Gold Loan Gadag

GET GOLD LOAN
AT LOWEST INTEREST RATE

⍟  Highest Rate Per Gram
⍟  Lowest Interest Rate of 0.79% p.m.

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    Gold Loan Gadag

    Major Gold Loan Providers in Gadag

    Feature HDFC Bank SBI
    Muthoot Finance
    Interest Rate 9.90% onwards 7% onwards 12% onwards
    Min Loan Amt Metro : 25000, Non : 15000 25000 15000
    Max Loan Amt 1 Cr 1 Cr 1 Cr
    Loan Tenure 3 months to 24 months 9 months to 24 months
    1 month to 24 months
    Processing Fee 0.25% to 1.50% of the Loan Amt 0.25% to 1.50% Nil
    Pre-closure Charges 2%, Nil foreclosure charges after 3 months 2%, Nil foreclosure charges after 9 months Nil
    Overdraft Facility Yes Yes Yes
    Pay Only Interest Facility Yes Yes Yes
    Gold Rate Per Gram 3066 3073 3073

    Gold Loan Gadag Features

    gold loan gadagYour gold is an asset that can help you during a financial crunch or when you are in need of urgent lumpsum money in hand. A gold loan is a type of secured loan in which gold is kept as collateral security in exchange for monetary help.
     
    Many banks and NBFCs in India offer this financial service that can be easily availed by anyone.
     
      • You can avail Loan up to Rs.1 Crore or more & up to 70% of value for any purpose
      • You get 100% Safety & Security of your Gold Jewelry
      • Get your Loan processed in less than 30 minutes
      • Enjoy Anytime Liquidity.
      • No EMI, Service only Interest and enjoy the Loan facility
      • Lower best Gold loan Interest Rate
      • Simple documentation and fast processing.
      • The overdraft limit varies depending on the market rate of gold.
      • The interest rate is payable the only amount of the overdraft that you use.

    Gold Loan Gadag Interest Rates

    Bank Interest Rate
    HDFC Bank Gold Loan 9.9% to 14%
    Axis Bank Gold Loan 10.50% to 16%
    ICICI Bank Gold Loan 10.75% to 16%
    SBI Gold Loan 9.5 % to 13%
    Kotak Gold Loan 11% to 14%
    IIFL Gold Loan 9.24% to 24%
    Muthoot Gold Loan 12% to 24%
    Manappauram Gold Loan 12% to 26%
    PNB Gold Loan 10.05% to 16%
    Canara Bank Gold Loan 9.75 % to 13%
    Andhra Bank Gold Loan 10.70% to 16%

    Documents for Gold Loan Gadag

      1. 2 passport size photographs.
      2. Any form of proof of identity (Passport Copy/ Voters ID card/ Driving License/Aadhaar card).
      3. Any form of Address Proof (Ration card/ Tel, Electricity Bill/ Rental bill/ Passport copy/Trade license /Shop & Est. License/Sales Tax certificate).
      4. Any form of Signature Proof (Passport Copy/Driving License/Banker’s verification/cheque).

    Additional Documents Required for Gold Loan Gadag

      1. Land Proof: In case of Agriculture Loan of more than Rs. 1 lac. The proof is not required for allied agriculture purposes.
      2. A Demand Promissory Note.
      3. Certificate by the Jewel Appraiser (Bank will arrange).
      4. Income Proof: Salary Certificate and Form No.16

    Eligibility Criteria for Gold Loan Gadag

      1. The applicant must be at least 21 years old.
      2. The applicant should not be more than 60 years of age.
      3. The applicant must have Indian nationality.


    gold loan

    How to Apply for Gold Loan Gadag

    Online Process to Apply for Gold Loan Gadag

    To apply for a Gold Loan Gadag, Applicants don’t need to visit the bank’s branch as applicants can apply for it online at DialaBank.com. The process is very easy & handy. This involves only a few steps:

      • Fill the form.
      • Relationship Manager Will Call applicant in Next 2 Working Hours.
      • Compare best gold loan offers from several banks and NBFCs on the DialaBank website.
      • Check the eligibility and View the best offers available.
      • Select the desired bank or keep in contact with the Relationship Manager of DialaBank for more assistance.
      • After selecting the bank, fill out a form to process the loan application.
      • Upload all the documents or schedule document pickup from home or office.
      • After your documents are verified, the bank’s executive will give the applicant a verification call.
      • The amount will get disbursed to the applicant’s account within 3-5 working days if the loan gets approved.
    Offline Process to Apply for Gold Loan Gadag

    The applicant also has an option to avail of a Gold Loan rate per gram from the nearby branches. To do so, search Gold Loan near me on google. It will enlist all the neighbouring departments from where you can avail of the loan. Then, you will have to visit again and again until the loan approval.

    Thus, it can be a very tiring and time-consuming process. You can avail of loans from Gold Loan Branches. As well as to find a branch that is nearby, search Gold Loan near me. Google will enlist all the Gold Loan Branches near you.

    Processing Fees / Prepayment Charges on Gold Loan Gadag

    Bank
    Processing Fee
    Prepayment Charges
    HDFC Bank Gold Loan
    0.25% to 1.50%
    2%, Nil foreclosure charges after 3 months
    Axis Bank Gold Loan
    0.50% to 1.50%
    Nil
    ICICI Bank Gold Loan
    0.25% to 1.50%
    2%, Nil foreclosure charges after 9 months
    SBI Gold Loan
    500/- to 0.50%
    Nil
    Kotak Gold Loan
    1% to 2%
    2.25% of fore closure amount if closed 1 month ahead of the tenure.
    IIFL Gold Loan
    Nil
    Nil
    Muthoot Gold Loan
    Nil
    Nil
    Manappauram Gold Loan
    Nil
    Nil
    PNB Gold Loan
    0.70% to 1%
    Nil
    Canara Bank Gold Loan
    1%
    Nil
    Andhra Bank Gold Loan
    Nil
    Nil

    CIBIL Score Required for Gold Loan Gadag

    You can improve your CIBIL Score by repaying the Gold Loan Amount on time. No CIBIL score is considered for granting gold loans to the customer.

    Gold Loan Gadag Agents

    Dialabank is the leading agent for availing Gold Loan in Gadag. You can apply online at www.dialabank.com or give a call at 9878981166

    Dialabank helps you to find the best option of Banks and NBFCs by providing you with a detailed market comparison of different banks so that you can make the right choice. Visit our website www.dialabank.com and fill a simple form with your Gold and employment details. Our customer relationship managers will soon get in touch with you.

    Gold Loan Gadag Contact Number

    Call 9878981166 and get instant help and approval for Gold Loan in Gadag.

    Pre Calculated EMI Table for Gold Loan Gadag

    Rate
    5 Yrs
    4 Yrs
    3 Yrs
    10.50%
    2149
    2560
    3250
    11.00%
    2174
    2584
    3273
    11.50%
    2199
    2608
    3297
    12.00%
    2224
    2633
    3321
    12.50%
    2249
    2658
    3345
    13.00%
    2275
    2682
    3369
    13.50%
    2300
    2707
    3393
    14.00%
    2326
    2732
    3417
    14.50%
    2352
    2757
    3442
    15.00%
    2378
    2783
    3466

    About Gadag

    Gadag District is a district in the state of Karnataka, India. It was formed in 1997 when it was split from Dharwad District. The first cooperative in India was founded over 100 years ago in Kanaginahal, and K. H. Patil aided in its modernization.