Gold Loan Dhanera

GET GOLD LOAN
AT LOWEST INTEREST RATE

⍟  Highest Rate Per Gram
⍟  Lowest Interest Rate of 0.79% p.m.

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    Gold Loan Dhanera

    Major Gold Loan Providers in Dhanera

    Feature HDFC Bank SBI
    Muthoot Finance
    Interest Rate 9.90% onwards 7% onwards 12% onwards
    Min Loan Amt Metro : 25000, Non : 15000 25000 15000
    Max Loan Amt 1 Cr 1 Cr 1 Cr
    Loan Tenure 3 months to 24 months 9 months to 24 months
    1 month to 24 months
    Processing Fee 0.25% to 1.50% of the Loan Amt 0.25% to 1.50% Nil
    Pre-closure Charges 2%, Nil foreclosure charges after 3 months 2%, Nil foreclosure charges after 9 months Nil
    Overdraft Facility Yes Yes Yes
    Pay Only Interest Facility Yes Yes Yes
    Gold Rate Per Gram 3066 3073 3073

    Gold Loan Dhanera Features

    Gold Loan Dhanera

    Are you in need of help?

    Is cash shortage making you worried?

    Well, here is a piece of good news, Gold Loan is available for you. As the loan is secured against the gold, there is no need for unnecessary documentation. You can avail of the loan within 48hours of the completion of the verification process.

    Gold Loan Dhanera helps the customers to obtain a loan at the best possible interest rate. In order to get a gold loan, the candidate must have a rigid income source as well as a good credit history, this in turn makes the whole process of verification and gold approval faster.

    The loan is secured against a gold asset so keeping in mind the fluctuation in the market price of gold, you can avail a loan amount of up to 75% of the market value.

    Gold Loan Dhanera Interest Rates

    Bank Interest Rate
    HDFC Bank Gold Loan 9.9% to 14%
    Axis Bank Gold Loan 10.50% to 16%
    ICICI Bank Gold Loan 10.75% to 16%
    SBI Gold Loan 9.5 % to 13%
    Kotak Gold Loan 11% to 14%
    IIFL Gold Loan 9.24% to 24%
    Muthoot Gold Loan 12% to 24%
    Manappauram Gold Loan 12% to 26%
    PNB Gold Loan 10.05% to 16%
    Canara Bank Gold Loan 9.75 % to 13%
    Andhra Bank Gold Loan 10.70% to 16%

    Documents for Gold Loan Dhanera

    1. Identity proof requires any of the following: Passport Copy/ Voters ID card/ Driving License/Aadhaar card.
    2. Proof of Address requires any of the following: Ration card/ Tel, Electricity Bill/ Rental bill/ Passport copy/Trade license /Shop & Est. License/Sales Tax certificate.
    3. Signature Proof requires any of the following: Passport Copy/Driving License/Banker’s verification/cheque.
    4. 2 passport size photos.

    Additional Documents Required for Gold Loan Dhanera

    1. Land Proof: In Agriculture Loan of over Rs. 1 lac. The land proof is not necessary for allied agriculture purposes.
    2. A Demand Promissory Note.
    3. Certification by the Jewel Appraiser (Bank will arrange).
    4. Proof of Income: Salary Certificate and Form No.16

    Eligibility Criteria for Gold Loan Dhanera

    1. The minimum age required is 21 years and a maximum of up to 60 years.
    2. Indian Nationality is a must.


    gold loan

    How to Apply for Gold Loan Dhanera

    Online Process to Apply for Gold Loan Dhanera

    At Dialabank, you can apply for the HDFC Bank Gold Loan.

    You just have to fill an online form.

    Once you do that, our representative will get in touch with you for further assistance. For a more convenient experience at Dialabank, we offer a doorstep document pick-up facility for you.

    For any further information or doubts, you can call us on 9878981144 anytime.

    Dialabank is regarded as the best platform for applying for a gold loan online. Some of the reason to support it are:

    1. Dialabank stands proudly as India’s first financial helpline; it offers the finest financial services to its customers across the country.
    2. Dialabank has a free of cost guidance policy so there will be no additional charges if you choose to apply for a gold loan online through the website of Dialabank.
    3. Moreover, you will also get to enjoy a high LTV of your gold.
    4. With its fast and convenient services, the bank holds a respectable reputation amongst its clients.
    5. If you choose to apply for a gold loan through Dialabank, you can get a low HDFC Gold Loan interest rate.
    6. Dialabank also offers a facility to pick-up documents from the doorstep of the clients to provide a more convenient process.
    7. When you apply for a gold loan through Dialabank, very little documentation is needed.
    8. Our Relationship Managers are skilled and trained thoroughly to assist and guide you in the whole process of Gold Loan.

    Offline Process to Apply for Gold Loan Dhanera

    The candidate can also choose to apply for the jewel loan from the nearby branches. In that case, simply search for Gold Loan near me on google. A list of all the bank branches and finance companies that provides gold loan near you will be available.

    Now, you are required to go through the options and choose the most suitable option according to your preference but with Dialabank you can get through the process in a faster and better manner.

    You will also be required to visit several departments to apply for the gold loan and after that, you need to visit many more times before your gold loan gets finally approved.

    On the other hand, some banks, as well as finance companies, provide a much faster process and some of them are HDFC Gold Loan branches and Muthoot Gold Loan branches.

    You can also get your loan from the HDFC Gold Loan Branches. To find a branch that is near you, search for Muthoot Gold Loan near me. Google will present you with all the Muthoot Gold Loan Branches near you.

    Processing Fees / Prepayment Charges on Gold Loan Dhanera

    Bank
    Processing Fee
    Prepayment Charges
    HDFC Bank Gold Loan
    0.25% to 1.50%
    2%, Nil foreclosure charges after 3 months
    Axis Bank Gold Loan
    0.50% to 1.50%
    Nil
    ICICI Bank Gold Loan
    0.25% to 1.50%
    2%, Nil foreclosure charges after 9 months
    SBI Gold Loan
    500/- to 0.50%
    Nil
    Kotak Gold Loan
    1% to 2%
    2.25% of fore closure amount if closed 1 month ahead of the tenure.
    IIFL Gold Loan
    Nil
    Nil
    Muthoot Gold Loan
    Nil
    Nil
    Manappauram Gold Loan
    Nil
    Nil
    PNB Gold Loan
    0.70% to 1%
    Nil
    Canara Bank Gold Loan
    1%
    Nil
    Andhra Bank Gold Loan
    Nil
    Nil

    CIBIL Score Required for Gold Loan Dhanera

    There is a criterion for the minimum CIBIL score that is needed to process a Gold Loan application by most of the leading institutes in Dhanera, so a good CIBIL score is a must before you apply for a Gold Loan. A minimum CIBIL score of 750 is needed by most institutes to process your gold loan application.

    Well, it’s not just your CIBIL score that matters, the institutions also go through the detailed behavior on the previous loans obtained. These also include details on the amount borrowed and the type of loan taken. If there are any delayed payments for the previous loans taken, you would face difficulties in availing of a fresh loan. Therefore, have a good CIBIL score before you apply for a loan.

    Gold Loan Dhanera Agents

    As Dialabank is one of the most trusted and top gold loan agents in Dhanera, you will have pleasant service experience. Apply online at www.dialabank.com or ring us at 9878981144

    Dialabank will help you in finding the best option amongst several Banks and NBFCs as we provide you with a comprehensive and structured comparison of the market for different banks. With this, we help you in skipping the process of complex information and confusion so that you can make the right choice. Visit our website www.dialabank.com and fill an online form asking for a few details and then our customer relationship manager will soon contact you for further assistance.

    Gold Loan Dhanera Contact Number

    Call 9878981144 and avail instant help as well as approval for Gold Loan in Dhanera right now.

    Pre Calculated EMI Table for Gold Loan Dhanera

    Rate
    5 Yrs
    4 Yrs
    3 Yrs
    10.50%
    2149
    2560
    3250
    11.00%
    2174
    2584
    3273
    11.50%
    2199
    2608
    3297
    12.00%
    2224
    2633
    3321
    12.50%
    2249
    2658
    3345
    13.00%
    2275
    2682
    3369
    13.50%
    2300
    2707
    3393
    14.00%
    2326
    2732
    3417
    14.50%
    2352
    2757
    3442
    15.00%
    2378
    2783
    3466

    About Dhanera

    Dhanera is a city in Gujarat which was founded approximately 170 years ago making it an ancient part of Gujarat. Dhanera lies 32km from the city of Deesa. With quite a number of temples to visit, the city comes with a religious feel.

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    Special Note: Special Note: Always check Gold Loan Rate Per Gram before applying for loan against gold.