Gold Loan Dharuhera

AT 0.75%* INTEREST RATE
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Gold Loan Dharuhera

About Gold Loan Dharuhera

Major Gold Loan Providers in Dharuhera

Feature HDFC Bank SBI
Muthoot Finance
Interest Rate 9.90% onwards 7% onwards 12% onwards
Min Loan Amt Metro : 25000, Non : 15000 25000 15000
Max Loan Amt 1 Cr 1 Cr 1 Cr
Loan Tenure 3 months to 24 months 9 months to 24 months
1 month to 24 months
Processing Fee 0.25% to 1.50% of the Loan Amt 0.25% to 1.50% Nil
Pre-closure Charges 2%, Nil foreclosure charges after 3 months 2%, Nil foreclosure charges after 9 months Nil
Overdraft Facility Yes Yes Yes
Pay Only Interest Facility Yes Yes Yes
Gold Rate Per Gram 3066 3073 3073

Gold Loan Dharuhera FeaturesGold Loan Dharuhera

Want money?

Running out of cash?

No need to worry you have an option of Loan at an affordable gold loan interest rate and less documentation required. 

All you need to have is good source of income and good credit history to make the process faster.

Furthermore, you can get a loan up to 75 percent of the market value of gold, this is due to fluctuation in the market price of the gold.

Gold Loan Dharuhera Interest Rates

Bank Interest Rate
HDFC Bank Gold Loan 9.9% to 14%
Axis Bank Gold Loan 10.50% to 16%
Private Bank Gold Loan 10.75% to 16%
SBI Gold Loan 9.5 % to 13%
Kotak Gold Loan 11% to 14%
IIFL Gold Loan 9.24% to 24%
Muthoot Gold Loan 12% to 24%
Manappauram Gold Loan 12% to 26%
PNB Gold Loan 10.05% to 16%
Canara Bank Gold Loan 9.75 % to 13%
Andhra Bank Gold Loan 10.70% to 16%

Documents for Gold Loan Dharuhera

Proof of Identity i.e Aadhaar card or voter ID or Passport copy or Driving license

 Also, proof of Identity: Ration card or Tel, Electricity Bill or Rental bill or Passport copy or Trade license or Sales Tax certificate

Signature Proof is required and 2 passport-sized photographs

Additionally

Land Proof: In case of Agriculture Loan of more than Rs. 1 lac. The proof is not required for allied agriculture purposes.

A Demand Promissory Note.

Certificate by the Jewel Appraiser (Bank will arrange).

Income Proof: Salary Certificate and Form No.16

Eligibility Criteria for Gold Loan Dharuhera

Age required to apply is 21 years to 60 years

And Nationality must be Indian.

GOLD LOAN @ 0.75%*

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How to Apply for Gold Loan Dharuhera

Online Process to Apply for Gold Loan Dharuhera
  1. Fill the online form available on the website of Dialabank.
  2. Our representative will call back you 
  3. Your documents will be picked from your doorstep.
  4. You can apply for the different Gold Loan per gram from Dialabank.

You can call on 9878981166 anytime

Dialabank is considered the best platform to apply for a gold loan online. The reasons behind this are:

  • India’s first financial helpline
  • provides the best financial services
  • free of cost guidance
  • high LTV of your gold
  • good reputation among the customers
  • document pickup facility from the doorstep
  • little paperwork is required
  • Trained Relationship team is always there to guide you

You can call on 9878981166 anytime

Offline Process to Apply for Gold Loan Dharuhera

Muthoot Gold Loan is available 

HDFC Gold Loan is available 

You have to visit those departments and apply for the loan and have to visit many times before than loan gets finally approved.

Whereas Dialabank can provide all the service in a better and easier way.

You can call on 9878981166 anytime

Processing Fees / Prepayment Charges on Gold Loan Dharuhera

Bank
Processing Fee
Prepayment Charges
HDFC Bank Gold Loan
0.25% to 1.50%
2%, Nil foreclosure charges after 3 months
Axis Bank Gold Loan
0.50% to 1.50%
Nil
Private Bank Gold Loan
0.25% to 1.50%
2%, Nil foreclosure charges after 9 months
SBI Gold Loan
500/- to 0.50%
Nil
Kotak Gold Loan
1% to 2%
2.25% of fore closure amount if closed 1 month ahead of the tenure.
IIFL Gold Loan
Nil
Nil
Muthoot Gold Loan
Nil
Nil
Manappauram Gold Loan
Nil
Nil
PNB Gold Loan
0.70% to 1%
Nil
Canara Bank Gold Loan
1%
Nil
Andhra Bank Gold Loan
Nil
Nil

CIBIL Score Required for Gold Loan Dharuhera

Having a good CIBIL score is a must before applying for a gold loan, that is why every lending institution has its criteria for the minimum CIBIL score required for processing a Gold Loan application in Dharuhera. Most institutions require a minimum score of 750 to process your loan application.

Not just your CIBIL score, the institutions also look at the detailed behavior on the previous loans taken. This includes details on the type of loan taken and the amount borrowed. Any delayed payments for previous loans can act as a barrier to your availing a fresh loan. So make sure your CIBIL score is good before applying for a loan.

Gold Loan Dharuhera Agents

One of the leading and most trusted gold loan agents in Dharuhera is Dialabank. You can apply online at the website of Dialabank or give a call at 9878981166

Dialabank helps you to find the best option between several Banks and NBFCs by providing you with a detailed and structured market comparison of different banks so that you do not need to worry about the complex information and process you have to go through and hence you can make the right choice. Visit our website of Dialabank and fill a simple form asking for some details and after that our customer relationship managers will soon get in touch with you.

Gold Loan Dharuhera Contact Number

You can call on 9878981166  for instant help and approval

Pre Calculated EMI Table for Gold Loan Dharuhera

Rate
5 Yrs
4 Yrs
3 Yrs
10.50%
2149
2560
3250
11.00%
2174
2584
3273
11.50%
2199
2608
3297
12.00%
2224
2633
3321
12.50%
2249
2658
3345
13.00%
2275
2682
3369
13.50%
2300
2707
3393
14.00%
2326
2732
3417
14.50%
2352
2757
3442
15.00%
2378
2783
3466

About Dharuhera

The City of Dharuhera is a census city in Rewari tehsil of Rewari district in Haryana. It comes under the region of Delhi NCR. It is an industrial hub and Dharuhera was founded by ChoudharyNand Ram, a YaduvanshiAhir ruler of Rewari