Best Banks for Gold Loan Dibrugarh
Gold Loan Dibrugarh Features
Your gold is an associate quality that will assist you throughout cash crunch or once you area unit in would love of imperative lumpsum profit hand. A gold loan online is also a sort of secured loan throughout that gold is unbroken as collateral security in exchange for money facilitates.
Many banks and NBFCs in India offer this cash service that will be merely availed by anyone.
You can avail of Loan up to Rs.1 crore or further & up to 70% of the gold value for any purpose
- You get 100% Safety & Security of your Gold jewelry
- Get your Loan processed in however unit of time
- Enjoy Anytime Liquidity.
- No EMI, Service exclusively Interest and luxuriate within the Loan facility
- Lower Gold loan Interest Rate
- Simple documentation and fast method.
- The order of payment limit varies depending on the market rate of gold.
- The rate is due to the only real amount of the order of payment that you just use.
Key Features:
⍟ Get Loan in 30 Minutes
⍟ Highest Gold Rate in India
⍟ 100% Safety of Your Gold
⍟ Minimum Documentation
⍟ Without EMI Gold Loan
⍟ Gold Loan in 1 Visit
⍟ No Melting of Gold
⍟ 24 x 7 Online Payment Facility
⍟ No Hidden Charges
Gold Loan Dibrugarh Interest Rates – Jan 28 2023
Bank
Interest Rate
HDFC Bank Gold Loan
9.9% to 14%
Axis Bank Gold Loan
10.50% to 16%
ICICI Bank Gold Loan
10.75% to 16%
SBI Gold Loan
9.5 % to 13%
Kotak Gold Loan
11% to 14%
IIFL Gold Loan
9.24% to 24%
Muthoot Gold Loan
12% to 24%
Manappauram Gold Loan
12% to 26%
PNB Gold Loan
10.05% to 16%
Canara Bank Gold Loan
9.75 % to 13%
Andhra Bank Gold Loan
10.70% to 16%
Gold Loan Per Gram For All Major Bank in Dibrugarh – Jan 28 2023
| Bank / NBFC | Rate Per Gram | Interest Rate | Gold Loan Tenure | Min - Max Loan Amount |
| HDFC Gold Loan | ₹ 3,506 to ₹ 4,621 | 9.90% | 3 to 24 months | ₹ 10 thousand to 5 crore |
| ICICI Gold Loan | ₹ 3,506 to ₹ 4,621 | 10.00% | 6 to 12 months | ₹ 10 thousand to 5 crore |
| Muthoot Finance Gold Loan | ₹ 3,506 to ₹ 4,621 | 12.00% | 7 days to 36 months | ₹ 3 thousand to 1 crore |
| Manappuram Gold Loan | ₹ 3,506 to ₹ 4,621 | 12.25% | 12 months | ₹ 3 thousand to 1 crore |
| Canara Bank Gold Loan | ₹ 3,506 to ₹ 4,621 | 10.25% | 36 months | ₹ 20 thousand to 50 lakh |
| Axis Bank Gold Loan | ₹ 3,506 to ₹ 4,621 | 10.00% | 3 to 36 months | ₹ 10 thousand to 5 crore |
| SBI Gold Loan | ₹ 3,506 to ₹ 4,621 | 9.75% | 12 to 36 months | ₹ 20 thousand to 50 lakh |
| Indian Bank Gold Loan | ₹ 3,506 to ₹ 4,621 | 7.50% | 3 to 36 months | ₹ 20 thousand to 50 lakh |
| Bank of Baroda Gold Loan | ₹ 3,506 to ₹ 4,621 | 10.25% | 12 months | ₹ 20 thousand to 50 lakh |
| Yes Bank Gold Loan | ₹ 3,506 to ₹ 4,621 | 10.25% | 12 months | ₹ 10 thousand to 5 crore |
| IIFL Gold Loan | ₹ 3,506 to ₹ 4,621 | 12.00% | 11 months | ₹ 3 thousand to 50 lakh |
Gold Loan Eligibility Criteria in Dibrugarh
Minimum and Maximum Age
Note: However, many banks require a minimum age of 23 years
Loan Amount
Interest rates are lower for a higher loan amount
Employment Type
Businessmen are increasingly taking gold loans to meet their working capital requirements.
In fact, housewives, senior citizens who are not eligible for other loans because they have no income proofs can easily avail of gold loans.
Quality of Gold
An average gold price of 22-carat gold for the preceding 30 days is adjusted down for purity. So, the price of 20 Carat jewellery can be estimated by multiplying the price of 22 Carat jewellery by a factor of 20/22
CIBIL Score
However, your repayment track record for a gold loan is counted towards your CIBIL score and hence, can be instrumental in building your CIBIL score
Gold ornaments that can be used for availing loan
Gold with 18-24 carat purity
Employment track record and income proofs
Documents for Gold Loan Dibrugarh
At the time of application the following documents are required:
- Proof of the citizenship of India
- Duly filled application form
- 2 passport-sized photographs
- Applicant’s KYC documents to establish Identity and Address
- Salary/ Income Proof
- Witness Letter in case of illiterate borrowers
- In the case of Agriculture Loan of more than Rs. 1 lac, land proof
- Certificate by the Jewel Appraiser (Bank will arrange)
At the time of disbursement the following documents are required:
- Demand Promissory Note & Demand Promissory Note Take Delivery Letter
- Gold Ornaments Take Delivery Letter
- Arrangement Letter
Gold Loan in Dibrugarh Eligibility Criteria
- The applicant must be at least 21 years old.
- The applicant should not be more than 60 years of age.
- The applicant must have Indian nationality.
GOLD LOAN @ 0.49%*
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How to Apply for Gold Loan Dibrugarh
Online Process to Apply for Gold Loan Dibrugarh
The process of availing of a gold loan is simple with Dialabank. You can contact 9878981144 at any time for any assistance or help. Our experts will guide you through the journey. To apply online, the steps that are required to be followed are:
- Visit the dialabank website.
- Enter your details and fill the form.
- Our relationship manager will call and assist you through the entire process.
There are so many reasons why Dialabank is considered the best platform to apply for a gold loan online:
- Dialabank is India’s first financial helpline.
- It has its presence throughout the country.
- Dialabank provides a document pickup facility from the doorstep of the customer.
- No additional charges of applying for a gold loan online on the website of Dialabank.
- Minimum documentation.
- Expert advice.
Offline Process to Apply for Gold Loan Dibrugarh
You can visit the branches near your location to avail gold loan per gram in Dibrugarh. But, that would reduce your chances of availing of the best offers. Also, you would not get a pick-up facility for your documents that is available only with Dialabank.
Processing Fees / Prepayment Charges on Gold Loan Dibrugarh
EMI Gold Loan Scheme with Bullet Repayment Scheme Comparison
Monthly Payment
EMI Scheme (₹)
Month 1
27007
3625
Month 2
27007
3625
Month 3
27007
3625
Month 4
27007
3625
Month 5
27007
3625
Month 6
27007
3625
Month 7
27007
3625
Month 8
27007
3625
Month 9
27007
3625
Month 10
27007
3625
Month 11
27007
3625
Month 12
27007
3625
₹ 3 Lakh
Total Payment
₹ 3.24 Lakh
₹ 3.44 Lakh
CIBIL Score Required for Gold Loan Dibrugarh
Provided that all the necessary documents are submitted, the banks and NBFCs provide a gold loan, irrespective of the CIBIL score.
Compare Gold Loan Rate Per Gram and Lowest EMI of All banks in Dibrugarh
Bank
Interest Rate
Lowest EMI Per Lakh
SBI Gold Loan
7.50%
Rs. 3,111
Muthoot Gold Loan
11.99%
Rs. 3,321
Manappuram Gold Loan
12.00%
Rs. 8,885
HDFC Bank Gold Loan
9.90%
Rs. 4,591
Yes Bank Gold Loan
9.99%
Rs. 3,226
ICICI Bank Gold Loan
10.00%
Rs. 8,792
Federal Bank Gold Loan
8.50%
Rs. 8,722
Canara Bank Gold Loan
7.65%
Rs. 8,683
Andhra Bank Gold Loan
10.70%
Rs. 8,824
Axis Bank Gold Loan
13.00%
Rs. 4,754
IndusInd Bank Gold Loan
10.00%
Rs. 8,792
PNB Gold Loan
8.75%
Rs. 8,734
Fincare Small Finance Bank Gold Loan
12.99%
Rs. 11,721
Gold Loan Dibrugarh Agent and Contact Number
Dialabank is the leading agent for availing Gold Loan in Alwar. You can apply online at Dialabank or give a call at 9878981144
Dialabank helps you to find the best option of Banks and NBFCs by providing you with a detailed market comparison of different banks so that you can make the right choice. Visit our website Dialabank and fill a simple form with your Gold and employment details. Our customer relationship managers will soon get in touch with you.
Call 9878981144 and get instant help and approval for Gold Loan in Dibrugarh.
Pre Calculated EMI Table for Gold Loan Dibrugarh
About Dibrugarh
Dibrugarh is a city that is also the headquarters of the Dibrugarh district in the state of Assam in India.
Projects like Brahmaputra Cracker and compound restricted, India’s longest rail seed road bridge Bogibeel bridge, and alternative coming fashionable urban infrastructure area unit remodelling Dibrugarh into a vivacious town.
Dibrugarh town space includes a population of 154,019 per the 2011 census.
The Dibrugarh metropolitan areas embrace Barbari (AMC AREA), Dibrugarh, and Mahpowalimara Gohain Gaon.
Gold loan In other Cities
| Gold Loan Vellore | Gold Loan Rohtak |
| Gold Loan Pondicherry | Gold Loan Shimla |
| Gold Loan Porbandar | Gold Loan Mathura |
| Gold Loan Rewari | Gold Loan Sirsa |
Gold Loan Dibrugarh FAQs
✅ How to get Gold Loan in Dibrugarh?
To get a gold loan, a person can either walk into the nearest gold loan offering bank branch with their gold and basic documents like Aadhar Card and PAN Card, or they can fill an inquiry form and apply online at Dialabank’s digital platform for better convenience and personalized assistance.
✅ How to calculate Gold Loan Interest?
Gold loan interest rates vary depending upon the lending institute, amount of loan availed, loan tenure, loan to value ratio, and quality of gold. One can easily check and compare these rates online with Dialabank.
✅ Which bank is best for Gold Loan in Dibrugarh?
HDFC Bank currently offers the best gold loan services in India. Starting with the low rates of interest, HDFC Bank offers various other facilities like a personal locker for your gold, same day disbursement of the loan amount, and the highest LTV ratio, to name a few.
Table of Contents
- 1 Best Banks for Gold Loan Dibrugarh
- 2 Gold Loan Dibrugarh Features
- 3 Key Features:
- 4 Gold Loan Dibrugarh Interest Rates – Jan 28 2023
- 5 Gold Loan Per Gram For All Major Bank in Dibrugarh – Jan 28 2023
- 6 Gold Loan Eligibility Criteria in Dibrugarh
- 7 Documents for Gold Loan Dibrugarh
- 8 Gold Loan in Dibrugarh Eligibility Criteria
- 9 How to Apply for Gold Loan Dibrugarh
- 10 Processing Fees / Prepayment Charges on Gold Loan Dibrugarh
- 11 EMI Gold Loan Scheme with Bullet Repayment Scheme Comparison
- 12 CIBIL Score Required for Gold Loan Dibrugarh
- 13 Compare Gold Loan Rate Per Gram and Lowest EMI of All banks in Dibrugarh
- 14 Gold Loan Dibrugarh Agent and Contact Number
- 15 Pre Calculated EMI Table for Gold Loan Dibrugarh
- 16 About Dibrugarh
- 17 Gold Loan Dibrugarh FAQs
