Gold Loan Dharwad

Major Gold Loan Providers in Dharwad

Gold Loan Dharwad Features

Are you running low on cash?

Do you feel uncertainty about your financial prospects?

Gold Loans can be a good investment if you know how to use them. With minimum paperwork required, Gold Loans can be taken within much lesser time as compared to regular loans.

Why Gold Loan Dharwad?

Gold Loan Dharwad equips its customers with the best affordable interest rates. You can get a gold loan without much paperwork/documentation. But, if an applicant has a steady source of income along with clean credit history, they can get any kind of loan verified and approved quicker.

Due to the inconsistent market price of the gold, you can receive a loan of up to 75 percent of the market value of the gold.

Gold Loan Dharwad Interest Rates

Documents for Gold Loan Dharwad

1. Proof of Identity can be any of the following: Passport Copy/ Voters ID card/Aadhaar card/ Other Government Recognized ID.
2. Residence Proof can be any of the following: Ration card/ Electricity Bill/ Passport copy/Trade license /Shop & Establishement License/Sales Tax certificate/ Other utility bills.
3. Proof of Signature can be any of the following: Passport Copy/Driving License/Banker’s verification or Cheque.
4. 2 passport size photographs are compulsory.

Additional Documents Required for Gold Loan Dharwad

1. Land Proof: It is needed for agriculture loan of more than Rs 1 lac, while not needed for allied agriculture purposes.
2. A Demand Promissory Note, if obliged.
3. Bank will coordinate to present the Certificate by the Jewel Appraiser.
4. Income Proof: Salary Certificate and Form No.16, as per laws.

Eligibility Criteria for Gold Loan Dharwad

1. The age of the loan applicant should lie in between 21 years to 60 years.
2. Must recognize themselves as Indian citizens.

How to Apply for Gold Loan Dharwad

Online Process to Apply for Gold Loan Dharwad

To apply for the gold loan from your favorite bank, you can use Dialabank for analyzing prices and pick the right one.

You can fill and submit a simple form online and our representatives will connect with you for further assistance.

Besides, we give the document pick-up facility from your doorstep to reduce the commute and approval time in the whole process.

You can know a lot more by ringing on 9878981144 anytime.

Noted as the best choice for gold loan Online, Dialabank has so many reasons to be favored over others:

1. With the most reliable financial services across the nation, Dialabank is India’s first financial helpline.
2. You don’t have to spend on our services. Dialabank does not charge its clients for gold loan applications through its website.
3. A high Loan to Value of the gold is warranted for the borrower.
4. The bank has a good image among the clients because of its world-class services.
5. The low-interest rate on gold loans can be acquired while applying through Dialabank.
6. To save the customer’s time, there is a document pick-up facility from the customer’s doorstep.
7. The minimum amount of documentation or paperwork is needed while applying through Dialabank.
8. Relationship Managers of the bank ensure fast services and full assistance throughout the loan process.

Offline Process to Apply for Gold Loan Dharwad

You can also avail of a gold loan offline. If you search for gold loan banks near your home, you’ll find a list of nearby banks and NBFCs that can help you in a gold loan approval. First, you can select any of them. Then, you’ll have to visit them one by one. Dialabank helps in reducing people’s commute and provide adequate information to make the right decision.

Loan approval is a difficult and time-consuming process. You need to visit those departments repetitively to get your loan approved. To save you from wasting your time, you can use Diaabank for examining the data for making your choice.

Processing Fees / Prepayment Charges on Gold Loan Dharwad

CIBIL Score Required for Gold Loan Dharwad

No CIBIL score is required for Gold Loan in Dharwad.