Gold Rate: ₹ 5,340 Per Gram

Gold Loan Faridkot

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Highest Loan Per Gram ⍟

Unlock the Real Value of your Gold
Rates as low as 9.90%*
Get Money in 30 Mins
Loan Amount Up to 1 Crore
Loan Tenure Up to 48 Months
Unbiased Experts Advice

Major Gold Loan Providers in Faridkot

Feature
HDFC Bank
ICICI Bank
Muthoot Finance
Interest Rate
9.90%
10.50%
12%
Min Loan Amt
Metro : 25000, Non : 15000
25000
15000
Max Loan Amt
1 Cr
1 Cr
1 Cr
Loan Tenure
3 months to 24 months
9 months to 24 months
1 month to 24 months
Processing Fee
0.25% to 1.50% of the Loan Amt
0.25% to 1.50%
Nil
Preclosure Chgs
2%, Nil foreclosure charges after 3 months
2%, Nil foreclosure charges after 9 months
Nil
Overdraft Facility
Yes
Yes
Yes
Pay Only Interest Facility
Yes
Yes
Yes
Gold Rate Per Gram
2500
2600
2700*

Gold Loan Faridkot Features

Gold Loan FaridkotGold Loans are now pretty easy and less time consuming to avail as most of the major banks and NBFCs provide the service at a reasonable rate of interest and minimum documentation. Gold Loans are secured loans that can be availed by keeping your Gold ornaments/Jewelry as a collateral or security deposit for short-term credit. Banks sanction Gold Loan easily considering the fact that you repay the amount in the form of interest in a specific period of time. If you fail to repay, the loan can be renewed.

Gold Loan Faridkot Interest Rates

Bank
Interest Rate
HDFC Bank Gold Loan
10.25% to 14%
Axis Bank Gold Loan
10.50% to 16%
ICICI Bank Gold Loan
10.75% to 16%
SBI Gold Loan
9.5 % to 13%
Kotak Gold Loan
11% to 14%
IIFL Gold Loan
9.24% to 24%
Muthoot Gold Loan
12% to 24%
Manappauram Gold Loan
12% to 26%
PNB Gold Loan
10.05% to 16%
Canara Bank Gold Loan
9.75 % to 13%
Andhra Bank Gold Loan
10.70% to 16%

Documents for Gold Loan Faridkot

  1. Signed Application form
  2. 2 recent passport size photographs of the applicant
  3. Government-approved ID such as Driving license/passport/Aadhar card, etc
  4. Proof of Address: Ration card/ Tel, Electricity Bill/ Rental bill/ Passport copy/Sales Tax certificate.
  5. Land Proof: In case of Agriculture Loan of more than Rs. 1 lac.(not required for agricultural purpose)
  6. Certificate by the Jewel Appraiser (Bank will arrange)
  7. Signature Proof: Passport Copy/Driving License/Banker’s verification/cheque.
  8. A Demand Promissory Note.
  9. Proof of Income (i.e. salary slips/ Form 16)

Eligibility Criteria for Gold Loan Faridkot

  1. The applicant must be at least 21 years old.
  2. The applicant should not be more than 60 years of age.
  3. The applicant must have Indian nationality.

gold loan at 1%

How to Apply for Gold Loan Faridkot

Online Process to Apply for Gold Loan Faridkot
  • You can apply for the Gold Loan at Dialabank.
  • It is less time consuming and convenient
  • Fill an online form with personal details
  • Our relationship manager will then contact you for further assistance
  • You can also avail of a document pick up facility from your doorstep.
  • For more information, you can call on 9592046860.

Dialabank is considered as the best platform to apply for a gold loan online. There are so many reasons behind this.

  1. Dialabank is India’s first financial helpline; it provides the best financial services to customers all over the country.
  2. The bank has a good reputation among the customers because of its best services.
  3. Gold Loans can be availed at a low rate of interest with minimum documentation requirement
  4. Dialabank provides a document pickup facility from the doorstep of the customer.
  5. There is no processing fee or additional charges for availing the service through Dialabank
  6. The Relationship managers of Dialabank are trained and assist the customer without any hesitance
Offline Process to Apply for Gold Loan Faridkot

The applicant also has an option to avail Gold Loan through the offline process. This requires market research as well as some manual efficiency.

The applicants need to search for the nearby banks offering Gold Loans and visit them at their working hours. Thereafter, their relationship manager will correspond and assist you according to your requirements requiring repeated visits to the nearest branch.

Processing Fees / Prepayment Charges on Gold Loan Faridkot

Bank
Processing Fee
Prepayment Charges
HDFC Bank Gold Loan
0.25% to 1.50%
2%, Nil foreclosure charges after 3 months
Axis Bank Gold Loan
0.50% to 1.50%
Nil
ICICI Bank Gold Loan
0.25% to 1.50%
2%, Nil foreclosure charges after 9 months
SBI Gold Loan
500/- to 0.50%
Nil
Kotak Gold Loan
1% to 2%
2.25% of fore closure amount if closed 1 month ahead of the tenure.
IIFL Gold Loan
Nil
Nil
Muthoot Gold Loan
Nil
Nil
Manappauram Gold Loan
Nil
Nil
PNB Gold Loan
0.70% to 1%
Nil
Canara Bank Gold Loan
1%
Nil
Andhra Bank Gold Loan
Nil
Nil

CIBIL Score Required for Gold Loan Faridkot

Most of the major banks and NBFCs offer Gold Loan irrespective of the CIBIL score. The applicant should have all the necessary documents and should fulfill the eligibility criteria.

Gold Loan Faridkot Agents

Dialabank is one of the leading agents for availing Gold Loan in Faridkot. You can apply online at www.dialabank.com or give a call at 9878981166

Dialabank helps you to find the best option of Banks and NBFCs by providing you with a detailed market comparison of different banks so that you can make the right choice. Visit our website www.dialabank.com and fill a simple form with your personal and employment details. Our customer relationship managers will soon get in touch with you.

Gold Loan Faridkot Contact Number

Call 9878981166 and get instant help and approval for Gold Loan in Faridkot.

Pre Calculated EMI Table for Gold Loan Faridkot

Rate
5 Yrs
4 Yrs
3 Yrs
10.50%
2149
2560
3250
11.00%
2174
2584
3273
11.50%
2199
2608
3297
12.00%
2224
2633
3321
12.50%
2249
2658
3345
13.00%
2275
2682
3369
13.50%
2300
2707
3393
14.00%
2326
2732
3417
14.50%
2352
2757
3442
15.00%
2378
2783
3466

About Faridkot

A Small City of Faridkot is a municipal council in this district in Punjab State. Faridkot is a separation with headquarter at Faridkot consists of 3 Districts Faridkot, Mansa & Bathinda. There are eight Sub Divisions, eight Tehsils, and Nine Sub-Tehsils within these Districts.

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गोल्ड लोन फरीदकोट के बारे हिंदी में जानिए: गोल्ड लोन फरीदकोट

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