Gold Loan Dharuhera

AT 0.49%* INTEREST RATE
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    Gold Loan Dharuhera

    About Gold Loan Dharuhera

    Major Gold Loan Providers in Dharuhera

    Feature HDFC Bank SBI
    Muthoot Finance
    Interest Rate 9.90% onwards 7% onwards 12% onwards
    Min Loan Amt Metro : 25000, Non : 15000 25000 15000
    Max Loan Amt 1 Cr 1 Cr 1 Cr
    Loan Tenure 3 months to 24 months 9 months to 24 months
    1 month to 24 months
    Processing Fee 0.25% to 1.50% of the Loan Amt 0.25% to 1.50% Nil
    Pre-closure Charges 2%, Nil foreclosure charges after 3 months 2%, Nil foreclosure charges after 9 months Nil
    Overdraft Facility Yes Yes Yes
    Pay Only Interest Facility Yes Yes Yes
    Gold Rate Per Gram 3066 3073 3073

    Gold Loan Dharuhera FeaturesGold Loan Dharuhera

    Want money?

    Running out of cash?

    No need to worry you have an option of Loan at an affordable gold loan interest rate and less documentation required. 

    All you need to have is good source of income and good credit history to make the process faster.

    Furthermore, you can get a loan up to 75 percent of the market value of gold, this is due to fluctuation in the market price of the gold.

    Gold Loan Dharuhera Interest Rates

    Bank Interest Rate
    HDFC Bank Gold Loan 9.9% to 14%
    Axis Bank Gold Loan 10.50% to 16%
    ICICI Bank Gold Loan 10.75% to 16%
    SBI Gold Loan 9.5 % to 13%
    Kotak Gold Loan 11% to 14%
    IIFL Gold Loan 9.24% to 24%
    Muthoot Gold Loan 12% to 24%
    Manappauram Gold Loan 12% to 26%
    PNB Gold Loan 10.05% to 16%
    Canara Bank Gold Loan 9.75 % to 13%
    Andhra Bank Gold Loan 10.70% to 16%

    Documents for Gold Loan Dharuhera

    Proof of Identity i.e Aadhaar card or voter ID or Passport copy or Driving license

     Also, proof of Identity: Ration card or Tel, Electricity Bill or Rental bill or Passport copy or Trade license or Sales Tax certificate

    Signature Proof is required and 2 passport-sized photographs

    Additionally

    Land Proof: In case of Agriculture Loan of more than Rs. 1 lac. The proof is not required for allied agriculture purposes.

    A Demand Promissory Note.

    Certificate by the Jewel Appraiser (Bank will arrange).

    Income Proof: Salary Certificate and Form No.16

    Eligibility Criteria for Gold Loan Dharuhera

    Age required to apply is 21 years to 60 years

    And Nationality must be Indian.

    GOLD LOAN @ 0.49%*

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    How to Apply for Gold Loan Dharuhera

    Online Process to Apply for Gold Loan Dharuhera
    1. Fill the online form available on the website of Dialabank.
    2. Our representative will call back you 
    3. Your documents will be picked from your doorstep.
    4. You can apply for the different Gold Loan per gram from Dialabank.

    You can call on 9878981166 anytime

    Dialabank is considered the best platform to apply for a gold loan online. The reasons behind this are:

    • India’s first financial helpline
    • provides the best financial services
    • free of cost guidance
    • high LTV of your gold
    • good reputation among the customers
    • document pickup facility from the doorstep
    • little paperwork is required
    • Trained Relationship team is always there to guide you

    You can call on 9878981166 anytime

    Offline Process to Apply for Gold Loan Dharuhera

    Muthoot Gold Loan is available 

    HDFC Gold Loan is available 

    You have to visit those departments and apply for the loan and have to visit many times before than loan gets finally approved.

    Whereas Dialabank can provide all the service in a better and easier way.

    You can call on 9878981166 anytime

    Processing Fees / Prepayment Charges on Gold Loan Dharuhera

    Bank
    Processing Fee
    Prepayment Charges
    HDFC Bank Gold Loan
    0.25% to 1.50%
    2%, Nil foreclosure charges after 3 months
    Axis Bank Gold Loan
    0.50% to 1.50%
    Nil
    ICICI Bank Gold Loan
    0.25% to 1.50%
    2%, Nil foreclosure charges after 9 months
    SBI Gold Loan
    500/- to 0.50%
    Nil
    Kotak Gold Loan
    1% to 2%
    2.25% of fore closure amount if closed 1 month ahead of the tenure.
    IIFL Gold Loan
    Nil
    Nil
    Muthoot Gold Loan
    Nil
    Nil
    Manappauram Gold Loan
    Nil
    Nil
    PNB Gold Loan
    0.70% to 1%
    Nil
    Canara Bank Gold Loan
    1%
    Nil
    Andhra Bank Gold Loan
    Nil
    Nil

    CIBIL Score Required for Gold Loan Dharuhera

    Having a good CIBIL score is a must before applying for a gold loan, that is why every lending institution has its criteria for the minimum CIBIL score required for processing a Gold Loan application in Dharuhera. Most institutions require a minimum score of 750 to process your loan application.

    Not just your CIBIL score, the institutions also look at the detailed behavior on the previous loans taken. This includes details on the type of loan taken and the amount borrowed. Any delayed payments for previous loans can act as a barrier to your availing a fresh loan. So make sure your CIBIL score is good before applying for a loan.

    Gold Loan Dharuhera Agents

    One of the leading and most trusted gold loan agents in Dharuhera is Dialabank. You can apply online at the website of Dialabank or give a call at 9878981166

    Dialabank helps you to find the best option between several Banks and NBFCs by providing you with a detailed and structured market comparison of different banks so that you do not need to worry about the complex information and process you have to go through and hence you can make the right choice. Visit our website of Dialabank and fill a simple form asking for some details and after that our customer relationship managers will soon get in touch with you.

    Gold Loan Dharuhera Contact Number

    You can call on 9878981166  for instant help and approval

    Pre Calculated EMI Table for Gold Loan Dharuhera

    Rate
    5 Yrs
    4 Yrs
    3 Yrs
    10.50%
    2149
    2560
    3250
    11.00%
    2174
    2584
    3273
    11.50%
    2199
    2608
    3297
    12.00%
    2224
    2633
    3321
    12.50%
    2249
    2658
    3345
    13.00%
    2275
    2682
    3369
    13.50%
    2300
    2707
    3393
    14.00%
    2326
    2732
    3417
    14.50%
    2352
    2757
    3442
    15.00%
    2378
    2783
    3466

    About Dharuhera

    The City of Dharuhera is a census city in Rewari tehsil of Rewari district in Haryana. It comes under the region of Delhi NCR. It is an industrial hub and Dharuhera was founded by ChoudharyNand Ram, a YaduvanshiAhir ruler of Rewari