Gold Loan Ghaziabad

Gold Rate: ₹ 5,121 Per Gram

⍟ Interest Rate 7.0% p.a. ⍟

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Unlock the Real Value of your Gold
Lowest Rate of Interest
Get Money in 30 Mins
Loan Amount Up to 1 Crore
Loan Tenure Up to 48 Months
Unbiased Experts Advice

Major Gold Loan Providers in Ghaziabad

Feature
HDFC Bank
ICICI Bank
Muthoot Finance
Interest Rate
9.90%
10.50%
12%
Min Loan Amt
Metro : 25000, Non : 15000
25000
15000
Max Loan Amt
1 Cr
1 Cr
1 Cr
Loan Tenure
3 months to 24 months
9 months to 24 months
1 month to 24 months
Processing Fee
0.25% to 1.50% of the Loan Amt
0.25% to 1.50%
Nil
Preclosure Chgs
2%, Nil foreclosure charges after 3 months
2%, Nil foreclosure charges after 9 months
Nil
Overdraft Facility
Yes
Yes
Yes
Pay Only Interest Facility
Yes
Yes
Yes
Gold Rate Per Gram
2500
2600
2700*

Gold Loan Ghaziabad Features

  1. Gold Loan GhaziabadYou get 100% Safety & Security of your Gold Jewelry
  2. Get your Loan processed in less than 30 minutes
  3. Enjoy Anytime Liquidity.
  4. No EMI, Service only Interest and enjoy the Loan facility
  5. Lower Interest Rates
  6. The interest rate is payable the only amount of the overdraft that you use.

Gold Loan Ghaziabad Interest Rates

Bank
Interest Rate
HDFC Bank Gold Loan
10.25% to 14%
Axis Bank Gold Loan
10.50% to 16%
ICICI Bank Gold Loan
10.75% to 16%
SBI Gold Loan
9.5 % to 13%
Kotak Gold Loan
11% to 14%
IIFL Gold Loan
9.24% to 24%
Muthoot Gold Loan
12% to 24%
Manappauram Gold Loan
12% to 26%
PNB Gold Loan
10.05% to 16%
Canara Bank Gold Loan
9.75 % to 13%
Andhra Bank Gold Loan
10.70% to 16%

Documents for Gold Loan Ghaziabad

  1. Gold Loan BhopalAddress Proof: Ration card/ Tel, Electricity Bill/ Rental bill/ Passport copy/Trade license /Shop & Est. License/Sales Tax certificate.
  2. Signature Proof: Passport Copy/Driving License/Banker’s verification/cheque.
  3. Proof of Identity: Passport Copy/ Voters ID card/ Driving License/Aadhaar card.
  4. 2 passport size photographs.

Additional Documents Required for Gold Loan Ghaziabad

  1. A Demand Promissory Note.
  2. Certificate by the Jewel Appraiser (Bank will arrange).
  3. Land Proof: In case of Agriculture Loan of more than Rs. 1 lac. The proof is not required for allied agriculture purposes.
  4. Income Proof: Salary Certificate and Form No.16

Eligibility Criteria for Gold Loan Ghaziabad

  1. The applicant must be at least 21 years old.
  2. The applicant should not be more than 60 years of age.
  3. The applicant must have Indian nationality.

gold loan at 7%

How to Apply for Gold Loan Ghaziabad

Offline Process to Apply for Gold Loan Ghaziabad

The applicant also has an option to avail of a Gold Loan from various banks at nearby branches. Then, you will have to visit again and again until the loan approval.

Thus, it can be a very tiring and time-consuming process. You can avail of loans from HDFC Gold Loan Branches. As well as to find a branch that is nearby, search Muthoot Gold Loan near me. Google will enlist all the Muthoot Gold Loan Branches near you.

Online Process to Apply for Gold Loan Ghaziabad

To apply for a Gold Loan Ghaziabad, Applicants don’t need to visit the bank’s branch as applicants can apply for it online at DialaBank.com. The process is very easy & handy. This involves only a few steps:

  • Click here and fill the form.
  • Relationship Manager Will Call applicant in Next 2 Working Hours.
  • Compare Gold loan offers from several banks and NBFCs on the DialaBank website.
  • Check the eligibility and View the best offers available.
  • Select the desired bank or keep in contact with the Relationship Manager of DialaBank for more assistance.
  • After selecting the bank, fill out a form to process the loan application.
  • Upload all the documents or schedule document pickup from home or office.
  • After your documents are verified, the bank’s executive will give the applicant a verification call.
  • The amount will get disbursed to the applicant’s account within 3-5 working days if the loan gets approved.

Processing Fees / Prepayment Charges on Gold Loan Ghaziabad

Bank
Processing Fee
Prepayment Charges
HDFC Bank Gold Loan
0.25% to 1.50%
2%, Nil foreclosure charges after 3 months
Axis Bank Gold Loan
0.50% to 1.50%
Nil
ICICI Bank Gold Loan
0.25% to 1.50%
2%, Nil foreclosure charges after 9 months
SBI Gold Loan
500/- to 0.50%
Nil
Kotak Gold Loan
1% to 2%
2.25% of fore closure amount if closed 1 month ahead of the tenure.
IIFL Gold Loan
Nil
Nil
Muthoot Gold Loan
Nil
Nil
Manappauram Gold Loan
Nil
Nil
PNB Gold Loan
0.70% to 1%
Nil
Canara Bank Gold Loan
1%
Nil
Andhra Bank Gold Loan
Nil
Nil

CIBIL Score Required for Gold Loan Ghaziabad

You can improve your CIBIL Score by repaying the Gold Loan Amount on time. No CIBIL score is considered for granting gold loans to the customer.

Gold Loan Ghaziabad Agents

Dialabank has its presence across India. It is the leading agent for availing Gold Loan in Ghaziabad. You can apply online at dialabank.com  or even give a call at 9878981166.

Dialabank is your best agent that will help you to find the best option from various banks and NBFCs by providing you with a detailed market comparison. 

Gold Loan Ghaziabad Contact Number

Call 9878981166 and get instant help and approval for Gold Loan in Ghaziabad.

Pre Calculated EMI Table for Gold Loan Ghaziabad

Rate
5 Yrs
4 Yrs
3 Yrs
10.50%
2149
2560
3250
11.00%
2174
2584
3273
11.50%
2199
2608
3297
12.00%
2224
2633
3321
12.50%
2249
2658
3345
13.00%
2275
2682
3369
13.50%
2300
2707
3393
14.00%
2326
2732
3417
14.50%
2352
2757
3442
15.00%
2378
2783
3466

About Ghaziabad

Ghaziabad is a large city in Indian State Uttar Pradesh. Ghaziabad is an industrial hub and all leading industries are making their warehouses in Ghaziabad because it gives them access to the Capital state of India, New Delhi and trading become much easier. Ghaziabad has some leading Educational Institutes and is growing at a very fast speed.

गोल्ड लोन ग़ज़िआबाद के बारे हिंदी में जानिए: गोल्ड लोन ग़ज़िआबाद

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