Gold Loan Goalpara

AT 0.49%* INTEREST RATE
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    Gold Loan Goalpara

    Major Gold Loan Providers in Goalpara

    Feature HDFC Bank SBI
    Muthoot Finance
    Interest Rate 9.90% onwards 7% onwards 12% onwards
    Min Loan Amt Metro : 25000, Non : 15000 25000 15000
    Max Loan Amt 1 Cr 1 Cr 1 Cr
    Loan Tenure 3 months to 24 months 9 months to 24 months
    1 month to 24 months
    Processing Fee 0.25% to 1.50% of the Loan Amt 0.25% to 1.50% Nil
    Pre-closure Charges 2%, Nil foreclosure charges after 3 months 2%, Nil foreclosure charges after 9 months Nil
    Overdraft Facility Yes Yes Yes
    Pay Only Interest Facility Yes Yes Yes
    Gold Rate Per Gram 3066 3073 3073

    Gold Loan Goalpara Features

    Gold Loan Goalpara

    Running low on cash reserves?

    Distressed about your financial prospects?

    As long as you can avail of a Gold Loan, there is nothing you should worry about. As it is secured and can get your loan approved within 48 hours of the verification process.

    Gold Loan Goalpara’s main objective is to help customers by providing the best and feasible interest rates for gold loans. Though loan approval might sound a huge process. It is much easier and faster if an applicant has a steady job, a decent source of income along with a good credit history.

    Also, you can get a gold loan of up to 75 percent of the market value of gold, this happens due to the fluctuating market price of the gold.

    Gold Loan Goalpara Interest Rates

    Bank Interest Rate
    HDFC Bank Gold Loan 9.9% to 14%
    Axis Bank Gold Loan 10.50% to 16%
    ICICI Bank Gold Loan 10.75% to 16%
    SBI Gold Loan 9.5 % to 13%
    Kotak Gold Loan 11% to 14%
    IIFL Gold Loan 9.24% to 24%
    Muthoot Gold Loan 12% to 24%
    Manappauram Gold Loan 12% to 26%
    PNB Gold Loan 10.05% to 16%
    Canara Bank Gold Loan 9.75 % to 13%
    Andhra Bank Gold Loan 10.70% to 16%

    Documents for Gold Loan Goalpara

    1. Identity proof can be any of the following: Passport Copy/ Voters ID card/Aadhaar card / Driving License/ Any other recognized ID.
    2. Proof of residence can be any of the following: Ration card/ Electricity Bill/ Rental bill/ Passport copy/Telephone Bill/Trade license /Shop & Establishment License/Sales Tax certificate.
    3. Signature Proof can be any of the following: Passport Copy/Banker’s verification/cheque/Driving License/ Any other recognized document.
    4. 2 passport size photographs.

    Additional Documents Required for Gold Loan Goalpara

    1. Proof of Land: If agriculture loan is of more than 1 lac rupees. Otherwise, no proof is required for allied agriculture activities.
    2. A Demand Promissory Note, if required.
    3. Certificate by the Certified Jewel Appraiser (Bank will manage).
    4. Income Proof: Salary Certificate and Form No.16 as per norms and rules.

    Eligibility Criteria for Gold Loan Goalpara

    1. The loan might not get approved if a person is not between 21 years to 60 years.
    2. The applicant should have a recognized Indian nationality.

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    How to Apply for Gold Loan Goalpara

    Online Process to Apply for Gold Loan Goalpara

    In Goalpara, you can apply for the per gram  Gold Loan from any bank via the Dialabank’s website. You just have to complete a simple online form. Then, our representatives will call you to assist in the whole process. Besides, you will also get a document pick-up facility from your doorstep to ease the process.

    You can get more information by calling on 9878981166.

    Dialabank is considered as the most trustworthy platform to apply for online gold loan application. There are multiple reasons behind this, some of them are:

    1. Dialabank is India’s first financial helpline that serves customers by providing financial assistance across the nation.
    2. You don’t have to pay money for availing Dialabank’s services. It guides you free of cost for an online gold loan application through its website.
    3. Protecting customers is our priority. Hence, you will get a high Loan-to-Value(LTV) of your gold.
    4. Regarded as a customer’s preferred website because of a good reputation for providing fast and best services.
    5. To keep you happy, we’ll provide you low  interest rate on gold loan , if you apply through Dialabank’s website.
    6. To accelerate the process, a Document pick-up facility is provided from your doorstep.
    7. The least amount of documentation is needed while applying through Dialabank.
    8. Customer Relationship managers are trained smartly to help customers in the process of the Gold loan.
    Offline Process to Apply for Gold Loan Goalpara

    The offline process for Jewel Loan approval in Goalpara is as hectic as any other place. First, you need to search for banks and finance companies near your home that provides Gold Loans. Once you get a list of companies, you’ll have to contact them for further information. In such a case, Dialabank accelerates the process and performs it in lesser time.

    For getting your gold loan approved, you’ll need to visit those banks rigorously. While some banks might provide a faster service, most banks won’t. Thus, to save your energy, time, as well as money, Dialabank provides a structured comparison to choose the right bank according to your needs.

    Processing Fees / Prepayment Charges on Gold Loan Goalpara

    Bank
    Processing Fee
    Prepayment Charges
    HDFC Bank Gold Loan
    0.25% to 1.50%
    2%, Nil foreclosure charges after 3 months
    Axis Bank Gold Loan
    0.50% to 1.50%
    Nil
    ICICI Bank Gold Loan
    0.25% to 1.50%
    2%, Nil foreclosure charges after 9 months
    SBI Gold Loan
    500/- to 0.50%
    Nil
    Kotak Gold Loan
    1% to 2%
    2.25% of fore closure amount if closed 1 month ahead of the tenure.
    IIFL Gold Loan
    Nil
    Nil
    Muthoot Gold Loan
    Nil
    Nil
    Manappauram Gold Loan
    Nil
    Nil
    PNB Gold Loan
    0.70% to 1%
    Nil
    Canara Bank Gold Loan
    1%
    Nil
    Andhra Bank Gold Loan
    Nil
    Nil

    CIBIL Score Required for Gold Loan Goalpara

    For Loan in Goalpara, the CIBIL score is irrelevant if you are applying for a gold loan.

    Gold Loan Goalpara Agents

    As one of the most trustworthy gold loan agents of Goalpara, Dialabank provides the best services. To experience it, you can apply at Dialabank or give a call at 9878981166

    By comparing different banks and NBFCs, you can get detailed information about the right bank according to your needs. Without getting you involved in any kind of complex process, Dialabank helps you in choosing the right bank for your needs. To do it, visit our website and fill a simple user-friendly form with your details. Then, our customer relationship managers will connect with you for help.

    Gold Loan Goalpara Contact Number

    For Gold Loan Goalpara, you can call 9878981166 for instant assistance and approval.

    Pre Calculated EMI Table for Gold Loan Goalpara

    Rate
    5 Yrs
    4 Yrs
    3 Yrs
    10.50%
    2149
    2560
    3250
    11.00%
    2174
    2584
    3273
    11.50%
    2199
    2608
    3297
    12.00%
    2224
    2633
    3321
    12.50%
    2249
    2658
    3345
    13.00%
    2275
    2682
    3369
    13.50%
    2300
    2707
    3393
    14.00%
    2326
    2732
    3417
    14.50%
    2352
    2757
    3442
    15.00%
    2378
    2783
    3466

    About Goalpara

    Goalpara is a district in the Indian state of Assam. The present-day Goalpara is divided into two parts, i.e. Goalpara(Sadar) and North Salmara(Civil). It covers an area of 1824 square kilometers and the population of the district is more than 1 million. Besides, the district is blessed with beautiful places and scenic beauty.

    हिंदी में जानने के लिए यहाँ क्लिक करें:गोल्ड लोन गोआलपारा