Major Gold Loan Providers in Gadag
Min Loan Amt
Metro : 25000, Non : 15000
Max Loan Amt
3 months to 24 months
9 months to 24 months
0.25% to 1.50% of the Loan Amt
0.25% to 1.50%
2%, Nil foreclosure charges after 3 months
2%, Nil foreclosure charges after 9 months
Pay Only Interest Facility
Gold Rate Per Gram
Gold Loan Gadag Features
- You can avail Loan up to Rs.1 Crore or more & up to 70% of value for any purpose
- You get 100% Safety & Security of your Gold Jewelry
- Get your Loan processed in less than 30 minutes
- Enjoy Anytime Liquidity.
- No EMI, Service only Interest and enjoy the Loan facility
- Lower best Gold loan Interest Rate
- Simple documentation and fast processing.
- The overdraft limit varies depending on the market rate of gold.
- The interest rate is payable the only amount of the overdraft that you use.
Gold Loan Gadag Interest Rates
|HDFC Bank Gold Loan||9.9% to 14%|
|Axis Bank Gold Loan||10.50% to 16%|
|ICICI Bank Gold Loan||10.75% to 16%|
|SBI Gold Loan||9.5 % to 13%|
|Kotak Gold Loan||11% to 14%|
|IIFL Gold Loan||9.24% to 24%|
|Muthoot Gold Loan||12% to 24%|
|Manappauram Gold Loan||12% to 26%|
|PNB Gold Loan||10.05% to 16%|
|Canara Bank Gold Loan||9.75 % to 13%|
|Andhra Bank Gold Loan||10.70% to 16%|
Documents for Gold Loan Gadag
- 2 passport size photographs.
- Any form of proof of identity (Passport Copy/ Voters ID card/ Driving License/Aadhaar card).
- Any form of Address Proof (Ration card/ Tel, Electricity Bill/ Rental bill/ Passport copy/Trade license /Shop & Est. License/Sales Tax certificate).
- Any form of Signature Proof (Passport Copy/Driving License/Banker’s verification/cheque).
Additional Documents Required for Gold Loan Gadag
- Land Proof: In case of Agriculture Loan of more than Rs. 1 lac. The proof is not required for allied agriculture purposes.
- A Demand Promissory Note.
- Certificate by the Jewel Appraiser (Bank will arrange).
- Income Proof: Salary Certificate and Form No.16
Eligibility Criteria for Gold Loan Gadag
- The applicant must be at least 21 years old.
- The applicant should not be more than 60 years of age.
- The applicant must have Indian nationality.
How to Apply for Gold Loan Gadag
Online Process to Apply for Gold Loan Gadag
To apply for a Gold Loan Gadag, Applicants don’t need to visit the bank’s branch as applicants can apply for it online at DialaBank.com. The process is very easy & handy. This involves only a few steps:
- Fill the form.
- Relationship Manager Will Call applicant in Next 2 Working Hours.
- Compare best gold loan offers from several banks and NBFCs on the DialaBank website.
- Check the eligibility and View the best offers available.
- Select the desired bank or keep in contact with the Relationship Manager of DialaBank for more assistance.
- After selecting the bank, fill out a form to process the loan application.
- Upload all the documents or schedule document pickup from home or office.
- After your documents are verified, the bank’s executive will give the applicant a verification call.
- The amount will get disbursed to the applicant’s account within 3-5 working days if the loan gets approved.
Offline Process to Apply for Gold Loan Gadag
The applicant also has an option to avail of a Gold Loan rate per gram from the nearby branches. To do so, search Gold Loan near me on google. It will enlist all the neighbouring departments from where you can avail of the loan. Then, you will have to visit again and again until the loan approval.
Thus, it can be a very tiring and time-consuming process. You can avail of loans from Gold Loan Branches. As well as to find a branch that is nearby, search Gold Loan near me. Google will enlist all the Gold Loan Branches near you.
Processing Fees / Prepayment Charges on Gold Loan Gadag
CIBIL Score Required for Gold Loan Gadag
You can improve your CIBIL Score by repaying the Gold Loan Amount on time. No CIBIL score is considered for granting gold loans to the customer.
Gold Loan Gadag Agents
Dialabank is the leading agent for availing Gold Loan in Gadag. You can apply online at www.dialabank.com or give a call at 9878981166
Dialabank helps you to find the best option of Banks and NBFCs by providing you with a detailed market comparison of different banks so that you can make the right choice. Visit our website www.dialabank.com and fill a simple form with your Gold and employment details. Our customer relationship managers will soon get in touch with you.
Gold Loan Gadag Contact Number
Call 9878981166 and get instant help and approval for Gold Loan in Gadag.
Pre Calculated EMI Table for Gold Loan Gadag
Gadag District is a district in the state of Karnataka, India. It was formed in 1997 when it was split from Dharwad District. The first cooperative in India was founded over 100 years ago in Kanaginahal, and K. H. Patil aided in its modernization.
Table of Contents
- 1 Major Gold Loan Providers in Gadag
- 2 Gold Loan Gadag Features
- 3 Gold Loan Gadag Interest Rates
- 4 Documents for Gold Loan Gadag
- 5 Eligibility Criteria for Gold Loan Gadag
- 6 How to Apply for Gold Loan Gadag
- 7 Processing Fees / Prepayment Charges on Gold Loan Gadag
- 8 CIBIL Score Required for Gold Loan Gadag
- 9 Gold Loan Gadag Agents
- 10 Pre Calculated EMI Table for Gold Loan Gadag
- 11 About Gadag