Gold Loan Gandhi Nagar

AT 0.75%* INTEREST RATE
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Gold Loan Gandhi Nagar

Major Gold Loan Providers in Gandhi Nagar

Feature HDFC Bank SBI
Muthoot Finance
Interest Rate 9.90% onwards 7% onwards 12% onwards
Min Loan Amt Metro : 25000, Non : 15000 25000 15000
Max Loan Amt 1 Cr 1 Cr 1 Cr
Loan Tenure 3 months to 24 months 9 months to 24 months
1 month to 24 months
Processing Fee 0.25% to 1.50% of the Loan Amt 0.25% to 1.50% Nil
Pre-closure Charges 2%, Nil foreclosure charges after 3 months 2%, Nil foreclosure charges after 9 months Nil
Overdraft Facility Yes Yes Yes
Pay Only Interest Facility Yes Yes Yes
Gold Rate Per Gram 3066 3073 3073

Gold Loan Gandhi Nagar Features

Need Cash?

Shortage of Cash?

Dialabank is always ready to help you financially through Gold Loan Gandhi Nagar.

  • Loan approval Within 48 hours after the verification.
  • All you want a rigid and good source of income.
  • Good Credit history is required for fast approval

Furthermore, you can get a loan up to 75 percent of the market value of gold, this is due to fluctuation in the market price of the gold.

Gold Loan Gandhi Nagar Interest Rates

Bank Interest Rate
HDFC Bank Gold Loan 9.9% to 14%
Axis Bank Gold Loan 10.50% to 16%
Private Bank Gold Loan 10.75% to 16%
SBI Gold Loan 9.5 % to 13%
Kotak Gold Loan 11% to 14%
IIFL Gold Loan 9.24% to 24%
Muthoot Gold Loan 12% to 24%
Manappauram Gold Loan 12% to 26%
PNB Gold Loan 10.05% to 16%
Canara Bank Gold Loan 9.75 % to 13%
Andhra Bank Gold Loan 10.70% to 16%

Know More – Gold Loan interest rate

 

Documents for Gold Loan Gandhi Nagar

  1. Proof of Identity that can be Passport Copy/ Voters ID card/ Driving License/Aadhaar card.
  2. Address Proof can be Ration card/ Tel, Electricity Bill/ Rental bill/ Passport copy/Trade license /Shop & Est. License/Sales Tax certificate.
  3. Signature Proof can be Passport Copy/Driving License/Banker’s verification/cheque.
  4. and 2 passport size photographs.

Additional Documents Required for Gold Loan Gandhi Nagar

  1. In the case of Agriculture Loan of more than Rs. 1 lac proof of land is required
  2. A Demand Promissory Note is a must
  3. Jewel Appraiser Certificate (which will be Bank will arrange).
  4. Salary Certificate and Form No.16 as income proof

Eligibility Criteria for Gold Loan Gandhi Nagar

  1. Minimum Age should be 21 years
  2. maximum age should be 60 years
  3. Indian Nationality.

GOLD LOAN @ 0.75%*

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How to Apply for Gold Loan Gandhi Nagar

Online Process to Apply for Gold Loan Gandhi Nagar
  • Apply online filling simple form
  • Apply for Bank Gold loan at Dialabank
  • Our representative will call you after filling the form
  • Documents will be picked up from your doorstep
  • Any further queries call at 9878981166

Dialabank is considered as the best platform to apply for a gold loan online. Because:

  • Free of cost guidance
  • High LTV of your Ornament
  • First Financial helpline providing the service in the country.
  • Less paperwork and fast service.
  • A low-interest rate on HDFC gold loan at Dialabank.
  • Trained relationship team will guide you throughout the process

For any further queries call at 9878981166

Offline Process to Apply for Gold Loan Gandhi Nagar

HDFC Gold Loan, SBI Gold Loan, and Muthoot Gold Loan many other offline options are available for you

But Dialabank can do that for you in a quicker and better manner.

And it’s not sure that your work will be done in one go in an offline process

Processing Fees / Prepayment Charges on Gold Loan Gandhi Nagar

Bank
Processing Fee
Prepayment Charges
HDFC Bank Gold Loan
0.25% to 1.50%
2%, Nil foreclosure charges after 3 months
Axis Bank Gold Loan
0.50% to 1.50%
Nil
Private Bank Gold Loan
0.25% to 1.50%
2%, Nil foreclosure charges after 9 months
SBI Gold Loan
500/- to 0.50%
Nil
Kotak Gold Loan
1% to 2%
2.25% of fore closure amount if closed 1 month ahead of the tenure.
IIFL Gold Loan
Nil
Nil
Muthoot Gold Loan
Nil
Nil
Manappauram Gold Loan
Nil
Nil
PNB Gold Loan
0.70% to 1%
Nil
Canara Bank Gold Loan
1%
Nil
Andhra Bank Gold Loan
Nil
Nil

CIBIL Score Required for Gold Loan Gandhi Nagar

Good marks for good handwriting, similarly you have to maintain a good CIBIL score to defend all the barriers.

The minimum score should be 750 to process the application.

Your previous behaviour on the previous loan is very important. Delayed payment on the previous loan can act as a barrier.

So keep your score High.

For any further queries call at 9878981166

Gold Loan Gandhi Nagar Agents

One of the leading and most trusted gold loan agents in Delhi is Dialabank.

You can apply online at www.dialabank.com or give a call at 9878981166

Dialabank helps you to find the best option between several Banks and NBFCs by providing you with a detailed and structured market comparison of different banks so that you do not need to worry about the complex information and process you have to go through and hence you can make the right choice. Visit our website www.dialabank.com and fill a simple form asking for some details and after that our customer relationship managers will soon get in touch with you.

Gold Loan Gandhi Nagar Contact Number

Call 9878981166 and get all the answers regarding Gold Loan Gandhi Nagar

Pre Calculated EMI Table for Gold Loan Gandhi Nagar

Rate
5 Yrs
4 Yrs
3 Yrs
10.50%
2149
2560
3250
11.00%
2174
2584
3273
11.50%
2199
2608
3297
12.00%
2224
2633
3321
12.50%
2249
2658
3345
13.00%
2275
2682
3369
13.50%
2300
2707
3393
14.00%
2326
2732
3417
14.50%
2352
2757
3442
15.00%
2378
2783
3466

About Gandhi NagarGold Loan Gandhi Nagar

Gandhi Nagar is a middle-income commercial-cum-residential area in the East Delhi district of Delhi in the Trans-Yamuna area.