⍟  Lowest Interest Rate of 0.79% p.m.
⍟  Highest Rate Per Gram ₹ 5,121
⍟  No Melting of Your Gold
⍟  Get Loan in 1 Visit Only
⍟  100% Safety of Your Gold (kept in Bank Locker)

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Gold Loan Dharwad

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Major Gold Loan Providers in Dharwad

Feature
HDFC Bank
ICICI Bank
Muthoot Finance
Interest Rate
9.90%
10.50%
12%
Min Loan Amt
Metro : 25000, Non : 15000
25000
15000
Max Loan Amt
1 Cr
1 Cr
1 Cr
Loan Tenure
3 months to 24 months
9 months to 24 months
1 month to 24 months
Processing Fee
0.25% to 1.50% of the Loan Amt
0.25% to 1.50%
Nil
Preclosure Chgs
2%, Nil foreclosure charges after 3 months
2%, Nil foreclosure charges after 9 months
Nil
Overdraft Facility
Yes
Yes
Yes
Pay Only Interest Facility
Yes
Yes
Yes
Gold Rate Per Gram
2500
2600
2700*

Gold Loan Dharwad Features

Gold Loan Dharwad

Are you running low on cash?

Do you feel uncertainty about your financial prospects?

Gold Loans can be a good investment if you know how to use them. With minimum paperwork required, Gold Loans can be taken within much lesser time as compared to regular loans.

Why Gold Loan Dharwad?

Gold Loan Dharwad equips its customers with the best affordable interest rates. You can get a gold loan without much paperwork/documentation. But, if an applicant has a steady source of income along with clean credit history, they can get any kind of loan verified and approved quicker.

Due to the inconsistent market price of the gold, you can receive a loan of up to 75 percent of the market value of the gold.

Gold Loan Dharwad Interest Rates

Bank
Interest Rate
HDFC Bank Gold Loan
10.25% to 14%
Axis Bank Gold Loan
10.50% to 16%
ICICI Bank Gold Loan
10.75% to 16%
SBI Gold Loan
9.5 % to 13%
Kotak Gold Loan
11% to 14%
IIFL Gold Loan
9.24% to 24%
Muthoot Gold Loan
12% to 24%
Manappauram Gold Loan
12% to 26%
PNB Gold Loan
10.05% to 16%
Canara Bank Gold Loan
9.75 % to 13%
Andhra Bank Gold Loan
10.70% to 16%

Documents for Gold Loan Dharwad

  1. Proof of Identity can be any of the following: Passport Copy/ Voters ID card/Aadhaar card/ Other Government Recognized ID.
  2. Residence Proof can be any of the following: Ration card/ Electricity Bill/ Passport copy/Trade license /Shop & Establishement License/Sales Tax certificate/ Other utility bills.
  3. Proof of Signature can be any of the following: Passport Copy/Driving License/Banker’s verification or Cheque.
  4. 2 passport size photographs are compulsory.

Additional Documents Required for Gold Loan Dharwad

  1. Land Proof: It is needed for agriculture loan of more than Rs 1 lac, while not needed for allied agriculture purposes.
  2. A Demand Promissory Note, if obliged.
  3. Bank will coordinate to present the Certificate by the Jewel Appraiser.
  4. Income Proof: Salary Certificate and Form No.16, as per laws.

Eligibility Criteria for Gold Loan Dharwad

  1. The age of the loan applicant should lie in between 21 years to 60 years.
  2. Must recognize themselves as Indian citizens.


gold loan at 7%

हिंदी में पढ़े | தமிழில் படியுங்கள்

How to Apply for Gold Loan Dharwad

Online Process to Apply for Gold Loan Dharwad

To apply for the gold loan from your favorite bank, you can use Dialabank for analyzing prices and pick the right one.

You can fill and submit a simple form online and our representatives will connect with you for further assistance.

Besides, we give the document pick-up facility from your doorstep to reduce the commute and approval time in the whole process.

You can know a lot more by ringing on 9878981144 anytime.

Noted as the best choice for gold loan Online, Dialabank has so many reasons to be favored over others:

  1. With the most reliable financial services across the nation, Dialabank is India’s first financial helpline.
  2. You don’t have to spend on our services. Dialabank does not charge its clients for gold loan applications through its website.
  3. A high Loan to Value of the gold is warranted for the borrower.
  4. The bank has a good image among the clients because of its world-class services.
  5. The low-interest rate on gold loans can be acquired while applying through Dialabank.
  6. To save the customer’s time, there is a document pick-up facility from the customer’s doorstep.
  7. The minimum amount of documentation or paperwork is needed while applying through Dialabank.
  8. Relationship Managers of the bank ensure fast services and full assistance throughout the loan process.
Offline Process to Apply for Gold Loan Dharwad

You can also avail of a gold loan offline. If you search for gold loan banks near your home, you’ll find a list of nearby banks and NBFCs that can help you in a gold loan approval. First, you can select any of them. Then, you’ll have to visit them one by one. Dialabank helps in reducing people’s commute and provide adequate information to make the right decision.

Loan approval is a difficult and time-consuming process. You need to visit those departments repetitively to get your loan approved. To save you from wasting your time, you can use Diaabank for examining the data for making your choice.

Processing Fees / Prepayment Charges on Gold Loan Dharwad

Bank
Processing Fee
Prepayment Charges
HDFC Bank Gold Loan
0.25% to 1.50%
2%, Nil foreclosure charges after 3 months
Axis Bank Gold Loan
0.50% to 1.50%
Nil
ICICI Bank Gold Loan
0.25% to 1.50%
2%, Nil foreclosure charges after 9 months
SBI Gold Loan
500/- to 0.50%
Nil
Kotak Gold Loan
1% to 2%
2.25% of fore closure amount if closed 1 month ahead of the tenure.
IIFL Gold Loan
Nil
Nil
Muthoot Gold Loan
Nil
Nil
Manappauram Gold Loan
Nil
Nil
PNB Gold Loan
0.70% to 1%
Nil
Canara Bank Gold Loan
1%
Nil
Andhra Bank Gold Loan
Nil
Nil

CIBIL Score Required for Gold Loan Dharwad

No CIBIL score is required for Gold Loan in Dharwad.

Gold Loan Dharwad Agents

The Dialabank is one of the leading and most trusted gold loan agents in Dharwad. You can apply on web at Dialabank or Contact at 9878981144.

With a structured market comparison of different banks and NBFCs, Dialabank gives you a list of potential lenders you can trust for Gold Loans. Once you select them, you can visit our website and fill and submit a simple online form. Then, our relationship managers will get in touch with you to assist you in the entire process of Gold Loan.

Gold Loan Dharwad Contact Number

To get assistance for your loan approval in Dharwad, you can anytime call at 9878981144.

Pre Calculated EMI Table for Gold Loan Dharwad

Rate
5 Yrs
4 Yrs
3 Yrs
10.50%
2149
2560
3250
11.00%
2174
2584
3273
11.50%
2199
2608
3297
12.00%
2224
2633
3321
12.50%
2249
2658
3345
13.00%
2275
2682
3369
13.50%
2300
2707
3393
14.00%
2326
2732
3417
14.50%
2352
2757
3442
15.00%
2378
2783
3466

About Dharwad

Located in the north-western part of Karnataka, Dharwad aka Dharawada is a city that blended with Hubli in 1962 to form the twin cities of Hubli-Dharwad. Dharwad is famous for its Dharwad peda which is a milk-based sweetmeat. Besides, the city is known for its spectacular beauty, temples, and Unkal Lake.

हिंदी में जानने के लिए यहाँ क्लिक करें:गोल्ड लोन धारवाड़


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