About Gold Loan Dhule
Looking for loaning scheme which comes with affordable interest rates? Are you thinking about taking a loan from the bank but don’t have enough credit score? Is your business going through major financial crises? Then gold investment is the option for you. With Gold Loan Dhule you can turn your dreams into reality. This loan comes with affordable interest rate along with easy repayment options. As you provide collateral for this loan banks are more than willing to offer you the loan amount at lower interest rates.
About Gold Loan Dhule
Do you wish to buy a new LCD, play station or iPhone? You may be lacking immediate funds, just don’t worry you can avail fast cash with the help of so-called Gold Loans which provide quick cash so fast as within two hours. These debts also don’t require much documentation.
Read More – About Gold Loan
Gold Loan Dhule Interest Rates
- The minimum rate of interest you can find on these loans is 10.70% annually.
- This makes the monthly interest rate of less than 1%.
- Also, you can avail pre-closure facility and get your gold ornament before time.
- The pre-closure charges range from 0-3% of the total loan amount along with the pending principal amount.
- Tenure period for Gold Loan Dhule stays in between 6 months to 5 years.
- There is no processing fee required Gold Loan Dhule
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Eligibility for Availing Gold Loan Dhule
- Applicant’s Age must be above 18 years and below 65 years
- Applicant must be an Indian citizen
- Minimum gold must be 10 gm to avail gold loan
- Gold must be between 18 carats to 22 carat
- Gold Loan Dhule can be availed only on jewelry
Know More – Gold Loan: Factors to Remember
Why one should choose Gold Loan in Dhule?
- You will not have to make payments through EMI’s.
- Gold Loan Dhule is a Convenient loan scheme.
- No credit checks.
- Pre-closure facility.
- A person should have a minimum of 20 Gram gold to avail the Loan.
Required Documents for Gold Loan Dhule
- Identity Proof (Aadhar Card/Passport Copy/ Voters ID card/ Driving License).
- Proof of Address (Ration card/ Tel, Electricity.Bill/ Rental Agr./ Passport copy/ Trade license /Shop & Est. License/Sales Tax certificate).
- Signature Verification Proof (Passport Copy/Driving License/Banker’s verification/cheque)
- 2 passport size photographs.
Why Gold Loan is the best loaing option?
- The borrower gets a flexible repayment structure with a gold loan.
- This type of Loan requires less documentation. So it makes the process simple and easy.
- The processing time takes for approving the loan is lesser than other types of loans. So it is the best option when you need immediate financial help.
- The interest rate charged by the lenders is much lower when compared to any other type of loans.
- The applicant of the loan is not required to disclose his income or salary. Non-working individuals can also take up a Gold Loan Dhule
Know More – Gold Loan Features and Benefits
How to Apply for Gold Loan Dhule Online?
- Firstly, visit our website that is Dialabank
- Secondly, the applicant has to fill a form Online which involve necessary information.
- After this, you will get a call back from our Relationship Manager to clear all doubts as well as to assist you in the entire process of the Gold Loan.
- Next, the applicant can check his /her eligibility for further clarification of the approval of a gold loan.
- Moreover, Submit all the documents need as proofs in the bank.
- Gold loan is approved in some minutes and disbursed within a day.
- Lastly, call us directly for any quires at 9592046860, to clear any doubts
Know More – Best Gold Loan Services
Dhule also was known as Dhulia is a city and a Municipal Corporation in Dhule district in northwestern part of Maharashtra state, India. It is one of the very few well-planned cities of India before Indian Independence.
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FAQs About Gold Loan
- How does Gold Loan work?
Loan on gold is very simple to understand. The Banks /NBFC provides you with funds against your gold ornament. The amount depends upon the gold weight.
- Gold Loan is secured?
Yes, it is essential to note that the loan on gold comes in the category of secured loans. Because in a gold loan the applicant put their gold ornaments into the bank’s locker as security or as collateral.
- What happens when you don’t repay a Gold Loan?
If the borrower is unable to return the gold loan on time, then the bank is liable to sell his gold ornaments.
- To get a gold loan do I need a co-applicant?
No, to avail Gold loan you don’t need any co-applicant
- Is Gold loan better than a Personal loan?
Yes, a Gold loan is better than personal Loan because in Gold Loan banks/NBFC’s takes Gold ornament as well as a gold coin as collateral and in case of Personal loan it is un-secured and hence carries higher interest than a gold loan.
- What is the best online platform to avail gold loan?
Dialabank is the best platform to get a loan. Dialabank provides you hassle-free process as well as the lowest interest rate in the market as compared to others.
- Is there any fee payable for the Gold Loan?
Yes, you have to pay the loan processing fee (non-refundable) as well as Valuation fee.
Gold Loan Interest Rate of Different Banks – Updated on 2019
Table of Contents
- 1 About Gold Loan Dhule
- 2 Gold Loan Dhule Interest Rates
- 2.1 Eligibility for Availing Gold Loan Dhule
- 2.2 Why one should choose Gold Loan in Dhule?
- 2.3 Required Documents for Gold Loan Dhule
- 2.4 Why Gold Loan is the best loaing option?
- 2.5 How to Apply for Gold Loan Dhule Online?
- 2.6 About Dhule
- 2.7 FAQs About Gold Loan
- 2.8 Gold Loan Interest Rate of Different Banks – Updated on 2019