Gold Loan Dhanera

Gold Rate: ₹ 5,121 Per Gram

⍟ Interest Rate 7.0% p.a. ⍟

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Unlock the Real Value of your Gold
Lowest Rate of Interest
Get Money in 30 Mins
Loan Amount Up to 1 Crore
Loan Tenure Up to 48 Months
Unbiased Experts Advice

Major Gold Loan Providers in Dhanera

Feature
HDFC Bank
ICICI Bank
Muthoot Finance
Interest Rate
9.90%
10.50%
12%
Min Loan Amt
Metro : 25000, Non : 15000
25000
15000
Max Loan Amt
1 Cr
1 Cr
1 Cr
Loan Tenure
3 months to 24 months
9 months to 24 months
1 month to 24 months
Processing Fee
0.25% to 1.50% of the Loan Amt
0.25% to 1.50%
Nil
Preclosure Chgs
2%, Nil foreclosure charges after 3 months
2%, Nil foreclosure charges after 9 months
Nil
Overdraft Facility
Yes
Yes
Yes
Pay Only Interest Facility
Yes
Yes
Yes
Gold Rate Per Gram
2500
2600
2700*

Gold Loan Dhanera Features

Gold Loan Dhanera

Are you in need of help?

Is cash shortage making you worried?

Well, here is a piece of good news, Gold Loan is available for you. As the loan is secured against the gold, there is no need for unnecessary documentation. You can avail of the loan within 48hours of the completion of the verification process.

Gold Loan Dhanera helps the customers to obtain a loan at the best possible interest rate. In order to get a gold loan, the candidate must have a rigid income source as well as a good credit history, this in turn makes the whole process of verification and gold approval faster.

The loan is secured against a gold asset so keeping in mind the fluctuation in the market price of gold, you can avail a loan amount of up to 75% of the market value.

Gold Loan Dhanera Interest Rates

Bank
Interest Rate
HDFC Bank Gold Loan
10.25% to 14%
Axis Bank Gold Loan
10.50% to 16%
ICICI Bank Gold Loan
10.75% to 16%
SBI Gold Loan
9.5 % to 13%
Kotak Gold Loan
11% to 14%
IIFL Gold Loan
9.24% to 24%
Muthoot Gold Loan
12% to 24%
Manappauram Gold Loan
12% to 26%
PNB Gold Loan
10.05% to 16%
Canara Bank Gold Loan
9.75 % to 13%
Andhra Bank Gold Loan
10.70% to 16%

Documents for Gold Loan Dhanera

  1. Identity proof requires any of the following: Passport Copy/ Voters ID card/ Driving License/Aadhaar card.
  2. Proof of Address requires any of the following: Ration card/ Tel, Electricity Bill/ Rental bill/ Passport copy/Trade license /Shop & Est. License/Sales Tax certificate.
  3. Signature Proof requires any of the following: Passport Copy/Driving License/Banker’s verification/cheque.
  4. 2 passport size photos.

Additional Documents Required for Gold Loan Dhanera

  1. Land Proof: In Agriculture Loan of over Rs. 1 lac. The land proof is not necessary for allied agriculture purposes.
  2. A Demand Promissory Note.
  3. Certification by the Jewel Appraiser (Bank will arrange).
  4. Proof of Income: Salary Certificate and Form No.16

Eligibility Criteria for Gold Loan Dhanera

  1. The minimum age required is 21 years and a maximum of up to 60 years.
  2. Indian Nationality is a must.

gold loan at 7%

How to Apply for Gold Loan Dhanera

Online Process to Apply for Gold Loan Dhanera

At Dialabank, you can apply for the HDFC Bank Gold Loan.

You just have to fill an online form.

Once you do that, our representative will get in touch with you for further assistance. For a more convenient experience at Dialabank, we offer a doorstep document pick-up facility for you.

For any further information or doubts, you can call us on 9878981144 anytime.

Dialabank is regarded as the best platform for applying for a gold loan online. Some of the reason to support it are:

  1. Dialabank stands proudly as India’s first financial helpline; it offers the finest financial services to its customers across the country.
  2. Dialabank has a free of cost guidance policy so there will be no additional charges if you choose to apply for a gold loan online through the website of Dialabank.
  3. Moreover, you will also get to enjoy a high LTV of your gold.
  4. With its fast and convenient services, the bank holds a respectable reputation amongst its clients.
  5. If you choose to apply for a gold loan through Dialabank, you can get a low-interest rate at HDFC Gold Loan.
  6. Dialabank also offers a facility to pick-up documents from the doorstep of the clients to provide a more convenient process.
  7. When you apply for a gold loan through Dialabank, very little documentation is needed.
  8. Our Relationship Managers are skilled and trained thoroughly to assist and guide you in the whole process of Gold Loan.

Offline Process to Apply for Gold Loan Dhanera

The candidate can also choose to apply for the gold loan from the nearby branches. In that case, simply search for Gold Loan near me on google. A list of all the bank branches and finance companies that provides gold loan near you will be available.

Now, you are required to go through the options and choose the most suitable option according to your preference but with Dialabank you can get through the process in a faster and better manner.

You will also be required to visit several departments to apply for the gold loan and after that, you need to visit many more times before your gold loan gets finally approved.

On the other hand, some banks, as well as finance companies, provide a much faster process and some of them are HDFC Gold Loan branches and Muthoot Gold Loan branches.

You can also get your loan from the HDFC Gold Loan Branches. To find a branch that is near you, search for Muthoot Gold Loan near me. Google will present you with all the Muthoot Gold Loan Branches near you.

Processing Fees / Prepayment Charges on Gold Loan Dhanera

Bank
Processing Fee
Prepayment Charges
HDFC Bank Gold Loan
0.25% to 1.50%
2%, Nil foreclosure charges after 3 months
Axis Bank Gold Loan
0.50% to 1.50%
Nil
ICICI Bank Gold Loan
0.25% to 1.50%
2%, Nil foreclosure charges after 9 months
SBI Gold Loan
500/- to 0.50%
Nil
Kotak Gold Loan
1% to 2%
2.25% of fore closure amount if closed 1 month ahead of the tenure.
IIFL Gold Loan
Nil
Nil
Muthoot Gold Loan
Nil
Nil
Manappauram Gold Loan
Nil
Nil
PNB Gold Loan
0.70% to 1%
Nil
Canara Bank Gold Loan
1%
Nil
Andhra Bank Gold Loan
Nil
Nil

CIBIL Score Required for Gold Loan Dhanera

There is a criterion for the minimum CIBIL score that is needed to process a Gold Loan application by most of the leading institutes in Dhanera, so a good CIBIL score is a must before you apply for a Gold Loan. A minimum CIBIL score of 750 is needed by most institutes to process your gold loan application.

Well, it’s not just your CIBIL score that matters, the institutions also go through the detailed behavior on the previous loans obtained. These also include details on the amount borrowed and the type of loan taken. If there are any delayed payments for the previous loans taken, you would face difficulties in availing of a fresh loan. Therefore, have a good CIBIL score before you apply for a loan.

Gold Loan Dhanera Agents

As Dialabank is one of the most trusted and top gold loan agents in Dhanera, you will have pleasant service experience. Apply online at www.dialabank.com or ring us at 9878981144

Dialabank will help you in finding the best option amongst several Banks and NBFCs as we provide you with a comprehensive and structured comparison of the market for different banks. With this, we help you in skipping the process of complex information and confusion so that you can make the right choice. Visit our website www.dialabank.com and fill an online form asking for a few details and then our customer relationship manager will soon contact you for further assistance.

Gold Loan Dhanera Contact Number

Call 9878981144 and avail instant help as well as approval for Gold Loan in Dhanera right now.

Pre Calculated EMI Table for Gold Loan Dhanera

Rate
5 Yrs
4 Yrs
3 Yrs
10.50%
2149
2560
3250
11.00%
2174
2584
3273
11.50%
2199
2608
3297
12.00%
2224
2633
3321
12.50%
2249
2658
3345
13.00%
2275
2682
3369
13.50%
2300
2707
3393
14.00%
2326
2732
3417
14.50%
2352
2757
3442
15.00%
2378
2783
3466

About Dhanera

Dhanera is a city in Gujarat which was founded approximately 170 years ago making it an ancient part of Gujarat. Dhanera lies 32km from the city of Deesa. With quite a number of temples to visit, the city comes with a religious feel.

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