Deogarh

The banks generally demand the above-given documents. However few banks demand some additional

Land Proof In the case of Agriculture Loan of more than Rs. 1 lac. The proof is not required for allied agriculture purposes.
Demand Promissory Note Certificate by the Jewel Appraiser (Bank will arrange).
Income proof Salary Certificate and Form No.16.

Best Rate on Gold Loan Deogarh

Collateral Required Gold Jewellery / Gold Bars
Loan Tenure 6 Months / 12 Months (can be renewed up to 3 Years)
Max Funding Up to 80% of Gold Value
Pre Closure Charges 0 % to 2 % of the outstanding loan amount

Benefits apply through Dialabank

  1. No extra fee – Dialabank offers you personalized service at zero fees. We provide you best Gold loan deal at no extra cost
  2. Rate Comparison – We help you understand the details of all costs involved in taking a Gold Loan and help you find the Cheapest Offer.
  3. Research – Benefit from our detailed research on all the products from the leading Gold Loan players in the market and make the right choice for you and provide you with the lowest interest rate.
  4. Personalized Service – Our trained Relationship Managers will understand your requirements and your profile and help you find the most suitable Gold Loan offer in the market.
  5. Unbiased and Transparent Search – Our objective is to simplify your Gold Loan search and we provide information in an unbiased and transparent manner.

Gold Loan Interest Rates

Check latest interest rates of gold loan at dialabank.

Bank Interest Rate
HDFC Bank Gold Loan 9.9% to 14%
Axis Bank Gold Loan 10.50% to 16%
Private Bank Gold Loan 10.75% to 16%
SBI Gold Loan 9.5 % to 13%
Kotak Gold Loan 11% to 14%
IIFL Gold Loan 9.24% to 24%
Muthoot Gold Loan 12% to 24%
Manappauram Gold Loan 12% to 26%
PNB Gold Loan 10.05% to 16%
Canara Bank Gold Loan 9.75 % to 13%
Andhra Bank Gold Loan 10.70% to 16%

Pre Calculated EMI Table for Gold Loan

Rate
5 Yrs
4 Yrs
3 Yrs
10.50%
2149
2560
3250
11.00%
2174
2584
3273
11.50%
2199
2608
3297
12.00%
2224
2633
3321
12.50%
2249
2658
3345
13.00%
2275
2682
3369
13.50%
2300
2707
3393
14.00%
2326
2732
3417
14.50%
2352
2757
3442
15.00%
2378
2783
3466

Processing Fees / Prepayment Charges on Gold Loan

Bank
Processing Fee
Prepayment Charges
HDFC Bank Gold Loan
0.25% to 1.50%
2%, Nil foreclosure charges after 3 months
Axis Bank Gold Loan
0.50% to 1.50%
Nil
Private Bank Gold Loan
0.25% to 1.50%
2%, Nil foreclosure charges after 9 months
SBI Gold Loan
500/- to 0.50%
Nil
Kotak Gold Loan
1% to 2%
2.25% of fore closure amount if closed 1 month ahead of the tenure.
IIFL Gold Loan
Nil
Nil
Muthoot Gold Loan
Nil
Nil
Manappauram Gold Loan
Nil
Nil
PNB Gold Loan
0.70% to 1%
Nil
Canara Bank Gold Loan
1%
Nil
Andhra Bank Gold Loan
Nil
Nil

About Deogarh

Deogarh is a city in Odisha. Visit our website www.dialabank.com  we assure you that we will provide you with the lowest interest rate on your gold as compared to others call us 95920-46860 for more details.

Check gold loan per gram rate at dialabank.

Gold Loan in Other Cities