Gold Loan Dum Dum

AT 0.75%* INTEREST RATE
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Major Gold Loan Providers in Dum Dum

Feature	HDFC Bank	SBI	Muthoot Finance
Interest Rate	9.90% onwards	7% onwards	12% onwards
Min Loan Amt	Metro : 25000, Non : 15000	25000	15000
Max Loan Amt	1 Cr	1 Cr	1 Cr
Loan Tenure	3 months to 24 months	9 months to 24 months	1 month to 24 months
Processing Fee	0.25% to 1.50% of the Loan Amt	0.25% to 1.50%	Nil
Pre-closure Charges	2%, Nil foreclosure charges after 3 months	2%, Nil foreclosure charges after 9 months	Nil
Overdraft Facility	Yes	Yes	Yes
Pay Only Interest Facility	Yes	Yes	Yes
Gold Rate Per Gram	3066	3073	3073

Gold Loan Dum Dum Features

gold loan Dumdum Gold is the precious asset of every common man in this world. People are emotionally attached to this personal asset. People kept their gold in closed drawers. But what is the point of keeping that gold in a closed drawer, if it could not help you in your bad time? Taking Loan against Gold is the best option to overcome all of the financial issues.

Gold Loan is the best financial tool that helps an individual to cater to the required amount of money without any hassle. A person who is not eligible for any other loan can apply for Gold Finance. Taking Loan against Gold is the best option to overcome all of the financial issues. Turn your Gold into Cash rather than keeping it idle at home. Apply Online and Get Approval in just 3 minutes.

Gold Loan Dum Dum Interest Rates

Bank	Interest Rate
HDFC Bank Gold Loan	9.9% to 14%
Axis Bank Gold Loan	10.50% to 16%
Private Bank Gold Loan	10.75% to 16%
SBI Gold Loan	9.5 % to 13%
Kotak Gold Loan	11% to 14%
IIFL Gold Loan	9.24% to 24%
Muthoot Gold Loan	12% to 24%
Manappauram Gold Loan	12% to 26%
PNB Gold Loan	10.05% to 16%
Canara Bank Gold Loan	9.75 % to 13%
Andhra Bank Gold Loan	10.70% to 16%

Documents for Gold Loan Dum Dum

Proof of Identity

Passport Copy/ Voters ID card/ Driving License/Aadhar Card/Passport

Address Proof

Ration card/ Tel or Electricity Bills of last three months/ Rental bill/ Passport copy/Trade license /Shop & Est. License/Sales Tax certificate/Aadhar Card

Signature Proof

Passport Copy/Driving License/Banker’s verification/cheque.

Additional Documents Required for Gold Loan Dum Dum

2 passport size colored photographs.
Land Proof: In case of Agriculture Loan of more than Rs. 1 lac. The proof is not required for allied agriculture purposes.
A Demand Promissory Note.
Certificate by the Jewel Appraiser (Bank will arrange).

Income Proof

Salary Certificate and Form No.16.

Eligibility Criteria for Gold Loan Dum Dum

He/she should be of Indian nationality.
The minimum age requirements of the individual should be 21 years and maximum up to 60 years.

GOLD LOAN @ 0.75%*

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How to Apply for Gold Loan Dum Dum

Online Process to Apply for Gold Loan Dum Dum

The steps required to avail Gold loan Dum Dum online with DialaBank are:

Click on dialabank.com
Fill in the necessary details as asked in the form shown on the main page
Select a gold loan from the options given.
Accept “I have read the privacy policy option”.
Click on request a quote.
Sit back and wait for our relationship manager to contact you.

Offline Process to Apply for Gold Loan Dum Dum

The applicant also has an option to avail of Gold Loan from any nearby branches. He will be required to search the Gold Loan near me on google. The results will enlist all the neighboring banks and NBFCs from where you can avail the loan. Then, you will have to make various visits until the loan gets approved.

Processing Fees / Prepayment Charges on Gold Loan Dum Dum

Bank	Processing Fee	Prepayment Charges
HDFC Bank Gold Loan	0.25% to 1.50%	2%, Nil foreclosure charges after 3 months
Axis Bank Gold Loan	0.50% to 1.50%	Nil
Private Bank Gold Loan	0.25% to 1.50%	2%, Nil foreclosure charges after 9 months
SBI Gold Loan	500/- to 0.50%	Nil
Kotak Gold Loan	1% to 2%	2.25% of fore closure amount if closed 1 month ahead of the tenure.
IIFL Gold Loan	Nil	Nil
Muthoot Gold Loan	Nil	Nil
Manappauram Gold Loan	Nil	Nil
PNB Gold Loan	0.70% to 1%	Nil
Canara Bank Gold Loan	1%	Nil
Andhra Bank Gold Loan	Nil	Nil

CIBIL Score Required for Gold Loan Dum Dum

There is no CIBIL score requirement to avail of a gold loan.

Gold Loan Dum Dum Agents

Dialabank is your go-to agent for availing Gold Loan in Dum Dum. We help you to find the best option among various Banks and NBFCs available in the market to address your need by providing the highest value for your gold at the lowest possible rate of interest.

We have access to several lending financial institutions all over India to give you a hassle-free experience.

Gold Loan Dum Dum Contact Number

Call 9878981166 and get instant help and approval for Gold Loan in Dum Dum.

Pre Calculated EMI Table for Gold Loan Dum Dum

Rate	5 Yrs	4 Yrs	3 Yrs
10.50%	2149	2560	3250
11.00%	2174	2584	3273
11.50%	2199	2608	3297
12.00%	2224	2633	3321
12.50%	2249	2658	3345
13.00%	2275	2682	3369
13.50%	2300	2707	3393
14.00%	2326	2732	3417
14.50%	2352	2757	3442
15.00%	2378	2783	3466

About Dum Dum

Dum Dum is a city with a municipality in Barrackpore subdivision of North 24 Parganas district in the state of West Bengal. It is a part of Kolkata Urban Agglomeration. If you need a Gold loan Dum Dum is very simple just you have to fill-up the form and after that, we provide you all information regarding gold loan and provide you the best interest rate in the market.