Best banks for Gold Loans in Domjur
Feature |
HDFC Bank |
Private Bank |
Muthoot Finance |
Interest Rate |
9.90% |
10.50% |
12% |
Min Loan Amt |
Metro : 25000, Non : 15000 |
25000 |
15000 |
Max Loan Amt |
1 Cr |
1 Cr |
1 Cr |
Loan Tenure |
3 months to 24 months |
9 months to 24 months |
1 month to 24 months |
Processing Fee |
0.25% to 1.50% of the Loan Amt |
0.25% to 1.50% |
Nil |
Preclosure Chgs |
2%, Nil foreclosure charges after 3 months |
2%, Nil foreclosure charges after 9 months |
Nil |
Overdraft Facility |
Yes |
Yes |
Yes |
Pay Only Interest Facility |
Yes |
Yes |
Yes |
Gold Rate Per Gram |
2500 |
2600 |
2700* |
Gold Loan Domjur Features
Are you scared of losing your money?
Looking to take a gold loan?
Since the gold loans are secured in nature, one can prefer taking a gold loan online with a minimum amount of paperwork required. To get your gold loan verified and approved faster, a gold article/ ornament is the only thing you need.
What are some Gold Loan Domjur features?
Gold Loan Domjur provides financial support at the best affordable interest rates for customers. There are no specific criteria for gold loans Also, if a person has a decent and regular income along with a clean credit history, he or she can get a gold loan without any hassles.
It is not the bank’s responsibility to intervene in the customer’s expenses. Thus, when a person is taking a gold loan rate per gram, he or she can use it anywhere according to their choice, needs, and knowledge, and a bank or finance company has no right to reject them.
Also, remember the fact that you can get a loan of up to 75 percent of the market value of the gold. And, the reason behind this condition is the ever-changing market price of gold.
Gold Loan Rate Per Gram Today in Domjur
Updated - Gold Loan Per Gram Rate w.e.f Apr 19 2024 |
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| Gold Weight | Gold Purity 24 Carat |
Gold Purity 22 Carat |
Gold Purity 20 Carat |
Gold Purity 18 Carat |
| 1 gram | 4621 | 4290 | 3900 | 3510 |
| 10 gram | 46210 | 42900 | 39000 | 35100 |
| 20 gram | 93600 | 85800 | 78000 | 70200 |
| 30 gram | 140400 | 128700 | 117000 | 105300 |
| 40 gram | 187200 | 171600 | 156000 | 140400 |
| 50 gram | 234000 | 214500 | 195000 | 175500 |
| 100 gram | 468000 | 429000 | 390000 | 351000 |
| 200 gram | 936000 | 858000 | 780000 | 702000 |
| 300 gram | 1404000 | 1287000 | 1170000 | 1053000 |
| 400 gram | 1872000 | 1716000 | 1560000 | 1404000 |
| 500 gram | 2340000 | 2145000 | 1950000 | 1755000 |
Gold Loan in Domjur Interest Rates and Charges
|
Feature
|
Gold Loan
Interest Rate
|
Processing Fee
|
Tenure
|
| HDFC Gold Loan | 9.90% | 0.25 % - 1.50% | 3 - 24 Month |
| Private Gold Loan | 10.50% | 0.25 % - 1.50% | 9 - 24 Months |
| Axis Gold Loan | 10.50% | 0.50% - 1.50% | 6 - 24 Months |
| Yes Bank Gold Loan | 10.50% | 0.50% - 1.50% | 6 - 36 Months |
| SBI Gold Loan | 9.50% | 500/- to 0.50% | 6 - 36 Months |
| Kotak Gold Loan | 11.00% | 1% to 2% | 9 - 24 Months |
| IIFL Gold Loan | 12.00% | Nil | 3 - 11 Months |
| Muthoot Finance Gold Loan | 12.00% | Nil | 1 - 24 Months |
| Manappuram Gold Loan | 12.50% | Nil | 6 - 12 Months |
| PNB Gold Loan | 11.00% | 0.70% to 1% | 6 - 12 Months |
| Canara Bank Gold Loan | 10.75% | 1 % | 6 - 12 Months |
| IndusInd Bank Gold Loan | 11.50% | 1% - 1.5% | 9 - 24 Months |
Gold Loan in Domjur Documents required
For Gold Loan in Domjur Documents required are :
- Proof of Identity: Passport Copy/ Voters ID card/Aadhaar/ Driving License/ other IDs.
- Address Proof: Ration card/ Tel, Electricity Bill/ Rental bill/ Passport copy/Trade license /Shop & Establishment License/ other utility bills
- Signature Proof: Passport Copy/Driving License/Banker’s verification/cheque/other recognized proofs.
- 2 passport size photographs.
Additional Documents Required for Gold Loan Domjur
- Land Proof: While taking an agriculture Loan of more than Rs. 1 lac, no proof is obliged for allied agriculture purposes.
- A Demand Promissory Note.
- Bank has a duty to arrange the Certificate by the Jewel Appraiser.
- Income Proof: Salary Certificate and Form No.16 are used as income proofs.
Gold Loan in Domjur Eligibility Criteria
For Gold Loan in Domjur Eligibility criteria is as follows:
- The age of the loan applicant should not be less than 21 years and more than 60 years.
- Should recognize themselves as Indian nationals through proofs.
Gold Loan Domjur Agent and Contact number
As the leading gold loan agent of the Domjur, Dialabank provides the most efficient services. You can either apply online on Dialabank or make a call on 9878981166.
Dialabank assists in finding the best option for Banks and finance companies by sharing the detailed market comparison of different banks so that customers can make the right choice. Visit our website, fill and submit a simple form with your personal and employment details. Our customer relationship managers will connect with you for the best assistance.
About Domjur
Domjur is a census town in Domjur CD Block of Howrah Sadar subdivision in the Howrah district in the Indian state of West Bengal. The official languages spoken are Bengali and English. Domjur Road railway station and Domjur railway station on the Howrah-Amta line are 25.29 kilometers and 26.23 kilometers respectively from Howrah Station. Domjur is part of the Kolkata Suburban Railway railway system.
Special Note: Always check Gold Loan Rate Per Gram before applying for loan against gold.
हिंदी में जानने के लिए यहाँ क्लिक करें: गोल्ड लोन दोमजुर
