Gold Loan Durgapur

Gold Rate: ₹ 5,121 Per Gram

⍟ Interest Rate 7.0% p.a. ⍟

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Loan Amount Up to 1 Crore
Loan Tenure Up to 48 Months
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Major Gold Loan Providers in Durgapur

Feature
HDFC Bank
ICICI Bank
Muthoot Finance
Interest Rate
9.90%
10.50%
12%
Min Loan Amt
Metro : 25000, Non : 15000
25000
15000
Max Loan Amt
1 Cr
1 Cr
1 Cr
Loan Tenure
3 months to 24 months
9 months to 24 months
1 month to 24 months
Processing Fee
0.25% to 1.50% of the Loan Amt
0.25% to 1.50%
Nil
Preclosure Chgs
2%, Nil foreclosure charges after 3 months
2%, Nil foreclosure charges after 9 months
Nil
Overdraft Facility
Yes
Yes
Yes
Pay Only Interest Facility
Yes
Yes
Yes
Gold Rate Per Gram
2500
2600
2700*

Gold Loan Durgapur Features

Gold Loan DurgapurGold Loans are an appropriate and fitting way to avail short-term credits as most of the central banks and NBFCs provide the service at a low rate of interest and minimum documentation. Gold Loans are secured loans that can be availed by keeping your precious belongings, such as Gold ornaments/Jewelry as a collateral or security deposit. Banks sanction Gold Loan quickly because you repay the amount in the form of interest in a specific period.

Gold Loan Durgapur Interest Rates

Bank
Interest Rate
HDFC Bank Gold Loan
10.25% to 14%
Axis Bank Gold Loan
10.50% to 16%
ICICI Bank Gold Loan
10.75% to 16%
SBI Gold Loan
9.5 % to 13%
Kotak Gold Loan
11% to 14%
IIFL Gold Loan
9.24% to 24%
Muthoot Gold Loan
12% to 24%
Manappauram Gold Loan
12% to 26%
PNB Gold Loan
10.05% to 16%
Canara Bank Gold Loan
9.75 % to 13%
Andhra Bank Gold Loan
10.70% to 16%

Documents for Gold Loan Durgapur

  1. Certificate by the Jewel Appraiser (arranged by bank)
  2. ID Proof
  3. A Demand Promissory Note.
  4. Income proof (i.e., salary slips/ Form 16) of the borrower
  5. Proof of Address
  6. Two recent passport size photographs
  7. Land Proof: In case of Agriculture Loan of more than Rs. 1 lac.(not required for allied agricultural purpose)
  8. Signed Application form 
  9. Signature Proof: Passport Copy/Driving License/Banker’s verification/cheque.

Eligibility Criteria for Gold Loan Durgapur

  1. Applicant should be either salaried or self-employed
  2. The minimum age requirements of the individual should be 21 years and maximum up to 65 years.
  3. Nationality of the applicant should be Indian

gold loan at 7%

How to Apply for Gold Loan Durgapur

Online Process to Apply for Gold Loan Durgapur
  • To apply for a gold loan at Dialabank, just follow a few simple steps
  • It is an easy and hassle-free process.
  • You have to fill a form online.
  • Our relationship manager will then contact you for further assistance
  • You can also call on 9878981166.

Dialabank is considered as the best platform to apply for a gold loan online. Some reasons behind this are:

  1. Dialabank is India’s first financial helpline; it provides the best financial services to all the costumers.
  2. Gold Loans can be received at a reasonable rate of interest.
  3. No extra fees is applied for service through Dialabank.
  4. The Relationship managers of Dialabank are trained and assist the customer without any hesitance
  5. The bank has a good reputation among the customers because of its best services.
Offline Process to Apply for Gold Loan Durgapur

The applicant also has an option to avail Gold Loan through the offline process. This requires extensive market research along with some manual efficiency as it requires you to visit the bank physically.

The applicants need to search for the nearby banks offering Gold Loans and visit them at their working hours. After that, their relationship manager will correspond and assist you according to your requirements.

Processing Fees / Prepayment Charges on Gold Loan Durgapur

Bank
Processing Fee
Prepayment Charges
HDFC Bank Gold Loan
0.25% to 1.50%
2%, Nil foreclosure charges after 3 months
Axis Bank Gold Loan
0.50% to 1.50%
Nil
ICICI Bank Gold Loan
0.25% to 1.50%
2%, Nil foreclosure charges after 9 months
SBI Gold Loan
500/- to 0.50%
Nil
Kotak Gold Loan
1% to 2%
2.25% of fore closure amount if closed 1 month ahead of the tenure.
IIFL Gold Loan
Nil
Nil
Muthoot Gold Loan
Nil
Nil
Manappauram Gold Loan
Nil
Nil
PNB Gold Loan
0.70% to 1%
Nil
Canara Bank Gold Loan
1%
Nil
Andhra Bank Gold Loan
Nil
Nil

CIBIL Score Required for Gold Loan Durgapur

CIBIL score is not required to avail of a gold loan. The applicant should have all the necessary documents and should be eligible to apply for the loan according to the criteria.

Gold Loan Durgapur Agents

The leading agent for availing Gold Loan in Durgapur is Dialabank. You can apply online at Dialabank or give a call at 9878981166

Gold Loan Durgapur Contact Number

Call 9878981166 and get quick help regarding Gold Loan in Durgapur.

Pre Calculated EMI Table for Gold Loan Durgapur

Rate
5 Yrs
4 Yrs
3 Yrs
10.50%
2149
2560
3250
11.00%
2174
2584
3273
11.50%
2199
2608
3297
12.00%
2224
2633
3321
12.50%
2249
2658
3345
13.00%
2275
2682
3369
13.50%
2300
2707
3393
14.00%
2326
2732
3417
14.50%
2352
2757
3442
15.00%
2378
2783
3466

About Durgapur

Also known as the Steel City, Durgapur is the fastest emerging city in the state of West Bengal. It has many temples enriching the religious sanctity of the place. It is one of the biggest industrial city planned and set up in India

गोल्ड लोन दुर्गापुर के बारे मे हिंदी मे जाने

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